ARBOR FINANCIAL CREDIT UNION

Welcome to Arbor Financial, your trusted credit union in the heart of Paw Paw, MI. Established in 1935, we have been dedicated to serving our community for nearly nine decades. Located at 315 E Saint Joseph St, our branch is not just a place to manage your finances; it's a hub for support and growth, where you can connect with local experts who truly understand your needs. With over 46,800 members, Arbor Financial is proud to offer a wide range of services, from checking and savings accounts to auto loans and mortgages. Our total assets stand strong at $938,273,331, reflecting our commitment to financial stability and responsible management. We also boast a robust total deposit figure of $70,613,294 and a solid net worth of $84,258,525, ensuring that your money is safe with us. Under the leadership of our CEO, Julie Blitchok, and Board President, David Aubry, our dedicated team of 193 employees works tirelessly to provide exceptional service tailored to your needs. Whether you're looking for personal banking options or business solutions, we're here to assist you every step of the way. At Arbor Financial, we believe in giving back to the community that supports us. We are committed to making a positive impact through various initiatives and partnerships within Paw Paw and beyond. Our goal is not just to be your financial partner but also a contributor to the well-being of our community. While you can visit us at our branch address for all your banking needs, any official correspondence should be directed to: 315 E SAINT JOSEPH ST, PAW PAW, MI 49079-1547. We invite you to experience the Arbor Financial difference. Feel free to call us at 269-657-2190 or explore our website at www.arborfcu.org for more information about membership benefits and services available. Join us on this journey towards financial empowerment today!

Joining the Arbor Financial community is a step towards better financial health and support. To become a member of Arbor Financial, located at 315 E Saint Joseph St, Paw Paw, MI 49079, you'll need to meet some simple eligibility requirements. Generally, membership is open to anyone who lives, works, or worships in our local communities. Additionally, immediate family members of current members are also welcome to join us. This inclusive approach means that we strive to make our services available to as many people as possible. Becoming a member at Arbor Financial not only connects you to a network of friendly faces but also offers you access to a range of valuable financial services tailored just for you. From checking and savings accounts to auto loans and credit cards with rewards, we're here to help you reach your financial goals. Opening an account is easy! For more details on eligibility criteria, feel free to check out our website at arborfcu.org. If you're ready to start your journey with us or have any questions, don't hesitate to give us a call at (269) 657-2190!

At Arbor Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial health and the measures we take to ensure that your trust is well-placed. With a net worth of $84,258,525, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.97% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $109,610,716 in share certificates and $78,158,256 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $24,162,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $78,184,916 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $4,112 in used auto loans and a total of $724,444,789 in loans and leases. Our net income of $4,869,094 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 177 full-time employees and 16 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (funds available for lending and investments) stand at $6,671,717, while our total share accounts amount to 110,657, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Arbor Financial is your trusted partner. Visit us at 315 E Saint Joseph St Paw Paw Mi 49079 or call 269-657-2190 to learn more about how we can help you achieve your financial goals.