Arbor Financial Credit Union Kalamazoo MI | Convenient 24/7 ATM Services

Introduction

Welcome to Arbor Financial at our Gull Road branch, where your financial well-being is our top priority! Located at 5991 Gull Rd, Kalamazoo, MI 49048, we have proudly served our community since 1935, building trust and reliability along the way. With a strong membership base of over 46,802 members and total assets exceeding $938 million, we are committed to providing personalized financial solutions that truly meet your needs. At Arbor Financial, we believe in the power of community. Our dedicated team, led by CEO Julie Blitchok and Board President David Aubry, works tirelessly to ensure that each member feels valued and supported. Whether you're looking for a loan, savings account, or simply need some friendly financial advice, we're here for you with a range of services tailored to fit your lifestyle. While members can visit us at our Gull Road location, official correspondence should be sent to the same address for clarity: 5991 GULL RD, KALAMAZOO, MI 49048-4013. Our friendly staff is available from 9 a.m. to 5 p.m. on weekdays to assist you with any inquiries you may have. With total loans reaching 25,877 and deposits around $70.6 million, Arbor Financial stands as a pillar of stability in Kalamazoo. We also maintain a solid net worth of $84.3 million, ensuring that your money is safe and sound with us. Join us today in experiencing the Arbor Financial difference! To learn more about how we can help you achieve your financial goals, give us a call at 269-383-2844, or visit our website at arborfcu.org. Together, let's build a brighter financial future!

Branch History & Mission

Community Commitment

Arbor Financial takes pride in its community involvement and outreach initiatives. We actively partner with local organizations and participate in events aimed at enhancing the quality of life in Kalamazoo. Through these efforts, we strive not only to improve financial literacy but also to uplift those around us. As part of our commitment to innovation and accessibility, we offer digital banking services that allow members to manage their finances anytime and anywhere. While we currently do not have ATM or drive-thru services available at this location, we ensure that our online platform provides a seamless banking experience tailored for modern needs.

Join Us

We invite you to become part of Arbor Financial's story. Experience firsthand how we can help you achieve your financial dreams while being an integral part of a community-focused organization. For more information about membership benefits or opening an account, feel free to visit us online at www.arborfcu.org or call us at 269-383-2844 today!

Our Mission

Our mission at Arbor Financial is simple yet profound: to enhance the financial well-being of our members while contributing positively to the community around us. We believe that everyone deserves access to quality financial services and support. We aim to provide these with integrity and transparency. We understand that each member's journey is unique. That's why we focus on personalized service and financial education, ensuring that you have the tools you need to make informed decisions. Whether you're looking for loans, savings options, or advice on managing your finances, we're here for you every step of the way. While members can visit us at 5991 Gull Rd, official correspondence should be sent to 5991 GULL RD, KALAMAZOO, MI 49048-4013. Our operating hours are Monday through Friday from 9 a.m. to 5 p.m., making it convenient for you to reach us when you need assistance.

Branch Location & Accessibility

Convenient Access and Features

At Arbor Financial, we prioritize accessibility for all our members. Our location features ample parking and ADA-compliant access points, ensuring everyone can visit us comfortably. Unfortunately, we do not currently offer drive-thru banking or ATM services at this branch. However, our friendly staff is always ready to assist you inside during our operating hours.

Operating Hours

We are open Monday through Friday from 9 a.m. to 5 p.m., making it easy for you to stop by before or after work. Whether you're looking to open an account or simply need assistance with your current services, we're here to help during these hours.

Visit Us Today!

If you have any questions or would like more information about the services we offer, feel free to give us a call at 269-383-2844. We invite you to visit us at Arbor Financial on Gull Road today! Your financial well-being is our priority, and we look forward to serving you.

Member Eligibility

Joining the Arbor Financial community feels like stepping into a family that truly cares about your financial well-being. To become a member at our Kalamazoo branch, located at 5991 Gull Rd, you'll find that eligibility is more accessible than you might think. Whether you're an individual living, working, worshiping, or attending school in the communities we serve, you can easily join our credit union. We value inclusivity and aim to support everyone who walks through our doors. If you want to learn more about the specific eligibility criteria, please check out this helpful resource: Eligibility Details. Opening an account with us is a breeze! You can start the process online by visiting Account Opening, or feel free to call us at 269-383-2844 if you have any questions. Becoming a member means gaining access to personalized financial services designed just for you. We can't wait to welcome you to Arbor Financial!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $235 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $35 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $81,691,929, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Imagine having a reliable partner for managing payments and transactions. Our merchant services ensure you can accept payments easily and securely, allowing you to focus on what matters most running your business. Visit us at 5991 Gull Rd, Kalamazoo, MI 49048, or call us at 269-383-2844 to learn how we can help your business thrive today!

Comprehensive List Of Services

ATM Services

While we focus on personalized banking experiences, we understand that sometimes you need quick access to your funds. That's why we offer ATM services only. Whether you're grabbing cash for a spontaneous outing or checking your account balance, our ATMs are equipped to handle your needs efficiently. Imagine being able to withdraw cash or check your balance while you're out shopping or enjoying time with family it's all about giving you the freedom to manage your money on the go.

Commitment to Member Needs

Every service we provide is designed with our members' needs in mind. From straightforward account management to convenient transaction options, we're here to support you every step of the way. If you're looking for ways to simplify your financial life, our friendly staff is always ready to help guide you through our offerings and find the best solutions for you. We invite you to reach out if you have any questions or need assistance. Call us at (269) 383-2844 during our lobby hours from 9 a.m. to 5 p.m., Monday through Friday. At Arbor Financial, we're not just about transactions; we're about building relationships and helping you achieve your financial goals. Explore how we can serve you better today! Visit us online at https://www.arborfcu.org/ or stop by our branch at 5991 Gull Rd Kalamazoo Mi 49048. We look forward to being part of your financial journey!

Digital Banking Features

In addition to our ATM services, we prioritize modern conveniences through our digital banking features. With online banking, mobile payments, and person-to-person transfers, accessing your accounts has never been easier. You can pay bills from the comfort of your home or transfer money instantly to a friend without needing to visit us in person. Our mobile application allows you to manage your finances anytime, anywhere perfect for those busy days when visiting a branch isn't possible.

Digital & Online Banking

Key Features for Your Convenience

Whether you're checking your balance, transferring money, or paying bills, our 24/7 online banking services ensure you have the tools you need right at your fingertips. You can take advantage of electronic signature authorization to make transactions quicker and simpler, all while keeping your information safe. We also offer e-statements to help you manage your finances without the clutter of paper. By opting for e-statements, you'll receive your account statements electronically, making it easy to track your spending and stay organized. Need to send money to a friend or family member? Our person-to-person transfer feature makes it simple to send funds instantly with just a few taps on your mobile device. Speaking of mobile, our dedicated mobile application gives you access to all these features on the go. You can also enjoy the convenience of mobile payments, allowing you to make purchases directly from your phone.

Stay Connected and Secure

At Arbor Financial, security is a top priority. We use advanced technology to protect your personal information so you can bank confidently. Whether you're using our website or mobile app, rest assured that your data is safeguarded. With everything from real-time account management to easy fund transfers available at any time, digital banking at Arbor Financial is designed with you in mind. Join us today and experience how effortless banking can be!

Financial Strength

Efficient Operations

Our operational efficiency is highlighted by our net income of $4,869,094, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 177 full-time employees and 16 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Member-Centric Savings

Members' savings are secured through $109,610,716 in share certificates and $78,158,256 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $24,162,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Growth

With $78,184,916 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $72,444,789 in total loans and leases and $41,112 in used auto loans.

Solid Financial Foundation

With a net worth of $84,258,525, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.97% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Total Share Accounts stand at an impressive 110,657, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $6,671,717, reflecting our commitment to supporting your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Arbor Financial is your trusted partner. Visit us at 5991 Gull Rd Kalamazoo MI 49048 or call 269-383-2844 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $50,662,701 in used vehicle loans and $14,089,687 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options tailored for you.

Business Loans

For business owners, our outstanding commercial loans totaling $81,691,929 provide the capital needed to grow and expand. We understand the challenges that come with running a business and are here to support you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $74,626,576, make buying or refinancing simple. We offer flexible terms and competitive rates to ensure you find the right fit for your budget.

Refinancing Options

If you're looking to lower your monthly payments or tap into your home's equity for other expenses, we offer refinancing options across many of our loan products. Visit us at our branch located at 5991 Gull Rd Kalamazoo Mi 49048 or call us at 269-383-2844 for more details on eligibility and how we can assist you further. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Arbor Financial be your trusted partner in navigating your financial journey!

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $30,465,016 in loans helping members manage their finances effectively. This option can be an excellent way to consolidate debt or cover unexpected expenses without collateral.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers. Each loan comparison reflects genuine rates, helping you understand your options clearly.

Arbor Financial