Arbor Financial Credit Union Kalamazoo MI | Best Auto Loans & Checking Accounts

Introduction

Welcome to Arbor Financial, your trusted partner in financial growth and community support. Located at 1551 S 9Th St, Kalamazoo, MI 49009, we have been proudly serving our members since 1935. With a commitment to excellence and a deep-rooted presence in the Kalamazoo area, we are more than just a credit union; we are a community hub dedicated to helping you achieve your financial dreams. At Arbor Financial, we understand that every member's journey is unique. That's why we offer a range of services tailored to meet your individual needs, from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing. As of now, our total assets stand at an impressive $938,273,331, with $70,613,294 in deposits and a robust net worth of $84,258,525. These figures reflect not only our stability but also our commitment to providing you with the best possible service. With over 46,802 members benefiting from our diverse offerings including business banking services and online banking options we strive to create an environment where everyone can thrive financially. Our dedicated team of 193 employees, led by CEO Julie Blitchok and Board President David Aubry, is always here to assist you. Whether you need guidance on loans or advice on managing your finances, we're just a phone call away at 269-375-6702. While members can visit us at our branch location for personal assistance, official correspondence should be sent to the same address: 1551 S 9TH ST, KALAMAZOO, MI 49009-9404. Join us today and discover how Arbor Financial can help you reach your financial goals! Visit our website at www.arborfcu.org or stop by our branch during operating hours Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM to learn more about what we can do for you. Your future starts here!

Branch History & Mission

Join Us Today!

With operating hours from Monday through Thursday (9:00 AM - 5:00 PM), Friday (9:00 AM - 6:00 PM), and Saturday (9:00 AM - 1:00 PM), we invite you to come experience firsthand what sets Arbor Financial apart. Our friendly team is ready to assist you with all your financial needs. If you're not yet a member, we encourage you to explore the benefits of joining Arbor Financial today! Together, we can work towards a brighter financial future for you and your family. For more information or to open an account, please visit [our website](https://www.arborfcu.org/) or give us a call at 269-375-6702**. Join us on this journey let's grow together!

Our Mission

Our mission is simple yet profound: to empower our members by providing exceptional financial services while fostering a sense of community. We believe that everyone deserves access to fair banking options that enable them to achieve their dreams. Whether you're looking for personal banking solutions like checking accounts or auto loans, or business services such as merchant accounts and business loans, Arbor Financial is here for you. In addition to offering traditional banking products, we prioritize community outreach and partnership efforts. We are dedicated to supporting local initiatives that uplift and strengthen Kalamazoo and its surrounding areas. This commitment not only enhances the lives of our members but also contributes positively to the fabric of our community. As part of our evolution into the digital age, we've implemented user-friendly online banking options and mobile payment solutions that allow you to manage your finances conveniently from anywhere. Our branch is ADA compliant and offers both ATM access and drive-thru banking services for added convenience. While members can visit us at 1551 S 9th St, official correspondence should be sent to 1551 S 9TH ST, KALAMAZOO, MI 49009-9404 if different from the branch address.

Branch Location & Accessibility

Convenient Access

Whether you're driving through or stopping by for a quick visit, we offer ample parking right outside the branch. Our location is fully equipped with ADA-compliant features to ensure that everyone can access our services comfortably. Plus, with a drive-thru banking option available, you can manage your transactions without ever having to leave your vehicle.

Operating Hours That Work for You

Our lobby is open Monday through Thursday from 9:00 AM to 5:00 PM, extending to 6:00 PM on Fridays for those who need a little extra time during the week. We also welcome you on Saturdays from 9:00 AM to 1:00 PM, making it easy for you to fit banking into your busy schedule.

Services at Your Fingertips

At Arbor Financial, we pride ourselves on offering a variety of services tailored to meet your needs from personal banking solutions like checking and savings accounts to loans for auto financing and mortgages. Need cash? Our ATM is available around the clock for quick withdrawals and balance checks. While members can visit us at 1551 S 9Th St Kalamazoo Mi 49009, official correspondence should be sent to our mailing address at 1551 S 9TH ST, KALAMAZOO, MI 49009-9404 if it's different. Feel free to reach out at (269) 375-6702 if you have any questions or need assistance. We're excited to serve you! Come visit us today and discover how Arbor Financial can help you achieve your financial goals!

Member Eligibility

At Arbor Financial, we believe that joining our community should feel welcoming and inclusive. Becoming a member is easy, and we love helping individuals take this important step. To be eligible for membership, you simply need to live, work, worship, or attend school in Kalamazoo County or any of the surrounding areas. This means that if you're part of our vibrant local community, you're likely already qualified! Once you've confirmed your eligibility, opening an account with us is a breeze. You can find all the details about the process at https://forms.fivision.com/arborfcu/oa/. If you have any questions or need assistance, don't hesitate to reach out to us at (269) 375-6702. For more in-depth information about eligibility requirements, check out our resource page at https://www.arborfcu.org/about/membership/benefits. We can't wait to welcome you into the Arbor Financial family!

Business Banking & Commercial Services

Merchant Services That Work for You

In today's fast-paced market, having efficient merchant services can make all the difference. Picture a busy café owner who needs reliable payment processing to keep their customers happy. Our merchant services provide seamless transactions that allow you to focus on what you do best running your business. Located at 1551 S 9Th St, Kalamazoo, MI 49009, Arbor Financial is here to help you thrive. Call us at 269-375-6702 or visit us online at arborfcu.org to learn more about how our business banking solutions can support your vision!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $235 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $35 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $81,691,929, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners in Kalamazoo, our Business Banking services include merchant services and business loans tailored specifically for your needs. Whether you're starting out or expanding an existing venture, we provide the tools and support necessary for success.

Convenient Access

We understand that life is busy; that's why we've made banking as convenient as possible. With our Online & Mobile Banking, you can manage your accounts right from your smartphone or computer. Plus, our ATM services allow for quick cash withdrawals and balance checks whenever you need them. If you prefer face-to-face interactions, take advantage of our basic drive-thru banking where you can handle deposits and withdrawals without leaving your car. At Arbor Financial in Kalamazoo, MI, we are more than just a credit union; we are a community partner committed to helping you reach your financial goals. If you're ready to explore how we can assist you further or want to open an account today, give us a call at 269-375-6702 or visit us online at Arbor Financial. Join us in taking control of your financial future!

Credit Cards and Rewards

Our Credit Cards with Rewards program offers more than just a way to make purchases; it's designed to give back. Imagine earning points for every dollar spent that can be redeemed for travel, merchandise, or cash back. It's a great way to maximize your spending power while enjoying financial flexibility.

Loans and Financing

When it comes to financing your dreams, we provide various options. If you're considering a new vehicle or need help with repairs on your current one, our Auto Loans & Vehicle Financing make it easy to get on the road. For larger investments like buying a home, our Mortgage Loans & Refinancing services can guide you through every step of the process. And if you find yourself needing extra cash for unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation solutions are here to assist.

Personal Banking

For those looking to manage their finances efficiently, we offer Personal Banking services that include checking and savings accounts. Imagine having a simple way to keep track of your money while earning interest on your savings. Our accounts come with user-friendly online and mobile banking features, allowing you to check balances, transfer funds, and pay bills from anywhere.

Digital & Online Banking

Key Services

With just a few clicks at https://www.arborfcu.org/, you can dive into our user-friendly online banking platform. Whether you're checking your balance, paying bills, or transferring funds, our 24/7 online banking services are always available for you. You can even enjoy the ease of e-statements, so you can view and manage your financial documents without the clutter of paper. Need to send money quickly? Our person-to-person transfer feature allows you to send funds directly to friends or family in just moments. Plus, if you're on the go, our mobile application makes it easy to handle transactions from your smartphone. You can also take advantage of mobile payments, letting you make purchases right from your device.

Security and Ease of Use

Security is a top priority at Arbor Financial. We use electronic signature authorization to ensure that all your transactions are safe and verified. You can trust that your personal information is protected while using our online services. In today's fast-paced world, having real-time access to your accounts is essential. Our digital banking tools are designed with you in mind easy to navigate and accessible whenever you need them. Managing your finances has never been simpler or more secure. Experience the future of banking with us at Arbor Financial where convenience meets security every day!

Financial Strength

At Arbor Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our strong financial footing, we can continue to offer services that benefit you, ensuring your money is safe and working hard for you. With a net worth of $84,258,525, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $897 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $109,610,716 in share certificates and $78,158,256 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $24,162,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $78,184,916 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $4,112 in used auto loans and $724,444,789 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our strong performance is reflected in our $4,869,094, showcasing our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 177 full-time employees and 16 part-time employees. They are always ready to assist you with a knowledgeable and committed team dedicated to your needs. Net Shares (Funds available for lending and investments) total $6,671,717, while the number of Total Share Accounts stands at 110,657, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Arbor Financial is your trusted partner. Visit us at 1551 S 9Th St Kalamazoo Mi 49009 or call (269) 375-6702 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $50,662,701 in used vehicle loans and $14,089,687 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used option, we have flexible financing options tailored just for you.

Business Loans

For business owners, our outstanding commercial loans totaling $81,691,929 provide the capital needed to grow and expand your business. We believe in supporting local entrepreneurs and are dedicated to helping your business succeed.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $74,626,576, making buying or refinancing simple. We provide resources to guide you through the process so you can focus on finding the perfect place to call home.

Refinancing Options

If you're considering refinancing existing debts or looking for better interest rates on current loans, ask us about eligibility options. Our team is here to assist you in navigating the various choices available that could save you money over time. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Arbor Financial, we're committed to making your borrowing experience as straightforward and beneficial as possible. Visit us today or contact us by phone so we can help you explore which loan products best meet your needs!

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, but our unsecured credit card loans provide the support you need. With a total of $30,465,016 in loans helping members manage their finances effectively, our flexible terms make it easier to maintain your budget without added stress.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from reputable financial institutions, ensuring that users can trust the information provided. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. Instead, it focuses on delivering unbiased results to empower users in their decision-making process. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing for informed choices tailored to their unique financial situations. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback illustrates the platform's effectiveness in helping consumers secure better financial outcomes. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each loan listing undergoes verification to confirm its legitimacy, giving you peace of mind when comparing options.

Arbor Financial

Introduction

Branch History & Mission

Join Us Today!

Our Mission

Branch Location & Accessibility

Convenient Access

Operating Hours That Work for You

Services at Your Fingertips

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work for You

Tailored Loan Options for Growth

Comprehensive List Of Services

Business Banking

Convenient Access

Credit Cards and Rewards

Loans and Financing

Personal Banking

Digital & Online Banking

Key Services

Security and Ease of Use

Financial Strength

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

Join Our Community