Arapahoe Credit Union Centennial CO | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Arapahoe Credit Union! Located at 3999 E Arapahoe Rd, Centennial, CO 80122, we have been proudly serving our community since 1938. With a deep commitment to fostering financial well-being, we currently support over 11,421 members who trust us with their financial needs. At Arapahoe Credit Union, we believe in the power of community and the importance of relationships. Our total assets stand at an impressive $153,023,380, which enables us to offer a wide range of services tailored just for you. From personal banking options like checking and savings accounts to various loan products including auto loans and mortgages, we are here to help you achieve your financial goals. Our dedicated team of 37 employees, led by our CEO Scott Ferndelli and Board President Wyn Barrett, is passionate about providing exceptional service. We take pride in our stability with a net worth of $10,573,230 and total deposits of $12,238,120, ensuring that your money is safe with us. Plus, with cash in hand totaling $538,978, we're always ready to assist you promptly. While members can visit us at our branch location for all your banking needs, official correspondence should be sent to our mailing address: 3999 E Arapahoe Rd, Centennial, CO 80122-2076. Whether you're looking for personal loans or business banking solutions our team is prepared to guide you every step of the way. Explore more about what we offer by visiting our website at arapahoecu.org. We encourage you to call us at 303-740-7063 if you have any questions or need assistance. Join us today and experience the difference a local credit union can make in your financial journey!

Branch History & Mission

Community Connections

Our work extends beyond banking; we actively engage in community outreach initiatives that uplift those around us. Partnering with local organizations helps us give back and create positive change within Centennial and its surrounding areas. While members can visit us at 3999 E Arapahoe Rd for all their banking needs including drive-thru services and ATM availability official correspondence should be sent to our mailing address at 3999 E Arapahoe Rd, Centennial, CO 80122-2076. As we look ahead, we invite you to join our family at Arapahoe Credit Union. Experience firsthand how our member-focused approach can help you achieve your financial dreams. Whether you're looking for a new loan or need guidance on managing your money better, we're here for you every step of the way. Reach out to us today at 303-740-7063 or visit our website to learn more about becoming a member!

Our Mission

Our mission at Arapahoe Credit Union is straightforward: to empower our members by providing accessible financial solutions while fostering a sense of community. We believe that everyone deserves a chance to achieve their financial goals, whether it's buying a home or saving for the future. Our services include personal banking options such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. We strive to keep pace with technology while ensuring accessibility for all. Our commitment to digital advancements means you can manage your finances through online and mobile banking whenever it suits you. Additionally, we maintain ADA compliance to ensure everyone can access our services comfortably.

Branch Location & Accessibility

Come Visit Us!

We invite you to stop by the Arapahoe Credit Union Centennial Office today! Whether you're looking for new banking solutions or simply want to chat about how we can assist you better, our friendly staff is ready to help. We look forward to serving you soon!

Convenient Access and Amenities

At our Centennial location, you'll find ample parking available right outside our doors, making it hassle-free to pop in and take care of your banking needs. For those who require extra assistance, our branch is fully ADA compliant with ramps and accessible features designed to make your visit smooth and comfortable. We understand that life can be busy! That's why we offer convenient operating hours from 7:30 AM to 6:00 PM Monday through Friday. Need cash on the go? Our ATM is available for quick withdrawals and balance checks anytime you need it. Plus, if you prefer the ease of drive-thru banking, we have that too!

What We Offer

Arapahoe Credit Union isn't just about convenience; we're dedicated to providing top-notch services tailored just for you. From personal banking options like checking and savings accounts to auto loans, mortgages, and credit cards with rewards, we have something for everyone. Our team is here to help you navigate your financial journey with confidence. If you ever need to reach us, don't hesitate to call at 303-740-7063. While members can visit us at 3999 E Arapahoe Rd, official correspondence should be sent to our mailing address at 3999 E Arapahoe Rd, Centennial, CO 80122-2076.

Member Eligibility

At Arapahoe, we believe that becoming a member is like joining a family where everyone supports each other. If you're looking to be part of our welcoming community, the good news is that eligibility is simple and inclusive! You can qualify for membership if you live, work, worship, or attend school in the area. Additionally, immediate family members of existing members are also welcome to join. This means that whether you're a long-time resident or just starting out in our community, we'd love to have you with us. Joining Arapahoe comes with fantastic benefits like personalized service, competitive rates on loans and savings accounts, and access to various financial products tailored for your needs. Ready to get started? You can find detailed eligibility criteria at https://online.arapahoecu.org/apply and open your account easily by visiting https://online.arapahoecu.org/apply. If you have any questions or need assistance, feel free to give us a call at (303) 740-7063. We can't wait to welcome you to our 3999 E Arapahoe Rd Centennial Co 80122 location!

Business Banking & Commercial Services

At Arapahoe, we understand that every business has unique needs and challenges. That's why we're dedicated to providing tailored banking solutions that help local businesses thrive. Whether you're just starting out or looking to expand, our commercial loan options can be the catalyst for your success. Imagine a small bakery in Centennial that dreams of opening a second location. With our flexible commercial loans, they secured funding to turn their vision into reality. We've funded over $2 in commercial loans for our members, helping businesses like this scale and succeed. But it doesn't stop there. We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions that adapt to your specific needs. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: with an outstanding commercial loan portfolio of $260,439, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services streamline payment processes, allowing you to focus on what you do best running your business. With easy access to cash flow management tools and transaction processing, you can enhance customer experiences while ensuring efficient operations. Discover how Arapahoe can support your business journey at our convenient location: 3999 E Arapahoe Rd Centennial Co 80122 in Centennial, CO. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

When it comes to purchasing a vehicle, financing can be a daunting process. With our auto loans and vehicle financing, you can turn that dream into reality without unnecessary stress. We provide competitive rates and flexible terms, making it easier for you to drive away in the car you want.

Business Banking Services

For small business owners, navigating financial needs can be tough. That's why we also offer comprehensive business banking services, including merchant services and business loans. We're here to support your entrepreneurial journey, helping you thrive in today's competitive market.

Credit Cards with Rewards

Who doesn't love rewards? Our credit cards with rewards offer more than just purchasing power; they provide benefits that can enhance your lifestyle. Enjoy cash back on everyday purchases and redeem points for travel or shopping it's all about getting more from your spending.

Digital Banking Features

We know convenience matters. That's why we've integrated robust online and mobile banking features into our offerings. From ATM access for quick withdrawals to person-to-person payments for easy transactions with friends and family, managing your finances has never been simpler.

Drive-Thru & ATM Services

Additionally, our basic drive-thru banking allows members to handle deposits, withdrawals, and simple transactions without leaving their vehicles. And with accessible ATMs available nearby, accessing cash when needed is a breeze. Ready to explore how we can assist you further? Visit us at 3999 E Arapahoe Rd Centennial Co 80122, give us a call at (303) 740-7063, or check out our website at Arapahoe Credit Union Centennial Office. Join the community at Arapahoe today and take the first step towards achieving your financial goals!

Home Loans Made Easy

For those considering buying a home or refinancing an existing mortgage, our mortgage loans and refinancing options are designed with you in mind. Our experienced team will guide you through the entire process, ensuring you find the right fit for your financial situation.

Personal Banking Solutions

In today's fast-paced world, having access to reliable banking services is essential. At Arapahoe, we offer personal banking solutions that include checking and savings accounts designed for everyday use. Imagine easily managing your money online or through our mobile app while enjoying features like e-statements that keep you organized. Our goal is to make banking as convenient as possible.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans and debt consolidation services come in handy. Whether it's covering medical bills or consolidating credit card debt into one manageable payment, we are committed to helping you regain control of your finances.

Digital & Online Banking

At Arapahoe, we understand that modern banking needs to be convenient and secure. That's why we offer a robust suite of digital and online banking services designed to fit your lifestyle. Whether you're at home or on the go, managing your finances has never been easier. With our 24/7 Online Banking platform, you can access your accounts anytime, anywhere. Simply visit us at https://www.arapahoecu.org/ to get started. Our user-friendly interface makes it easy to check balances, view transactions, and transfer funds in real time. Plus, with E-Statements available, you can say goodbye to paper clutter and easily keep track of your finances right from your computer or mobile device. For those who prefer using their smartphones, our Mobile Application provides all the features you need at your fingertips. You can make Person-to-Person Transfers effortlessly, allowing you to send money to friends or family instantly. While we currently do not offer mobile payments, our app still empowers you with essential banking functionalities. Security is a top priority for us. Although we do not support Electronic Signature Authorization, rest assured that your sensitive information is protected through advanced security measures. Your peace of mind is crucial as you manage your accounts online. In a world where every second counts, Arapahoe strives to provide accessible and efficient banking solutions that adapt to your needs. Join us today and experience the ease of managing your finances digitally!

Financial Strength

A Growing Community

Total Share Accounts: 18,680, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $69,432. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Arapahoe is your trusted partner. Visit us at 3999 E Arapahoe Rd Centennial Co 80122 or call (303) 740-7063 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings

Members' savings are secured through $40,308,713 in share certificates and $29,849,401 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 37 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $10,205,201 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial goals is reflected in our lending capacity: we have $4,083 in used auto loans and $112,608,207 in total loans and leases available to help you achieve your aspirations.

Solid Financial Health

With a net worth of $10,573,230, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $689 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $56,994,167 in used vehicle loans and $2,784,411 in new vehicle loans already helping members get on the road. Whether you are interested in financing a brand-new vehicle or opting for a pre-owned option, our competitive rates and flexible terms make it easy for you to drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $260,439 provide the capital needed to grow and expand. We believe in supporting our local businesses and are committed to helping you succeed.

Credit Lines

Our total credit lines available amount to $30,000,000, giving you access to additional funds whenever necessary. This flexibility can be crucial for unexpected expenses or opportunities that arise. If you're considering refinancing options or want to know if you're eligible for any of our products, don't hesitate to reach out! You can contact us at (303) 740-7063, or visit us at our location: 3999 E Arapahoe Rd Centennial Co 80122, Centennial, CO. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $18,190,606, make buying or refinancing simple. We prioritize your comfort and ease throughout the process, offering expert guidance every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,244,171 in loans helping members manage their finances effectively. Our credit cards come with various benefits designed to suit your lifestyle while providing the financial freedom you need.

Loan Aggregator

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Arapahoe