Low Mortgage Rates & Affordable Auto Loans | Apple Woodbridge VA Credit Union

Introduction

Welcome to the Apple branch, where our commitment to your financial well-being shines through every service we offer. Located at 4201 Old Bridge Road, Woodbridge, VA 22192, we have proudly served our community since 1956, growing alongside our members and adapting to their needs. With a total membership of over 252,500, you can trust that you're part of a thriving family dedicated to helping each other succeed. As a member-focused credit union, we prioritize your financial goals. Our total assets stand at an impressive $4,525,853,838, with $373,298,104 in deposits ready to support your dreams. Whether you're looking for an auto loan, mortgage financing, or personal banking options, we've got you covered with a total of 151,818 loans and leases available for our valued members. At Apple, we believe in transparency and community impact. Under the leadership of our CEO Andrew Grimm and Board President Calanthia Tucker, we strive to maintain a strong net worth of $467,201,465 and ensure that our services empower you. With experienced staff comprising 547 employees, we're here to assist you with a smile whether you visit us in person or connect through our online banking platform. While members can visit us at 4201 Old Bridge Road, official correspondence should be sent to the same address for your convenience. To learn more about how we can help you reach your financial goals or if you have any questions, feel free to give us a call at 703-788-4800 or explore our website at http://www.applefcu.org. Join us at Apple Credit Union today and discover what it means to be part of a community that's invested in your success!

Branch History & Mission

Join Us

With operating hours designed for your convenience Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM we're here when you need us. We invite you to experience the benefits of membership at Apple Federal Credit Union. Join us today and discover how we can support your financial journey while building a stronger community together! For more information or assistance, feel free to contact us at (703) 788-4800 or visit us online at applefcu.org.

Our Journey

Located at 4201 Old Bridge Road, just a stone's throw from the scenic Occoquan River, our branch has witnessed significant milestones throughout its evolution. Initially serving a small group of members, we have expanded our services to meet the diverse needs of individuals and families in Prince William County and beyond. Today, we offer a comprehensive range of financial products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our journey has been marked by innovation and growth. We have embraced digital advancements to enhance member experiences through online banking and mobile payments. Our commitment to accessibility includes ADA compliance measures ensuring everyone can benefit from our services.

Our Mission

At the heart of Apple Federal Credit Union is our mission: to empower our members to achieve their financial goals while fostering a strong sense of community. We believe in providing exceptional financial services that not only help individuals thrive but also contribute positively to the neighborhoods we serve. As part of this mission, we actively engage in community outreach initiatives. From local educational programs to partnerships with area nonprofits, we strive to make a meaningful impact on the lives of those around us. While members can visit us at 4201 Old Bridge Road for all their banking needs whether it's making deposits through our drive-thru or accessing an ATM we also welcome official correspondence at the same address: 4201 Old Bridge Road, Woodbridge, VA 22192.

Branch Location & Accessibility

Welcome to the Apple Lake Ridge Branch, your friendly neighborhood financial partner located at 4201 Old Bridge Road in Woodbridge, Virginia. We are conveniently situated near popular local spots, making it easy for you to stop by and take care of your banking needs. Whether you're heading back from a day at the nearby shopping centers or enjoying a meal at one of the local restaurants, our branch is here to serve you. At Apple, we pride ourselves on accessibility. Our branch features ADA-compliant facilities, ensuring that all members can comfortably visit us. There's ample parking available for both regular and disabled access, so you can focus on what matters most your finances. Our operating hours cater to your busy lifestyle: we're open Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday until 6:00 p.m., and Saturday mornings from 9:00 a.m. to 1:00 p.m. This gives you plenty of opportunities to come in and speak with our knowledgeable staff about everything from checking and savings accounts to auto loans and credit cards with rewards. If you're on the go, you'll be pleased to know that we offer an ATM for quick cash withdrawals and balance checks right outside our branch. Plus, our drive-thru service allows you to handle deposits and simple transactions without leaving your vehicle perfect for those busy days when every minute counts! While members can visit us at 4201 Old Bridge Road, official correspondence should be sent to the same address for consistency. If you have any questions or need assistance, don't hesitate to call us at 703-788-4800. We invite you to visit the Apple Lake Ridge Branch today and discover how we can help you achieve your financial goals!

Member Eligibility

Becoming a member of Apple means joining a warm and welcoming community where your financial needs are prioritized. At our branch located at 4201 Old Bridge Road Woodbridge Va 22192, we believe that everyone deserves access to excellent financial services, and we're excited to invite you to become part of our family. To be eligible for membership, you simply need to live, work, worship, or attend school in the areas we serve. We also welcome family members of existing members! This inclusive approach ensures that we can support as many people as possible in achieving their financial goals. Opening an account is straightforward and can be done online through our website; just visit https://onlinebanking.applefcu.org/registration for more details. If you have any questions or need assistance along the way, feel free to reach out to us at (703) 788-4800. For a full list of eligibility criteria and to learn more about what it means to be a member, check out our resource at http://www.applefcu.org/appleweb/membership. Joining Apple is more than just opening an account; it's about becoming part of a supportive community dedicated to helping you thrive financially!

Business Banking & Commercial Services

At Apple, we understand that running a business comes with its own set of challenges and opportunities. That's why we offer tailored business banking and commercial services to help you thrive. Whether you're looking to expand your operations or manage day-to-day expenses, our commercial loan options provide the financial support you need to achieve your goals. Imagine being able to invest in new equipment or hire more staff without worrying about cash flow. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $252 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $83 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $400,989,847, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine accepting payments seamlessly from customers, whether they are using credit cards or mobile payments. Our tools not only enhance customer experiences but also help streamline your operations. Located at 4201 Old Bridge Road Woodbridge Va 22192, Woodbridge, VA, our team is here to guide you through every step of the process. Contact us today at (703) 788-4800 to learn how we can support your business journey!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash? We have you covered with our ATM & Cash Withdrawal Services, ensuring you can access your funds quickly whenever necessary. Plus, our basic drive-thru banking allows for easy deposits and withdrawals without leaving your car. At Apple, we strive to make banking as simple and enjoyable as possible for everyone in Woodbridge and beyond. For more information on how we can assist you or to open an account today, call us at 703-788-4800 or visit our website at www.applefcu.org. Your financial journey starts here!

Business Banking Services

For our business-minded members, we offer comprehensive Business Banking services, including merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, we have the resources to support your business's growth.

Credit Card Benefits

Don't forget about our Credit Cards with Rewards, which offer great perks for everyday purchases. Imagine earning points just by using your card for groceries or gas those rewards can really add up!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking options that allow you to manage your accounts from anywhere. With features like mobile payments and person-to-person transfers, staying on top of your finances has never been easier.

Personal Banking Solutions

We understand that every member has unique financial goals. That's why we offer Personal Banking options, including checking and savings accounts tailored to fit your lifestyle. Need a new car? Our Auto Loans & Vehicle Financing make purchasing or refinancing a vehicle straightforward and accessible. If homeownership is on your mind, check out our competitive Mortgage Loans & Refinancing solutions designed to help you secure your dream home or lower your current mortgage payments. For those moments when unexpected expenses arise, our Personal Loans & Debt Consolidation services can provide the necessary funds to keep you on track.

Digital & Online Banking

Key Features

Managing your money has never been easier! Enjoy the freedom of mobile payments, letting you make purchases with just a tap on your smartphone. Our mobile application gives you the power to handle transactions on the go, ensuring you're always in control. Plus, with person-to-person transfers, sending money to friends or family is quick and simple. Security is a top priority for us. We offer electronic signature authorization to ensure your transactions are safe and verified. You can also opt for e-statements, which not only helps keep your information secure but also saves paper it's a win-win! With all these features combined, Apple makes it easy for you to stay connected with your finances. Whether you're at home or on the move, you'll find managing your accounts straightforward and secure. Join us today and experience how digital banking can simplify your life!

Financial Strength

Growing Together

We have built a strong member base with a total of 565,509 share accounts that trust us with their finances. This growing community not only strengthens our position but also enhances the benefits we can provide to each member. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Apple is your trusted partner. Visit us at 4201 Old Bridge Road Woodbridge Va 22192 or call (703) 788-4800 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 516 full-time employees and 31 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Solid Foundation

With a net worth of $467,201,465, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,031 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting for Growth

With $448,224,620 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $17,305 in used auto loans and $2,942,402,119 in total loans and leases highlight our commitment to supporting your financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $1,337,410,656 in share certificates and $656,410,956 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $203,158, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

At Apple, we understand that financial needs vary, and that's why we offer a range of loan products tailored to fit your goals. Whether you're looking to purchase a vehicle, buy a home, or manage your day-to-day expenses, our team is here to help you navigate your options. With over 151,818 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans provide some of the lowest rates in the industry, making it easier than ever for you to hit the road. In fact, we've already issued $362,268,643 in used vehicle loans and $396,714,018 in new vehicle loans to help our members drive away in their dream cars. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $257,442,687, making buying or refinancing simple and accessible. If you're considering refinancing your current mortgage, we also have options available that could lower your monthly payments or shorten your loan term. For those who need flexibility with credit, we offer unsecured credit card loans with total lending amounting to $146,573,183. These can be a great way to manage expenses while enjoying the benefits of rewards and cash back. Business owners can take advantage of our outstanding commercial loans totaling $400,989,847, providing essential capital needed for growth and expansion. If you have questions about eligibility or refinancing options, feel free to reach out to us at (703) 788-4800 or visit us at our branch located at 4201 Old Bridge Road Woodbridge Va 22192 in Woodbridge, VA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to helping you find the right loan product that fits your unique financial situation.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers for users looking to secure loans.

Benefits of Using LendMesh

LendMesh emphasizes transparency and reliability in its loan comparison tool. Here are a few key features: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!"

Take Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Apple

Type of Loan Offerings

Personal Loans

Vehicle Loans