Low Mortgage Rates & Affordable Auto Loans | Apple Winchester VA Credit Union

Introduction

Welcome to Apple at our Winchester Branch, located at 1850 S Loudoun St, Winchester, VA 22601. Since our establishment in 1956, we've been dedicated to serving our community with a commitment that goes beyond just banking. With over 252,502 members trusting us with their financial needs, we strive to create a welcoming environment where your goals are our priority. At Apple, we understand that finances can sometimes feel overwhelming. That's why we offer a wide range of services designed to support you every step of the way whether you're looking for personal banking solutions like checking and savings accounts, or financing options such as auto loans and mortgages. Our total assets of $4,525,853,838 reflect our solid foundation and ability to serve our members effectively. Our leadership team, headed by CEO Andrew Grimm and Board President Calanthia Tucker, is passionate about ensuring that every member feels valued and supported. With a total net worth of $467,201,465 and cash in hand amounting to $31,698,667, we're well-equipped to provide reliable financial services tailored to your needs. While members can visit us at our branch location, official correspondence should be sent to the same address. Feel free to reach out via phone at 703-788-4800 during our walk-in hours from Monday through Friday between 9 AM and 6 PM, or Saturday from 9 AM to 1 PM. Our drive-thru service also offers extended hours for your convenience. Join us today at Apple and experience the difference a community-focused credit union can make in your financial journey! Visit our website at applefcu.org for more information on how we can help you achieve your financial goals.

Branch History & Mission

Commitment to Innovation

As times change, so do we. Our branch embraces digital advancements that make banking easier than ever before. With features such as online banking, mobile payments, and e-statements available at your fingertips, managing your finances has never been more convenient. Plus, we ensure ADA compliance so all members can access our services without barriers. Additionally, our branch offers drive-thru banking for quick transactions and ATM availability for easy cash withdrawals making your experience smooth and efficient.

Join Us

We invite you to become part of the Apple Credit Union family. Whether you're looking for a simple savings account or considering applying for a loan, we're here to help you navigate your options with confidence. Experience firsthand how being a member can benefit you not just financially but also as part of a caring community dedicated to mutual success. For more information or assistance, please feel free to reach out at 703-788-4800 or visit us during our operating hours: Monday through Friday from 9:00 AM - 6:00 PM and Saturday from 9:00 AM - 1:00 PM. Together, let's build a brighter financial future!

Our Mission

At Apple Credit Union, our mission is clear: we strive to empower our members with the tools they need to achieve their financial goals while promoting a sense of community and support. We offer a wide range of services including personal banking, auto loans, mortgages, business banking, and more tailored specifically to meet your needs. Our goal is not just about transactions; it's about building lasting relationships and providing guidance every step of the way. We believe that everyone deserves access to quality financial services. That's why we prioritize initiatives that support both your financial health and community development. Through various outreach programs and partnerships with local organizations, we aim to uplift those around us and contribute positively to Winchester and its residents.

Branch Location & Accessibility

Accessibility Features

At Apple, we prioritize convenience and accessibility for all our members. Our branch offers ample parking spaces right outside, along with ADA-compliant features to ensure everyone can access our services comfortably. You'll find ramps and wide doorways that make visiting us easy for those with mobility challenges.

Operating Hours

We understand that life can be busy! That's why our walk-in hours are designed to fit your schedule. Visit us Monday through Friday from 9:00 AM to 6:00 PM, or stop by on Saturdays between 9:00 AM and 1:00 PM. If you're in need of extended hours for quick transactions, our drive-thru service is open Monday to Friday from 8:00 AM until 7:00 PM and on Saturday from 8:00 AM to 1:00 PM.

Services Offered

At the Apple Winchester Branch, we offer a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have you covered. Plus, our ATM is available for cash withdrawals and balance checks whenever you need it. Drive-thru banking allows you to complete simple transactions without leaving your car. So why wait? Come visit us at the Apple Winchester Branch today or give us a call at 703-788-4800. We're excited to help you achieve your financial goals!

Member Eligibility

Joining the Apple community means stepping into a world where your financial well-being is our top priority. If you're looking to become a member at our welcoming branch located at 1850 S Loudoun St Winchester Va 22601, we invite you to explore the eligibility requirements that are designed to be inclusive and supportive. Typically, anyone who lives, works, or worships in the local area is eligible to join. We believe that everyone deserves access to quality financial services and support, which is why we strive to make membership as easy as possible. To get started, simply visit our website for detailed information on membership criteria at http://www.applefcu.org/appleweb/membership. If you're ready to open an account, you can do so conveniently online by following the steps outlined here: https://onlinebanking.applefcu.org/registration. Should you have any questions or need assistance, feel free to reach out to us at (703) 788-4800. We're excited to welcome you into the Apple family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $252 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $83 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $400,989,847, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the tools you need to efficiently manage transactions and enhance customer experiences. Our merchant services provide easy payment solutions that allow you to focus on what you do best running your business. From point-of-sale systems to online payment options, we equip you with everything needed to serve your customers effectively. Explore how Apple can be your partner in navigating the financial landscape of your business. Visit us at 1850 S Loudoun St Winchester Va 22601, Winchester, VA, or call us at (703) 788-4800 today!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash in a pinch? Our network of ATMs allows for easy access to your funds anytime, anywhere. Plus, our drive-thru banking offers convenient service for quick deposits or withdrawals without leaving your car. At Apple, we strive for excellence in all aspects of service delivery. Whether you prefer visiting us in person or accessing services online, we prioritize making banking as easy as possible for you. To learn more about how we can assist you further, please call us at (703) 788-4800 or visit us at our branch location. Explore all these services today and see how Winchester Branch can help you achieve your financial goals!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options make it easy for you to hit the road in style without breaking the bank. We provide competitive rates and flexible terms to help you find the perfect financing solution that fits your budget.

Business Banking Services

For local business owners, we provide comprehensive business banking services, including merchant services and business loans. We aim to support your growth by understanding the unique challenges businesses face today.

Credit Cards with Rewards

Want to earn rewards while spending? Check out our credit cards with rewards program! It's an excellent way to gain benefits from your everyday purchases while enjoying competitive rates and no hidden fees.

Mortgage Loans & Refinancing

If homeownership is on your horizon or if you're considering refinancing your existing mortgage, our mortgage loans can guide you through the process. Our knowledgeable staff will work closely with you to find a plan that suits your financial situation.

Personal Banking

For individuals seeking straightforward banking solutions, we offer a variety of checking and savings accounts tailored to fit your lifestyle. Imagine having access to your funds anytime, anywhere with our online and mobile banking services. You can check balances, transfer funds, and pay bills right from your phone or computer.

Personal Loans & Debt Consolidation

We know life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation options that provide you with the extra cash when you need it most. Whether it's for home improvements or consolidating high-interest debt, we're here to support you.

Digital & Online Banking

Accessibility and Ease-of-Use

Whether you're using our website or mobile app, you'll find that both are designed with you in mind. Our intuitive interfaces make navigation a breeze, allowing you to focus on what matters most: your financial goals. With the ability to manage your accounts in real time, you'll always be in control of your money. In short, at Apple, we're committed to making your banking experience as straightforward and secure as possible. Discover all that our digital banking services have to offer by visiting http://www.applefcu.org today!

Key Features of Our Digital Banking Services

With our online banking platform, you can easily check your account balances, make transfers, and pay bills all from the comfort of your home or on the go. For those times when you need to send money quickly to friends or family, our person-to-person transfer feature makes it simple and fast. Plus, if you're looking to go paperless, we offer e-statements that keep your financial information secure and easily accessible. Security is a top priority at Apple. We utilize electronic signature authorization for transactions, ensuring that your data remains protected while you enjoy the ease of digital banking. And with our mobile application available for download, managing your finances has never been more user-friendly. You can even make mobile payments directly from the app perfect for those who prefer contactless transactions.

Financial Strength

Growing Membership Trust

Total Share and Deposit Accounts stand at 565,509, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $6,199,696 further highlight our commitment to helping you achieve your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Apple is your trusted partner. Visit us at 1850 S Loudoun St Winchester Va 22601 or call (703) 788-4800 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $448,224,620 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $17,305 in used auto loans and $2,942,402,119 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $1,337,410,656 in share certificates and $656,410,956 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $203,158, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 516 full-time employees and 31 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $467,201,465, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,031 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $362,268,643 in used vehicle loans and $396,714,018 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a pre-owned one, we have options that fit your budget. Plus, refinancing opportunities are available if you want to lower your monthly payments.

Business Loans

For business owners, our outstanding commercial loans totaling $400,989,847 provide the capital needed to grow and expand. We understand the unique challenges faced by small businesses and are here to support your ambitions with tailored lending solutions. No matter what you need financing for, our team at Apple, located at 1850 S Loudoun St Winchester Va 22601, Winchester, VA, is ready to assist you. For more information about our loan offerings or to discuss eligibility options, give us a call at (703) 788-4800. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today and discover how we can help you achieve your financial dreams!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $146,573,183 in loans helping members manage their finances effectively. Our credit card options are designed to give you purchasing power while keeping your interests aligned with your financial goals.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $257,442,687, make buying or refinancing simple. We provide personalized guidance throughout the process to ensure you find the best solution for your needs.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means that users can trust the loan options presented to them.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You won't find hidden fees or misleading information here. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Every user gets a level playing field when comparing loans. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions allow users to see the best available options without delay. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimony illustrates the effectiveness and reliability of using LendMesh for finding suitable loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Apple

Type of Loan Offerings

Personal Loans

Vehicle Loans