Cheap Mortgage Refinance & Business Loans | Apple Falls Church VA Credit Union

Introduction

Welcome to Apple, your trusted partner in financial services right here in the heart of Falls Church, VA. Located at 1226 W Broad St, our branch has been serving the community since 1956. With a strong commitment to our members, we proudly support over 252,502 members and manage total assets of $4,525,853,838. At Apple, we understand that banking goes beyond just numbers; it's about building relationships and empowering you to reach your financial goals. Our dedicated team, led by CEO Andrew Grimm and Board President Calanthia Tucker, is here to provide personalized service that meets your unique needs. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or business financing solutions, we have a range of services designed with you in mind. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address at 4097 Monument Corner Dr, Fairfax, VA 22030-8640. With total deposits reaching $373,298,104 and a robust net worth of $467,201,465, Apple stands as a pillar of stability and reliability in the community. We also maintain a cash reserve of $31,698,667, ensuring that we are always ready to support your financial aspirations. Our branch operates with a friendly team of 547 employees, dedicated to making your experience as seamless as possible. We invite you to call us at 703-788-4800 or visit our website at applefcu.org for more information on how we can assist you today! Join us at Apple Credit Union where your financial future is our priority!

Branch History & Mission

Growth and Community Engagement

Since opening our doors nearly seven decades ago, we've witnessed significant growth in both assets and membership. With total assets now exceeding $4.5 billion, we've established ourselves as a reliable partner for our members' financial journeys. Our commitment extends beyond just banking; we actively engage in community outreach efforts that bring positive change to Falls Church and surrounding areas. In addition to traditional banking services, we've embraced modern technology to ensure convenience and accessibility for our members. Our digital advancements include online banking options, mobile payments, and person-to-person transfers all designed with your needs in mind. We also prioritize ADA compliance in all our facilities because every member should feel welcome and supported when they step through our doors.

Join Us

As we continue on this journey of growth and service, we invite you to become part of the Apple family. Experience firsthand how we can help you reach your financial goals while contributing positively to the community you love. Whether you're looking for personalized banking or just need some friendly advice on managing your finances better, we're here for you. For more information about joining or exploring our services further, please call us at 703-788-4800 or visit our website. Together, let's build a brighter financial future!

Our Mission

At Apple Credit Union, our mission is simple yet powerful: we strive to empower our members by providing trustworthy financial solutions while actively supporting our community. We believe that everyone deserves access to quality banking services, and we aim to foster financial literacy and stability among our members. This mission drives us every day as we offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards.

Branch Location & Accessibility

Accessibility Features

At our branch, we prioritize accessibility for all members. Our location includes ADA-compliant features, ensuring easy access with ramps and spacious parking. We strive to create an inviting atmosphere for everyone who walks through our doors.

Call to Action

We invite you to visit us at the Apple Falls Church Branch today! If you have questions or need assistance before your visit, don't hesitate to give us a call at 703-788-4800. Our friendly team is ready to help you with all your banking needs!

Operating Hours

We know your time is valuable. That's why we offer flexible banking hours to fit your schedule. Our lobby is open Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 6:00 PM, and Saturday mornings until 1:00 PM. Whether you're coming in after work or on a Saturday morning errand run, we're here when you need us.

Services Offered

The Apple Falls Church Branch provides a wide range of services to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need quick access to cash? Enjoy our ATM services available right at the branch!

Member Eligibility

At Apple, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the area, you're likely eligible to join us. We also welcome family members of existing members, making it easy for your loved ones to enjoy the benefits too. By choosing Apple, you gain access to a variety of financial services designed with your needs in mind, from checking and savings accounts to auto loans and mortgages. To learn more about the specific eligibility criteria and see if you're ready to take this step towards financial empowerment, check out our detailed guidelines at http://www.applefcu.org/appleweb/membership. Once you're ready to join us, opening an account is just a click away! Visit https://onlinebanking.applefcu.org/registration or give us a call at (703) 788-4800 for any questions. We can't wait to welcome you to our community at 1226 W Broad St Falls Church Va 22046!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $252 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $83 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $400,989,847, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make it easier for you to manage transactions efficiently. Imagine being able to accept payments seamlessly from your customers, whether they're shopping online or visiting your store. Our services include point-of-sale solutions and payment processing options tailored to fit your specific needs, allowing you to focus more on what matters growing your business. Visit us at 1226 W Broad St Falls Church Va 22046 in Falls Church, VA, or call us at (703) 788-4800 to learn how our business banking solutions can support your goals. Together, let's build a stronger future for your business!

Comprehensive List Of Services

Business Solutions

For our business members, we offer comprehensive Business Banking solutions including Merchant Services and Business Loans. We're committed to helping local businesses thrive by providing financial products that meet their unique needs.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we prioritize Online & Mobile Banking, making it easy for you to access your accounts from anywhere at any time. Check balances, transfer funds, or pay bills right from your smartphone or computer. Additionally, our ATM & Cash Withdrawal Services allow for quick access to cash without the hassle. No matter what financial service you need, we're dedicated to making banking easier for you. If you're ready to explore all that Apple has to offer, don't hesitate to reach out! You can give us a call at (703) 788-4800 or visit us during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Join us today and experience banking like never before!

Financial Freedom

Our Personal Loans & Debt Consolidation services are designed to help you regain control of your finances. Whether you're consolidating debt or funding a special project, we're here to assist you every step of the way.

Home Sweet Home

If you're looking to buy a home or refinance an existing mortgage, look no further than our Mortgage Loans & Refinancing options. Our knowledgeable staff will guide you through the process, helping you find a solution that works for your budget and future plans.

Personal Banking Made Easy

When it comes to personal banking, we offer various options tailored to fit your lifestyle. Our Checking & Savings Accounts provide you with flexible ways to manage your money while earning interest on your savings. Imagine having access to your funds whenever you need them, whether you're shopping for groceries or planning a vacation. For those considering a new vehicle, our Auto Loans & Vehicle Financing make it simple to get behind the wheel of your dream car without breaking the bank. We understand that purchasing a vehicle is a significant investment, which is why we strive to offer competitive rates and personalized service.

Rewards at Your Fingertips

With our Credit Cards with Rewards, you can earn points for every purchase. Think about how rewarding it would be to use your card for everyday expenses and then redeem those points for travel or merchandise!

Digital & Online Banking

At Apple, we understand that managing your finances should be as convenient and secure as possible. That's why we offer a range of digital and online banking services designed to meet your needs anytime, anywhere. With our 24/7 online banking services, you can easily check your balance, transfer funds, and pay bills right from the comfort of your home or on the go. Explore our online banking platform at http://www.applefcu.org to discover how simple it is to manage your accounts. Whether you need to view e-statements or sign documents electronically with our electronic signature authorization feature, we've got you covered. Plus, with e-statements available, you can say goodbye to paper clutter and access your financial statements whenever you need them. For those who prefer mobile banking, our mobile application makes it easy to perform everyday transactions. You can make person-to-person transfers effortlessly, so sending money to friends or family is just a few taps away. And if you're into mobile payments, enjoy the flexibility of making purchases without fumbling for cash or cards. At Apple, we prioritize security in all our digital services. Your information is protected with advanced security measures, giving you peace of mind while you bank online. With user-friendly features and real-time account management, staying on top of your finances has never been easier. Join us today and experience the convenience of digital banking at Apple!

Financial Strength

Commitment to Growth

With $448,224,620 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $17,305 in used auto loans and a total of $2,942,402,119 in loans and leases.

Member Trust

Total Share and Deposit Accounts stand at 565,509, showing a strong and growing member base that trusts us with their finances. With Net Shares available for lending and investments at $6,199,696, we have the resources needed to support your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Apple is your trusted partner. Visit us at 1226 W Broad St Falls Church Va 22046 or call (703) 788-4800 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 516 full-time employees and 31 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Safe and Rewarding Savings Options

Members' savings are secured through $1,337,410,656 in share certificates and $656,410,956 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $203,158, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $467,201,465, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,031 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $362,268,643 in used vehicle loans and $396,714,018 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable pre-owned vehicle, our financing options are here to support your purchase.

Business Loans

For business owners, our outstanding commercial loans totaling $400,989,847 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to scale an existing business, our team is ready to assist you with tailored financing solutions.

Credit Card Loans

For those looking to manage everyday expenses or consolidate debt, we also offer flexible terms on unsecured credit card loans, with a total of $146,573,183 in loans helping members manage their finances effectively. This option provides you with greater control over your spending while offering rewards for your purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $257,442,687, make buying or refinancing simple. We can guide you through the process and help ensure that you find a mortgage solution that fits your budget and lifestyle.

Refinancing Options

If you're considering refinancing any of your existing loans, we can help! Our team will work with you to evaluate eligibility options that could lead to better rates and lower monthly payments. At Apple, we're committed to providing personalized service and financial products that meet your needs. For more information about our loan offerings or to get started on an application, feel free to reach out at (703) 788-4800 or visit us at 1226 W Broad St Falls Church Va 22046 in Falls Church, VA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Aggregator

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Apple

Type of Loan Offerings

Personal Loans

Vehicle Loans