At Apl, we recognize the importance of giving back. Our commitment extends beyond banking; we actively participate in various community outreach efforts aimed at supporting local organizations and initiatives. Through partnerships with schools and non-profits, we strive to uplift those around us and create a positive impact in the lives of others.
As we continue on this journey together with our members and the community at large, we invite you to become part of the Apl family. Experience firsthand how our commitment to service can help you reach your financial goals. Visit us today or explore more about becoming a member through our website at www.aplfcu.org. Together, let's build a brighter future!
As times change, so do we. Apl is dedicated to embracing digital advancements that make banking easier for our members. We offer online banking services and mobile applications that allow you to manage your accounts anytime, anywhere. Whether you need to check your balance or make payments on the go, we're here for you. Additionally, our branch is fully ADA compliant to ensure that all members can access our services comfortably. While members can visit us at our branch location for personalized service during lobby hours from Monday to Friday between 8:30 AM and 4:30 PM, official correspondence should be sent to P.O. Box 418, Laurel, MD 20725 if needed.
Since opening our doors, Apl has undergone significant growth and transformation. We started as a small local credit union focused on meeting the basic financial needs of our members. Over the years, we have expanded our services and offerings to include personal banking, auto loans, mortgages, and business banking solutions. Today, with total assets exceeding $630 million, we are proud to be a pillar of financial stability in our community. Our mission is simple yet powerful: to empower our members by providing accessible financial services while fostering a spirit of community support and collaboration. We believe that by investing in our members' financial well-being, we can help them achieve their dreams whether it's buying a home, purchasing a vehicle, or managing their finances effectively.
For any questions or if you'd like to learn more about what we can do for you, don't hesitate to give us a call at 240-228-5250. While members can visit us at 11100 Johns Hopkins Rd, official correspondence should be sent to P.O. Box 418, Laurel, MD 20725. We invite you to come by today and experience the Apl difference!
As you approach our branch, you'll notice it's close to local favorites, making it easy to stop by while you're out and about. We are committed to providing a welcoming environment with features that ensure everyone can access our services comfortably. Our location is ADA compliant, equipped with ramps for easy entry, and we offer ample parking space for your convenience.
At Apl, we know that your time is valuable. That's why our lobby is open Monday through Friday from 8:30 AM to 4:30 PM perfect for fitting your banking errands into a busy schedule. During these hours, our dedicated team is ready to assist you with personal banking services like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and much more!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
In addition to loans, our merchant services provide essential tools that help streamline your daily operations. Imagine easily accepting payments from customers without hassle or delays. Our systems integrate smoothly into your business, allowing you to focus on what you do best serving your clients. Located at 11100 Johns Hopkins Rd Laurel Md 20723 in Laurel, MD, we're dedicated to making banking easier for businesses like yours. Reach out today at (240) 228-5250 to learn more about how we can partner with you for success!
In today's fast-paced world, convenience is key. That's why we have robust Online & Mobile Banking platforms that allow you to manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, sending money is as easy as a few taps on your phone. Additionally, our ATM & Cash Withdrawal Services are always available for quick access to cash when you're on the go. Basic ATM access includes withdrawals and balance checks, ensuring that you're never left in the lurch.
For our business members, we offer comprehensive Business Banking services. From Merchant Services that simplify payment processing to Business Loans for growth opportunities, we are here to support your entrepreneurial journey.
At Apl, we strive not only to serve but also to connect with our community members. If you have questions about any of our services or would like personalized assistance, don't hesitate to reach out! You can contact us at (240) 228-5250 during our lobby hours from 8:30 AM to 4:30 PM, Monday through Friday. Discover how we can assist you today by visiting us at 11100 Johns Hopkins Rd Laurel Md 20723 in Laurel or check out more details on our website at Campus. Join us and experience banking that puts you first!
We understand that managing your finances can be overwhelming at times. That's why we offer Personal Banking options including checking and savings accounts tailored to help you save for what matters most. Whether you're just starting out or looking to maximize your savings, our account options come with features that make banking straightforward and convenient. Need a new vehicle? Our Auto Loans & Vehicle Financing services provide competitive rates and flexible terms to get you behind the wheel without breaking the bank. We also offer Mortgage Loans & Refinancing to help you secure your dream home or adjust your existing mortgage for better rates. If you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation can offer you peace of mind by providing funds when you need them most. Plus, consider our Credit Cards with Rewards, which allow you to earn points on everyday purchases turning spending into savings.
Our $681,428 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 57 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Total Share and Deposit Accounts: 63,612, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Apl is your trusted partner. Visit us at 11100 Johns Hopkins Rd Laurel Md 20723 or call (240) 228-5250 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
With $66,726,399 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $7,432 in used auto loans and $442,010,157 in total loans and leases.
Members' savings are secured through $140,330,240 in share certificates and $71,201,175 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
With a net worth of $70,685,182, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.40% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $133,937,226 in used vehicle loans and $81,696,648 in new vehicle loans already helping members get on the road. Whether you're looking for a new or used vehicle, our team is here to guide you through the process and ensure you find an option that fits your budget.
For business owners, while we currently don't have outstanding commercial loans, our focus remains on providing personal financing solutions that empower our members' entrepreneurial spirit. If you're interested in any of these loan options or would like to learn more about eligibility requirements and application processes, feel free to reach out! You can contact us at (240) 228-5250 or visit us at our branch located at 11100 Johns Hopkins Rd Laurel Md 20723 in Laurel, MD. Explore how Apl can support your financial journey today! For more information on our services and offerings, please visit our website. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*
We also offer flexible terms on unsecured credit card loans, with a total of $8,908,312 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit your everyday spending.
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $67,741,638, make buying or refinancing simple. We know that securing a mortgage can feel overwhelming, but our experienced staff is ready to assist you every step of the way. Plus, refinancing options are available if you're looking to lower your current payments.
- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in the information provided. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect the market. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions tailored to their financial needs. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This reflects the reliability and effectiveness of our platform in helping individuals secure better financing. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that the offers presented are both fair and transparent, giving users peace of mind when exploring their options.