Apco Employees Credit Union Mcdonough GA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Apco Employees at our Henry County Branch, located conveniently at 2500 Patrick Henry Pkwy, McDonough, GA 30253. Since our establishment in 1953, we have been dedicated to serving our community and supporting our members with a wide range of financial services. With over 85,000 members and total assets exceeding $3.5 billion, we are proud to be a trusted partner in your financial journey. At Apco Employees, we understand that every member's needs are unique. That's why we offer personalized banking solutions, including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking services. Whether you're looking to finance your dream car or manage your everyday expenses, we've got you covered. Led by our CEO Derrick Ragland and Board President Gregg Shipp, our team of 169 dedicated employees is here to ensure that your banking experience is smooth and satisfying. We are committed to fostering relationships built on trust and transparency while providing you with the tools you need to achieve your financial goals. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 2500 Patrick Henry Pkwy, McDonough, GA 30253. With total deposits amounting to $347 million and cash reserves of over $5 million, Apco Employees is well-positioned to support our members through various financial stages. Our commitment goes beyond just numbers; it's about the impact we make within our community. We invite you to explore what we offer. Feel free to reach out by calling us at 404-506-3750 or visit our website at apcocu.org for more information. Let us help you take the next step towards a brighter financial future!

Branch History & Mission

Our Evolution

Since opening our doors in 1953, Apco Employees has continuously evolved to meet the changing needs of our members. We've embraced technology and innovation while staying true to our roots providing personalized service that makes banking easier for everyone. Our dedicated team works tirelessly to ensure that every member feels valued and supported. As we have grown, so has our commitment to improving the lives of those around us. We've expanded our services beyond just personal banking; today we offer auto loans, mortgage options, credit cards with rewards, and business banking solutions. This evolution reflects not only our growth but also our dedication to supporting both individual members and local businesses.

Our Mission

At Apco Employees, our mission is clear: we strive to provide exceptional financial services while fostering community well-being. We believe that everyone deserves access to quality banking solutions that empower them to achieve their financial goals. Whether you're looking to save for your future, buy a new car, or start a business, we're here to help every step of the way. We are deeply invested in community outreach initiatives that make a real difference. Our partnerships with local organizations allow us to give back and ensure that everyone in McDonough has the opportunity for a brighter financial future.

Visit Us

While members can visit us at 2500 Patrick Henry Pkwy, official correspondence should be sent to 2500 Patrick Henry Pkwy, McDonough, GA 30253 if needed. We invite you to experience our customer-centric approach during our operating hours from 9 AM to 4 PM, Monday through Friday. Although we currently do not have ATM or drive-thru services available, we provide comprehensive online and mobile banking options for your convenience. Join us at Apco Employees and discover how we can assist you on your financial journey. Call us today at 404-506-3750 or explore more about what we offer by visiting our website. Together, let's build a stronger community!

Branch Location & Accessibility

Additional Services

While we currently do not have ATM services or drive-thru banking at this branch, our team is always available to provide the support you need directly inside the branch. Plus, if you ever require official correspondence, please note that our mailing address remains the same: 2500 Patrick Henry Pkwy, McDonough, GA 30253. We are proud to serve the Henry County community and look forward to welcoming you at the Apco Employees Henry County Branch. Stop by today or give us a call we're here for all your banking needs!

Convenient Access and Amenities

Parking is ample and convenient, ensuring that you can visit us without any hassle. We prioritize accessibility for everyone, featuring ramps and compliant facilities to accommodate all needs. While you're here, our friendly staff is ready to assist you with personal banking services including checking and savings accounts, auto loans, mortgage financing, credit cards, and more. Our lobby hours make it easy for you to stop by during your busy day. We're open from 9 AM to 4 PM on weekdays, so whether you're coming in for a quick question or a detailed loan consultation, we've got you covered. If you need assistance outside these hours or prefer a more remote option, feel free to call us at 404-506-3750.

Member Eligibility

At Apco Employees, we believe that everyone deserves a place in our community, and becoming a member is simple and welcoming. If you live or work in the area or are affiliated with one of our partner organizations, you're likely eligible to join us. We're dedicated to supporting your financial journey by offering personalized services that cater to your needs. By choosing Apco Employees, you gain access to a variety of benefits, including competitive rates on loans, exclusive member offers, and expert financial advice tailored just for you. To learn more about eligibility requirements and how to become a part of our family, visit us at . It's an easy process, and our friendly team is here to help every step of the way! If you have any questions, feel free to give us a call at (404) 506-3750. We can't wait to welcome you to Apco Employees located at 2500 Patrick Henry Pkwy Mcdonough Ga 30253!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. Whether you're looking for a loan to purchase equipment or to manage cash flow, we provide options that fit your needs. Our team at Mcdonough, GA, is ready to guide you through the application process and help you find the right solution.

Merchant Services

In addition to loans, we offer robust merchant services that simplify payment processing for your business. Picture this: a busy Saturday at your store, and customers are eager to make purchases. With our merchant services, you can accept payments quickly and securely, ensuring a smooth shopping experience that keeps customers coming back. Whether you're just starting out or looking to grow an established business, Apco Employees is here to support your journey. Visit us at 2500 Patrick Henry Pkwy Mcdonough Ga 30253 or call us at (404) 506-3750 to learn more about how we can help you thrive!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing options are here to help make that dream a reality. We offer competitive rates and flexible terms, ensuring that your monthly payments fit comfortably within your budget. Whether it's a new ride or a used vehicle, we have financing solutions that work for you.

Business Banking Solutions

For our business members, we offer tailored Business Banking services including merchant services and business loans. Your business deserves support too! We provide the tools necessary for growth and success in today's competitive market.

Convenient Access Anytime

In addition to our core services, we prioritize convenience with features like ATM & Cash Withdrawal Services, allowing quick access to your funds when you need them most. Plus, with online banking capabilities and mobile payment options available, managing your finances has never been easier. If you're interested in learning more about how we can support your financial needs, don't hesitate to contact us at (404) 506-3750 or visit us at 2500 Patrick Henry Pkwy Mcdonough Ga 30253. At Apco Employees, we're more than just a credit union; we're a community partner ready to help you thrive financially!

Credit Cards with Rewards

Want to make the most out of your spending? Our Credit Cards with Rewards program allows you to earn points on everyday purchases that can be redeemed for exciting rewards! It's a smart way to use credit while enjoying benefits.

Home Sweet Home with Mortgage Loans

Your home is one of the biggest investments you'll ever make, which is why our Mortgage Loans & Refinancing services are so valuable. We guide you through every step of the process, making it easier to secure a mortgage that suits your lifestyle. Whether you're purchasing your first home or refinancing an existing loan, our team is here to assist you.

Personal Banking Made Easy

We understand that managing your finances can be daunting. That's why we offer Personal Banking services, including checking and savings accounts designed to help you reach your goals. Imagine having easy access to your money through our online and mobile banking features. You can check balances, transfer funds, and pay bills from the comfort of your home or on-the-go.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. With our Personal Loans & Debt Consolidation options, you can tackle those challenges head-on. Whether it's consolidating debt or funding a special project, we provide personal loans that are straightforward and easy to manage.

Digital & Online Banking

Easy Access Anytime, Anywhere

Our online banking platform is available 24/7, allowing you to check your account balance, pay bills, and transfer funds whenever it suits you. With just a few clicks on our website at https://www.southernenergycu.org/, you can access all your banking needs without stepping foot in a branch.

Mobile Banking on the Go

For those who prefer to bank from their smartphones, we offer a user-friendly mobile application that puts everything right in the palm of your hand. You can make payments through mobile payments features and even send money to friends or family with our person-to-person transfer option. This means handling transactions is quick and straightforward, wherever you are.

Real-Time Control Over Your Finances

Managing your accounts in real-time gives you better control over your finances. With features like e-statements and person-to-person transfers, you can stay updated and make decisions quickly. There's no need for complicated procedures; everything is designed with simplicity in mind. At Apco Employees, we are committed to making banking convenient and accessible for all our members. Explore our digital offerings today and experience how easy managing your finances can be!

Secure and Efficient Management

Security is a top priority at Apco Employees. Our digital services utilize the latest technology to keep your information safe while providing you with easy access to your accounts. Plus, with electronic statements available, you'll have a clear view of your financial activities without the clutter of paper.

Financial Strength

Dedicated Team

At Apco Employees, we're proud of our team of 157 full-time employees and 12 part-time employees who are dedicated to serving you with knowledge and care. Whether you're visiting us at the branch or reaching out over the phone at (404) 506-3750, you can count on us for personalized assistance.

Join Our Growing Family

We have a strong community of trust with 171,866 share accounts showing that many have chosen us as their preferred financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Apco Employees is your trusted partner. Visit us at 2500 Patrick Henry Pkwy Mcdonough Ga 30253 or call (404) 506-3750 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Lending Support

We're also here to help you achieve your financial goals with confidence. With $5,662 in used auto loans and $900,683,806 in total loans and leases, our lending capacity supports various sectors. Our $7,974,388 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member-Centric Savings

Your savings are well protected with us. We secure members' funds through $1,205,430,818 in share certificates and $17,914,123 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Benefit

Our commitment to serving our members shines through in our financial practices. With $20,000,000 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This means more resources directed towards meeting your financial needs.

Solid Financial Health

With a net worth of $491,414,926, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,400 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Are you in the market for a new vehicle? Our auto loans provide some of the most competitive rates available. We have issued over $91,478,066 in used vehicle loans and $100,944,385 in new vehicle loans, enabling many members to drive away with the car they desire. Whether you're looking for a brand-new model or a reliable used option, we are here to support you through every step of the financing process.

Credit Lines and More

In addition to our auto and mortgage loans, we also provide extensive credit line options totaling $957,244,750. This flexibility allows members to access funds when needed without the hassle of applying for a new loan each time. If you're interested in any of these products or want to learn more about refinancing or eligibility options, please don't hesitate to reach out. You can contact us at 404-506-3750 or visit us during our lobby hours from 9 AM to 4 PM on weekdays. For performance insights and financial data regarding our offerings and overall health as a credit union, refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Apco Employees, we're committed to helping you navigate your financial future with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $37,435,240. These products are designed to make buying or refinancing your home straightforward and accessible. If you're considering refinancing your current mortgage or exploring eligibility options, our team can assist you in finding the best solution tailored to your circumstances.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we offer flexible terms on unsecured credit card loans. With a total of $32,454,970 in unsecured credit card loans already helping our members manage their finances effectively, this option provides an easy way to cover unexpected costs without the stress of high interest rates.

Loan Aggregator

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Apco Employees