Apco Employees Credit Union Marietta GA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Apco Employees at our Cobb Branch, located at 1501 Johnson Ferry Rd, Marietta, GA 30062. Since our establishment in 1953, we have been committed to providing exceptional financial services tailored to the needs of our members. With a strong membership base of over 85,419 individuals, we pride ourselves on being a trusted partner in your financial journey. At Apco Employees, we manage total assets of approximately $3,509,874,314, ensuring that your funds are secure and accessible. Our focus on community impact is reflected in our robust lending portfolio, with a total of 34,276 loans and leases offered to help you achieve your dreams whether that's buying a new car or financing your home. Our leadership team, including CEO Derrick Ragland and Board President Gregg Shipp, is dedicated to fostering a supportive environment for all members. With 169 employees ready to assist you, we emphasize personalized service and community involvement. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 1501 Johnson Ferry Rd, Suite 150, Marietta, GA 30062. For any inquiries or assistance, feel free to call us at 404-506-3750 during our lobby hours from 9 AM to 4 PM. Join us today and experience the difference of being part of a credit union that truly values its members. Explore more about our services by visiting our website or reach out directly we're here to help you thrive!

Branch History & Mission

Commitment to Excellence

While members can visit us at 1501 Johnson Ferry Rd, official correspondence should be sent to our mailing address at Suite 150, Marietta, GA 30062. We invite you to experience our commitment firsthand during our operating hours from 9 AM to 4 PM on weekdays. Although we currently do not offer ATM services or drive-thru banking at this location, we ensure that all digital banking options are user-friendly and accessible. With online banking and mobile payments available, managing your finances has never been easier. At Apco Employees, we are dedicated to continuous improvement and ensuring compliance with ADA standards to serve all members effectively.

Join Us Today!

We invite you to join Apco Employees Credit Union and experience the difference of being part of a community-focused financial institution. Together, we can build a brighter financial future for everyone in Marietta. For more information or assistance, please call us at 404-506-3750 or visit our website here. Your journey towards better banking starts with us!

Our Mission

Our mission at Apco Employees is simple yet profound: to provide accessible financial services while fostering community support and engagement. We believe in helping our members achieve their financial goals through personalized service and innovative solutions. Whether you're looking for checking accounts, auto loans, or mortgage financing, we are here to guide you every step of the way. We also focus on community outreach and partnerships that enhance the lives of those around us. Our commitment goes beyond banking; we actively participate in local initiatives that make Marietta a better place to live and work.

Branch Location & Accessibility

Welcome to the Apco Employees Cobb Branch, conveniently located at 1501 Johnson Ferry Rd in Marietta, GA. Nestled in the heart of Cobb County, our branch is easily accessible for all your banking needs. Whether you're stopping by for personal banking or exploring our loan options, we aim to provide a warm and inviting atmosphere. While our main location is at 1501 Johnson Ferry Rd, official correspondence can be directed to the same address. Just look for us near popular local landmarks that make finding us a breeze! Our branch features ample parking and is designed with accessibility in mind, ensuring that everyone can visit us comfortably. At the Apco Employees Cobb Branch, we value your time. Our lobby hours are from 9 AM to 4 PM on weekdays, making it easy for you to drop in when it suits you best. While we currently do not offer drive-thru services or ATMs at this location, our friendly staff are always ready to assist you with a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. If you have any questions or need assistance before visiting us, feel free to give us a call at 404-506-3750. We look forward to welcoming you to our branch and helping you achieve your financial goals!

Member Eligibility

Becoming a member of Apco Employees means joining a warm and welcoming community that's dedicated to your financial well-being. If you're looking to enjoy the benefits of personalized banking, you'll be pleased to know that membership is open to individuals who meet certain criteria. Whether you're a local resident, an employee of an affiliated company, or related to someone who is, there's a good chance you qualify. To make sure you have all the details, I encourage you to check out the eligibility requirements at . Once you see that you're eligible, opening an account is simple! You can start your journey towards financial empowerment with just a few easy steps. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (404) 506-3750. Join us at Apco Employees, located at 1501 Johnson Ferry Rd Marietta Ga 30062, and unlock a world of financial services tailored just for you!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. Imagine securing the funds needed for your next big project or expansion without the hassle. Our loans are designed to simplify the process, allowing you to focus on what you do best growing your business.

Merchant Services

In today's fast-paced market, having reliable merchant services can make all the difference. Picture this: a customer walks into your store and makes a purchase effortlessly with their card while you seamlessly process the transaction. That's the kind of experience we aim to provide with our merchant services. Whether you're just starting out or looking to expand, Apco Employees is here to help you navigate your financial journey. Visit us at 1501 Johnson Ferry Rd Marietta Ga 30062 in Marietta, GA, or call us at (404) 506-3750 to learn more about how we can support your business!

Comprehensive List Of Services

Business Banking Services

For those running their own businesses, we offer tailored business banking solutions including merchant services and business loans. Understanding the challenges faced by entrepreneurs, we strive to provide support that helps businesses thrive in today's marketplace.

Digital Banking Convenience

In today's fast-paced world, convenience matters more than ever. With our robust online and mobile banking services, managing your finances has never been easier. You can check balances, transfer funds, pay bills, and even send money directly through person-to-person services all from your smartphone or computer. At Apco Employees, we pride ourselves on being more than just a bank; we're a community partner committed to helping our members succeed financially. With no ATM or drive-thru service at this location, we focus on delivering personalized service right at our branch. Ready to explore how we can assist you further? Visit us at 1501 Johnson Ferry Rd Marietta Ga 30062 or give us a call at (404) 506-3750 today! Your financial journey starts here!

Home Ownership

Thinking about buying a home? Our mortgage loans and refinancing options are designed with your future in mind. Whether you're a first-time homebuyer or looking to refinance an existing mortgage for better rates, we're here to help every step of the way. Owning your home can be one of the biggest milestones in life, and we want to ensure it's an enjoyable experience.

Personal Banking Solutions

Whether you're opening your first checking account or looking for a safe place to save, our personal banking services have got you covered. We offer various checking and savings accounts tailored to fit different lifestyles and saving habits. Perhaps you're planning for a dream vacation or saving for a new car; our accounts make it easy to manage your money effectively.

Personal Loans and Credit Options

Life can sometimes throw unexpected expenses your way, and having access to funds is essential. That's where our personal loans and debt consolidation services come in handy. We aim to provide straightforward solutions that can help lighten your financial load when needed most. Plus, with our credit cards with rewards, you can earn points on everyday purchases while managing expenses wisely.

Vehicle Financing

When it comes time to purchase a new vehicle, our auto loans and vehicle financing options can help turn that dream into reality. We provide competitive rates and flexible terms, making it simple for you to get behind the wheel without the stress of high payments. Our team will guide you through the process, ensuring you find a loan that fits your budget.

Digital & Online Banking

Key Features

Our online banking services provide real-time account management, allowing you to check balances, pay bills, and transfer money with just a few clicks. One of the standout features is the ability for person-to-person transfers, making it simple to send money to friends or family without any hassle. For those who prefer using their smartphones, our mobile application offers the same robust features right at your fingertips. You can even make mobile payments quickly and securely, giving you the freedom to shop on-the-go. Additionally, our e-statements provide a paperless way to keep track of your transactions while contributing to a greener planet. You won't have to worry about lost mail or clutter; everything is neatly organized and easily accessible.

Security and Ease of Use

Your security is our top priority. We ensure that all your personal information is protected with advanced security measures. Plus, our user-friendly interface makes navigating through your accounts straightforward, so you can focus on what matters most your financial well-being. Join us at Apco Employees for a digital banking experience that combines convenience with peace of mind. With everything available at your fingertips, managing your money has never been easier!

Financial Strength

Growing Together

Our commitment is further illustrated by the fact that we manage a total of 171,866, showcasing a strong and growing member base that trusts us with their finances. This trust is vital as it allows us to maintain a healthy level of net shares (funds available for lending and investments), currently standing at $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Apco Employees is your trusted partner. Visit us at 1501 Johnson Ferry Rd Marietta Ga 30062 or call (404) 506-3750 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Lending Capacity

With $5,662 in used auto loans and $900,683,806 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our commitment to responsible lending helps ensure that you have access to the funds you need when it matters most. Our operational efficiency is reflected in our $7,974,388, which empowers us to continue offering competitive loan rates and solid financial products for our members.

Member Savings and Resources

Your savings are secure with us. We hold $1,205,430,818 in share certificates and $17,914,123 in money market shares, offering stable and rewarding financial growth opportunities tailored for our members. Unlike traditional banks, we prioritize you our members over outside interests. With non-member deposits at $0, we ensure our resources focus on benefiting you through better loan rates and exclusive perks. We also have $20,000,000 in undivided earnings that allow us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures for your peace of mind.

Our Dedicated Team

At Apco Employees, we value our team as much as we value our members. We proudly employ 157 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with knowledgeable and committed staff who understand your needs.

Our Financial Health

With a net worth of $491,414,926, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation enables us to continue providing you with the reliable banking options you deserve. Our net worth ratio of $1,400 demonstrates a robust capital structure, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $91,478,066 in used vehicle loans and $100,944,385 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, our flexible terms make it easier than ever to drive home your dream car.

Credit Lines and Other Options

For those who need quick access to funds for various needs, we offer robust credit lines totaling $957,244,750. This gives our members the flexibility to cover unexpected costs or finance larger purchases without hassle. At Apco Employees, we also have refinancing options available for many of our loan products. If you're looking to lower your monthly payments or consolidate existing debt into one manageable loan, speak with us today about eligibility options that may be right for you. If you have any questions or want to explore how our loan offerings can work for you, feel free to reach out at 404-506-3750. We are here to assist you during our lobby hours from 9 AM to 4 PM on weekdays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $37,435,240, make buying or refinancing simple. We offer competitive rates and terms that fit your budget, making your journey to owning a home more accessible.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we provide flexible terms on unsecured credit card loans, with a total of $32,454,970 in loans helping members manage their finances effectively. Our credit card options come with rewards that add value to your spending.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Take control of your borrowing journey by comparing real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that you receive fair and transparent offers. By gathering information from legitimate financial institutions, LendMesh guarantees that all loan offers are verified and accurate.

Apco Employees