Apco Employees Credit Union Forest Park GA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Apco Employees, your trusted financial partner located at 62 Lake Mirror Rd, Forest Park, GA 30297. Since our establishment in 1953, we have been dedicated to serving our community with a personal touch and a commitment to excellence. With over 85,000 members and total assets exceeding $3.5 billion, we strive to provide accessible financial solutions tailored to meet your needs. At Apco Employees, we understand that navigating the world of finance can be overwhelming. That's why we offer a variety of services ranging from checking and savings accounts to auto loans, mortgage refinancing, and credit cards with rewards. Our goal is to empower you with the tools you need for financial success while ensuring that you feel valued and supported every step of the way. Under the leadership of our CEO, Derrick Ragland, and Board President, Gregg Shipp, our team of 169 dedicated employees is here to assist you. We take pride in creating a welcoming environment where everyone feels like family. Whether you're looking for personal banking solutions or business financing options, our experienced staff is ready to help. While members can visit us at our branch address, official correspondence should be sent to 62 Lake Mirror Rd, Forest Park, GA 30297. Feel free to reach out to us at 404-506-3750 during our operating hours from 9 AM to 4 PM on weekdays for any inquiries. Join us today at Apco Employees where your financial well-being is our priority! Discover how we can make a positive impact on your life by visiting our website at apcocu.org. Let's work together towards achieving your financial goals!

Branch History & Mission

At Apco Employees, we take pride in our rich legacy and deep-rooted connection to the community of Forest Park, Georgia. Established in 1953, our branch has grown from a small credit union into a thriving financial institution, serving over 85,000 members with total assets exceeding $3.5 billion. Located at 62 Lake Mirror Rd, Forest Park, GA 30297, we are just a stone's throw away from beautiful Lake Mirror Park, making it easy for our members to visit us. Our mission is clear: to provide exceptional financial services while fostering community development and support. We believe that when our members succeed financially, our community thrives. This commitment drives us to offer a variety of services including personal banking accounts, auto loans, mortgage options, and business banking solutions. Over the years, we've embraced advancements in technology to ensure our services meet the needs of today's members. Our online and mobile banking platforms allow for easy access to accounts and transactions from anywhere at any time. While we currently do not offer ATM services or drive-thru banking, our dedicated team is always here during lobby hours from 9 AM to 4 PM on weekdays to assist you personally. As part of our mission, we prioritize partnerships with local organizations and engage in community outreach efforts that support education and financial literacy programs. We believe that by investing in our community, we create a brighter future for everyone. While members can visit us at 62 Lake Mirror Rd, official correspondence should be sent to the same address as our mailing address. If you're looking for a credit union that genuinely cares about its members and the surrounding community, look no further than Apco Employees. We invite you to join us today! Experience firsthand the benefits of membership at Apco Employees where your financial goals are supported by a team that truly cares. Call us at 404-506-3750 or visit our website for more information on how you can become part of our family.

Branch Location & Accessibility

Accessibility Features

At Apco Employees, we prioritize accessibility for all our members. Our branch complies with ADA standards, featuring ramps and wide doorways for easy entry. We want everyone to feel welcome and comfortable when they visit us.

Operating Hours

We're here for you Monday through Friday from 9 AM to 4 PM. Our dedicated staff is ready to assist you during these hours, so whether you're looking to open a new account or discuss loan options, we've got you covered.

Services Offered

Our branch offers a variety of personal and business banking services tailored to meet your needs. From checking and savings accounts to auto loans and mortgages, we're committed to helping you achieve your financial goals. Plus, with online and mobile banking options available, managing your finances has never been easier. Although we currently do not have ATM services or drive-thru banking at this location, our team is always ready to assist you inside the branch. We invite you to stop by or give us a call at 404-506-3750 if you have any questions or need assistance. We look forward to welcoming you into our community!

Member Eligibility

At Apco Employees, we believe that becoming a member is like joining a close-knit family that supports each other through life's ups and downs. If you're looking to become a part of our community, the good news is that eligibility is simple and welcoming. Generally, anyone who lives, works, or worships in the area can join us. We also extend membership to family members of existing members, making it easy for everyone to benefit from our services. For detailed eligibility information, feel free to check out our website at . Joining is just the beginning of your journey with us. As a member of Apco Employees, you'll enjoy personalized banking services tailored to your needs, including competitive rates on loans and savings accounts. We take pride in offering a range of financial products designed to help you achieve your goals. To open an account or learn more about what we offer, give us a call at (404) 506-3750 or visit us at our branch located at 62 Lake Mirror Rd Forest Park Ga 30297. We can't wait to welcome you!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. Imagine securing a loan that allows you to purchase new equipment or expand your storefront. Our team works closely with you to tailor loan options that fit your specific needs, ensuring that every dollar invested contributes to your success.

Merchant Services That Empower

In today's fast-paced world, effective payment processing is crucial for any business. Our merchant services offer simple and reliable solutions to help you manage transactions smoothly. Picture this: a customer walks into your store, makes a purchase with ease, and leaves satisfied thanks to our streamlined payment solutions. Partner with us at Apco Employees, located at 62 Lake Mirror Rd Forest Park Ga 30297 in Forest Park, GA. Together, we can pave the way for your business's success! For more information, give us a call at (404) 506-3750.

Comprehensive List Of Services

Additional Lending Options

Need extra cash? Our personal loans and debt consolidation services provide financial relief when you need it most. Whether it's unexpected expenses or consolidating existing debt, we have solutions that work for you. And if you're looking for a credit card that rewards your spending, check out our credit cards with rewards program. Enjoy benefits like cashback or points redeemable for travel, merchandise, and more!

Business Banking

For entrepreneurs, our business banking services offer essential tools like merchant services and business loans to help you thrive. Starting or expanding a business can be daunting, but with our support, you'll have what you need to succeed.

Convenient Digital Banking

We know convenience matters in today's fast-paced world. That's why we offer robust online and mobile banking features. With our user-friendly app, managing your accounts on-the-go is effortless whether you're checking balances, transferring funds, or paying bills.

Home Financing

Dreaming of homeownership? Our mortgage loans and refinancing services can help turn that dream into reality. With various loan options available, we work closely with you to find the right solution for your unique situation. Picture yourself in a new home our knowledgeable staff is here to guide you through every step of the process.

In-Person Support

While digital banking provides convenience, we're always here for face-to-face assistance during lobby hours from 9 AM to 4 PM. Feel free to call us at (404) 506-3750 if you have any questions or need personalized service. At Apco Employees, we're committed to supporting your financial goals through a comprehensive array of services designed just for you. Explore what we have to offer today and take the next step towards achieving your financial dreams! Visit us at Forest Park or reach out via phone we're excited to assist you!

Personal Banking

Our personal banking services include checking and savings accounts designed with you in mind. You can easily manage your money while earning interest on your savings. Imagine having the peace of mind that comes from knowing your finances are secure and accessible whenever you need them. When it comes to purchasing a vehicle, our auto loans and vehicle financing options make it easy for you to hit the road without breaking the bank. We understand that buying a car is an important decision, so we offer competitive rates and flexible terms to fit your budget.

Digital & Online Banking

Convenient Online Services

With our 24/7 online banking services available at https://www.southernenergycu.org/ , you can access your accounts anytime, anywhere. Whether you're checking balances, paying bills, or transferring money, everything is just a click away. Plus, our mobile application makes it easy to manage your finances right from your smartphone. Need to send money to a friend? With our person-to-person transfer feature, you can do it instantly without any hassle.

Mobile Payments Made Easy

Don't forget about our mobile payments feature! You can make purchases directly from your phone, allowing for quick and convenient transactions wherever you are. At Apco Employees, we strive to enhance your banking experience with accessible and user-friendly digital services. Join us today and take control of your finances with ease!

Secure and User-Friendly Features

We prioritize your security while ensuring ease of use. Your information is protected with robust security measures, giving you peace of mind as you navigate through your banking tasks. We also offer e-statements for easy access to your account statements no more waiting for the mail! Plus, if you need to sign documents quickly, our electronic signature authorization feature simplifies that process.

Financial Strength

Growing Membership Trust

Total Share Accounts: 171,866, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Apco Employees is your trusted partner. Visit us at 62 Lake Mirror Rd Forest Park Ga 30297 or call (404) 506-3750 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,205,430,818 in share certificates and $17,914,123 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $7,974,388 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 157 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $20,000,000 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $5,662 in used auto loans and $900,683,806 in total loans and leases.

Solid Financial Health

With a net worth of $491,414,926, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,400 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $91,478,066 in used vehicle loans and $100,944,385 in new vehicle loans already helping members get on the road. We offer financing for both new and used vehicles, ensuring that you can find the right fit for your budget and lifestyle.

Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $32,454,970 in unsecured credit card loans, our offerings help members manage their finances effectively while enjoying the benefits of rewards and low-interest rates.

Credit Lines

For those looking for more flexibility in their borrowing options, our total credit lines amount to $957,244,750, providing a safety net for unexpected expenses or larger purchases. If you're considering refinancing any of these loans or are unsure about eligibility options, our team is here to assist you every step of the way. We believe in making lending straightforward and accessible. For more information about our loan products or to speak with a member of our team directly, please call us at 404-506-3750 or visit us at our branch located at 62 Lake Mirror Rd Forest Park GA 30297. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $37,435,240, allowing you to invest in your dream home or refinance an existing mortgage at competitive rates.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Take control of your financial future today. Compare real-time loan offers at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures that all loan offers are fair and transparent, giving users peace of mind when comparing options.

SOUTHERN ENERGY CREDIT UNION - Forest Park, GA

Type of Loan Offerings

Personal Loans

Vehicle Loans

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Loan rates in Forest Park, GA (30297)