Apco Employees Credit Union Atlanta GA | Top Business Banking & Auto Loans

Introduction

Welcome to Apco Employees, your trusted partner in financial well-being! Located at 241 Ralph McGill Blvd NE, Atlanta, GA 30308, we have been proudly serving our members since 1953. With a strong commitment to our community and a robust membership of over 85,000 individuals, we are dedicated to making banking easier and more rewarding for everyone. At Apco Employees, we understand that each member has unique needs. That's why we offer a variety of services designed to help you achieve your financial goals. Whether you're looking for personal banking options like checking and savings accounts, auto loans, mortgage refinancing, or business banking solutions, we've got you covered. Our total assets stand impressively at $3.51 billion, with total deposits reaching $347 million, ensuring that your money is safe and sound with us. Our experienced team is led by CEO Derrick Ragland and guided by Board President Gregg Shipp, both of whom are passionate about fostering relationships that empower our members. We pride ourselves on being responsive to the needs of our members while maintaining a solid financial foundation with a net worth of $491 million and cash in hand totaling $5.27 million. While members can visit us at our branch location, official correspondence should be sent to the same address: 241 Ralph McGill Blvd NE, Atlanta, GA 30308-3374. We invite you to experience the difference that a member-focused credit union can make in your financial journey. Give us a call at 404-506-3750 or visit our website at apcocu.org to learn more about how we can assist you today!

Branch History & Mission

Welcome to Apco Employees, a credit union that has been a cornerstone of financial support in Atlanta, Georgia, since 1953. Our journey began with a simple yet powerful idea: to serve our members with integrity and dedication. Over the decades, we have grown from humble beginnings into a thriving community-focused institution, proudly serving over 85,000 members today. Located at 241 Ralph McGill Blvd NE, Atlanta, GA 30308, our branch is easily accessible for those in the heart of the city. We invite you to visit us during our lobby hours from 9 AM to 4 PM on weekdays. While we currently do not offer drive-thru banking or ATM services at this location, we are committed to ensuring that your banking experience remains convenient and effective through our online and mobile banking options. Our mission at Apco Employees is more than just providing financial services; it's about making a real difference in our community. We strive to empower individuals and families by offering a range of products including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. Each service is designed with our members' needs in mind, ensuring they have the resources necessary to achieve their financial goals. As we look back on our history, we are proud of the milestones we have achieved together with our members. From expanding our asset base to over $3.5 billion to enhancing our member services with innovative online tools, every step reflects our commitment to growth and excellence. Our headquarters in Birmingham, Alabama remains an integral part of our identity as we continue to foster strong ties within the local community. Apco Employees also believes in giving back. Through various partnerships and outreach programs, we actively engage in initiatives that uplift our neighborhoods and support those in need. Our focus on community extends beyond transactions; it's about building relationships and creating opportunities for everyone. We invite you to join us at Apco Employees! Experience firsthand how we can help you achieve your financial aspirations while being part of a supportive community that values its members. If you have any questions or would like more information about joining us, please don't hesitate to reach out at 404-506-3750 or visit us at our website. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility Features

We understand how important accessibility is for our members. Our branch is designed to be welcoming to everyone, featuring ADA-compliant ramps and spacious parking options. You'll find ample parking available right outside our doors, making it easy for you to stop by.

Operating Hours

Our doors are open Monday through Friday from 9 AM to 4 PM. We aim to accommodate your busy schedule while providing the personal service you deserve. If you have questions or need assistance outside of these hours, feel free to give us a call at 404-506-3750. Our dedicated team is always ready to help!

Services Offered

At Apco Employees, we offer a range of services tailored just for you. From checking and savings accounts to auto loans and credit cards with rewards, we've got everything you need under one roof. Unfortunately, we currently do not have ATM availability or drive-thru banking at this location; however, our friendly staff is always available inside to assist you with any transactions. If you're looking for a community-focused credit union that prioritizes your financial well-being, look no further! We invite you to come visit us at Apco Employees and discover how we can help you achieve your financial goals. Your journey towards better banking starts here!

Member Eligibility

Becoming a member of Apco Employees is like joining a caring family that's dedicated to supporting your financial goals. To qualify for membership, you simply need to be an employee or retiree of specific organizations affiliated with us, or a member of their immediate family. This inclusive approach ensures that you can enjoy the benefits of our community, which include personalized service and a wide range of financial products designed just for you. If you're looking for more detailed information on eligibility criteria, feel free to check out our resource at . Opening an account is straightforward and welcoming! Just give us a call at (404) 506-3750, and we can guide you through the process or answer any questions you may have. We're excited to have you join us at our branch located at 241 Ralph Mcgill Blvd Ne Atlanta Ga 30308, where we look forward to helping you achieve your financial aspirations!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. Imagine a small café in the heart of Atlanta looking to expand its seating area or a tech startup needing funds for new equipment. With our tailored loan options, businesses can secure the funding they need to turn their dreams into reality.

Merchant Services That Work

In today's fast-paced market, efficient payment processing is crucial. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. From point-of-sale solutions to online payment processing, we equip you with the tools necessary to enhance customer satisfaction and streamline operations. Join us at Apco Employees located at 241 Ralph Mcgill Blvd Ne Atlanta Ga 30308. Let's work together to pave the way for your business success! For more information, give us a call at (404) 506-3750.

Comprehensive List Of Services

Business Banking Solutions

For small business owners, we offer specialized services like merchant services and business loans. We aim to empower your business by providing the financial tools necessary for growth and success.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking platforms that give you access to your accounts anytime, anywhere. With features like ATM and cash withdrawal services, managing your money has never been easier. At Apco Employees, we pride ourselves on being more than just a financial institution; we are a community partner dedicated to helping you thrive financially. Our branch staff is always ready to assist you with any questions or concerns you may have. For more information about our services or if you're ready to get started, give us a call at (404) 506-3750. We look forward to serving you!

Personal Banking Services

We understand that managing your finances can be overwhelming, which is why our personal banking services are designed with you in mind. You can open a checking or savings account easily, giving you a safe place to manage your money. If you're considering purchasing a vehicle, our auto loans and vehicle financing options can help make that dream a reality. For those looking to buy a home or refinance an existing mortgage, our mortgage loans and refinancing services provide flexible solutions to fit your lifestyle. If life throws unexpected expenses your way, our personal loans and debt consolidation options can help ease the burden by simplifying payments. Additionally, our credit cards with rewards allow you to earn points on everyday purchases, making it even more rewarding to manage your finances.

Digital & Online Banking

Key Features

One of the standout features is our mobile application. Whether you're commuting to work or relaxing at home, you can access all your banking needs right from your smartphone. Plus, our mobile payments feature allows you to make purchases quickly and securely without needing cash or cards. We also offer e-statements, giving you instant access to your account statements without the clutter of paper. You can review transactions and keep track of your spending all in one place. For those who like to send money easily, our person-to-person transfers make it simple to share funds with friends and family instantly.

Security You Can Trust

Your security is our top priority. While we currently do not support electronic signature authorization, rest assured that all your transactions are safeguarded with robust security measures. Our commitment to protecting your personal information means you can bank with confidence. With Apco Employees, banking is not only accessible but also designed for ease-of-use and real-time account management. Join us today and experience the convenience of modern banking right at your fingertips!

Financial Strength

At Apco Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We want you to feel confident in your choice of banking with us, knowing that our strong financial foundation supports all our services. With a net worth of $491,414,926, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,400 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,205,430,818 in share certificates and $17,914,123 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $20,000,000 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $5,662 in used auto loans and $900,683,806 in total loans and leases to support your financial goals across various sectors. Our operational efficiency shines through with a net income of $7,974,388, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 157 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. As of the latest results from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Apco Employees is your trusted partner. Visit us at 241 Ralph Mcgill Blvd Ne Atlanta Ga 30308 or call (404) 506-3750 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $91,478,066 in used vehicle loans and $100,944,385 in new vehicle loans to help our members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our competitive rates can make the process straightforward and affordable.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $37,435,240. With flexible terms and dedicated support from our team, you can find a solution that works for your budget and lifestyle.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging; that's why we also offer flexible terms on unsecured credit card loans. With a total of $32,454,970 in these loans helping members manage their finances effectively, you can enjoy peace of mind knowing that assistance is available when needed. In addition to these popular products, we provide various other loan types tailored to meet specific needs. If you're considering refinancing any existing loans or exploring eligibility options for our services, please reach out to us at 404-506-3750. Our knowledgeable staff at our branch located at 241 Ralph Mcgill Blvd Ne Atlanta Ga 30308 is here to guide you through every step of the process. For more information about our loan products and how they can benefit you today, visit our website at Apco Employees. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial success is our priority!

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SOUTHERN ENERGY CREDIT UNION - Atlanta, GA

Type of Loan Offerings

Personal Loans

Vehicle Loans

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