Apco Employees Credit Union Atlanta GA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Apco Employees, your trusted partner in financial wellness, located at 30 Ivan Allen Jr Blvd NW, Atlanta, GA 30308. Since our establishment in 1953, we have proudly served over 85,419 members, providing them with a range of financial services tailored to meet their needs. With total assets exceeding $3.5 billion and deposits amounting to $347,253,658, we are committed to ensuring your financial security and growth. At Apco Employees, we understand that banking is more than just transactions; it's about building relationships within our community. Our dedicated team of 169 employees, led by CEO Derrick Ragland and Board President Gregg Shipp, works tirelessly to deliver exceptional service. Whether you're looking for checking and savings accounts, auto loans, or business banking solutions, we have the resources to help you succeed. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 30 Ivan Allen Jr Blvd NW, Suite 110, Atlanta, GA 30308. Our commitment goes beyond just numbers it's about making a positive impact on your financial future. We invite you to explore the various services we offer and experience the difference that comes with being part of the Apco Employees family. For inquiries or assistance, feel free to reach out at 404-506-3750. We look forward to serving you!

Branch History & Mission

Community Commitment

Our outreach efforts extend beyond financial services. We actively engage with local organizations and initiatives that uplift the Atlanta community. By partnering with various groups, we strive to create opportunities and support those in need. We invite you to join us at Apco Employees! Experience firsthand how we can help you navigate your financial journey while being part of a community-focused credit union. For more information or inquiries, feel free to reach us at 404-506-3750 during our lobby hours from 9 AM to 4 PM on weekdays. Join us today and discover the many benefits of being part of Apco Employees where every member counts!

Our Mission

At Apco Employees, our mission is clear: to deliver exceptional financial services while making a positive impact on the community we serve. We believe in putting people first offering everything from personal banking solutions like checking and savings accounts to auto loans and mortgage financing. Our goal is not just about transactions; it's about building lasting relationships with our members. We are committed to ensuring accessibility for all members. Our digital advancements allow for convenient online and mobile banking options, enabling you to manage your finances anytime, anywhere. We also prioritize customer service excellence through initiatives aimed at enhancing member experiences.

Our Story

Over the years, Apco Employees has evolved significantly, growing alongside our vibrant city. From our humble beginnings to becoming a trusted financial partner for over 85,000 members, we have continually adapted to meet the changing needs of our community. With assets totaling over $3.5 billion, we pride ourselves on providing a wide array of services that empower individuals and families to achieve their financial goals. Located at 30 Ivan Allen Jr Blvd Nw, our branch is easily accessible, surrounded by notable landmarks that reflect Atlanta's rich culture and history. While members can visit us at this address, official correspondence should be sent to our mailing address: 30 Ivan Allen Jr Blvd NW, Atlanta, GA 30308.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Nestled close to popular spots like the Georgia Aquarium and Centennial Olympic Park, our branch is surrounded by vibrant attractions that make your visit even more enjoyable. With plenty of parking available, you can park with ease and step right into our welcoming environment. Our facility is designed with accessibility in mind, featuring ADA-compliant ramps to ensure that everyone can visit us comfortably.

Operating Hours

Our lobby is open from 9 AM to 4 PM on weekdays, making it easy for you to fit us into your schedule. We understand that life can get busy, so we're here when you need us most! If you have any questions or need assistance, feel free to call us at 404-506-3750.

Services Offered

At Apco Employees, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our team is ready to assist you with everything from debt consolidation to business banking solutions. While our branch does not have an ATM or drive-thru service, we are dedicated to providing personalized support within our lobby hours. So why wait? Come visit us at our Atlanta branch today! We look forward to welcoming you and helping you navigate your financial journey with confidence.

Member Eligibility

At Apco Employees, we believe that becoming a member is like joining a close-knit family that supports your financial dreams. If you're wondering if you can join us, you'll be happy to know that our eligibility criteria are designed to be inclusive and welcoming. Generally, individuals who live, work, or worship in the area around our branch at 30 Ivan Allen Jr Blvd Nw Atlanta Ga 30308 are welcome to apply. This means that whether you're a local resident or part of the community in another way, you likely qualify for membership! Joining us opens up a world of benefits, from competitive rates on loans and savings accounts to personalized service that puts your needs first. The process to become a member is straightforward and friendly! You can learn more about the eligibility requirements by visiting our website at . If you're ready to take the next step, check out our account opening details there as well. Should you have any questions or need assistance, don't hesitate to reach out to us at (404) 506-3750. We're here to help you every step of the way!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. Imagine being able to purchase new equipment or hire additional staff without the stress of financial constraints. Our tailored loan options help you achieve those goals and more.

Merchant Services That Work for You

In addition to loans, we offer merchant services that streamline your payment processes. Picture this: a busy Saturday at your retail store where customers are eager to check out. With our efficient payment solutions, you can handle transactions quickly and securely, ensuring customer satisfaction and repeat business. For more information about how we can assist your business, visit us at 30 Ivan Allen Jr Blvd Nw Atlanta Ga 30308 or call us at (404) 506-3750. Let's work together to fuel your success!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, Apco Employees provides essential support through our Business Banking services. Take advantage of Merchant Services to streamline payments and enhance customer experiences while securing necessary funding through our Business Loans to grow your operations.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we have invested in robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. Whether you want to check your balance, transfer money between accounts, or make payments on-the-go, our digital solutions are just a few taps away. Additionally, we offer easy access to ATM & Cash Withdrawal Services when you need cash quickly. At Apco Employees, we prioritize providing accessible and user-friendly banking services that fit into your life seamlessly. With our friendly staff always ready to assist you, whether by phone at (404) 506-3750 or in person during lobby hours from 9 AM to 4 PM on weekdays, we're here to support you every step of the way.

Get Started Today!

We invite you to explore all that Apco Employees has to offer and see how we can assist in achieving your financial goals. Visit us at 30 Ivan Allen Jr Blvd Nw Atlanta Ga 30308, call us at (404) 506-3750, or check out our website for more information on opening an account today! Your financial success starts here!

Personal Banking Solutions

For individuals and families, we offer various Personal Banking options. Open a Checking or Savings Account that suits your lifestyle, helping you manage everyday expenses and save for future goals. Need a new car? Our Auto Loans & Vehicle Financing make it easy to get behind the wheel without breaking the bank. We also provide Mortgage Loans & Refinancing, allowing you to secure the home of your dreams or adjust your current mortgage terms for better rates. If you're considering personal projects or consolidating debt, our Personal Loans & Debt Consolidation options are designed with flexibility in mind. Plus, don't forget about our Credit Cards with Rewards, which let you earn points on every purchase because rewards should come from spending!

Digital & Online Banking

Convenient Online Banking Services

With our robust online banking platform available at https://www.southernenergycu.org/, you can check balances, transfer funds, and pay bills all from the comfort of your home or on the go. Our online services are designed to be user-friendly, making it simple for anyone to navigate. And with e-statements available, you'll receive your account statements electronically, helping you stay organized while reducing paper clutter.

Mobile Banking at Your Fingertips

Our mobile application brings banking right to your pocket. Whether you're out shopping or waiting for an appointment, you can easily manage your accounts using your smartphone. With features like mobile payments, making purchases is quick and convenient. Plus, our person-to-person transfer option allows you to send money directly to friends and family without any hassle.

Security You Can Trust

We prioritize your security with every transaction. Our online banking platform includes strong security measures to protect your personal information. While we do not currently support electronic signature authorization, we ensure that all other aspects of our digital services are safe and reliable. In summary, at Apco Employees, our digital and online banking services empower you to take control of your finances with ease and confidence. Join us today and experience the convenience of modern banking!

Financial Strength

At Apco Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that choosing where to put your hard-earned money is a significant decision, and we are committed to ensuring you feel confident in your choice. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $491,414,926, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,400 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,205,430,818 in share certificates and $17,914,123 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $20,000,000 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $5,662 in used auto loans and $900,683,806 in total loans and leases. Our operational efficiency is reflected in our $7,974,388, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 157 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 171,866, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Apco Employees is your trusted partner. Visit us at 30 Ivan Allen Jr Blvd Nw Atlanta Ga 30308 or call (404) 506-3750 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $91,478,066 in used vehicle loans and $100,944,385 in new vehicle loans already helping members get on the road. We provide flexible terms to fit your budget and make it easier for you to drive off with a vehicle that suits your lifestyle.

Credit Lines and Credit Cards

For those seeking additional flexibility in managing expenses, we offer total credit lines amounting to $957,244,750. This allows members to access funds when needed without the hassle of traditional borrowing methods. Additionally, we provide flexible terms on unsecured credit card loans, with a total of $32,454,970 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $37,435,240, make buying or refinancing simple. We offer competitive interest rates and personalized service to guide you through the process. Whether you're purchasing your first home or refinancing an existing mortgage, our team is here to assist you every step of the way.

Refinancing Options

If you're looking for ways to save on your current loans or adjust your payment plans, we also have refinancing options available across our loan products. Speak with one of our representatives today to learn more about how you can benefit from lower rates or adjusted terms that suit your current financial situation. Feel free to reach out at 404-506-3750 during our lobby hours from 9 AM to 4 PM if you have any questions or need assistance with our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Apco Employees Credit Union, we're dedicated to supporting our community's financial health through accessible lending solutions tailored just for you!

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Apco Employees