At Apco Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining strong financial health to provide you with the best services possible. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at:
https://www.ncua.gov, based on the latest results. With a
net worth of $491,414,926, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our
net worth ratio of $1,400 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through
$1,205,430,818 in share certificates and
$17,914,123 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at
$0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With
$20,000,000 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also impressive; with
$5,662 in used auto loans and
$900,683,806 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency shines through with a net income of
$7,974,388, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having
157 full-time employees and
12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at
171,866, showing a strong and growing member base that trusts us with their finances. Our commitment to you goes beyond numbers; it's about building lasting relationships based on trust and reliability. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Apco Employees is your trusted partner. Visit us at 2501 Highway 78 W Jasper Al 35501 or call (205) 878-4600 to learn more about how we can help you achieve your financial goals.
