SOUTHERN ENERGY CREDIT UNION - Gardendale, AL

Welcome to Apco Employees, your trusted financial partner located at 949 Main St, Gardendale, AL 35071. Since our establishment in 1953, we have proudly served over 85,419 members in the community, offering a range of services designed to help you achieve your financial goals. At Apco Employees, we understand the importance of building lasting relationships and providing personalized solutions. With total assets of $3,509,874,314 and total deposits of $347,253,658, we are committed to ensuring your money is safe and working for you. Our dedicated team, led by CEO Derrick Ragland and Board President Gregg Shipp, works tirelessly to offer valuable financial products such as auto loans, mortgage options, personal loans, and credit cards with rewards. While members can visit us at our branch location for personal assistance or access our ATM services with ease, official correspondence should be sent to 949 Main St, Gardendale, AL 35071. Whether you're looking for a simple checking account or need guidance on managing your savings, we're here to support you every step of the way. With a strong net worth of $491,414,926 and robust cash reserves of $5,273,770, Apco Employees is well-positioned to help you navigate your financial journey with confidence. Join our community today and experience the difference that comes from being part of a member-focused credit union. For any questions or assistance, feel free to reach out by calling us at (205) 598-8300. We look forward to welcoming you into our family!

At Apco Employees, our story began in 1953, when a group of dedicated individuals came together with a shared vision of providing accessible financial services to the community in Gardendale, Alabama. Over the decades, we have grown from a small credit union into a thriving financial institution with over 85,000 members and total assets exceeding $3.5 billion. Our branch is located at 949 Main St, Gardendale, AL 35071, a central spot in town that reflects our commitment to being an integral part of the community. Our mission is simple yet profound: to enhance the financial well-being of our members and the communities we serve. We strive to deliver personalized banking solutions that empower individuals and families to achieve their financial goals. Whether it's helping you secure a loan for your dream car or providing the tools needed for effective budgeting, we are here every step of the way. Since opening our doors, we have continuously adapted to meet the evolving needs of our members. From introducing online banking services to launching mobile payment options, we prioritize convenience and accessibility. Our commitment to compliance ensures that all facilities are ADA-friendly, making sure everyone can access our services without barriers. The heart of our mission lies in community support. We actively engage in partnerships with local organizations and participate in outreach programs aimed at improving lives and fostering growth within Gardendale and its surroundings. By investing back into our community through various initiatives, we reinforce our role as more than just a financial institution we are your neighbors and partners in progress. For those looking for personal service, you can visit us during our operating hours from 8:30 AM to 4:30 PM on weekdays. While we do not offer drive-thru banking at this location, we do have an ATM available for easy access to your funds. If you have any questions or need assistance, feel free to reach out at 205-598-8300. While members can visit us at 949 Main St, official correspondence should be sent to the same address as it serves as both our branch and mailing address. Join us today at Apco Employees Credit Union and experience firsthand how we can help you achieve your financial dreams while contributing positively to our community!

At Apco Employees, we believe that everyone deserves a chance to be part of a community that truly cares. Joining us is simple and welcoming! If you live, work, or worship in the area or have a family member who is already a member, you're likely eligible to become part of our credit union family. We're here to support your financial journey with tailored services that fit your needs, whether it's checking accounts, loans, or online banking. For the most current eligibility details, feel free to check out our resource at . Opening an account with us is just as easy! You can find all the information you need about getting started by visiting . If you have any questions or need assistance along the way, don't hesitate to reach out at (205) 598-8300. We're excited to welcome you to Apco Employees, located at 949 Main St Gardendale Al 35071, where your financial well-being is our priority!

At Apco Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which reflects our commitment to providing exceptional service and support. With a net worth of $491,414,926, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,400 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,205,430,818 in share certificates and $17,914,123 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $20,000,000 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is evident with $5,662 in used auto loans and $900,683,806 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our $7,974,388, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 157 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 171,866, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Apco Employees is your trusted partner. Visit us at 949 Main St Gardendale Al 35071 or call (205) 598-8300 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.