APCI Credit Union Allentown PA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Apci Federal Credit Union, your trusted financial partner since 1954! Located at 6126 Hamilton Blvd Ste 102, Allentown, PA 18106, we are proud to serve our community with a commitment to providing exceptional banking services tailored to your needs. With a strong membership base of over 17,581 members and total assets exceeding $658 million, we stand as a pillar of support for individuals and families in the Lehigh Valley. At Apci, we understand that every member's journey is unique. That's why we offer a wide range of financial products from personal checking accounts and auto loans to mortgage options and credit cards with rewards. Our goal is to empower you to achieve your financial dreams, whether it's buying your first home or planning for retirement. While you can visit us at our convenient branch location, please note that official correspondence should be sent to our mailing address: PO Box 20147, Lehigh Valley, PA 18002-0147. Led by our dedicated CEO, Gina Fili, and Board President, Gregory Weigard, our team of 55 employees is here to assist you every step of the way. We pride ourselves on fostering a welcoming atmosphere where members feel valued and supported. You can reach us easily at 800-821-5104 during our lobby hours: Monday, Tuesday, Thursday, and Friday from 8:00 AM to 4:00 PM, and Wednesday from 9:00 AM to 4:00 PM. Join us today at Apci Federal Credit Union and experience the difference that comes from being part of a community-focused credit union. Visit our website at apcifcu.org or call us now to learn more about how we can help you succeed financially!

Branch History & Mission

At Apci Federal Credit Union, we are proud of our rich history and the community-focused mission that has guided us since our founding in 1954. Nestled in the heart of Allentown, PA, at 6126 Hamilton Blvd Ste 102, our branch has become a trusted financial partner for over 17,500 members. With total assets reaching an impressive $658,568,128, we've grown significantly over the years while maintaining our commitment to serving our members with integrity and respect. From our humble beginnings, Apci was established to provide accessible financial services to the community. We believe that everyone deserves a chance to achieve their financial goals, whether it's saving for a dream home or financing a new vehicle. Over the decades, we have expanded our offerings, ensuring that we meet the evolving needs of our members with services like auto loans, personal loans, mortgages, and online banking. Our mission is clear: to empower individuals through tailored financial solutions and unwavering support. We aim not just to provide banking services but also to foster a sense of belonging and community among our members. Through various outreach initiatives and partnerships with local organizations, we actively contribute to the well-being of Allentown and its surrounding areas. While you can visit us at 6126 Hamilton Blvd Ste 102, for official correspondence, please send your mail to PO Box 20147, Lehigh Valley, PA 18002-0147 if needed. Our operating hours are designed with your convenience in mind: Monday, Tuesday, Thursday, and Friday from 8:00 AM to 4:00 PM, and Wednesday from 9:00 AM to 4:00 PM. We pride ourselves on offering modern banking conveniences such as ATM availability and digital banking options including mobile payments and online account management. Our commitment extends beyond just providing financial products; we strive to create an inclusive environment that complies with ADA standards. Join us at Apci Federal Credit Union where you can experience personalized service and become part of a community dedicated to your financial success. Together, let's build a brighter future one member at a time. Visit us today or explore membership options at our website. Your journey towards better financial health begins here!

Branch Location & Accessibility

Welcome to Apci Federal Credit Union, your trusted partner in financial services! Conveniently located at 6126 Hamilton Blvd Ste 102 in Allentown, PA, our branch is designed to make banking easy and accessible for everyone in the community. Whether you're coming from nearby landmarks like the Lehigh Valley Mall or just passing through the area, finding us is a breeze. Our branch is situated in a friendly neighborhood where parking is ample and easily accessible. We take pride in our commitment to inclusivity, featuring ADA-compliant ramps and access points so that all members can comfortably visit us. If you need to send official correspondence, please note that our mailing address is PO Box 20147, Lehigh Valley, PA 18002-0147. At Apci Federal Credit Union, we understand that your time is valuable. That's why we offer convenient operating hours: join us Monday, Tuesday, Thursday, and Friday from 8:00 AM to 4:00 PM; on Wednesdays, we open an hour later at 9:00 AM but still close at 4:00 PM. Our friendly staff are always ready to assist you with a variety of services including personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. For those who prefer self-service options, we have an ATM available for quick withdrawals and balance checks. While we don't have drive-thru banking at this location, our team is eager to help you inside the branch. If you're looking for a supportive financial partner with a community focus, stop by or give us a call at 800-821-5104. We look forward to welcoming you into the Apci family!

Member Eligibility

At Apci, we believe that everyone deserves a place to belong, and becoming a member is your first step into our supportive community. Membership is open to individuals who live, work, worship, or attend school in certain areas of Pennsylvania. Whether you're a local resident or just starting your journey here, you may qualify to join us. We encourage you to check the detailed eligibility criteria on our website at https://www.apcifcu.org/eligibility for the most current information. Once you're ready to take that step, opening an account is simple and straightforward. You can easily apply online by visiting https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozad4k5uxate_lzfv74zftluungwf2efsns4qpxaxu-2ovughtlkinmumh9orollzygq7li_boirlmqxp0qsykdfgw or give us a call at (800) 821-5104 if you have any questions. We're excited to welcome you into the Apci family, where you'll enjoy personalized service and a variety of financial products tailored just for you!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, we provide essential merchant services designed to simplify transactions. Whether you're running a bustling retail shop or a service-based business, our tools make payment processing easy and efficient. Imagine quickly accepting payments on-the-go or managing your sales reports from anywhere this is what we strive to deliver. Visit us at 6126 Hamilton Blvd Ste 102 Allentown Pa 18106 or call us at (800) 821-5104 to discover how we can help your business flourish!

Comprehensive List Of Services

Access Anytime, Anywhere

Convenience is key in today's fast-paced world. With our ATM and cash withdrawal services, accessing your money is easier than ever. Whether you're out shopping or on the go, our ATMs provide basic access for withdrawals and balance checks at any time. To learn more about how Apci can help meet your financial needs, feel free to contact us at (800) 821-5104 or visit us at 6126 Hamilton Blvd Ste 102 Allentown Pa 18106 in Allentown, PA. We invite you to experience firsthand the personalized service that sets us apart from traditional banks. Ready to take control of your finances? Visit us online at Apci Federal Credit Union today!

Meeting Your Financial Needs

But what if you're facing unexpected expenses or looking to consolidate debt? Our personal loans can help ease financial burdens by offering quick access to cash when you need it most. Plus, with our credit cards featuring rewards, you can earn points on everyday purchases while managing your spending effectively. We also recognize that many members run their own businesses. Our business banking services, including merchant services and business loans, are crafted to support your entrepreneurial journey. Whether you're starting a new venture or expanding an existing one, we are here to assist every step of the way.

Personal Banking Made Easy

Starting with personal banking, we offer checking and savings accounts designed to help you manage your day-to-day finances efficiently. Imagine having easy access to your money whenever you need it our online and mobile banking services make this possible. You can check your balance, transfer funds, and even pay bills all from your smartphone. When it comes to financing, our auto loans and vehicle financing options allow you to drive away in your dream car without breaking the bank. We understand that purchasing a vehicle is a significant commitment, which is why we offer competitive rates and flexible terms. For those considering home ownership or refinancing options, our mortgage loans provide the support you need to make informed decisions about buying a house. We guide you through the process, ensuring that you find the right mortgage plan that fits your budget.

Digital & Online Banking

E-Statements for Easy Tracking

Keeping track of your finances is simplified with e-statements. They are not only environmentally friendly but also allow you to access your statements anytime without the clutter of paper. This means you can stay organized while saving time.

Mobile Applications and Payments

For those who prefer using their smartphones, our mobile application offers all the features you need right at your fingertips. Whether you're making mobile payments or transferring money through person-to-person options, everything is just a few taps away. Plus, with our secure electronic signature authorization, signing documents is quick and safe.

Online Banking Access

With our 24/7 online banking services available at https://www.apcifcu.org/, managing your accounts has never been easier. You can check balances, view transaction history, and pay bills anytime you need. Our platform is user-friendly, ensuring that even those new to online banking can navigate it effortlessly.

Security You Can Trust

Your safety is our top priority. Our online banking platform includes robust security measures to protect your personal information and transactions. Rest assured that when you bank with us digitally, you're in good hands. At Apci, we strive to provide accessible and efficient banking solutions tailored to fit your lifestyle. Whether you're at home or out and about, enjoy the freedom of managing your finances with ease!

Financial Strength

Commitment to Growth

With $57,387,342 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,444 in used auto loans and $278,247,736 in total loans and leases.

Operational Efficiency

Our operations reflect our commitment to serving you efficiently. The $-165,280 demonstrates our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 54 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $221,909,298 in share certificates and $66,464,241 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $57,222,062, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $869 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Community Trust

Total Share and Deposit Accounts stand at 46,824, showing a strong and growing member base that trusts us with their finances. With Net Shares available for lending and investments amounting to $0, we remain committed to helping you achieve your financial dreams. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Apci is your trusted partner. Visit us at 6126 Hamilton Blvd Ste 102 Allentown Pa 18106 or call (800) 821-5104 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Options

If you're considering refinancing your current loans or exploring eligibility options, we're here to help guide you through that process as well. Our team is dedicated to assisting you in finding solutions that fit your financial situation. For more information about our loan products or how we can assist you further, feel free to reach out at (800) 821-5104. You can also visit us at our branch located at 6126 Hamilton Blvd Ste 102 Allentown Pa 18106, Allentown, PA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Apci, we're committed to helping you take control of your financial future!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $24,310,610 in used vehicle loans and $13,619,427 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier than ever to drive away with confidence.

Credit Lines

Need some extra cash flow? Our total credit lines amounting to $20,000,000 provide a safety net for unexpected expenses or planned projects. You can access funds when needed without having to apply for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $38,173,662, make buying or refinancing simple. We offer guidance through every step of the process to help you find the best solution for your housing needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $7,450,582 in loans helping members manage their finances effectively. This product allows you to make purchases without worrying about collateral while enjoying the convenience of credit.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified sources guarantees that the offers displayed are both fair and transparent. By focusing on reliable data, LendMesh aims to empower users to make informed financial decisions.

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