Antioch Credit Union Cleveland OH | Affordable Auto Loans & Business Banking

Introduction

Welcome to Antioch Credit Union, where we believe in building a brighter financial future for our community. Located at 8629 Cedar Ave, Cleveland, OH 44106, we have proudly served our members since our establishment. Our commitment to you is evident through our growing membership of 737 individuals and a strong asset base of $3,146,962. With $516,762 in total deposits and a net worth of $930,813, we strive to create a solid foundation for your financial needs. At Antioch Credit Union, we understand the importance of personalized banking solutions tailored to your unique circumstances. Whether you're looking for auto loans, mortgages, personal loans, or even business banking services, we are here to support you every step of the way. Our dedicated team consists of just two employees who are passionate about providing exceptional service and fostering lasting relationships with our members. Led by CEO Alicia Green and Board President Larry Wagner, our leadership is deeply rooted in the community. We prioritize transparency and trust while making financial decisions that impact you directly. Our branch operates on Mondays, Wednesdays, and Fridays from 12 Noon to 5:00 PM, ensuring that you have ample opportunity to visit us or reach out via phone at 216-421-8885. While members can visit us at our branch address above for all banking needs, any official correspondence should be directed to the same address. We invite you to join us at Antioch Credit Union as we work together toward achieving your financial goals. Discover more about our services and how we can assist you by visiting our website or calling us today!

Branch History & Mission

Antioch Credit Union has a rich history rooted in community service and member-focused banking. Since its inception, this branch has been dedicated to providing personalized financial services that truly make a difference in the lives of its members in Cleveland, OH. Nestled at 8629 Cedar Ave, our location is more than just a bank; it's a hub for financial growth and community connection. Founded with the mission to empower individuals through accessible financial solutions, Antioch Credit Union has grown significantly over the years. Today, we proudly serve 737 members and manage assets totaling $3,146,962. Our commitment to our members drives everything we do, from offering competitive loan rates to providing comprehensive support for personal and business banking needs. Our mission is clear: to provide exceptional financial services while actively contributing to the well-being of our community. We believe that by supporting our members' financial journeys, we can help build a stronger neighborhood for everyone. Our offerings include checking and savings accounts, auto loans, mortgage refinancing, personal loans, and business banking solutions. We strive to ensure that all our services are designed with you in mind. While members can visit us at 8629 Cedar Ave, official correspondence should be sent to the same address as our mailing address: 8629 Cedar Ave., Cleveland, OH 44106. Our operating hours are Monday, Wednesday, and Friday from 12 Noon to 5:00 P.M., making it convenient for you to access our services when you need them. At Antioch Credit Union, we understand the importance of innovation in today's world. While we currently do not offer digital banking options like online banking or mobile payments, we remain committed to enhancing your experience with us through traditional yet reliable methods. Our team takes pride in being actively involved in community outreach efforts and partnerships that uplift those around us. From local events to educational workshops on financial literacy, we aim to foster a sense of belonging and support among our members. Join us at Antioch Credit Union today! Experience firsthand how we can assist you in achieving your financial goals while being part of a caring community. Together, let's build a brighter future! For more information or assistance, feel free to reach out at 216-421-8885.

Branch Location & Accessibility

A Friendly Invitation

While members can visit us at 8629 Cedar Ave., official correspondence should be sent to the same address for consistency. We invite you to stop by our branch today our friendly team is excited to meet you! Join us at Antioch Credit Union where your financial journey begins with care and community in mind.

Operating Hours

We are here for you during our lobby hours: Monday, Wednesday, and Friday from 12 Noon to 5:00 P.M. We know how busy life can be, so we've tailored our hours to fit your schedule. If you have questions or need assistance outside of these times, don't hesitate to give us a call at 216-421-8885.

Parking and Accessibility

We understand that accessibility matters. Our branch offers ample parking for all members, ensuring you can visit without any hassle. Plus, we are committed to making banking accessible for everyone with features like ADA-compliant ramps, so all members can feel comfortable and welcome when they walk through our doors.

Services Offered

At Antioch Credit Union, we offer a variety of services designed to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgages, our dedicated team is ready to assist you every step of the way. While we currently do not have ATM or drive-thru services available, our staff is eager to help you with any transactions inside the branch.

Member Eligibility

At Antioch, we believe that becoming a member is like joining a family that genuinely cares about your financial well-being. If you're looking to be part of a supportive community, you'll be pleased to know that eligibility is quite simple! To qualify for membership, you typically need to live, work, or worship in the local area. Our doors are open to individuals who share our values and are seeking a personal banking experience. For more details on specific eligibility criteria, feel free to check out our resource at . Opening an account with us is straightforward and welcoming, ensuring that you can start enjoying the benefits of membership without any hassle. Whether it's accessing competitive loan rates, personalized service, or a range of financial products tailored for you, being part of Antioch means more than just banking; it's about building relationships and achieving your financial goals together. If you have any questions or need assistance along the way, don't hesitate to give us a call at (216) 421-8885. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer essential merchant services designed to make daily operations smoother for businesses. Picture this: you're a local retailer processing payments quickly and securely while serving happy customers. Our services help streamline transactions, allowing you to focus on what matters most growing your business. Visit us at 8629 Cedar Ave Cleveland Oh 44106 in Cleveland, OH or call us at (216) 421-8885 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new car or need to refinance your current vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms. We know how important reliable transportation is for your daily life, so we're here to help make that dream ride a reality without breaking the bank.

Business Banking

If you're a business owner, we have specialized services just for you! Our business banking solutions include merchant services that make transactions smooth for both you and your customers, as well as business loans tailored to help you grow or manage your business effectively.

Credit Cards with Rewards

Enjoy shopping and spending rewards with our credit cards! They come with various benefits designed to enhance your experience while making purchases. It's a great way to earn points or cash back while managing your everyday expenses.

Mortgage Loans & Refinancing

Owning a home is one of life's biggest milestones. At Antioch, we offer mortgage loans and refinancing solutions designed to fit your budget and lifestyle. Our team will work closely with you to find the right mortgage option that suits your needs, whether you're buying your first home or looking to refinance an existing loan for better rates.

Online & Mobile Banking

To ensure that managing your finances is easy and convenient, we offer robust online and mobile banking features. With these tools, you can check balances, transfer funds, pay bills, and more all from the comfort of your home or on-the-go. At Antioch, we strive to make banking simple and accessible for everyone in our community. Whether you're opening a checking account or seeking financing options, we're here for you every step of the way. If you're ready to explore how we can assist with your financial journey, don't hesitate to reach out or visit us today!

Personal Banking

We understand that managing finances can sometimes feel overwhelming. That's why we offer a variety of personal banking options, including checking and savings accounts that help you save for the future while keeping your funds easily accessible. Whether you're looking to set up an account for everyday expenses or build a savings cushion, we've got you covered.

Personal Loans & Debt Consolidation

For those unexpected expenses or if you're juggling multiple debts, our personal loans can provide the financial relief you need. We also offer debt consolidation services to simplify your payments and potentially lower your interest rates helping you take control of your finances more effectively.

Digital & Online Banking

At Antioch, we understand that managing your finances should be as convenient and secure as possible. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle. While we currently do not provide a dedicated online banking platform, our commitment to enhancing member experience is always at the forefront. Our aim is to keep you informed about future updates, including potential online services that may come your way. In addition to this, we prioritize security in all transactions. You can rest easy knowing that your financial information is protected, even though electronic signature authorization is not available at this time. We also recognize the importance of staying connected on the go. Although we currently don't offer mobile payments or a mobile application, we're constantly exploring ways to improve accessibility for our members. As for traditional banking methods, while person-to-person transfers are not an option right now, you can still visit us in person during our operating hours: Monday, Wednesday, and Friday from 12 Noon to 5:00 P.M. Our friendly team is ready to assist you with any questions or needs you might have. To learn more about our services and stay updated on any new offerings, please feel free to reach out via phone at (216) 421-8885 or check back with us regularly for updates. At Antioch, we're here to support your financial journey every step of the way!

Financial Strength

At Antioch, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial standing, which reflects our commitment to providing you with the best possible services. With a net worth of $930,813, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,958 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $689,359 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $7 in used auto loans and $463,320 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our $5,271, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The funds available for lending and investments stand at $63,381, while our growing member base trusts us with their finances as shown by the total share accounts of 981. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Antioch is your trusted partner. Visit us at 8629 Cedar Ave Cleveland Oh 44106 or call (216) 421-8885 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $67,914 in used vehicle loans and $224,314 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, our flexible terms can cater to your budget and lifestyle.

Credit Lines and Unsecured Loans

For those needing extra flexibility, we offer total credit lines of $100,000, giving you access to funds when you need them most. Additionally, we provide unsecured credit card loans totaling $0, which help our members manage their finances effectively without tying up other assets. If you have questions about refinancing options or eligibility for any of these loan products, feel free to give us a call at (216) 421-8885. Our staff is ready to assist you in finding the right solution for your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Come visit us at our branch located at 8629 Cedar Ave Cleveland Oh 44106 in Cleveland, OH, and let's work together towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently have no Junior Lien 1-4 Family Residential Properties loans available, our dedicated team is here to guide you through the process when you're ready.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment guarantees fair and transparent offers for users. One of the key benefits of using LendMesh is its Verified Data. Loan offers are sourced from legitimate financial institutions, ensuring transparency in the rates presented. Additionally, LendMesh features No Sponsored Listings, meaning it does not prioritize lenders based on paid promotions our goal is to provide unbiased results every time you search. With Real-Time Rate Comparisons, users have access to up-to-date loan rates from multiple institutions, empowering them to make informed decisions tailored to their financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how LendMesh can make a significant difference for borrowers looking to save money. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Antioch