Ann Arbor Postal Credit Union Milan MI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Ann Arbor Postal, your trusted financial partner located at 18459 Redman Rd, Milan, MI 48160. Since our establishment in 1951, we have proudly served our community, fostering a strong sense of belonging and support for our 100 members. As a vital part of the Milan area, we are committed to providing personalized banking solutions tailored to meet your needs. At Ann Arbor Postal, we understand that financial well-being is essential for everyone. Our total assets amount to an impressive $452,358, ensuring that we have the resources to assist you effectively. With $89,452 in total deposits and a solid net worth of $258,262, we emphasize stability and growth for our members. Our team, led by CEO James Sadler and supported by Board President Jackie Sadler, works tirelessly to create a welcoming environment where you can access a range of services. Whether you're looking for checking and savings accounts, auto loans, or personal loans for debt consolidation, we're here to help guide you through every step of your financial journey. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to the same address: 18459 Redman Rd, Milan, MI 48160. We invite you to reach out at 734-439-3075 with any questions or inquiries. Join us today and experience the difference that comes from being part of a community-focused credit union. Your financial goals are important to us let's achieve them together!

Branch History & Mission

Community Commitment

Our commitment goes beyond just banking. We actively engage with the community by supporting local events and initiatives aimed at enhancing the lives of those around us. We invite you to join us as we continue this journey together building a stronger community through financial empowerment.

Join Us

If you're looking for a financial partner that values personal relationships and community growth, look no further than Ann Arbor Postal. Experience the difference of member-focused service today! Feel free to reach out at (734) 439-3075 or stop by during our operating hours we would love to welcome you into our family!

Mission Statement

At Ann Arbor Postal, our mission is clear: we strive to provide exceptional financial services while fostering a supportive environment for our members. We believe that everyone deserves access to quality banking solutions tailored to their unique needs. Whether it's through personal banking options like checking and savings accounts or comprehensive loan services including auto loans and mortgages, we are here to help you achieve your financial goals. While members can visit us at 18459 Redman Rd Milan Mi 48160, official correspondence should be sent to 18459 Redman Rd, Milan, MI 48160. We also understand that convenience matters; although we currently do not offer ATM services or drive-thru banking, our lobby hours are designed to accommodate you from Monday through Friday, 9 AM to 7 PM.

Our Journey

Our story is one of growth and commitment to our members. Starting as a small credit union dedicated to serving postal employees, we have expanded our services to meet the diverse needs of all residents in Milan and surrounding areas. Over the years, we've embraced advancements in technology while keeping our focus on personalized service and community involvement. As a testament to our dedication, we have fostered strong relationships with local businesses and organizations, contributing to various outreach programs that support education, health, and economic development within our community.

Branch Location & Accessibility

Welcome to the Ann Arbor Postal branch, located at 18459 Redman Rd in the charming city of Milan, MI. Our branch is easily accessible and provides a friendly environment where you can manage your financial needs with ease. Whether you're stopping by for personal banking or exploring our loan options, we are here to help. While members can visit us at 18459 Redman Rd, official correspondence should be sent to the same address. We're conveniently situated near local landmarks that make finding us a breeze. The welcoming community around our branch reflects our commitment to service and accessibility. At Ann Arbor Postal, we prioritize making your banking experience as smooth as possible. Our facility is ADA compliant, ensuring that everyone can access our services comfortably. Although we currently do not offer drive-thru banking or ATM services, our lobby is open Monday through Friday from 9 AM to 7 PM, giving you ample time to visit us during the week. For your convenience, our dedicated team is just a phone call away at 734-439-3075. We offer a variety of services including checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. Whether you're looking to open a new account or need advice on financing options, we are ready to assist you. We invite you to stop by our branch or give us a call today! Experience firsthand the friendly service that sets Ann Arbor Postal apart in Milan. Your financial goals are important to us, and we're excited to help you achieve them!

Member Eligibility

At Ann Arbor Postal, we believe in creating a warm and welcoming community for all our members. Becoming a member is not just about banking; it's about joining a family that cares for your financial well-being. To be eligible, you simply need to live, work, or worship in the area surrounding our branch at 18459 Redman Rd Milan Mi 48160. We also welcome immediate family members of current members, making it easy for you to share the benefits of membership with those you care about. Joining us is simple! If you're interested in opening an account, our friendly team is ready to assist you. You can reach out to us at (734) 439-3075 for more details or visit our website for up-to-date eligibility criteria and account opening information. For a complete overview of what it takes to become part of our community, check out [this link]( ). We can't wait to welcome you to Ann Arbor Postal!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have not issued any commercial loans, we are dedicated to creating opportunities for local entrepreneurs and companies. Our flexible financing solutions can be tailored to meet your specific needs when the time comes.

Merchant Services

Imagine having a seamless way to accept payments from your customers, whether they're shopping online or in-store. Our merchant services provide just that making transactions smooth and efficient. From point-of-sale systems to online payment gateways, we help businesses like yours enhance customer experiences and boost sales. Located at 18459 Redman Rd Milan Mi 48160 in Milan, MI, we're here to partner with you on your business journey. Have questions? Call us at (734) 439-3075; our team is ready to assist you!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Need a new vehicle? Our Auto Loans & Vehicle Financing options make it simple to drive away in the car of your choice. We understand that buying a car is an important decision, and our competitive rates can help keep your budget in check.

Business Banking Services

For our local entrepreneurs, our Business Banking services include merchant services and business loans designed to fuel growth and support operational needs. We understand the unique challenges businesses face and are here to partner with you on your journey.

Credit Cards with Rewards

Our Credit Cards with Rewards provide an excellent way to earn while you spend. You can enjoy various perks and benefits just by using your card for everyday purchases!

Easy Access with Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking capabilities so that you can manage your finances anytime, anywhere. Check balances, transfer funds, or pay bills all from the comfort of your home or while on the go. For any inquiries about our services or if you're ready to get started, please feel free to reach out! You can contact us at 734-439-3075 during our lobby hours from Monday through Friday between 9 AM and 7 PM. Visit us at 18459 Redman Rd, Milan, MI 48160, where our friendly team at Ann Arbor Postal is eager to assist you with all of your financial needs!

Mortgage Loans & Refinancing

If you're considering buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing services can guide you through the process smoothly. We strive to offer flexible terms that fit your financial situation so that owning a home becomes a reality rather than just a dream.

Personal Banking Solutions

Our Personal Banking services include checking and savings accounts designed to help you save more effectively while keeping your money accessible. Imagine having a checking account that not only helps you manage daily expenses but also rewards you for using it! With our user-friendly online and mobile banking options, managing your accounts is as easy as tapping on your smartphone.

Personal Loans & Debt Consolidation

Life can be unpredictable, and sometimes unexpected expenses arise. Our Personal Loans & Debt Consolidation options are here to help you navigate those tough times. Whether it's funding a major purchase or consolidating debts into one manageable payment, we've got you covered with straightforward solutions.

Digital & Online Banking

Accessibility and Management

Managing your finances should be simple and straightforward. While we do not have 24/7 online banking available yet, our team at Ann Arbor Postal is here to assist you during our operating hours. If you need help with account management or have questions about services, feel free to reach out at (734) 439-3075.

Key Features

Although our current offerings are limited, we focus on ensuring you have access to reliable services. You can still engage with our branch through traditional means while enjoying peace of mind knowing your information is protected. We prioritize the safety of your data and strive to keep your accounts secure.

Looking Ahead

We recognize the importance of evolving our offerings to meet your needs better. As technology progresses, we aim to enhance our digital banking services in the future. Stay tuned for updates on new features that will make managing your finances even easier. For more information about what we offer, please visit us in person at 18459 Redman Rd Milan Mi 48160 or call us at (734) 439-3075. Your financial journey is important to us, and we're here to support you every step of the way!

Financial Strength

Commitment to Growth

With $66,039 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $12 in used auto loans and $254,871 in total loans and leases.

Dedicated Team

We also take pride in having 0 full-time employees and 1 part-time employees ready to serve you with a knowledgeable, committed team. Together, we work to ensure your experience with us is exceptional.

Growing Member Base

Our commitment is evident as we support a strong community with a total of 101 share accounts that trust us with their finances. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ann Arbor Postal is your trusted partner. Visit us at 18459 Redman Rd Milan Mi 48160 or call (734) 439-3075 to learn more about how we can help you achieve your financial goals.

Member-Centric Focus

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our recent net income of $-1,882 reflects our operational efficiency despite challenges. This enables us to continue offering competitive loan rates and solid financial products for our members.

Secure Savings Options

Your savings are secure with us. Although we currently do not have any share certificates or money market shares available, we prioritize the safety and growth of your deposits through our various account offerings.

Strong Financial Health

With a net worth of $258,262, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $5,709 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $149,385 in used vehicle loans and $76,976 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to fit your budget, making it easier than ever to drive away with your dream vehicle.

Credit Lines and Unsecured Loans

For those seeking additional flexibility, we offer total credit lines amounting to $100,000, allowing you easy access to funds when you need them. Additionally, we provide unsecured credit card loans with a total of $0 available. These options can help you manage everyday expenses or consolidate debt without collateral requirements. At Ann Arbor Postal, we also believe in empowering our members through refinancing opportunities. If you're interested in adjusting your current loans for better rates or terms, please reach out for more information on eligibility options available for our various loan products. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to transparency and helping our members make informed financial decisions. Whether you're exploring auto financing, mortgage solutions, or personal loans, Ann Arbor Postal is here to support you every step of the way. Visit us today at 18459 Redman Rd Milan Mi 48160, call us at (734) 439-3075, or check out our website for more information on how we can assist you with your lending needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and straightforward. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $0. Whether you're purchasing your first home or looking to refinance an existing mortgage, our knowledgeable staff will guide you through the process.

Loan Aggregator

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Ann Arbor Postal