Ang Credit Union Birmingham AL | Best Auto Loans & Business Banking

Introduction

Welcome to Ang Federal Credit Union, where community and commitment come together to support your financial journey. Located at 5401 E Lake Blvd Bldg 630, Birmingham, AL 35217, our branch has proudly served members since 1957, growing into a trusted financial partner for over 1,850 individuals and families in the area. At Ang FCU, we understand that each member's needs are unique. With total assets exceeding $24 million, we are well-equipped to offer a range of services tailored just for you. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgages, and credit cards, we have you covered. Our total deposits stand at $401,157, reflecting the trust our members place in us. Under the leadership of CEO Connie Hall and Board President David Wright, we are dedicated to fostering a supportive environment where members can thrive. With a team of just 6 employees, we ensure personalized service every time you visit us or reach out by phone at 205-841-4525. While members can visit us at our Birmingham location, official correspondence should be sent to our mailing address: PO Box 170204, Birmingham, AL 35217-0204. We invite you to explore our website at angfcu.org for more information on membership eligibility and account openings. At Ang Federal Credit Union, we're more than just a financial institution; we're part of the community. Join us today and experience the difference that comes from being a valued member!

Branch History & Mission

Community Focus

Ang Federal Credit Union is deeply rooted in community outreach. We work closely with local organizations and initiatives aimed at making Birmingham a better place to live and work. Whether it's through partnerships or hosting events that promote financial literacy, we are always looking for ways to give back. Our team is here not just as bankers but as trusted advisors who genuinely care about the well-being of our members. As part of this commitment, we invite you to join us at Ang Federal Credit Union. Experience firsthand the difference that comes from being part of a member-focused organization dedicated to your financial success. Come visit us during our operating hours Monday from 8:30 AM to 12:45 PM and Tuesday through Friday from 8:30 AM to 4:15 PM (with drive-thru service available until 4:45 PM on Fridays). For any inquiries or assistance, feel free to reach out at (205) 841-4525. Join us today and become part of a vibrant community where your financial journey matters!

Our Journey

Located at 5401 E Lake Blvd Bldg 630 in Birmingham, Ang Federal Credit Union has seen significant milestones throughout its journey. The credit union was founded to provide a safe and reliable banking alternative for individuals and families seeking a better way to manage their finances. Over the years, we've expanded our services to include personal banking options such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to PO Box 170204, Birmingham, AL 35217-0204. We are committed to accessibility and convenience; thus, we also offer drive-thru banking services for quick transactions.

Our Mission

Our mission at Ang Federal Credit Union is straightforward yet powerful: to empower our members by providing accessible financial services while fostering community growth. We believe that financial stability is key to thriving communities. That's why we're dedicated not only to helping individuals achieve their financial goals but also to supporting local initiatives that uplift those around us. We understand the importance of staying current in today's world. To this end, we have embraced digital advancements like online banking and mobile applications to ensure our members can manage their finances easily and securely from anywhere. Additionally, we prioritize ADA compliance so that everyone can access our services without barriers.

Branch Location & Accessibility

Get in Touch

We invite you to come by our branch or give us a call at 205-841-4525 if you have questions or need assistance. Our dedicated team is here to help you navigate your financial journey with ease. Experience the difference at Ang Federal Credit Union where community matters!

Operating Hours

Our doors are open Monday through Friday for your convenience. On Mondays, we welcome you from 8:30 AM to 12:45 PM, while Tuesday through Thursday, we're available from 8:30 AM to 4:15 PM. Fridays offer extended hours until 4:45 PM, so you can stop by after work! If you're in a rush, take advantage of our drive-thru banking services, which remain open an extra 15 minutes beyond lobby hours for quick deposits and withdrawals.

Parking and Accessibility

We understand that accessibility is important. Our branch features ample parking spaces to make your visit hassle-free. We are committed to being inclusive, with ADA-compliant features such as ramps to ensure everyone can access our services comfortably.

Services Offered

At Ang Federal Credit Union, we offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Our online and mobile banking services also provide flexibility for those who prefer managing their finances on the go.

Member Eligibility

At Ang, we believe that everyone deserves a supportive community to help them achieve their financial goals. Becoming a member is not just about opening an account; it's about joining a family that cares for your financial well-being. If you're interested in becoming a member, you'll be happy to know that eligibility is quite inclusive! Generally, anyone who lives, works, worships, or attends school in the area can join us. We also welcome family members of current members. To get all the details and see if you qualify, feel free to check out our membership criteria at http://www.angfcu.org/index.php/membership. Once you confirm your eligibility, opening an account with us is simple and straightforward! Our friendly team is here to guide you through the process so you can start enjoying the benefits of membership right away. Whether you're looking for personal banking options like checking and savings accounts or loans tailored to your needs, Ang has you covered. If you have any questions or need assistance, don't hesitate to give us a call at (205) 841-4525. We look forward to welcoming you into our community at 5401 E Lake Blvd Bldg 630 Birmingham Al 35217!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make transactions smoother for you and your customers. Imagine being able to accept payments easily, whether in-store or online. Our solutions help you streamline sales processes, reduce transaction times, and enhance customer satisfaction. Visit us at 5401 E Lake Blvd Bldg 630 Birmingham Al 35217 in Birmingham, AL or call us at (205) 841-4525 to learn more about how our business banking services can help you thrive. Together, let's build a stronger future for your business!

Comprehensive List Of Services

Additional Services

We also provide essential ATM and cash withdrawal services, along with basic drive-thru banking for quick transactions like deposits and withdrawals. Our friendly staff at the drive-thru are ready to assist you efficiently without compromising on service quality. At Ang, we believe in building strong relationships with our members by providing personalized service that meets their unique needs. Whether you're visiting us at our location on 5401 E Lake Blvd Bldg 630 Birmingham Al 35217 or reaching out via phone at (205) 841-4525, we're here to help simplify your financial journey. Explore how these services can benefit you today! Visit our website at Ang Federal Credit Union or come by our branch to learn more about how we can assist you in achieving your financial goals.

Business Banking Solutions

For our entrepreneurial members, we offer robust business banking services including merchant services and business loans. We understand the challenges of running a business and aim to support your growth every step of the way.

Credit Cards and Rewards

Our credit cards with rewards not only allow you to make purchases easily but also earn points that can be redeemed for exciting perks. This means every swipe could bring you closer to your next adventure or purchase.

Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we have invested in modern online and mobile banking platforms that allow you to manage your finances anytime, anywhere. You can check balances, transfer funds, pay bills, and even send money through person-to-person payments all from the comfort of your home or on the go.

Personal Banking

Whether you're opening your first checking account or looking for ways to save for future goals, our personal banking options have you covered. We offer a variety of checking and savings accounts designed to help you manage your money effectively. If you're in the market for a new vehicle, our auto loans and vehicle financing options make it easy to drive away with the car you want. Looking to buy a home? With our mortgage loans and refinancing services, purchasing or upgrading your home becomes an achievable dream. For those unexpected expenses or consolidating debt, we provide personal loans that can ease financial pressure.

Digital & Online Banking

Key Features

Our online banking service provides you with 24/7 access to your accounts, making it easy to check balances, pay bills, and transfer money. You can also enjoy the ease of person-to-person transfers, allowing you to send money directly to friends or family without hassle. Plus, if you prefer going paperless, our e-statements feature is available, so you can keep track of your finances without the clutter. For those who are always on the go, our mobile application offers an easy way to manage your banking needs right from your smartphone. Whether you're depositing checks or reviewing transactions, everything is just a tap away. And while we currently don't support mobile payments, our commitment to providing secure electronic signature authorization ensures that all your transactions are safe.

Security and Accessibility

Your security is our priority. Our online banking platform uses advanced encryption technologies to protect your information. You can rest easy knowing that your data is safe while you enjoy the convenience of real-time account management. With Ang, banking doesn't have to be complicated. Whether you're logging in from home or using our mobile app on the go, managing your finances has never been easier or more secure. Join us today and discover how simple banking can be!

Financial Strength

A Growing Community

Total Share Accounts stand at 3,253, showing a strong and growing member base that trusts us with their finances. This thriving community is what drives us to continually improve our offerings and services. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ang is your trusted partner. Visit us at 5401 E Lake Blvd Bldg 630 Birmingham Al 35217 or call (205) 841-4525 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $2,057,872 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; with $255 in used auto loans and $11,375,016 in total loans and leases, we support members' financial goals across various sectors.

Member-Centric Savings Solutions

Members' savings are secured through $1,416,887 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,738,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to efficiency reflects in our finances as well. Our $0 showcases our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Foundation

With a net worth of $2,088,868, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $867 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,907,041 in used vehicle loans and $2,973,783 in new vehicle loans already helping members get on the road. Whether it's financing for a new or used vehicle, our team is here to guide you through the process and find a plan that fits your budget.

Credit Lines

For those who need ongoing access to funds, we provide credit lines totaling $1,500,000. This option allows you to borrow as needed while only paying interest on what you use. It's perfect for unexpected expenses or planned projects. Our knowledgeable staff at Ang, located at 5401 E Lake Blvd Bldg 630 Birmingham Al 35217 in Birmingham, AL, is ready to help you explore these loan options further. If you have any questions or need assistance, don't hesitate to reach out at (205) 841-4525. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to supporting you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,145,219, make buying or refinancing simple. We offer various plans to ensure you find the right fit for your financial situation. Plus, if you're considering refinancing an existing mortgage, our team can assist you with eligibility options that may help lower your monthly payments.

Unsecured Credit Card Loans

Managing everyday expenses is easier with our flexible unsecured credit card loans. With a total of $465,335 in loans helping members manage their finances effectively, you can enjoy peace of mind knowing you have access to credit when you need it most.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy means you receive fair and transparent offers, allowing you to make informed decisions without hidden surprises.

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