Andrews School Credit Union Andrews TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Andrews School Federal Credit Union, where we're dedicated to serving our community with trust and reliability. Located at 405 Nw 3Rd St, Andrews, TX 79714, our credit union has been a cornerstone of financial support since 1956. With a proud membership of 801 individuals, we are committed to providing personalized banking solutions tailored to your needs. At Andrews School Federal Credit Union, we understand that financial security is essential for you and your family. That's why we manage over $6,825,679 in total assets and offer a wide range of services, including checking and savings accounts, auto loans, personal loans, and more. Our members enjoy the peace of mind that comes from knowing their deposits are safe currently totaling $706,986 and backed by strong leadership. Our CEO, Patsy Sullens, along with Board President Deborah Burnett, leads a dedicated team of 3 employees who are here to assist you every step of the way. We pride ourselves on being more than just a financial institution; we're your neighbors who care about your success. For any official correspondence, please note that while members can visit us at our branch address, you may also reach us via our mailing address: PO Box 2049, Andrews, TX 79714-2049. We invite you to explore all that we have to offer. Whether you're looking for a loan or simply want to learn more about how we can help you achieve your financial goals, feel free to give us a call at 432-523-8937 or visit our website here. Your journey towards better financial health starts with us!

Branch History & Mission

Join Us

As we look toward the future, we invite you to be part of our journey. Experience firsthand the benefits of membership at Andrews School Federal Credit Union. Whether you're looking for personal banking solutions or wish to engage with your community through local initiatives, we're here for you. Come visit us during our operating hours from 8:00 AM to 4:30 PM on weekdays. Let's build a brighter financial future together! For any inquiries or assistance, feel free to call us at $(432) 523-8937. Welcome home!

Our Evolution

From our humble beginnings, we have steadily expanded our services and support to meet the evolving needs of our members. Today, we proudly hold total assets of $6,825,679, a testament to our commitment to sound financial practices and community trust. Throughout our history, we have focused on creating a member-driven environment where everyone feels valued. We understand that being part of a credit union means more than just banking; it's about belonging to a community that cares. Our dedicated team works tirelessly to provide personal banking solutions including checking and savings accounts, auto loans, mortgage options, and much more. We believe that by offering these services, we empower our members to achieve their financial goals.

Our Mission

Our mission at Andrews School Federal Credit Union is clear: we aim to serve our members with integrity while fostering financial stability in our community. We strive to create an inclusive environment where every member can access the resources they need whether that's through personal loans or business banking services. We are committed not only to providing excellent financial services but also to supporting local initiatives and community outreach efforts. By partnering with schools and organizations within Andrews, we work together to uplift the lives of those around us. While members can visit us at 405 Nw 3Rd St for all their banking needs, official correspondence should be sent to PO Box 2049, Andrews, TX 79714-2049.

Branch Location & Accessibility

Join Our Community

We invite you to stop by and experience what makes Andrews School Federal Credit Union special. Whether you're already a member or considering joining us for the first time, we are excited to welcome you into our credit union family!

Operating Hours

We understand that life can get busy, so we offer convenient lobby hours from 8:00 AM to 4:30 PM, Monday through Friday. Our team is ready and eager to assist you during these hours. If you have any questions or need assistance, feel free to call us at 432-523-8937. We are here to help!

Services You Can Rely On

At Andrews School Federal Credit Union, we offer a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. While we currently do not have ATM availability or drive-thru service at this location, our team is dedicated to providing you with top-notch service inside the branch.

Visit Us Today

While members can visit us at our physical location, official correspondence should be sent to PO Box 2049, Andrews, TX 79714-2049. We are proud to be situated in a vibrant community where accessibility is key. Our branch is equipped with ADA-compliant features, ensuring everyone can easily access our services. There's ample parking available right outside the entrance, making your visit as smooth as possible.

Member Eligibility

Joining the Andrews School community as a member is like stepping into a supportive family where your financial needs are truly understood. To become a part of this special group, you'll need to meet some straightforward eligibility criteria. Typically, anyone who is associated with Andrews School be it students, employees, or their immediate family members can join. This means that if you have a connection to our school, you're already on the right path! For more specific details on eligibility and any updates, feel free to check out this link. Once you know you qualify, opening an account at Andrews School is quick and easy. Just visit us at 405 Nw 3Rd St, Andrews, TX 79714, or give us a call at 432-523-8937 during our office hours from 8:00 AM to 4:30 PM. Our friendly team is here to guide you through the process and answer any questions you might have about becoming a valued member of our credit union family!

Business Banking & Commercial Services

Merchant Services for Everyday Needs

In addition to loans, we offer merchant services that simplify transactions and boost sales. Imagine having the ability to accept payments from customers seamlessly whether they prefer credit cards, mobile payments, or other methods. This convenience not only enhances customer satisfaction but also streamlines your cash flow. Located at 405 Nw 3Rd St Andrews Tx 79714, we invite you to reach out at (432) 523-8937 to learn more about how our business banking and commercial services can help turn your dreams into reality. Let's work together to build a brighter future for your business!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently don't have ATMs on-site, our cash withdrawal services ensure you can access your money without any fuss when you need it. If you're ready to take advantage of these great services or if you have any questions, don't hesitate to reach out! Give us a call at 432-523-8937 during our operating hours from 8:00 AM to 4:30 PM on weekdays. We look forward to helping you achieve all of your financial goals at Andrews School Federal Credit Union!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? We offer competitive rates on auto loans and vehicle financing. Picture driving off in your new vehicle while enjoying low monthly payments that fit your budget. Our team can guide you through the application process, making it straightforward and hassle-free.

Business Banking

For entrepreneurs and small business owners, we offer specialized business banking services including merchant services and business loans. Envision having access to the financial tools that empower your business growth while receiving personalized support from our knowledgeable staff.

Credit Cards with Rewards

Our credit cards come with rewards that let you earn points for everyday purchases. Use your card for groceries, gas, or dining out and watch those rewards add up! It's an easy way to benefit from the things you buy regularly.

Mortgage Loans & Refinancing

If you're considering buying a home or refinancing your existing mortgage, we're here to assist you every step of the way. With our mortgage loans, you can turn your dream of homeownership into reality. Enjoy peace of mind knowing that our experts will help you find the best options available.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide online and mobile banking services that allow you to manage your accounts anytime, anywhere. Need to check your balance or transfer funds? Just pull out your phone!

Personal Banking

Whether you're looking to open a checking or savings account, Andrews School Federal Credit Union has options designed for you. Our personal banking services help you manage your day-to-day finances effectively. Imagine easily tracking your spending or saving for that dream vacation with the support of our dedicated team.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our personal loans come in handy. Whether it's for a home repair or consolidating debt, we have flexible terms to accommodate your needs. Imagine having one manageable monthly payment instead of juggling multiple debts.

Digital & Online Banking

Accessibility Anytime

Our commitment to accessibility means you can manage your finances 24/7 through our online banking services. Whether it's checking if a deposit has cleared or simply reviewing your spending habits, we've got you covered. At Andrews School, we're dedicated to providing you with the tools you need for effective financial management while ensuring your experience is both secure and straightforward. For more details about our digital offerings, don't hesitate to visit us at https://www.andrews.esc18.net/apps/pages/index.jsp?uREC_ID=1762878&type=d&pREC_ID=1944514!

Key Features

For those looking for quick and easy ways to send money, our person-to-person transfer service is available. This feature allows you to send money directly to friends or family without any hassle. Although electronic signatures are not authorized at this time, we prioritize the security of your information with robust safety measures in place. If you're interested in going paperless, please note that e-statements are currently unavailable. However, we encourage members to stay informed by visiting our online portal regularly for updates on their accounts.

Financial Strength

Growing Trust

Total Share and Deposit Accounts stand at 841, showcasing a strong and growing member base that trusts us with their finances. We understand the importance of being there for you when it counts most. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Andrews School is your trusted partner. Visit us at 405 Nw 3Rd St Andrews Tx 79714 or call (432) 523-8937 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $409,876 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $20,779 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2 full-time employees and 1 part-time employees who are dedicated to providing you with exceptional service.

Reinvesting in Our Community

With $1,609,434 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to responsible lending is reflected in our $44 in used auto loans and $3,904,142 in total loans and leases, which support our members' financial goals across various sectors.

Solid Financial Health

With a net worth of $1,759,705, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 25.78% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,157,624 in used vehicle loans and $2,368,363 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, making it easier than ever to drive away in a car you love.

Credit Lines and Personal Financing

For those looking for more flexibility in managing expenses, we have personal credit lines available totaling $210,000. These lines provide a safety net for unexpected costs or planned expenses, giving you peace of mind.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we offer mortgage loans for Junior Lien 1-4 Family Residential Properties totaling $0. If you're considering refinancing, our team is here to help you explore eligibility options that suit your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These cards come with various benefits that can assist you in maintaining your budget while enjoying everyday purchases. Our friendly staff at Andrews School, located at 405 Nw 3Rd St Andrews Tx 79714 in Andrews, TX, is ready to assist you. Feel free to give us a call at (432) 523-8937 for more information about our loan products or to set up an appointment. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial goals!

Loan Aggregator

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ANDREWS SCHOOL FEDERAL CREDIT UNION - Andrews, TX

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