Low Mortgage Rates & Affordable Auto Loans | Andrews Federal CU Waldorf MD

Introduction

Welcome to Andrews Federal Credit Union, your trusted financial partner located at 2595 Crain Hwy, Waldorf, MD 20601. Established in 1948, we have proudly served our community for over 75 years, building strong relationships with our 136,464 members and working diligently to meet their financial needs. With total assets of $2,481,213,390 and deposits amounting to $121,319,354, we are committed to providing our members with the best possible services. At Andrews Federal Credit Union, we prioritize your financial well-being. Our dedicated team of 347 employees is here to assist you with a range of services including personal banking, auto loans, mortgages, and business banking solutions. Our CEO, Kenneth Orgeron, along with Board President Kenneth McKinney, leads our credit union with a focus on community impact and member satisfaction. While you can visit us directly at our Waldorf branch for all your banking needs, please note that official correspondence can be sent to the same address: 2595 Crain Hwy, Waldorf, MD 20601. We also offer convenient online services through our website at andrewsfcu.org, making it easy for you to manage your accounts anytime. With a robust loan portfolio totaling 78,263 loans and leases and a net worth of $264,113,947, we are well-positioned to support you in achieving your financial goals. Whether you're looking for competitive rates on auto loans or personalized advice on saving for the future, we're here for you every step of the way. Ready to take the next step? Give us a call at 800-487-5500 or stop by our branch during our operating hours: Monday to Friday from 10 AM to 6 PM and Saturday from 9 AM to 1 PM. At Andrews Federal Credit Union, we're not just about numbers; we're about people your neighbors and friends committed to helping you succeed financially!

Branch History & Mission

Join Us

With convenient operating hours Monday through Friday from 10 AM to 6 PM and Saturday from 9 AM to 1 PM we invite you to visit us at our Waldorf branch or reach out by phone at 800-487-5500. Whether you're looking for a new account or seeking assistance with a loan, Andrews Federal Credit Union is here for you every step of the way. Join us today and experience firsthand the benefits of being part of a community-focused credit union that prioritizes your financial well-being!

Our Evolution

Since opening our doors, Andrews Federal Credit Union has consistently focused on serving its members with integrity and dedication. We have adapted to the changing financial landscape while maintaining our core mission: to provide accessible financial services and support to individuals and families in our community. With total assets now exceeding $2.48 billion, we are well-equipped to meet the diverse needs of our membership. Our commitment to innovation is evident through our enhanced digital services that ensure members can manage their finances conveniently and securely. We offer online banking, mobile payments, and electronic statements to keep pace with today's technology demands while ensuring ADA compliance for all users.

Our Mission

At Andrews Federal Credit Union, our mission is straightforward yet impactful: we strive to improve the financial lives of our members through quality products and exceptional service. We believe in empowering individuals by providing them with the tools they need to achieve their financial goals be it through personal banking options like checking accounts and auto loans or business banking solutions. Moreover, we take pride in being an active participant in community outreach efforts. Through various partnerships and initiatives, we seek not only to support our members but also to uplift the communities we serve. Our shared service center allows us to extend these efforts further by offering essential banking services to those affiliated with partner credit unions.

Branch Location & Accessibility

Accessibility Features

At Andrews Federal Credit Union, we understand that accessibility is important. Our branch is designed with features to ensure everyone can easily access our services. We offer ADA-compliant ramps and parking spaces to accommodate all members. Whether you're coming in for a quick transaction or to explore our financial products, we've got you covered.

Connect With Us

Have questions? We're just a phone call away at 800-487-5500! Our friendly staff is eager to assist you with any inquiries about your accounts or our range of services. We invite you to come by and see how Andrews Federal Credit Union can help make your financial journey smoother and more rewarding. Visit us today!

Operating Hours

We want to fit into your busy life. Our lobby is open Monday through Friday from 10 AM to 6 PM, so you can stop by after work or during lunch breaks. On Saturdays, enjoy the convenience of our drive-thru service from 9 AM until 1 PM. This flexibility allows you to bank when it suits you best.

Services Offered

When you visit us, you'll find a variety of services tailored just for you. From personal checking and savings accounts to auto loans and mortgage options, we're equipped to help you manage your finances effectively. If you're in need of a quick cash withdrawal or deposit, take advantage of our ATM services available on-site. Plus, our drive-thru banking makes transactions even easier for those on the go. While members can visit us at 2595 Crain Hwy Waldorf Md 20601, official correspondence should be sent to our mailing address at 2595 Crain Hwy, Waldorf, MD 20601.

Member Eligibility

At Andrews Federal Credit Union, we believe that everyone deserves to be part of a caring community that looks out for one another. Becoming a member is simple and welcoming if you live, work, worship, or attend school in our service areas, you're already on your way! We also extend membership to family members of current members, so if someone you know is already with us, you can easily join too. By choosing Andrews FCU, you not only gain access to a wide range of financial services tailored just for you but also become part of a supportive network dedicated to helping each other succeed. To get started with your membership journey at our Waldorf branch located at 2595 Crain Hwy, simply give us a call at 800-487-5500. You can find more details about eligibility and the easy account opening process by visiting this link. We're excited to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine effortlessly processing payments while focusing on what you do best running your business. Our merchant services offer reliable payment processing solutions tailored to meet your needs. From credit card transactions to online payments, we ensure that handling finances is simple and efficient. This way, you can dedicate more time to serving your customers and growing your brand. Visit us at 2595 Crain Hwy Waldorf Md 20601 in Waldorf, MD, or call us at (800) 487-5500 to learn how we can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $69 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $132,926,125, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

Convenience is key at Andrews Federal Credit Union. Our branch offers easy access to cash through our ATM & Cash Withdrawal Services, ensuring you have what you need when you need it. For quick transactions, utilize our basic Drive-Thru Banking service for deposits and withdrawals without leaving your vehicle.

Business Banking Services

Entrepreneurs and business owners will find valuable support with our Business Banking services. From Merchant Services that simplify transactions to Business Loans designed to help your venture grow, we are here to partner with you on your journey.

Digital Banking Features

In today's fast-paced world, having access to your finances on-the-go is crucial. That's why we emphasize our Online & Mobile Banking features. With these tools, you can manage your accounts anytime, anywhere whether it's checking balances or transferring funds with just a few taps on your phone.

Personal Banking Services

We understand that managing finances can sometimes feel overwhelming. That's why we offer Personal Banking options that include Checking & Savings Accounts designed for everyday banking needs. Whether you're setting aside money for a vacation or managing day-to-day expenses, our accounts provide flexibility and ease. In addition, if you're considering a new vehicle, our Auto Loans & Vehicle Financing options can help you drive away in your dream car with competitive rates. We also provide Mortgage Loans & Refinancing services, guiding you through the process of purchasing your home or refinancing an existing mortgage, making it as smooth as possible. For those unexpected expenses, our Personal Loans & Debt Consolidation solutions can assist in managing debts efficiently, giving you peace of mind. And if you love rewards, check out our Credit Cards with Rewards, which offer benefits for your everyday purchases.

Shared Branch Transactions

We also recognize the importance of flexibility when it comes to accessing your funds. Through our partnership with other credit unions, we facilitate basic shared branch transactions for deposits and withdrawals. This means even if you're away from home, you'll still have access to your account. If you're ready to take the next step in managing your finances or have any questions about how we can serve you better, please don't hesitate to reach out! Call us at (800) 487-5500 or visit us at our branch in Waldorf. We look forward to welcoming you into the Andrews Federal Credit Union family!

Digital & Online Banking

Accessibility and Ease-of-Use

Managing your account has never been more straightforward. Our mobile application not only enables transactions but also provides real-time notifications about your account activity. You'll always be in control of your finances without the hassle of waiting in line. With Andrews Federal Credit Union's digital banking services, you have everything you need right in your pocket. From managing savings to making payments or checking transaction history, we make sure that banking fits seamlessly into your lifestyle. Experience the future of banking today!

Key Services

Our online banking platform is user-friendly and secure, allowing you to check balances, pay bills, and transfer funds with ease. Simply visit http://www.andrewsfcu.org to explore all the features available. Whether you're at home or on the go, our mobile application makes banking even easier. You can make mobile payments and send money directly to friends or family with our person-to-person transfer feature. Security is a top priority for us. We offer electronic signature authorization, so you can sign documents online safely without needing to visit a branch. Plus, with e-statements available, you can keep track of your finances while minimizing paper clutter.

Financial Strength

Growing Member Base

Total Share Accounts stand at an impressive 250,862, showcasing a strong and growing member base that trusts us with their finances. This trust allows us to build lasting relationships and provide personalized service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Andrews Federal Credit Union is your trusted partner. Visit us at 2595 Crain Hwy Waldorf MD 20601 or call 800-487-5500 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Member-Centric Savings Opportunities

Members' savings are secured through $693,109,063 in share certificates and $225,030,075 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 345 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Better Services

With $264,113,947 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $18,989,166 in total loans and leases and $13,943 in used auto loans.

Strong Financial Health

With a net worth of $264,113,947, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1064 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $269,898,889 in used vehicle loans and $92,288,795 in new vehicle loans already helping members get on the road. We make it easy for you to get behind the wheel with flexible terms and competitive rates designed to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $132,926,125 provide the capital needed to grow and expand your business. Whether you're looking to invest in equipment or need working capital to cover operational costs, we're here to support your entrepreneurial endeavors.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $209,981,212, make buying or refinancing simple. Our experienced team is here to guide you through the process and help you find the right mortgage solution for your needs.

Refinancing Options

If you're considering refinancing any of your existing loans or exploring eligibility options for new ones, our team is ready to assist you. We can help you navigate the process and find solutions that suit your financial situation. At Andrews Federal Credit Union located at 2595 Crain Hwy Waldorf Md 20601, we are committed to providing exceptional service and competitive loan products that empower our members. For more information or assistance with your loan inquiries, please contact us at 800-487-5500. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial goals!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $68,248,347 in loans helping members manage their finances effectively. These cards provide convenience and purchasing power without needing collateral.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures fair and transparent offers for all users. Every loan comparison is backed by verified data from legitimate financial institutions, providing peace of mind as you explore your options. LendMesh stands out for its commitment to unbiased results. There are no sponsored listings; lenders are not prioritized based on paid promotions. Instead, every user receives equal footing when comparing rates. With real-time rate comparisons from multiple institutions, you can make informed decisions that best suit your financial needs.

User Trust and Experience

Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of LendMesh in helping individuals secure better financial outcomes. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

ANDREWS FEDERAL CREDIT UNION