Low Mortgage Rates & Affordable Auto Loans | Andrews Federal CU Suitland MD

Introduction

Welcome to Andrews Federal Credit Union, your trusted financial partner located at 5711 Allentown Rd, Suitland, MD 20746. Since our establishment in 1948, we have been dedicated to serving our community with reliable banking solutions tailored to meet your needs. With a total membership of over 136,000 individuals, we pride ourselves on fostering strong relationships and providing exceptional service. At Andrews Federal Credit Union, we believe in empowering our members through comprehensive financial services. Our assets total an impressive $2,481,213,390, allowing us to offer competitive loans and savings options. Whether you're looking for auto loans, mortgages, or personal banking solutions, we've got you covered with over 78,263 loans and leases currently active. Our commitment goes beyond numbers; it's about enhancing the lives of our members. Under the leadership of CEO Kenneth Orgeron and Board President Kenneth McKinney, we strive to create a welcoming environment where you can confidently manage your finances. We also maintain a strong net worth of $264,113,947, ensuring that you are part of a financially sound institution. While members can visit us at our branch for all your banking needs, official correspondence should be sent to our mailing address: 5711 Allentown Rd, Suitland, MD 20746. Our dedicated team is here to assist you with any questions or concerns feel free to reach us at 800-487-5500 during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. We invite you to explore how Andrews Federal Credit Union can help you achieve your financial goals. Visit our website at andrewsfcu.org or stop by today! Your future starts here with us.

Branch History & Mission

Community Engagement

At Andrews Federal Credit Union, community engagement is vital to who we are. We actively participate in local outreach programs aimed at supporting various initiatives within Suitland and beyond. Our partnerships with local organizations allow us to make a positive impact on the lives of those around us. As we move forward into the future, we remain committed to innovation while staying true to our roots. We are excited about what lies ahead and invite you to join us on this journey. Experience firsthand how Andrews Federal Credit Union can make a difference in your financial life. If you're looking for a place where you can not only bank but also become part of a community that cares deeply about its members' success, consider joining us today! For more information or inquiries, feel free to reach out at 800-487-5500. Together, let's build a brighter financial future!

Our Mission

Our mission is simple yet profound: to empower our members with accessible financial services while fostering community growth and support. We strive to create a welcoming environment where everyone feels valued and understood. We believe that everyone deserves the opportunity to achieve their financial goals and dreams. We understand that in today's fast-paced world, convenience is key. That's why we offer online and mobile banking options for easy access to your accounts anytime, anywhere. Additionally, our drive-thru service ensures that you can complete basic transactions efficiently without having to leave your vehicle. With ATM availability right at our branch and shared service center capabilities, we've made banking easier than ever. While members can visit us at 5711 Allentown Rd for all their banking needs, official correspondence should be sent to our mailing address at 5711 Allentown Rd, Suitland, MD 20746.

Branch Location & Accessibility

Welcome to Andrews Federal Credit Union, your friendly neighborhood financial partner located at 5711 Allentown Rd, Suitland, MD. We're easily accessible for all your banking needs and are proud to serve the vibrant community of Prince George's County. Whether you're driving down Allentown Road or popping in from nearby landmarks like the Suitland Parkway or the local shopping centers, finding us is a breeze! At our branch, you can expect convenient parking with accessible options for everyone. We've ensured that our facilities comply with ADA standards, so you can navigate comfortably whether you're visiting in person or using our drive-thru service for quick transactions. Plus, we offer an ATM right on-site to help you access cash whenever you need it. Our operating hours cater to your busy schedule: we're open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Need assistance? Don't hesitate to give us a call at 800-487-5500 our dedicated team is here to help! While members can visit us at 5711 Allentown Rd for all their banking needs, any official correspondence should be sent to the same address for consistency. Andrews Federal Credit Union isn't just about banking; we offer a range of services including personal banking accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Plus, with our shared service center feature, you have access to even more resources if you're a member of partner credit unions. We invite you to stop by and discover how we can assist you in reaching your financial goals today!

Member Eligibility

At Andrews Federal Credit Union, we believe that everyone deserves a financial partner who truly cares. Becoming a member is your first step into a welcoming community where you can access personal banking services tailored just for you. To join us at our branch located at 5711 Allentown Rd, Suitland, MD 20746, you simply need to meet certain eligibility requirements. These include being associated with the military, federal government employees, or their family members, among others. If you're curious about the specifics, you can find detailed criteria on our website at andrewsfcu.org. Once you see that you qualify, opening an account is straightforward and inviting! We strive to make this process as easy as possible so that you can start enjoying the benefits of membership right away. Our dedicated team is here to help you every step of the way feel free to reach out at (800) 487-5500 if you have any questions or need assistance. Join us and discover how Andrews Federal Credit Union can be your trusted financial ally!

Business Banking & Commercial Services

Loan Options That Make a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $69 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $132,926,125, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Every Need

Imagine having a partner that simplifies how you handle transactions. Our merchant services do just that. Whether you're a retail shop or a service provider, our tools help you accept payments easily, manage cash flow, and enhance customer satisfaction. From point-of-sale systems to online payment options, we offer practical solutions that let you focus on what matters most growing your business. Visit us at 5711 Allentown Rd Suitland Md 20746 in Suitland, MD, or call us at (800) 487-5500 to discover how we can help your business thrive!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Looking to purchase a new car? Our auto loans and vehicle financing options make it simple to drive off in the vehicle of your dreams. We offer competitive rates that can fit any budget. Picture yourself cruising down the road in that shiny new car without breaking the bank.

Business Banking Services

For our small business members, we offer business banking solutions including merchant services and business loans. We understand the challenges of running a business and aim to support your growth with financial tools designed specifically for entrepreneurs like you.

Convenient Access Points

At Andrews Federal Credit Union, we ensure that accessing your money is easy and convenient. Take advantage of our ATM services for quick cash withdrawals or balance checks anytime you need them. Our drive-thru banking offers basic transactions like deposits and withdrawals without leaving your car perfect for those busy days! We also participate in shared branching with partner credit unions, allowing members to perform basic transactions at locations nationwide. This means whether you're at home in Suitland, MD or traveling across the country, you'll have access to your accounts easily. We invite you to visit us at 5711 Allentown Rd Suitland Md 20746 in Suitland, MD or call us at (800) 487-5500 to learn more about how we can help you achieve your financial goals. Join us today and experience the difference at Andrews Federal Credit Union!

Credit Cards with Rewards

Make everyday purchases rewarding with our credit cards that offer great rewards programs. You can earn points for travel, cash back, or other exciting perks! It's like getting paid for spending money you would already use on groceries or gas.

Mortgage Loans & Refinancing

If homeownership is on your horizon or if you're looking to refinance an existing mortgage, our mortgage loans offer flexible terms and competitive rates. We understand that buying a home is one of the most significant decisions you'll make. Our team is here to guide you through every step of the process, helping you find the best solution for your financial situation.

Personal Banking Solutions

Our personal banking options include checking and savings accounts designed to help you manage your day-to-day finances effectively. With easy access through online and mobile banking, you can monitor your balances, transfer funds, and pay bills from anywhere. Imagine enjoying the convenience of checking your account balance while waiting in line or quickly transferring money to a friend at dinner all just a few taps away!

Personal Loans & Debt Consolidation

For those unexpected expenses or consolidating debt, our personal loans provide a straightforward solution. You can tackle bills head-on without added stress. Think about how much easier life would be if you could combine multiple payments into one manageable monthly payment.

Digital & Online Banking

Access Your Accounts Anytime

Our online banking service at http://www.andrewsfcu.org is available 24/7, allowing you to check balances, transfer funds, and pay bills whenever it suits you. This means no more rushing to the bank before closing time your bank is always open! Plus, with our mobile application, managing your finances on the go has never been easier.

Fast and Secure Transactions

Need to send money quickly? Our person-to-person transfer feature allows you to send money directly to friends or family with ease. It's fast, secure, and perfect for those times when cash isn't an option.

Mobile Payments Made Easy

With our mobile payments feature, you can make purchases right from your phone. Whether you're shopping online or at a local store, paying is quick and hassle-free.

Sign Documents Electronically

Worried about paperwork? Our electronic signature authorization lets you sign documents digitally, streamlining processes like loan applications and account openings. It's not only efficient but also secure. At Andrews Federal Credit Union, we're committed to providing user-friendly services that prioritize your security and convenience. Explore all these features today at http://www.andrewsfcu.org and experience banking that works for you!

Stay Organized with E-Statements

Say goodbye to piles of paper! We provide e-statements for all members, making it simple to keep track of your transactions without clutter. You can access your statements securely online whenever you need them.

Financial Strength

Commitment to Growth

With $264,113,947 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive: we have $13,943 in used auto loans and $1,898,916,632 in total loans and leases to help support our members' financial goals across various sectors.

Growing Membership Base

Total Share Accounts: 250,862, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $8,778,411, further reinforcing our capability to serve you effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Andrews Federal Credit Union is your trusted partner. Visit us at 5711 Allentown Rd Suitland Md 20746 or call (800) 487-5500 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Your savings are secure with us. We hold $693,109,063 in share certificates and $225,030,075 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 345 full-time employees and 2 part-time employees who are always ready to assist you with knowledgeable service.

Solid Financial Health

With a net worth of $264,113,947, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,064 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For business owners, our outstanding commercial loans totaling $132,926,125 provide the capital needed to grow and expand your operations. We are committed to supporting local businesses as they thrive within our community. If you're considering refinancing any existing loans or exploring eligibility options for these products, our knowledgeable staff at our branch located at 5711 Allentown Rd Suitland Md 20746 is here to assist you. You can reach us at 800-487-5500, where our team is ready to answer all your questions and guide you through the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to explore how our loan offerings can help you take charge of your financial future today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $269,898,889 in used vehicle loans and $92,288,795 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new car or a reliable used vehicle, our financing options make it easy for you to hit the road confidently.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $209,981,212, make buying or refinancing simple. We provide personalized service to ensure you find the right mortgage solution that fits your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $68,248,347 in loans helping members manage their finances effectively. Our credit card solutions come with rewards and benefits designed to enhance your purchasing power while keeping your budget in check.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh stands out as a trusted tool for those seeking to navigate the loan landscape. LendMesh ensures accurate loan comparisons through data sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to verified information guarantees that users receive fair and transparent offers when exploring their loan options. One of the key benefits of using LendMesh is its Verified Data. Loan offers are sourced from legitimate financial institutions, ensuring that users can trust the information they receive. Additionally, LendMesh features No Sponsored Listings; lenders are not prioritized based on paid promotions. This means that users can rely on unbiased results that reflect true market conditions. Another advantage is the Real-Time Rate Comparisons provided by LendMesh. The platform updates loan rates from multiple institutions regularly, helping users make informed decisions without unnecessary delays. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This type of feedback illustrates the value and effectiveness of LendMesh in helping individuals secure better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

ANDREWS FEDERAL CREDIT UNION