Affordable Auto Loans & Top Checking Accounts | Andrews Federal CU Washington DC

Introduction

Welcome to Andrews Federal Credit Union, your trusted financial partner since 1948! Located at 1556 Alabama Ave SE, Washington, DC 20032, we are proud to serve our community with a commitment to providing exceptional banking services. With a total membership of 136,464 and assets exceeding $2.48 billion, we strive to meet the diverse financial needs of our members. At Andrews Federal Credit Union, we understand that financial success is built on trust and support. Our dedicated team of 347 employees, led by CEO Kenneth Orgeron and Board President Kenneth McKinney, is here to ensure that every member feels valued and empowered. Whether you're looking for personal banking options like checking and savings accounts or considering a loan for your dream vehicle, we have tailored solutions just for you. While you can visit us directly at our branch for all your banking needs, any official correspondence should be sent to the same address: 1556 Alabama Ave SE, Washington, DC 20032. We invite you to explore our range of services including auto loans, mortgages, and credit cards with rewards all designed with your financial well-being in mind. Our credit union boasts impressive financial stability with total deposits amounting to $121,319,354 and a net worth of $264,113,947. With cash in hand totaling $12,164,026, we are well-equipped to assist you in achieving your financial goals. We are more than just a bank; we are a community committed to making a positive impact on the lives of our members. Join us in our mission as we continue to grow together. If you're ready to take the next step towards better banking experiences or have any questions about our services, don't hesitate to reach out! Call us at 800-487-5500 or visit our website at andrewsfcu.org for more information. Your journey towards financial empowerment starts here!

Branch History & Mission

Welcome to Andrews Federal Credit Union, a cornerstone of financial support in Washington, DC. Founded in 1948, our branch has a rich history of serving our community with dedication and care. Over the years, we have grown significantly, now proudly supporting over 136,000 members and managing assets totaling more than $2.48 billion. Our journey reflects our commitment to providing quality financial services while fostering community connections. Located at 1556 Alabama Ave SE, Washington, DC 20032, we are easily accessible for our members. You can find us near local landmarks that make this vibrant area so special. While you can visit us at this address for all your banking needs, please note that official correspondence should be sent to the same location: 1556 Alabama Ave SE, Washington, DC 20032. At Andrews Federal Credit Union, our mission is clear: to empower our members through exceptional financial services while supporting the communities we serve. We offer a wide range of products such as checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. We also prioritize online and mobile banking options to ensure that you can manage your finances conveniently. Our operating hours are designed with our members in mind open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. If you need cash or quick transactions outside these hours, rest assured that we have ATM availability for your convenience. We understand the importance of being accessible to everyone in our community. That's why we have implemented ADA compliance measures across our branch and provide shared service center options for basic transactions like deposits and withdrawals. Community outreach is at the heart of what we do. We actively engage in partnerships with local organizations and host events aimed at enhancing financial literacy among our members and residents of Washington, DC. Join us today at Andrews Federal Credit Union and experience the difference a member-focused credit union can make in your life! Whether you're looking for help with savings or need support with loans, we're here for you every step of the way. Call us at 800-487-5500 or visit our website at andrewsfcu.org to learn more about how we can assist you on your financial journey.

Branch Location & Accessibility

Accessibility Features

At Andrews Federal Credit Union, we prioritize accessibility. Our branch meets ADA compliance standards, ensuring everyone can access our services comfortably. For those driving in, we offer ample parking space right outside the branch.

Services Offered

We are proud to provide a wide range of services tailored for personal and business banking needs. From checking and savings accounts to auto loans and mortgage financing, we have something for everyone. Our ATM is also available for quick cash withdrawals and balance checks if you're on the go. While we don't have drive-thru service at this location, our dedicated staff is ready to assist you inside.

Shared Service Center

For added convenience, our branch participates in shared service transactions. This means members from partner credit unions can conduct basic deposits and withdrawals at our location too! While members can visit us at 1556 Alabama Ave SE, official correspondence should be sent to the same address as our mailing address. If you have any questions or need assistance, feel free to call us at 800-487-5500. We invite you to come by and see how Andrews Federal Credit Union can make your banking experience better! Your financial journey starts here with us!

Member Eligibility

At Andrews Federal Credit Union, becoming a member means joining a welcoming community that prioritizes your financial well-being. If you live, work, worship, or attend school in certain areas, or if you have a family member who is already a member, you're likely eligible to join us! We believe that everyone deserves access to affordable financial services, and our diverse range of membership options reflects that commitment. To start your journey with us, simply reach out at (800) 487-5500 for personalized assistance or visit us at our branch located at 1556 Alabama Ave Se Washington Dc 20032. You can also find detailed eligibility information and explore how to open an account on our website at . With easy access to various banking services and the support of our friendly team, joining Andrews Federal Credit Union could be one of the best decisions you make for your financial future!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $69 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $132,926,125, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

Imagine streamlining your payment processes while boosting customer satisfaction. Our merchant services make it easy to accept payments, whether in-store or online. This means you can focus on what matters most growing your business and serving your customers effectively. Located at 1556 Alabama Ave Se Washington Dc 20032 in Washington, DC, our team is ready to partner with you on your journey. Reach us at (800) 487-5500 to learn more about how we can support your business banking needs!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATM services ensure that you have access to cash whenever you need it. With basic shared branch transactions available for partner credit union members, making deposits and withdrawals is simple and hassle-free. You can also check balances and withdraw funds at any participating ATM.

Commitment to Community

At Andrews Federal Credit Union, we believe in fostering a sense of community among our members. Our services are designed not just for individual needs but also support local businesses through dedicated banking options. We aim to be more than just a financial institution; we want to be a trusted partner in your financial journey. If you're ready to explore all that we offer or have any questions about our services, please don't hesitate to reach out! Call us at 800-487-5500 during our operating hours Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM or visit us at our branch location today! Let's take the next step towards achieving your financial dreams together!

Easy Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why Andrews Federal Credit Union offers robust online and mobile banking features. You can easily access your accounts anytime and anywhere through our secure mobile application or online portal. Whether you're transferring money between accounts or paying bills, managing your finances has never been easier.

Loan Options for Every Need

Life can throw unexpected expenses your way, which is why we offer personal loans for debt consolidation or other needs. If you're looking for credit flexibility, check out our credit cards with rewards that allow you to earn points on everyday purchases. For business owners, we provide business banking solutions, including merchant services and business loans, so you can focus on growing your enterprise without worrying about financing.

Personal Banking Solutions

We understand that managing your money can sometimes feel overwhelming. That's why our personal banking services are crafted with you in mind. You can open checking and savings accounts that fit your lifestyle and help you achieve your financial goals. Need to finance a new car? Our auto loans and vehicle financing options can help you get behind the wheel without breaking the bank. Plus, if you're considering buying a home or refinancing your current mortgage, our mortgage loans are tailored to provide competitive rates and terms.

Digital & Online Banking

Key Services

Our online banking platform is available 24/7, so you can check your balance, pay bills, or transfer money whenever it suits you. Simply visit us at http://www.andrewsfcu.org to get started. Need to send money to a friend? Our person-to-person transfers make it easy no need for cash or checks! For those who prefer mobile banking, we offer a user-friendly mobile application that allows you to bank on the go. Whether you're paying for groceries with mobile payments or reviewing your e-statements, everything is just a tap away. Plus, if you ever need to sign documents electronically, our electronic signature authorization feature ensures that everything is secure and straightforward.

Security and Accessibility

We prioritize your security while providing easy access to your accounts. Our systems are built with robust security measures to keep your information safe. You can feel confident managing your finances online or through our app. With e-statements available, you'll receive important account information directly in your inbox no more waiting for paper statements in the mail! This not only helps the environment but also keeps your records organized and accessible. In short, our digital and online banking services at Andrews Federal Credit Union empower you to take control of your financial life with ease and confidence. Join us today and experience the future of banking!

Financial Strength

Commitment to Growth

With $264,113,947 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $13,943 in used auto loans and an impressive total of $1,898,916,632 in loans and leases.

Growing Membership Base

Total Share Accounts stand at an impressive 250,862, showing a strong and growing member base that trusts us with their finances. Additionally, our available funds for lending and investments are robust at $8,778,411. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Andrews Federal Credit Union is your trusted partner. Visit us at 1556 Alabama Ave Se Washington Dc 20032 or call 800-487-5500 to learn more about how we can help you achieve your financial goals.

Member Savings and Resources

Members' savings are secured through $693,109,063 in share certificates and $225,030,075 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits currently at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 345 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Strong Financial Health

With a net worth of $264,113,947, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.64% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

If you're considering refinancing any of your existing loans or exploring eligibility options for our various loan products, our knowledgeable staff at Andrews Federal Credit Union is here to guide you through the process. We want to ensure that our members have access to the best financial tools available. For more information about our loan offerings or if you have questions about which option may be best for you, please don't hesitate to reach out. You can contact us at 800-487-5500 or visit us at 1556 Alabama Ave SE, Washington DC 20032. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Andrews Federal Credit Union help you take the next step toward achieving your financial goals today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $269,898,889 in used vehicle loans and $92,288,795 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier for you to find the right fit for your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $132,926,125 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to invest in equipment or facilities, we have tailored solutions designed for small businesses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $209,981,212, make buying or refinancing simple. We offer flexible terms and competitive rates to help you secure your dream home. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to assist you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $68,248,347 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your purchasing power while keeping your expenses manageable.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh empowers users to make informed financial decisions. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all loan offers presented are fair and transparent. By using verified data from legitimate financial institutions, LendMesh guarantees that users receive trustworthy information when comparing loans. One key aspect of LendMesh is its commitment to impartiality. There are no sponsored listings that prioritize lenders based on paid promotions; instead, the goal is to provide unbiased results for every user. This means you can trust that the options displayed are based solely on your needs and not influenced by advertising dollars. Additionally, LendMesh offers real-time rate comparisons from multiple institutions. This feature allows users to see up-to-date loan rates side by side, making it easier to find the best deal available. Whether you're looking for a mortgage or an auto loan, having access to current rates can significantly impact your overall savings. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback illustrates how effective LendMesh can be in helping individuals navigate their borrowing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Andrews Federal Credit Union