Anderson County Palestine TX Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Anderson County Federal Credit Union, your trusted financial partner since 1954. Located at 2307 W Oak St, Palestine, TX 75801, we proudly serve our community with a commitment to providing personalized banking solutions that truly meet your needs. With over 1,971 members, we are more than just a credit union; we are a family dedicated to supporting each other and fostering financial wellness in Anderson County. At Anderson County FCU, we understand that every member's journey is unique. That's why we offer a variety of services including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. Our total assets stand at an impressive $24,153,474, with total deposits reaching $2,038,509. This solid foundation allows us to provide competitive rates and reliable services for all your financial aspirations. Our leadership team led by CEO Jessica Rampy and Board President Gary Missildine is passionate about ensuring you receive the best service possible. Together with our dedicated team of 5 employees, we're here to help you navigate your financial landscape with confidence. While members can visit us at our branch location for face-to-face interactions and support during our operating hours from 8:30 AM to 11:00 AM and 12:00 PM to 5:00 PM, official correspondence should be sent to our mailing address: P O Box 222, Palestine, TX 75802. We invite you to explore how Anderson County Federal Credit Union can assist you in achieving your financial goals. Whether you're looking for advice on loans or need assistance with online banking services, we're just a phone call away at 903-729-6788. Join us today and experience the difference of community-focused banking!

Branch History & Mission

Welcome to Anderson County Federal Credit Union, where our rich history and commitment to community shine brightly. Established in 1954, we have proudly served the residents of Palestine, TX, and the surrounding areas for nearly seven decades. Our branch is located at 2307 W Oak St, a central spot that makes it easy for our members to access the financial services they need. From our humble beginnings, we have grown alongside our community. Today, we are honored to support over 1,971 members with assets totaling $24,153,474. As we've expanded, our mission has remained constant: to empower our members through personalized financial solutions while fostering a strong sense of community. At Anderson County Federal Credit Union, we believe that banking should be accessible and inclusive. Our mission statement reflects this commitment: "To provide exceptional service and financial products that enhance the lives of our members." We strive not only to offer competitive rates on loans and savings accounts but also to give back through various community outreach initiatives. While members can visit us at 2307 W Oak St Palestine Tx 75801, official correspondence should be sent to P O Box 222, Palestine, TX 75802. Our operating hours are designed for your convenience; we're here Monday through Friday from 8:30 AM to 11:00 AM and 12:00 PM to 5:00 PM. We also offer drive-thru banking for quick transactions. As part of our dedication to evolving with technology, we've implemented features like online banking and mobile payments. These digital advancements ensure you can manage your finances anytime, anywhere. We take pride in being ADA compliant so everyone can access our services comfortably. In addition to serving individuals and families, we understand the importance of supporting local businesses. Our commercial banking options help entrepreneurs thrive in Palestine and beyond. We're committed to forming partnerships that uplift our entire community. Join us at Anderson County Federal Credit Union as we continue this journey together. Experience firsthand how we prioritize your needs while making a positive impact in Palestine. Whether you're looking for personal banking services or wish to explore business opportunities, we're here for you every step of the way!

Branch Location & Accessibility

Accessibility Features

Our branch is designed with your convenience in mind. We offer ample parking right outside the entrance, ensuring easy access for everyone. For those who require additional support, our facility is ADA compliant and features ramps for wheelchair accessibility.

Drive-Thru Banking

In a rush? Take advantage of our drive-thru banking service! You can complete simple transactions like deposits and withdrawals without leaving your vehicle. It's a quick and efficient way to manage your finances on the go. At Anderson County Federal Credit Union, we offer various services including personal checking and savings accounts, auto loans, mortgage financing, and business banking solutions. If you have any questions or need assistance, don't hesitate to give us a call at 903-729-6788. We invite you to come visit us today and see how we can assist you with your financial needs!

Operating Hours

We're here to serve you during convenient hours! Visit us Monday through Friday from 8:30 AM to 11:00 AM and then again from 12:00 PM to 5:00 PM. Whether you need assistance with checking accounts or want to discuss loan options, our friendly staff is ready to help.

Member Eligibility

Becoming a member of Anderson County is like joining a close-knit family that truly cares about your financial well-being. If you live, work, or worship in the Palestine area, you're already on your way to enjoying all the benefits we offer. Our doors are open to anyone who meets these simple eligibility criteria, which you can learn more about by visiting this link. As a member of Anderson County, you'll gain access to personalized banking services, competitive loan rates, and friendly support from our dedicated team. Opening an account is quick and easy! Just give us a call at (903) 729-6788, and we'll guide you through the straightforward process. Whether you're looking for savings options, auto loans, or other financial products, we're here to help you every step of the way. Come visit us at 2307 W Oak St Palestine Tx 75801, and let's get started on building your financial future together!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to financing, we offer essential merchant services designed to simplify your daily operations. Imagine having a reliable partner that can process transactions quickly and securely, allowing you more time to focus on what matters most growing your business. Our services can help streamline payments and improve customer satisfaction, making it easier for you to manage your cash flow effectively. Visit us at 2307 W Oak St Palestine Tx 75801 in Palestine, TX, or give us a call at (903) 729-6788 to learn how our business banking solutions can support your ambitions. Together, we can pave the way for your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member commercial loans or non-member commercial loans, we are eager to assist you when you're ready. We believe that every business deserves access to the capital needed to thrive, and we are here to help you navigate those options.

Comprehensive List Of Services

Accessibility with Drive-Thru Banking

Our commitment to making banking as easy as possible extends beyond online services. With basic drive-thru banking, members can perform deposits, withdrawals, and other simple transactions without leaving their vehicles a perfect option for busy individuals or those with mobility challenges. Whether you need assistance planning for the future or help with day-to-day banking needs, Anderson County is here for you. We invite you to visit us at our branch in Palestine or reach out via phone at 903-729-6788. Together, let's work towards achieving your financial goals! For more information about our services and offerings, feel free to explore our website at ancfcu.com.

Business Banking Services

For entrepreneurs and business owners, we provide essential business banking services like merchant services and business loans. Whether you're starting fresh or expanding an existing venture, we aim to support your growth every step of the way.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking services. You can easily check balances, transfer funds, pay bills, and manage your accounts all from the comfort of your home or on-the-go. Our mobile app also supports features like person-to-person payments, allowing you to send money to friends or family effortlessly.

Personal Banking Solutions

We offer a variety of personal banking options designed to help you manage your finances effectively. Our checking and savings accounts come with features that suit different lifestyles, whether you're saving for a special purchase or simply want a place to keep your everyday funds. For those looking to drive home in a new vehicle, our auto loans and vehicle financing options are flexible and competitive, ensuring you can find the right fit for your budget. If you're thinking about purchasing a home or refinancing your current mortgage, our mortgage loans provide various choices to fit your circumstances. We also have personal loans and debt consolidation services available for members needing extra support in managing expenses or consolidating debts into manageable payments. Plus, with our credit cards that offer rewards, you can earn while you spend on everyday purchases.

Digital & Online Banking

Enhanced Features

Need to send money to a friend? Our person-to-person transfer feature allows you to do just that with ease. Whether it's splitting a dinner bill or sending a gift, transferring funds has never been simpler. And if you're into mobile payments, you'll love our support for quick and secure transactions directly from your smartphone. At Anderson County, we prioritize your security while ensuring that managing your finances is as easy as possible. We're committed to providing services that keep you connected and in control of your financial life whenever and wherever you need it. Explore all these services today at https://ancfcu.com/ and discover how easy banking can be!

Key Services

Our online banking service is available 24/7, allowing you to check balances, transfer funds, and pay bills whenever it suits you. You don't have to worry about long lines or limited hours; manage your money on your schedule! Plus, with our electronic signature authorization feature, signing documents is quick and secure no need for paper forms. We also provide e-statements that let you go green while keeping track of your transactions easily. You can view your statements online whenever needed without the clutter of paper. If you're always on the go, our mobile application offers the same features right at your fingertips. It's perfect for those who prefer banking from their phones!

Financial Strength

Commitment to Service

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Trust

Total Share and Deposit Accounts: 2,912, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Anderson County is your trusted partner. Visit us at 2307 W Oak St Palestine Tx 75801 or call (903) 729-6788 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $3,129,261 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $178 in used auto loans and $7,442,422 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $1,739,333 in share certificates and $5,236,362 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $3,876,388, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,604 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Anderson County, we understand that financial needs can vary greatly among our members. That's why we offer a range of loan products designed to help you achieve your goals. Whether you're looking to purchase a vehicle, buy a home, or manage expenses, we have options tailored for you. With over 751 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular, with $2,183,296 in new vehicle loans and $2,855,616 in used vehicle loans already helping members get on the road. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, making it easier than ever to drive home in a vehicle you love. If homeownership is on your mind, our mortgage options are here to assist. Although currently we do not offer Junior Lien Family Property Loans, we can provide guidance and support as you explore your mortgage options. For those who may need extra flexibility in managing finances, we also provide unsecured credit card loans. While we currently have no outstanding unsecured credit card loans issued, our team is ready to help you navigate your options effectively. If you're considering refinancing or exploring eligibility options for any of our loan products, please don't hesitate to reach out. We are dedicated to ensuring that our members fully understand the benefits and processes involved. We invite you to visit us at our branch located at 2307 W Oak St, Palestine TX 75801, or give us a call at 903-729-6788 during our operating hours from 8:30 AM to 11:00 AM and 12:00 PM to 5:00 PM. Our knowledgeable staff is here to assist you with any questions you may have about our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial dreams!

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ANDERSON COUNTY FEDERAL CREDIT UNION - Palestine, TX