Continuous Investment in Growth
With $2,040,403 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This proactive approach helps us adapt to changing needs while ensuring your financial safety.
Dedicated Team
We also take pride in having 3 full-time employees ready to assist you with all your banking needs. Our dedicated team ensures that every member receives personalized attention tailored specifically for their circumstances.
Focused on You
Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Your trust means the world to us, and it drives us to provide the best possible service.
Join Us
Total Share Accounts: 2,733 show a strong and growing member base that trusts us with their finances. The confidence placed in us fuels our mission to provide you with the best possible experience every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ampot is your trusted partner. Visit us at 40481 Old Highway 45 S Hamilton Ms 39746 or call (662) 343-8793 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*
Lending Capacity
Our lending capacity supports members' financial goals across various sectors. We currently offer $267 in used auto loans along with $7,968,655 in total loans and leases. These offerings reflect our commitment to helping you make important purchases or manage everyday expenses with ease.
Member-Focused Savings
Members' savings are secured through $6,860,702 in share certificates, offering stable and rewarding financial growth opportunities. Although we currently have $0 in money market shares, rest assured that your deposits are prioritized as we focus on improving benefits exclusively for you.
Operational Efficiency
Our $-$103,568 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. This efficiency allows us to reinvest back into the credit union so that you can enjoy more value from your membership.
Our Financial Health
With a net worth of $2,048,340, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.66% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This strength underpins everything we do at Ampot.
