Ampot Hamilton MS Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Ampot, your trusted financial partner in Hamilton, MS! Located at 40481 Old Highway 45 S, our credit union has been serving the community since 1969. With a strong commitment to our members, we've grown into a welcoming space where you can find not just banking services, but also a sense of belonging. At Ampot Fcu, we are proud to serve over 2,021 members and manage total assets amounting to an impressive $16,185,192. Our team is dedicated to helping you navigate your financial journey, whether you're looking for personal banking solutions or business financing options. We currently offer a variety of services including checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards tailored for our community's needs. While you can visit us at our branch location, please note that all official correspondence should be sent to our mailing address: PO Box 352, Hamilton, MS 39746. Our operating hours are from 7 AM to 4 PM, Monday through Friday, ensuring we're available when you need us. Under the leadership of our CEO, Melissa Carter, and Board President Karen Gaudet, we strive for excellence in customer service. We're proud of our small but dedicated team of just three employees who are here to assist you every step of the way. With total deposits reaching $5,245,698 and a solid net worth of $2,048,340, we aim to ensure that your money is safe and working for you. Whether you're interested in taking out one of our 696 loans or leases, or simply want to open a new account, we invite you to experience the difference that comes with being part of a member-focused credit union. If you're ready to take control of your financial future or have questions about our services, don't hesitate to reach out! Call us at 662-343-8793 or visit our website at Ampot Fcu for more information. Join us today and discover how we can help make your financial goals a reality!

Branch History & Mission

Join Us Today!

As we look toward the future, Ampot remains committed to growth and innovation while staying true to our mission of member-focused service. We invite you to join us on this journey become a part of the Ampot family today! Experience firsthand the benefits of membership where your financial success is our priority. For more information about joining or any inquiries you may have, feel free to reach out at 662-343-8793 or visit our website at Ampot FCU. We can't wait to welcome you!

Our Commitment

At Ampot, we are dedicated not only to providing exceptional financial services but also to giving back to our community. We believe in building strong relationships with local organizations and participating in outreach efforts that uplift those around us. Whether it's through educational workshops or community events, our goal is to empower every member of Hamilton. We also prioritize accessibility in all aspects of our operations. With features such as online banking and mobile applications, managing your finances is easier than ever. While we currently do not have ATM availability on-site, our drive-thru service ensures that essential banking needs are met promptly.

Our Journey

From our humble beginnings, Ampot has remained committed to fostering financial stability and empowerment for individuals and families in our area. Our mission has always been clear: to provide accessible financial services while supporting the community's needs. As we evolved, we embraced new technologies and practices that help us better serve you. Today, we offer services ranging from personal banking and auto loans to mortgage refinancing and business banking solutions. While members can visit us at 40481 Old Highway 45 S, official correspondence should be sent to PO Box 352, Hamilton, MS 39746 if necessary. We also understand the importance of convenience; that's why we offer drive-thru banking for quick transactions during our operating hours from Monday to Friday, 7 AM to 4 PM.

Branch Location & Accessibility

Call Us Anytime

Got questions? Feel free to reach out! You can contact us at (662) 343-8793 for any inquiries regarding your accounts or services we offer. We are committed to providing personalized support tailored to your needs. We invite you to visit us soon at Ampot! Experience firsthand how we can assist you with all your banking needs while enjoying a welcoming environment. Come see us today!

Convenient Access and Amenities

At Ampot, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, ensuring everyone can easily enter and navigate our space. Parking is ample and conveniently located close to the entrance so you can get in and out without hassle. If you're on the go, we also offer drive-thru banking services for quick transactions like deposits and withdrawals.

Operating Hours

We're here to serve you during the week! Our lobby hours run from Monday to Friday, opening bright and early at 7 AM and closing at 4 PM. Whether you need assistance with personal banking or inquiries about auto loans and mortgage options, our dedicated staff is ready to help you during these hours.

Member Eligibility

At Ampot, we believe that becoming a member means joining a caring and supportive community where your financial well-being is our top priority. Membership is open to individuals who live, work, worship, or attend school in the Hamilton area. It's as simple as that! Whether you're looking for personal banking solutions or loans to help you reach your goals, we're here to assist you every step of the way. If you want to learn more about eligibility criteria, feel free to check out our detailed informati. Opening an account with us is straightforward and welcoming. You can easily get started by visiting us at our branch located at 40481 Old Highway 45 S Hamilton Ms 39746 or give us a call at (662) 343-8793 during our business hours from Monday to Friday, 7 AM to 4 PM. We're excited to have you join our family and look forward to helping you achieve your financial dreams!

Business Banking & Commercial Services

Merchant Services Made Simple

Imagine running your business without worrying about payment processing. Our merchant services can help streamline transactions, making it easier for you to serve your customers. From credit card processing to online payment options, we offer tools that simplify how you do business and improve customer satisfaction. If you're located in Hamilton, MS at 40481 Old Highway 45 S Hamilton Ms 39746, reach out to us at (662) 343-8793. Let's discuss how we can partner with you in achieving your business goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We provide flexible financing solutions that help you manage cash flow, invest in new equipment, or take on large projects. While we currently have no member or non-member commercial loans issued, we are ready to assist you when the time comes.

Comprehensive List Of Services

Business Banking

For those who run their own businesses, we have a suite of services including merchant services and business loans. We understand the challenges entrepreneurs face and are committed to supporting local businesses with the financial tools they need to thrive.

Credit Cards with Rewards

With our credit cards offering rewards, you can earn points on your purchases while managing your spending effectively. Imagine getting cash back just for shopping that's money back in your pocket for doing what you already do!

Digital Banking Features

At Ampot Fcu, convenience is key. That's why we offer comprehensive online and mobile banking features. You can easily check balances, transfer funds, or pay bills from anywhere at any time perfect for busy lives! Plus, our drive-thru banking allows for quick deposits and withdrawals without leaving your car. If you're ready to explore all the ways we can assist you financially, please don't hesitate to contact us at (662) 343-8793 or visit us at our branch. Our dedicated team is eager to help you find the right solutions tailored just for you! We invite you to join our community at Ampot, where your financial future is our priority!

Home Financing

Thinking about buying a home? Our mortgage loans and refinancing options can help turn that dream into reality. We understand that purchasing a home is one of the biggest decisions you'll make, which is why we strive to offer flexible terms that suit your budget. Our team will guide you through the entire process, ensuring that everything goes smoothly.

Personal Banking

Our personal banking services include checking and savings accounts designed to fit various lifestyles. Imagine being able to set aside money for emergencies while enjoying easy access to your funds. With our accounts, you can do just that. Plus, we offer competitive rates on auto loans and vehicle financing, making it easier for you to hit the road in style without breaking the bank.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come in handy. Whether you need funds for home repairs or want to simplify multiple debts into one manageable payment, we have solutions tailored for you.

Digital & Online Banking

Key Features

Our user-friendly mobile application makes banking even easier. Whether you're out shopping or relaxing at home, you can manage your accounts right from your smartphone. Plus, our person-to-person transfer feature allows you to send money to friends and family quickly and easily perfect for splitting bills or sending gifts. While we currently don't offer e-statements or mobile payments, rest assured that our platform is designed with security in mind. You can trust that your information is safe while enjoying convenient access to your accounts. Although we do not support electronic signature authorization, our straightforward processes ensure that you can handle most transactions without hassle. For those who prefer traditional methods, our drive-thru service offers quick assistance for deposits, withdrawals, and other simple transactions. We're here to help make your banking experience as smooth as possible. In today's fast-paced world, having access to reliable banking tools is essential. At Ampot, we are committed to providing you with the resources you need for effective financial management. Experience the ease of banking on your terms!

Financial Strength

Focused on Growth

With $2,040,403 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to support your dreams is clear with $267 in used auto loans and $7,968,655 in total loans and leases, which means we're here to help you finance your next vehicle or project.

Growing Community Trust

Total Share and Deposit Accounts: 2,733, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ampot is your trusted partner. Visit us at 40481 Old Highway 45 S Hamilton Ms 39746 or call (662) 343-8793 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $6,860,702 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $-$103,568 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 0 part-time employees who are always ready to serve you with knowledge and commitment.

Solid Financial Health

With a net worth of $2,048,340, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.66% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already issued over $3,587,661 in used vehicle loans and $2,233,490 in new vehicle loans, helping members get on the road with confidence. Whether you're purchasing a brand-new model or a reliable used vehicle, we are here to support you with competitive rates and flexible terms.

Credit Lines and Unsecured Loans

For added flexibility, we offer credit lines totaling $400,000, which can be a great resource for managing unexpected expenses or financing larger purchases. Additionally, we provide unsecured credit card loans, although currently, there is a total of $0 in these loans. These can help members manage their finances effectively without tying up assets. If you're considering refinancing any existing loans or want to explore eligibility options for our products, please don't hesitate to reach out. Our knowledgeable staff is ready to assist you in evaluating the best options tailored to your unique situation. At Ampot, we prioritize making financial support accessible and straightforward for everyone. For more information or assistance with any of our loan products, please contact us at (662) 343-8793 during our business hours from Monday to Friday, 7 AM - 4 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently have $0 in Junior Lien 1-4 Family Residential Properties loans available for those ready to take that important step toward owning a home. Our team is dedicated to guiding you through the mortgage process, ensuring you find an option that fits your budget and lifestyle.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that the information you receive is not only current but also comes from institutions committed to fair lending practices. Each loan offer is clearly displayed, giving users confidence in their choices.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the options presented to you are authentic and competitive. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results that truly reflect the best available options. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, you can make informed decisions quickly and efficiently. This feature helps you secure better deals without wasting time on outdated information. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights our commitment to helping individuals find the best financial solutions tailored to their needs. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

AMPOT FEDERAL CREDIT UNION - Hamilton, MS

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