Amplify Austin TX Credit Union | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Amplify, your trusted partner in achieving financial wellness. Located at 2800 Esperanza Xing Bldg 2, Austin, TX 78758, we have proudly served our community since our establishment in 1967. With a commitment to putting our members first, we now have a total membership of 49,458 individuals who rely on us for their financial needs. At Amplify, we believe that every member deserves personalized service and support. Our dedicated team, led by CEO Kendall Garrison and Board President Kendel Martin, works tirelessly to provide tailored solutions that meet the unique needs of our community. Whether you're looking for checking and savings accounts, auto loans, mortgage financing, or business banking services, we are here for you. With total assets of $1,321,382,682 and total deposits reaching $132,062,474, Amplify has a strong foundation to help you reach your financial goals. We also take pride in our commitment to responsible lending, boasting a total loan portfolio of 17,001 loans and leases. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 85300, Austin, TX 78708. Your financial journey is important to us! Feel free to call us at 512-836-5901 during our operating hours from 9:00 AM to 5:00 PM, Monday through Friday. Discover how Amplify can help you thrive today! Visit us online at goamplify.com for more information or to get started on your application. Together, let's build a brighter financial future!

Branch History & Mission

A Legacy of Growth and Service

From the outset, our mission has been clear: to provide exceptional financial services while fostering a sense of community among our members. As we evolved over the years, we embraced new technologies to enhance member experiences. Today, we offer robust online and mobile banking services that cater to the needs of our diverse membership base. Our dedication to accessibility includes features like ADA compliance and drive-thru banking for those who prefer face-to-face interactions. While members can visit us at 2800 Esperanza Xing Bldg 2, official correspondence should be sent to PO Box 85300, Austin, TX 78708. Our convenient location is easily accessible and close to local landmarks that make it a familiar spot for many residents.

Join Us at Amplify

As we continue on this path of growth and service, we invite you to be part of our story. Experience firsthand the benefits of membership with Amplify Credit Union. Whether you're looking for comprehensive personal banking solutions or simply seeking a supportive community environment, we are here for you. Visit us during our lobby hours from 9:00 AM to 5:00 PM, Monday through Friday, or call us at 512-836-5901 for more information about how we can assist you on your financial journey. Together, let's build a brighter future!

Mission-Driven Community Impact

Amplify's mission extends beyond just financial transactions; we strive to enrich the lives of those around us. We actively engage in community outreach initiatives and partnerships that create positive impacts within Austin. Whether through educational programs or local sponsorships, we believe in giving back to the community that supports us. Our commitment is evident not only in our services but also in the way we approach each member's needs with care and attention. We understand that every individual's financial journey is unique, which is why we offer personalized solutions ranging from auto loans and mortgages to business banking options.

Branch Location & Accessibility

Welcome to Amplify, your friendly neighborhood credit union located at 2800 Esperanza Xing Bldg 2 in the vibrant city of Austin, Texas. Our branch is easily accessible and designed with your convenience in mind. Nestled in the heart of Travis County, we're just a stone's throw away from local favorites, making it easy for you to drop by while enjoying the area. While members can visit us at our branch address, official correspondence should be sent to our mailing address at PO Box 85300, Austin, TX 78708. We're proud to offer ample parking space so you can come and go with ease. Plus, our branch is equipped with ADA-compliant features to ensure that everyone can access our services comfortably. Our lobby hours are Monday through Friday from 9:00 AM to 5:00 PM, allowing you plenty of time to stop by before or after work. Whether you're looking to open an account, apply for a loan, or simply ask a question, our friendly staff is here to help! Need quick cash? We have an ATM available for your convenience. For those who prefer not to come inside, take advantage of our drive-thru banking services where you can handle deposits and withdrawals without leaving your car. At Amplify, we offer a range of personal banking services including checking and savings accounts, auto loans, mortgage loans, and more. If you're a business owner, we also provide merchant services and business loans tailored just for you. So why wait? Visit us today at Amplify on Esperanza Xing or give us a call at 512-836-5901. We look forward to serving you!

Member Eligibility

Becoming a member of Amplify is like joining a family that truly cares about your financial well-being. If you're looking to enjoy personalized service and a sense of community, we welcome you to explore membership with us! To qualify, you simply need to meet certain criteria outlined at this link. Generally, if you live, work, or worship in the area or have a family member who is already a member, you can easily join our credit union. Once you're ready to take this step, opening an account is straightforward. You can learn more about the process and get started by visiting this page. If you have any questions or need assistance, feel free to call us at (512) 836-5901. We're here to help you every step of the way as you become part of our supportive community at Amplify, located at 2800 Esperanza Xing Bldg 2 Austin Tx 78758.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $142 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $127,201,737, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments easily from your customers while keeping track of your sales seamlessly. Our merchant services provide just that. By simplifying transactions, we help you focus on what matters most growing your business. You can streamline payment processing, manage inventory, and enhance customer satisfaction all with tools tailored for your success. Located at 2800 Esperanza Xing Bldg 2 Austin Tx 78758 in Austin, TX, our team is here to guide you through every step. Give us a call at (512) 836-5901 or visit us today to learn how we can support your business journey!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Are you in the market for a new car? Our auto loans and vehicle financing options can help you drive away in your dream vehicle without breaking the bank. We understand that purchasing a car is a big decision, which is why we offer competitive rates and flexible terms tailored just for you.

Business Banking

For entrepreneurs and business owners, we offer specialized business banking services including merchant services and business loans. We know that running a business comes with its own challenges, so let us help simplify your banking needs so you can focus on what matters most growing your business.

Convenient Access

Accessibility is key at Amplify. Enjoy the convenience of ATM and cash withdrawal services available right at your fingertips. With basic drive-thru banking options for deposits and withdrawals, we ensure that your transactions are quick and easy.

Credit Cards with Rewards

If you're interested in earning rewards while you spend, check out our credit cards. With various perks, they can be an excellent addition to your wallet. Use them for everyday purchases and watch the benefits accumulate!

Digital Banking Features

In today's fast-paced world, digital banking features are essential. Our online and mobile banking platforms allow you to manage your finances effortlessly from anywhere. Make transfers, pay bills, or check balances all from the comfort of your home or on-the-go. We invite you to experience all these services firsthand! If you have any questions or want to learn more about how we can help you achieve your financial goals, don't hesitate to reach out at (512) 836-5901. Visit us at 2800 Esperanza Xing Bldg 2 Austin Tx 78758, or start exploring our offerings online at Esperanza. Your journey towards financial empowerment begins here!

Mortgage Loans & Refinancing

For those looking to buy a home or refinance an existing mortgage, we provide comprehensive mortgage solutions. Our team will work closely with you to find the best loan options that suit your budget and lifestyle. Owning your dream home is more achievable than ever with our supportive services.

Personal Banking

When it comes to personal banking, we offer checking and savings accounts that fit various lifestyles. Imagine easily managing your finances with online banking and mobile apps check your balance, transfer funds, or pay bills from anywhere! Our personal loans can help you consolidate debt or cover unexpected expenses, making your financial planning smoother.

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking platform is available 24/7, giving you access to your accounts whenever you need it. Whether you're checking balances, transferring funds, or paying bills, our user-friendly interface makes it simple. You can also enjoy the benefits of e-statements, which provide an eco-friendly way to stay updated on your account activity without the clutter of paper statements. If you're on the go, our mobile application allows you to perform all these tasks right from your smartphone. With features like mobile payments, you can make purchases quickly and securely without needing cash or cards. Plus, person-to-person transfers let you send money to friends or family instantly perfect for splitting bills or sending a gift.

Security You Can Trust

We prioritize your security with every transaction. Our online banking system is equipped with advanced encryption technology to keep your information safe. While we currently do not offer electronic signature authorization, rest assured that all other features maintain high security standards. At Amplify, we strive to make banking accessible and straightforward for everyone. Whether you're using our website or mobile app, managing your finances has never been easier! Join us today and experience the freedom of digital banking at Amplify!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 100,056, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Amplify is your trusted partner. Visit us at 2800 Esperanza Xing Bldg 2 Austin Tx 78758 or call (512) 836-5901 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $100,873,048 in share certificates and $78,640,528 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $243,944,253, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $5,958,453 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 202 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $131,486,842 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $1,838 in used auto loans and $941,846,467 in total loans and leases.

Strong Financial Health

With a net worth of $137,455,888, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,040 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $24,488,917 in used vehicle loans and $12,631,865 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you have access to competitive rates and flexible terms.

Business Financing

For business owners, our outstanding commercial loans totaling $127,201,737 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to scale an existing one, we have financing solutions designed for businesses of all sizes. At Amplify located at 2800 Esperanza Xing Bldg 2 Austin Tx 78758, we pride ourselves on providing excellent service and support throughout your loan journey. You can reach us at 512-836-5901 during our operating hours from 9:00 AM to 5:00 PM on weekdays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to explore our loan offerings further by visiting our website at Amplify or by contacting us directly. Your financial future starts here!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $86,559,742, make buying or refinancing simple. We provide personalized assistance to help you navigate the home buying process smoothly. If you're considering refinancing your existing mortgage, we have options available to help you lower your monthly payments or tap into your home's equity.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While currently there are no unsecured credit card loans issued at this moment, our approach ensures that when available, they will help members manage their finances effectively.

Loan Aggregator

Benefits of Using LendMesh

LendMesh offers several key benefits that enhance user experience: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency and authenticity. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials underline the effectiveness and reliability of the platform. For those seeking to compare real-time loan offers today, visit LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing ensures that users receive fair and transparent offers when they compare loans. The accuracy of the comparisons is a top priority, allowing users to trust that they are getting reliable information.

AMPLIFY CREDIT UNION