Amoco Texas City TX Credit Union | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Amoco, your trusted financial partner right here in Texas City, TX. Located at 2401 5Th Ave S, our branch has been serving the community since 1937. With a commitment to fostering strong relationships and providing excellent service, we are proud to support over 107,391 members. At Amoco, we understand that each member's needs are unique, and we strive to offer personalized solutions that make banking easier and more accessible for you. As of today, our total assets stand at an impressive $1,379,783,698, reflecting our stability and dedication to your financial well-being. We have successfully issued 74,476 loans and leases, ensuring that our members have the resources they need to achieve their goals. With total deposits of $99,626,733, you can trust that your money is secure with us. Our leadership team is passionate about enhancing your banking experience. Under the guidance of CEO Shawn Bailey and Board President Ruben Torres, we continuously look for ways to improve our services. Whether you're seeking personal banking options like checking and savings accounts or looking for financing solutions such as auto loans and mortgages, we're here to help. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 889, Texas City, TX 77590-0889. At Amoco, we pride ourselves on being more than just a credit union; we are a vital part of the Texas City community. Our dedicated team of 310 employees is always ready to assist you with any questions or concerns you may have. If you need assistance or want to learn more about how we can serve you better, don't hesitate to reach out! Give us a call at 409-948-8541, or visit our website at amocofcu.org today! Join us in building a brighter financial future together!

Branch History & Mission

Community Impact

Over the years, we've built strong relationships within the community by actively participating in local events and outreach initiatives. These partnerships allow us to contribute positively and help foster economic growth in Texas City. We take pride in knowing that every dollar deposited helps strengthen not just individual finances but also the overall health of our local economy. While members can visit us at 2401 5Th Ave S Texas City Tx 77590, official correspondence should be sent to PO Box 889, Texas City, TX 77590-0889 if it differs from our branch address. For any inquiries or assistance, feel free to reach out at (409) 948-8541. In closing, we invite you to become part of the Amoco family. Join us today and experience firsthand the benefits of being a member of a credit union that genuinely cares about your financial well-being and community growth. Together, let's build a brighter future!

Our Mission

The mission of Amoco is simple yet profound: to empower our members with the financial tools they need while fostering a strong sense of community. We believe in making banking personal, which is why we focus not only on providing excellent financial products like checking and savings accounts, auto loans, mortgage options, and business banking but also on giving back to the community that supports us. Our commitment extends beyond traditional banking. We are dedicated to inclusivity and accessibility, ensuring that all members can benefit from our services. Whether it's through innovative online and mobile banking options or shared service centers that enhance convenience, we strive to keep pace with the evolving needs of our members.

Branch Location & Accessibility

Connect with Us

If you have any questions or need assistance before visiting, don't hesitate to give us a call at 409-948-8541. We're here to help! Come experience friendly service at Amoco your trusted partner in finance right here in Texas City. We look forward to seeing you soon!

Nearby Landmarks and Accessibility

Nestled in the heart of Galveston County, our branch is just a short drive from popular spots like the Texas City Dike and the local shopping areas. Parking is readily available, ensuring that your visit is hassle-free. We take pride in being accessible to everyone, with features designed to accommodate all members, including ADA-compliant entrances and ramps.

Operating Hours and Services

We understand that life can get busy, which is why we are open Monday through Friday from 9 AM to 4 PM. Please note that our building has limited access during certain hours, so plan your visit accordingly. At Amoco, we offer a range of services designed to meet your personal banking needs from checking and savings accounts to auto loans and mortgage refinancing. Plus, we have an ATM on-site for your convenience, allowing you to withdraw cash or check your balance at any time. While you can visit us at our physical location for most transactions, if you're part of a partner credit union, feel free to utilize our shared service center for deposits and withdrawals as well!

Member Eligibility

Joining the Amoco family means becoming part of a warm and welcoming community that prioritizes your financial well-being. To become a member of Amoco, you just need to meet a few simple eligibility requirements. Typically, this includes living, working, or worshipping in the area around Texas City or having a family member who is already a member. It's all about making connections and supporting each other! For more detailed information on eligibility criteria, feel free to check out our resource at this link. Once you've confirmed your eligibility, opening an account is a breeze! You can start the process online by visiting this page or simply give us a call at 409-948-8541 if you have any questions. Our friendly team at our branch located at 2401 5Th Ave S, Texas City, TX 77590 is here to help you every step of the way!

Business Banking & Commercial Services

Empowering Your Transactions

In addition to our loan offerings, we provide merchant services that simplify payment processing for your business. Imagine being able to accept payments effortlessly whether in-store or online allowing you to focus more on what you do best: running your business. Our services are designed to make transactions smooth and straightforward, ensuring you have more time for growth. Located at 2401 5Th Ave S Texas City Tx 77590 in Texas City, TX, we invite local business owners to reach out and discover how our banking solutions can empower their operations. Let's turn your vision into reality together! For more details, feel free to call us at (409) 948-8541.

Financing Your Business Dreams

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans issued, we are eager to help local enterprises thrive with future financing opportunities. When the time comes, you can count on us for flexible loan options tailored to your specific needs.

Comprehensive List Of Services

Business Banking Services

For small business owners, Amoco provides essential banking solutions such as merchant services and business loans. We know how vital it is for you to have reliable support for your growing business. Our dedicated team can guide you through the options available to ensure your business has the resources it needs to thrive.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience matters. Our online and mobile banking features allow you to manage your finances with ease. From checking balances to transferring funds, everything is just a few taps away on your smartphone or computer. Need cash? Our ATM services make withdrawals simple whenever you need them.

Personal Banking Solutions

Our personal banking services include checking and savings accounts that are tailored to help you manage your finances effectively. You can easily access your accounts online or through our mobile app, giving you control wherever you are. When it comes to financing, our auto loans and vehicle financing options make purchasing a new car straightforward and affordable. Imagine driving off in your dream vehicle with a loan that fits your budget perfectly! If you're considering buying a home, we offer mortgage loans and refinancing options that simplify the process. We understand that life can throw unexpected expenses your way, which is why our personal loans and debt consolidation services are designed to provide relief when you need it most. Plus, don't forget about our credit cards with rewards enjoy benefits while making everyday purchases!

Shared Branch Transactions

If you're a member of a partner credit union, you'll appreciate our basic shared branch transactions which enable deposits and withdrawals at no extra cost. This feature ensures that even when you're away from home, your money is accessible.

Visit Us Today!

Ready to explore all that Amoco has to offer? Visit us at 2401 5Th Ave S Texas City Tx 77590 or give us a call at (409) 948-8541 for more information about our comprehensive range of services. We look forward to helping you achieve your financial goals!

Digital & Online Banking

At Amoco, we understand that your time is valuable. That's why we've made it easy and secure to manage your finances from anywhere, at any time. With our robust digital and online banking services, you can access your accounts, pay bills, and transfer money right from the comfort of your home or on the go. One of the standout features of our online banking is its user-friendly interface. Simply visit https://www.amocofcu.org/ to get started. Once you're logged in, you can check balances, view transactions, and even set up e-statements for a paperless experience yes, we offer Yes! This not only helps you stay organized but also contributes to a greener planet. For added convenience, our mobile application is available for download, allowing you to bank anytime, anywhere. You can take advantage of features like mobile payments, making transactions as easy as a few taps on your phone it's just one of the many ways we prioritize your ease of use. And if you need to send money quickly to friends or family, our person-to-person transfer option is here for you. Security is also a top priority at Amoco. We provide electronic signature authorization, ensuring that your transactions are safe and verified every step of the way. Plus, with 24/7 online banking services available through Yes, you can have peace of mind knowing that help is just a click away whenever you need it. Whether you're managing day-to-day expenses or planning for future goals, our digital banking tools make it simple and efficient. Join us at Amoco and experience the freedom of banking at your fingertips!

Financial Strength

Commitment to Growth

With $98,702,840 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust supporting our members' financial goals with $16,280 in used auto loans and $1,092,805,289 in total loans and leases. Our $6,167,161 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 295 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Trust

Our total share accounts stand at 202,840, highlighting a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $789,820, further showcasing our ability to support your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Amoco is your trusted partner. Visit us at 2401 5Th Ave S Texas City Tx 77590 or call (409) 948-8541 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Secure Savings Opportunities

Members' savings are secured through $378,634,122 in share certificates and $135,436,962 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members over traditional banking practices; with non-member deposits at $0, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $123,870,001, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $898 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $255,664,036 in used vehicle loans and $149,521,122 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new model or a reliable pre-owned vehicle, our financing options make it easy to drive away happy.

Credit Lines and Unsecured Loans

For those who need a little extra flexibility, we provide credit lines with a total of $412,537,545 available. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $44,499,773 in loans helping members manage their finances effectively. This means you have access to funds when you need them without putting your assets at risk.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $24,586,514, make buying or refinancing simple. We can guide you through the process and help you find the right mortgage solution that fits your budget.

Refinancing Options

If you're considering refinancing any existing loans, our team can help you explore eligibility options and get the best rates available. Refinancing can lower your monthly payments or even shorten the term of your loan putting more money back in your pocket. We're here to assist you at every step of the way. If you have questions about our loan products or want to get started with an application, feel free to reach out at (409) 948-8541 or visit us at our branch located at 2401 5Th Ave S Texas City Tx 77590 in Texas City, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you achieve your financial dreams today!

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Amoco