Amoco Texas City TX Credit Union | Quick Personal Loans & ATM Access

Introduction

Welcome to Amoco, your trusted financial partner since 1937! Located at 2300 Texas Ave, Texas City, TX 77590, we are proud to serve our community with a commitment to excellence in personal and business banking. With a robust membership of over 107,391, we have built a strong foundation based on trust, transparency, and member satisfaction. At Amoco, we understand the importance of having a reliable financial institution by your side. Our total assets amount to an impressive $1,379,783,698, allowing us to offer a wide range of services tailored to meet your needs from checking and savings accounts to auto loans and mortgages. We currently manage $99,626,733 in deposits and have facilitated 74,476 loans for our members, demonstrating our dedication to helping you achieve your financial goals. Our leadership team is here for you. Under the guidance of CEO Shawn Bailey and Board President Ruben Torres, we strive to create an environment where every member feels valued and supported. With a dedicated workforce of 310 employees, we're ready to assist you with personalized service that makes banking easier. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: P O Box 889, Texas City, TX 77592-0889. Whether you're looking for straightforward banking solutions or need assistance with more complex financial products, Amoco is here to help. Don't hesitate to reach out! You can call us at 409-948-8541 or explore more about our offerings at our website. Your financial journey starts here with Amoco where members come first!

Branch History & Mission

At Amoco, we take great pride in our rich history and unwavering commitment to our community. Established in 1937, the Texas City Branch has grown from a small credit union into a vital financial institution that serves over 107,000 members today. Located at 2300 Texas Ave, Texas City, TX 77590, our branch stands as a testament to our dedication to providing accessible and reliable financial services. From the very beginning, our mission has been clear: to empower individuals and families by offering personalized banking solutions that promote financial well-being. Over the decades, we've expanded our services to include personal banking options such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We also cater to businesses with merchant services and business loans. Our goal is not just about banking; it's about creating a supportive environment where our members can thrive. As we navigate through changing times, we've embraced modern technology while ensuring accessibility for all. Our digital advancements include online banking, mobile payments, and e-statements, making it easier than ever for our members to manage their finances on-the-go. We are proud of our ADA compliance efforts, ensuring that everyone can access our services comfortably. Our commitment extends beyond banking. We actively engage in community outreach programs and partnerships that uplift those around us. Whether it's sponsoring local events or providing financial literacy workshops, we believe in giving back to the communities we serve. While members can visit us at 2300 Texas Ave, official correspondence should be sent to P O Box 889, Texas City, TX 77592-0889. Our branch operates Monday through Friday from 9 AM to 5:30 PM, with extended drive-thru hours until 6 PM on weekdays and Saturday hours from 8 AM to noon for your convenience. With total assets nearing $1.38 billion, we have built a strong foundation that supports our members' dreams and aspirations. We invite you to become part of the Amoco family and experience firsthand how we put people before profits. Join us today and let us help you achieve your financial goals! For more information or assistance, please call us at 409-948-8541 or visit our website at Amoco Credit Union.

Branch Location & Accessibility

Convenient Access and Amenities

At Amoco, we understand that accessibility is key. Our branch is designed with your comfort in mind, featuring ADA-compliant entrances and ample parking space. Whether you're stopping by for a quick transaction or planning to explore our full range of services, you'll find everything you need right here. We're open from 9 AM to 5:30 PM Monday through Friday, with extended Drive-Thru hours available until 6 PM on Tuesday through Thursday. If you need to visit us on Saturday, our Drive-Thru service operates from 8 AM to noon, ensuring that you have flexible options to suit your schedule.

Get in Touch

Have questions or want more information? Don't hesitate to reach out! You can call us at 409-948-8541. Our dedicated staff is ready to assist you with whatever you need. We invite you to stop by or give us a call today let's make your banking experience as smooth and enjoyable as possible!

Services Tailored for You

Our team is here to help you with various banking needs, including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. We also provide essential services like ATM access for cash withdrawals and basic transactions through our Drive-Thru service. Plus, if you're a member of another credit union, feel free to take advantage of our shared services. While members can visit us at 2300 Texas Ave, official correspondence should be sent to our mailing address at P O Box 889, Texas City, TX 77592-0889.

Member Eligibility

At Amoco, we believe that becoming a member means joining a community that genuinely cares about your financial well-being. If you're looking to join us, the good news is that our eligibility requirements are designed to be welcoming and inclusive. Generally, anyone who lives, works, or attends school in the area around 2300 Texas Ave Texas City Tx 77590 can qualify for membership. It's all about creating a supportive environment where you can thrive financially. For more specific details on eligibility, feel free to visit our website at . Opening an account with us is a straightforward process that reflects our commitment to serving you better. You can easily start your journey by applying online; just head over to https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozad0t0uvibklj0fiazjwnb9lfibkvonkh9saiw_unpqzcucs65yoq6tbbvgto0qosgr76botrckmmwt35c6r-yzs9_jbhns6ko94yd4hsj6n0r. If you have any questions or need assistance, don't hesitate to give us a call at (409) 948-8541. We're excited to welcome you to the Amoco family!

Business Banking & Commercial Services

Merchant Services Made Easy

Our merchant services are designed to simplify your daily operations. Imagine seamlessly processing payments while managing your cash flow more effectively. Whether you're a retail store on Main Street or a service provider, our tools make it easy to accept payments from customers, allowing you to focus on what matters most growing your business. Located at 2300 Texas Ave Texas City Tx 77590 in Texas City, TX, we invite you to explore how our business banking services can support your ambitions. Contact us today at (409) 948-8541 or visit our website at https://www.amocofcu.org/ to learn more!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our auto loans and vehicle financing options come with flexible terms that can fit your budget. Picture driving off in your dream car without the stress of high payments. We provide competitive rates that help you get behind the wheel while keeping your finances on track.

Business Banking Services

For our entrepreneurial members, we offer business banking solutions including merchant services and business loans. These services help streamline operations so you can focus on growing your business without worrying about financial hurdles.

Convenient Access & Support

At Texas City Branch, we also prioritize convenience through various banking channels. Our ATM and cash withdrawal services make accessing your funds quick and easy. If you prefer face-to-face interactions, our drive-thru service allows for simple transactions like deposits and withdrawals without leaving your car. Additionally, we participate in shared branching networks, allowing partner credit union members to access their accounts at our location seamlessly. Whether you're visiting us at our branch located at 2300 Texas Ave Texas City Tx 77590 or connecting with us via phone at (409) 948-8541, our friendly staff is here to assist you with any questions or concerns. We invite you to explore all that Amoco has to offer! Visit us online at https://www.amocofcu.org/ or stop by today to discover how we can support your financial journey. Your goals are important to us and together, we can achieve them!

Credit Cards with Rewards

Don't forget about our credit cards that come with rewards! Use them for everyday purchases and watch as points accumulate towards cash back or travel rewards. It's an easy way to earn benefits while spending on things you already need.

Home Financing Options

If homeownership is on your horizon, consider our mortgage loans and refinancing options. Our experienced team will guide you through every step of the process. With personalized advice and support, securing your dream home can be a smooth journey rather than a daunting task.

Personal Banking Solutions

For those looking to manage their day-to-day finances, our personal banking options are tailored just for you. We offer both checking and savings accounts with competitive interest rates that make it easier for you to save. Imagine effortlessly managing your funds with online and mobile banking features, which allow you to check balances, transfer money, and pay bills anytime, anywhere.

Personal Loans & Debt Consolidation

Life can bring unexpected expenses whether it's home repairs or medical bills. Our personal loans are designed to help you manage these challenges effectively. Additionally, if you're struggling with multiple debts, our debt consolidation services can simplify your payments into one manageable monthly bill.

Digital & Online Banking

Key Features

With our online banking, you can check balances, transfer funds, and pay bills with just a few clicks. Have a busy schedule? No problem! Our mobile application provides all the essential features right in your pocket, allowing you to manage your finances anytime, anywhere. Plus, if you need to send money quickly to a friend or family member, our person-to-person transfer feature makes it simple and fast. We also offer e-statements for those who prefer a paperless option, ensuring you can keep track of your account activity without clutter. And for added convenience, our electronic signature authorization lets you complete transactions from the comfort of your home.

Security and Accessibility

Your security is our top priority. Our digital banking tools are designed with robust security measures to protect your information while giving you peace of mind. You can rest assured knowing that your financial data is safe with us. At Amoco, we believe in making banking accessible for everyone. With user-friendly interfaces and real-time account management capabilities, you'll find it easy to stay on top of your finances without any hassle. Experience the future of banking today visit us at https://www.amocofcu.org/ to get started!

Financial Strength

Commitment to Growth

With $98,702,840 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $16,280 in used auto loans and $1,092,805,289 in total loans and leases, supporting members' financial goals across various sectors.

Growing Membership Base

Total Share and Deposit Accounts stand at 202,840, showcasing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $789,820, we have ample resources to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Amoco is your trusted partner. Visit us at 2300 Texas Ave Texas City Tx 77590 or call (409) 948-8541 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $378,634,122 in share certificates and $135,436,962 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members; with non-member deposits at $0, our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $6,167,161 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 295 full-time employees and 15 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Position

With a net worth of $123,870,001, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $898 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $255,664,036 in used vehicle loans and $149,521,122 in new vehicle loans already helping members get on the road. We provide competitive terms for both new and used vehicles to ensure you find a financing option that fits your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $24,586,514, making buying or refinancing simple. We can assist you through the entire process to help you secure the right financing for your dream home.

Refinancing Options

If you're considering refinancing any existing loans or mortgages, we encourage you to reach out to us. Our team will guide you through eligibility options and help you explore ways to potentially lower your monthly payments or overall interest rates. For business owners seeking growth opportunities, we also provide commercial loan options. While we currently do not have outstanding commercial loans available at this time, we are here to assist with future needs as they arise. Feel free to contact us at 409-948-8541 during our operating hours Monday & Friday from 9 am to 5:30 pm and Tuesday through Thursday from 9 am to 5 pm. We also have drive-thru services available for added convenience. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Amoco, we're committed to helping our members navigate their financial journeys with confidence and ease.

Unsecured Credit Card Loans

Managing your finances effectively is important, and our flexible terms on unsecured credit card loans can help. With a total of $44,499,773 in loans available, our credit cards offer features that can fit various spending habits while providing opportunities for rewards and benefits.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from trustworthy financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect the current market. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions without delays or confusion. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials illustrate how effectively LendMesh serves its community by simplifying the search for better rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures fair and transparent offers for all users. Every loan option displayed is gathered from legitimate financial institutions, allowing for peace of mind in your decision-making process.

Amoco