Amoco Houston TX Credit Union | Top Business Banking & Auto Loans

Introduction

Welcome to Amoco, your trusted financial partner located at 2585 Bay Area Blvd, Houston, TX 77058. Established in 1937, we have proudly served our community for over eight decades, building lasting relationships with our members. With a total membership of 107,391 and assets exceeding $1.37 billion, we are dedicated to providing personalized financial solutions that fit your unique needs. At Amoco, we believe in the power of community. Our commitment extends beyond just banking; it's about enriching the lives of those we serve. From auto loans and mortgages to personal banking services, we offer a wide range of products designed to help you achieve your financial goals. With total deposits amounting to $99,626,733 and an impressive net worth of $123,870,001, our solid financial foundation allows us to focus on what truly matters: you. Our team is led by CEO Shawn Bailey and Board President Ruben Torres, who bring years of experience and dedication to the credit union. Together, they foster a culture of trust and transparency, ensuring that every member feels valued and understood. Whether you're looking to open a new account or seeking advice on loans our friendly staff is here to assist you every step of the way. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to 2300 Texas Ave, Texas City, TX 77590. Explore our website at Amoco for more information about our services or call us at (409) 948-8541 today! Let's embark on this journey together toward achieving your financial dreams!

Branch History & Mission

A Legacy of Service

Since our inception, we have focused on building long-lasting relationships within our community. With total assets exceeding $1.3 billion and a dedicated team of over 310 employees, including both full-time and part-time staff, we pride ourselves on being accessible and approachable. Our operating hours from 8:00 AM to 5:00 PM during weekdays allow you ample opportunities to connect with us. We are also committed to innovation and convenience. Our branch features drive-thru banking and ATM services for quick transactions, along with digital solutions like online banking and mobile payments. We ensure ADA compliance so that all members can enjoy our facilities without barriers.

Community Engagement

At Amoco, we take pride in our partnerships and outreach efforts. We actively engage with local organizations to support various causes that uplift our community. This dedication extends beyond just banking; it's about creating a positive impact where it matters most. Join us today and experience how Amoco can help you reach your financial aspirations while also contributing to the well-being of our community. Together, let's build a brighter future for all! For more information or to become a member, visit us at Amoco's Website.

Our Mission

Our mission at Amoco is simple yet powerful: we strive to empower our members by providing exceptional financial services while fostering a strong sense of community support. We believe that everyone deserves access to quality banking options that can help them achieve their financial goals. Whether it's opening a checking account, financing a new car, or securing a mortgage, we are here to guide you every step of the way. While members can visit us at our branch address, official correspondence should be sent to 2300 Texas Ave, Texas City, TX 77590. This ensures that your communications reach us promptly.

Branch Location & Accessibility

Accessibility and Parking

At Amoco, we prioritize accessibility for everyone. Our branch is fully ADA compliant, featuring ramps and spacious entryways that ensure ease of access for all our members. We also offer ample parking so you can park comfortably without any hassle when you arrive.

Call-to-Action

We're excited to welcome you at Amoco! If you have any questions or need assistance, don't hesitate to call us at (409) 948-8541. Come visit us today and discover how we can support your financial journey!

Operating Hours

We understand that life can get busy, which is why our doors are open from 8:00 AM to 5:00 PM, Monday through Friday. This schedule is designed to fit your routine, whether you're an early bird or prefer to stop by later in the day.

Services Offered

Our branch is equipped with a variety of services to meet your banking needs. Enjoy the convenience of drive-thru banking for quick deposits and withdrawals without leaving your car. Plus, we offer ATM services right on-site so you can access cash whenever you need it. For those who require additional assistance, we also provide shared service center transactions for partner credit union members, allowing you to perform basic deposits and withdrawals seamlessly.

Member Eligibility

Joining Amoco is more than just opening an account; it's about becoming part of a welcoming community that truly cares about its members. If you live, work, or attend school in the areas we serve, you're already on your way to membership! Our doors are open to anyone who values cooperative banking, and we're excited to offer you access to a range of financial services designed with your needs in mind. To learn more about the specific eligibility criteria, feel free to check out our detailed information here. Opening an account at Amoco is a breeze! Simply visit us at our location at 2585 Bay Area Blvd Houston Tx 77058, or give us a call at (409) 948-8541 for assistance. Whether you're looking for checking and savings accounts, auto loans, or credit cards with rewards, we're here to help you every step of the way. Don't hesitate become a member today and experience the benefits of being part of Amoco!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan offerings, we provide comprehensive merchant services designed to simplify your daily operations. From payment processing solutions that allow you to accept credit and debit cards easily, to online banking tools that let you manage your finances on the go our services are tailored for today's busy entrepreneurs. Visit us at 2585 Bay Area Blvd Houston Tx 77058 in Houston, TX or contact us at (409) 948-8541 to learn how we can help your business thrive!

Comprehensive List Of Services

Accessing Our Services

We also participate in shared branching which allows members of partner credit unions to perform basic transactions at our location. This means greater accessibility no matter where you are! If you're ready to explore what Amoco can do for you or if you have any questions about our services, don't hesitate to reach out! Call us at 409-948-8541, or visit us online at amocofcu.org for more information. Your financial journey starts here!

Business Banking Options

For small business owners, Amoco offers tailored support through our Business Banking services, including Merchant Services & Business Loans. We understand the challenges of running a business and aim to provide resources that foster growth and success.

Credit and Loans

Sometimes life throws unexpected expenses your way, which is where our Personal Loans & Debt Consolidation come in handy. These loans can help manage financial pressure by combining debts into one manageable payment. Additionally, our Credit Cards with Rewards allow you to earn points for everyday purchases, making it easier to treat yourself while managing your spending responsibly.

Digital Convenience

In today's fast-paced world, having access to your accounts anytime is crucial. Our robust Online & Mobile Banking platforms ensure you can manage your finances from anywhere. With features like mobile payments and person-to-person transfers, handling your money has never been easier. Additionally, we provide ATM & Cash Withdrawal Services so you can access your funds quickly and conveniently. Whether you're using our ATM or visiting our drive-thru for basic transactions like deposits and withdrawals, we're here to serve you efficiently.

Personal Banking Solutions

When it comes to personal banking, we understand that everyone has unique goals. That's why we offer Checking & Savings Accounts that fit different lifestyles. Whether you're saving for a vacation or managing daily expenses, our accounts come with features designed for convenience. If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing options can help get you behind the wheel without breaking the bank. We offer competitive rates and flexible terms to suit your budget. For those looking to purchase a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services are here to guide you every step of the way. Our dedicated team will work with you to find the best solution for your housing needs.

Digital & Online Banking

Key Features

Our online banking features include electronic signature authorization, making it easy for you to complete important transactions securely without the hassle of paper forms. If you prefer going green, you'll love our e-statements availability. Get all the details about your accounts delivered straight to your inbox no more clutter from paper statements! Need to send money quickly? With our person-to-person transfer feature, you can easily send funds to friends or family with just a few taps on your screen. And if you enjoy using mobile payments, rest assured that our platform supports this feature too, allowing for quick and contactless transactions.

Security and Accessibility

Your security is our top priority. We utilize advanced encryption technology to protect your personal information while ensuring ease of use. You can confidently manage your finances without worrying about unauthorized access. At Amoco, we believe in making banking accessible for everyone. Our digital services are designed not only for tech-savvy individuals but also for those who might be new to online banking. We are here to help every step of the way. Experience the freedom of managing your finances on your terms with our comprehensive digital and online banking services at Amoco!

Financial Strength

A Growing Community

Total Share Accounts stand at 202,840, showcasing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments are currently at $789,820, demonstrating our readiness to support your financial needs. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Amoco is your trusted partner. Visit us at 2585 Bay Area Blvd Houston Tx 77058 or call (409) 948-8541 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Commitment to Growth

With $98,702,840 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to providing $16,280 in used auto loans and $1,092,805,289 in total loans and leases; this capacity supports your financial goals across various sectors.

Member-Centric Savings

Your savings are secured through $378,634,122 in share certificates and $135,436,962 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $6,167,161, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 295 full-time employees and 15 part-time employees dedicated to serving you with knowledge and commitment.

Solid Financial Health

With a net worth of $123,870,001, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $898 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $255,664,036 in used vehicle loans and $149,521,122 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our financing options make it simple and affordable.

Credit Lines

For those who prefer having available funds at their fingertips, our credit lines amounting to $412,537,545 offer peace of mind. This option ensures you have access to cash when you need it most while only paying interest on what you use. At Amoco, we pride ourselves on understanding our members' unique financial situations and providing personalized service every step of the way. If you're interested in exploring our loan products or have questions about eligibility and refinancing options, don't hesitate to reach out! You can contact us at (409) 948-8541 or visit us at 2585 Bay Area Blvd Houston TX 77058 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take your next step toward financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $24,586,514, make buying or refinancing simple. We believe in making the dream of owning a home accessible for everyone. If you're considering refinancing your existing mortgage, we can help guide you through that process as well.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $44,499,773 in loans helping members manage their finances effectively. These cards provide the freedom to handle daily purchases without the burden of collateral.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a user-friendly interface, LendMesh allows you to explore your options easily. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous approach guarantees fair and transparent offers for consumers seeking loans. One of the key benefits of using LendMesh is its commitment to providing Verified Data. All loan offers come from legitimate financial institutions, ensuring that users receive trustworthy information without hidden agendas. Additionally, LendMesh features No Sponsored Listings, meaning lenders are not prioritized based on paid promotions. This dedication to impartiality helps users find the best options available. LendMesh also provides Real-Time Rate Comparisons, allowing you to access up-to-date loan rates from multiple institutions. This feature empowers users to make informed decisions based on current market conditions rather than outdated figures. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight the platform's effectiveness in helping individuals secure better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

AMOCO FEDERAL CREDIT UNION