Americu Syracuse NY Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Americu, your trusted financial partner located at 6303 Thompson Rd, Syracuse, NY 13206. Since our establishment in 1978, we have proudly served over 167,171 members, providing them with personalized banking solutions designed to meet their unique needs. Our commitment to the community shines through our impressive $2.69 billion in total assets and $60,545,589 in total deposits, reflecting our strength and stability. At Americu, we understand that every member's journey is different. That's why we offer a wide range of services from checking and savings accounts to auto loans and credit cards with rewards. Our dedicated team of 434 employees, led by CEO Ronald Belle and Board President Nicholas Fabrizio, is here to ensure you receive the support you deserve. While members can visit us at our branch for face-to-face assistance, official correspondence should be sent to the same address as our branch location. We invite you to explore all that we have to offer by visiting our website at americu.org. Your financial well-being is our priority, and we're excited to help you achieve your goals! For any questions or assistance, feel free to call us at 315-432-1971. Join us today and experience the Americu difference!

Branch History & Mission

At Americu in Syracuse, NY, our journey began in 1978 with a simple yet profound mission: to empower our community through accessible financial services. Over the years, we have grown from a small credit union into a trusted partner for over 167,000 members, supporting their financial goals and dreams. Located at 6303 Thompson Rd, Syracuse, NY 13206, our branch has become a cornerstone of the community. With our drive-thru service and ATM availability, we strive to make banking convenient for everyone. Our operating hours are designed to fit your busy schedule open Monday through Friday from 9:00 AM to 5:00 PM, with extended hours on Fridays until 6:00 PM. Our mission is clear: we are dedicated to providing not just financial services but also fostering strong community ties. We believe that everyone deserves access to quality financial products and support. That's why we offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our commitment extends beyond banking; we actively participate in local outreach efforts and partnerships that uplift and strengthen our neighborhoods. While members can visit us at 6303 Thompson Rd for all their banking needs, official correspondence should be sent to the same address as our mailing address is the same. As part of our commitment to modern banking solutions, we provide online and mobile banking options for easy account management anytime, anywhere. As we reflect on our rich history and look towards the future, we invite you to join Americu. Experience firsthand the benefits of membership where your financial well-being is at the heart of everything we do. Together, let's build a brighter financial future for you and our community! For more information or to open an account today, call us at 315-432-1971 or visit our website.

Branch Location & Accessibility

Accessibility Features

At Americu, we prioritize accessibility. Our branch is ADA compliant, featuring ramps and other amenities designed to ensure that everyone can access our services comfortably. Whether you're visiting for personal banking or business needs, we aim to make your experience as enjoyable as possible.

Call to Action

Ready to experience the difference at Americu? Our dedicated staff is eager to help you navigate your financial journey. Feel free to give us a call at 315-432-1971 or stop by during our operating hours. We look forward to welcoming you soon!

Operating Hours

We understand that life can be busy! That's why our doors are open Monday through Friday from 9:00 AM to 5:00 PM, with extended hours on Fridays until 6:00 PM. This schedule provides flexibility for our members to visit us at their convenience.

Services Offered

Our Syracuse branch offers a wide range of services tailored to meet your needs. Whether you're looking for checking and savings accounts, auto loans, mortgage refinancing, or credit cards with rewards, we've got you covered. We also provide drive-thru banking for quick deposits and withdrawals as well as shared services for partner credit union members.

Member Eligibility

Joining the community at Americu is an exciting opportunity to access a range of financial services designed with your needs in mind. To become a member, you'll find that eligibility is quite straightforward! If you live, work, worship, or attend school in the area around 6303 Thompson Rd Syracuse Ny 13206, you're likely qualified to join. It's all about creating a welcoming space for those who are part of our local community. Once you're a member, you'll enjoy benefits like lower loan rates and personalized service that makes banking feel less like a transaction and more like a partnership. Ready to get started? Opening an account is easy and can be done online through this link: https://loans.americu.org/products/portal. If you have any questions or need assistance, don't hesitate to reach out at (315) 432-1971. For more detailed information about eligibility criteria, feel free to check out our resource here: https://www.americu.org/annual-membership-meeting/. We can't wait to welcome you into the Americu family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $484 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $229,853,269, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine easily processing customer payments while managing your cash flow efficiently. Our merchant services are designed to simplify transactions so you can focus on what matters most growing your business. From credit card processing to online payment options, we provide tools that keep your operations running smoothly. Visit us at 6303 Thompson Rd Syracuse Ny 13206 in Syracuse, NY, or call us at (315) 432-1971 to learn how we can partner with you on your journey toward success!

Comprehensive List Of Services

Additional Services

We also cater to basic needs with our drive-thru banking services for quick deposits and withdrawals, along with shared branch transactions that allow members from partner credit unions to access their accounts easily. Our commitment extends beyond traditional banking; we aim to make every interaction smooth and efficient. Located at 6303 Thompson Rd Syracuse Ny 13206, our friendly team is always ready to assist you with any questions or concerns you may have. If you'd like more information about how we can serve you better, don't hesitate to reach out at (315) 432-1971. Join us at Syracuse, where we strive not just to meet but exceed your expectations in financial services. We look forward to being part of your financial journey! Visit us online at Americu or stop by today!

Business Banking

For entrepreneurs and small business owners, our business banking services are here to help you thrive. From merchant services that simplify transactions to business loans that fuel growth, we understand what it takes to run a successful operation.

Digital Convenience

In today's fast-paced world, convenience matters. That's why we provide robust online and mobile banking solutions. You can manage your accounts anytime, anywhere pay bills, transfer funds, or check balances from the comfort of your home or on-the-go. Our ATM and cash withdrawal services ensure that accessing your money is as simple as can be.

Personal Banking

We offer various personal banking options, including checking and savings accounts designed to fit your lifestyle. Imagine having a checking account that rewards you for everyday purchases or a savings account that helps you reach your goals faster. Our auto loans and vehicle financing make it easy to get behind the wheel of a new car, while our mortgage loans and refinancing options ensure that homeownership is within your reach. Whether you're consolidating debt with a personal loan or enjoying the perks of our credit cards with rewards, we've got you covered.

Digital & Online Banking

Key Features

Our online banking services, accessible through https://www.americu.org/, provide a user-friendly interface that makes it easy to check balances, pay bills, and transfer funds. You can take advantage of our 24/7 online banking services, ensuring you're always in control of your financial life. If you prefer paperless statements, you'll be pleased to know that e-statements are available at Americu. Not only do they reduce clutter, but they also offer enhanced security and easy access right from your device. For those who want to send money quickly to friends or family, our person-to-person transfers feature simplifies the process. And if you're on the go, don't forget about our mobile application, which allows you to bank directly from your smartphone.

Security and Convenience

We take your security seriously. Our electronic signature authorization feature ensures that your transactions are safe and secure. You can trust that every action you take through our digital channels is protected. While we currently don't support mobile payments, our commitment to providing the best online experience means we're constantly looking for ways to improve our services. Whether you're at home or out and about, Americu offers tools that let you manage your accounts effortlessly. Join us today and experience the ease of banking at your fingertips!

Financial Strength

Commitment to Growth

With $262,375,424 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $13,012 in used auto loans and $2,308,266,045 in total loans and leases.

Growing Together

Total Share Accounts: 334,070 show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $7,405,801 further illustrate our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Americu is your trusted partner. Visit us at 6303 Thompson Rd Syracuse Ny 13206 or call (315) 432-1971 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $846,671,206 in share certificates and $240,839,761 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $126,856,348, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 414 full-time employees and 20 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $262,375,424, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $974 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $194,426,491 in used vehicle loans and $94,836,143 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, we're here to guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $229,853,269 provide the capital needed to grow and expand your business ventures. We understand that every business has unique challenges and opportunities; our team is ready to assist you in finding the right financial solutions. At Americu, we pride ourselves on providing personalized service. If you have questions about any of our loan products or would like to explore refinancing options, don't hesitate to reach out. You can contact us at 315-432-1971 during our lobby hours from Monday to Friday. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us online at Americu for more information about our services and how we can assist you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing straightforward. With Junior Lien 1-4 Family Residential Properties loans totaling $189,127,842, we can help you navigate the complexities of obtaining a mortgage while ensuring you understand your eligibility and refinancing options.

Unsecured Credit Cards

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $100,443,509 in loans helping members manage their finances effectively. This option provides an easy way to handle unexpected costs without breaking the bank.

Loan Aggregator

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Americu