AMERICU CREDIT UNION - Oneida, NY

Welcome to Americu, your trusted partner in financial well-being, located at 280 Genesee St, Oneida, NY 13421. Since our establishment in 1978, we've been dedicated to serving our community with reliable financial services and a personal touch. With a strong membership of 167,171 individuals, we are proud to be a vital part of the Oneida area. At Americu, we understand that every member's financial journey is unique. That's why we offer a wide range of services tailored to meet your needs from checking and savings accounts to auto loans and mortgages. Our total assets amount to an impressive $2,693,858,739, reflecting our commitment to supporting you with secure and accessible banking solutions. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 280 Genesee Street, Oneida, NY 13421. Our dedicated team of 434 employees, led by CEO Ronald Belle and Board President Nicholas Fabrizio, is here to ensure you receive exceptional service every time you reach out. With total deposits standing at $60,545,589 and a net worth of $262,375,424, we have the stability and resources to help you achieve your financial goals. Whether you're looking for personal loans or business banking options including merchant services Americu is here for you. To learn more about how we can assist you or to explore our services further, please visit our website at americu.org or call us at 315-363-0148. We look forward to welcoming you into our community!

At Americu, we take pride in our rich history and unwavering commitment to our community. Established in 1978, our Oneida branch has grown alongside its members, evolving from a small credit union into a trusted financial partner for over 167,000 individuals in Oneida, NY. Located at 280 Genesee St, our branch is not only a place to handle your banking needs but also a cornerstone of support for local families and businesses. From the very beginning, Americu's mission has been clear: to provide exceptional financial services while fostering community growth and well-being. We aim to empower our members with the tools they need to achieve their financial goals. Our total assets now exceed $2.6 billion, enabling us to offer a wide range of products including checking and savings accounts, auto loans, mortgages, and business banking solutions. As we look back on our journey, it's inspiring to see how we've embraced advancements in technology while maintaining our dedication to personal service. Our online banking platform and mobile application ensure that members can manage their finances conveniently and securely. Additionally, our ADA-compliant facilities reflect our commitment to accessibility for all. Community involvement remains at the heart of what we do. Americu actively engages in outreach programs and partnerships with local organizations, supporting initiatives that uplift those around us. Whether it's hosting financial literacy workshops or sponsoring local events, we believe that giving back strengthens both our community and our credit union. While members can visit us at 280 Genesee St for all their banking needs, official correspondence should be sent to 280 Genesee Street, Oneida, NY 13421. Our doors are open Monday through Friday from 9:00 AM to 4:00 PM extended hours on Fridays until 6:00 PM make it easier for you to stop by after work. If you're looking for a credit union that prioritizes your needs and invests in your community's future, consider joining Americu today. Together, we can achieve more than just financial success; we can build a thriving community where everyone has the opportunity to flourish. For more information or to become a member, please call us at 315-363-0148 or visit us online at Americu.org.

At Americu, we believe that everyone deserves the opportunity to be part of a supportive and thriving community. Becoming a member is easy and welcoming! If you live, work, or attend school in certain areas, you're likely eligible to join us. We invite individuals from various backgrounds to experience the benefits of membership, such as competitive loan rates, personalized service, and access to exclusive financial products. For more details about eligibility criteria, feel free to check out our website at https://www.americu.org/annual-membership-meeting/ . Opening an account with us is straightforward; just visit our account opening page at https://loans.americu.org/products/portal or give us a call at (315) 363-0148. Our friendly team at 280 Genesee St Oneida Ny 13421 is here to help guide you through the process. Join us today and discover how being a member of Americu can enhance your financial journey!

At Americu, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle. With our services, you can bank anytime and anywhere, giving you the freedom to take control of your finances on your terms. Our online banking platform is user-friendly and available 24/7, allowing you to check balances, transfer funds, and pay bills with just a few clicks. For more information on getting started, visit us at https://www.americu.org/ . You can also enjoy the convenience of e-statements, which means you can access your financial statements securely without the clutter of paper. We know security is a top priority for our members. That's why we provide electronic signature authorization, making it simple to sign documents securely online. Our mobile application further enhances your banking experience by putting all these features right at your fingertips. Whether you're checking your account or making person-to-person transfers, everything is designed for ease and safety. For those who prefer to use their smartphones for payments, our services support mobile payments, ensuring that you can make purchases quickly without any hassle. Plus, with real-time account management features, you'll always be informed about your financial status. At Americu, we are committed to providing you with tools that make banking not just easier but also more accessible. Our goal is to empower you with everything you need for effective money management right from the comfort of your home or on the go. Join us today in experiencing the future of banking!

At Americu, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to maintaining strong financial health, which directly benefits you, our valued member. With a net worth of $262,375,424, we stand on solid ground, allowing us to provide better rates, lower fees, and enhanced services tailored to your needs. Our net worth ratio of $974 further highlights our robust capital foundation, ensuring that we can continue offering competitive loans and savings rates even in uncertain economic times. Members' savings are secured through $846,671,206 in share certificates and $240,839,761 in money market shares, providing stable opportunities for financial growth. Unlike traditional banks, we prioritize our members' interests. With non-member deposits at $126,856,348, we focus our resources on delivering better loan rates, lower fees, and exclusive perks designed just for you. Our commitment to excellence is also reflected in our $262,375,424 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options. This means we can serve you better every day. Moreover, with $13,012 in used auto loans and $2,308,266,045 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency is clear as we report a net income of $0, enabling us to keep offering competitive loan rates and solid financial products tailored to your needs. We take pride in our dedicated team of 414 full-time employees and 20 part-time employees who are always ready to assist you with knowledgeable service. With a growing member base of 334,070, it's clear that more individuals trust us with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Americu is your trusted partner. Visit us at 280 Genesee St Oneida Ny 13421 or call (315) 363-0148 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.