AMERICU CREDIT UNION - Lowville, NY

Welcome to Americu, your trusted financial partner since 1978! Located at 7394 Utica Blvd, Lowville, NY 13367, our branch is dedicated to serving the community with a personal touch. With a robust membership of over 167,171 individuals, we pride ourselves on being more than just a credit union; we're a vital part of your financial journey. At Americu, we understand that your financial needs are unique. That's why we offer a range of services from personal banking including checking and savings accounts to auto loans, mortgage financing, and business banking solutions. Our commitment to our members is reflected in our impressive total assets of $2,693,858,739 and total deposits amounting to $60,545,589. Whether you're looking for a loan or want to grow your savings, we have the resources to help you succeed. Led by our CEO Ronald Belle and Board President Nicholas Fabrizio, our team of 434 employees is here to provide expert guidance and support. We believe in building lasting relationships with our members and contributing positively to the local community. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to the same address: 7394 Utica Blvd, Lowville, NY 13367. If you have any questions or need assistance, don't hesitate to reach out at 315-376-3000. Join us at Americu today and experience the difference that comes with being part of a community-focused credit union! Visit us online at americu.org to learn more about how we can help you achieve your financial goals.

At Americu, located in the heart of Lowville, NY, our story is one of community, commitment, and growth. Since our doors opened in 1978, we have steadily built a legacy of trust and service. Starting with just a handful of members, we have grown to serve over 167,171 members today. This remarkable journey has been fueled by our dedication to providing personalized financial solutions that truly make a difference. Our branch can be found at 7394 Utica Blvd, Lowville, NY 13367, a convenient location for our members. Whether you're visiting us for personal banking or business services, you'll find that our doors are always open during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM (with extended hours on Fridays until 6:00 PM). While members can visit us at this address for all their banking needs, official correspondence should be sent to the same mailing address. The mission of Americu goes beyond just providing financial services; we aim to uplift the communities we serve. We believe that everyone deserves access to quality banking solutions and opportunities for financial growth. Our mission statement reflects this commitment: we strive to empower our members by offering innovative products and services while fostering community support and engagement. Over the years, we have achieved significant milestones, including reaching total assets of nearly $2.7 billion. This growth allows us to expand our offerings continuously ranging from auto loans and mortgages to credit cards with rewards. Our goal is to ensure that every member feels valued and supported in their financial journey. As part of our commitment to modern banking practices, Americu embraces digital advancements. We offer online and mobile banking services that make managing finances easier than ever. Members can access their accounts anytime and anywhere while enjoying features like person-to-person payments and e-statements. Community outreach is another cornerstone of our mission. We actively partner with local organizations and initiatives to help improve the lives of those around us. From sponsoring local events to supporting educational programs, we are dedicated to making a positive impact in Lowville and beyond. If you're looking for a credit union that prioritizes your needs while giving back to the community, we invite you to join Americu today! Experience firsthand the benefits of being part of a cooperative where your voice matters. For more information or to open an account, please visit our website or call us at 315-376-3000. We can't wait to welcome you into our family!

Becoming a member of Americu feels like joining a warm, welcoming community where your financial well-being is a top priority. To become part of our family, you simply need to meet some friendly eligibility criteria. If you live, work, worship, or attend school in the areas we serve, you're likely already qualified! We believe that everyone deserves access to the best financial services, and at Americu, you'll enjoy perks like lower fees, competitive rates on loans, and personalized service. For detailed information about eligibility, feel free to visit our resource page at https://www.americu.org/annual-membership-meeting/ . Opening an account with us is just as simple! You can start your journey towards membership by visiting our account opening page at https://loans.americu.org/products/portal or give us a call at (315) 376-3000 if you have any questions. We're located at 7394 Utica Blvd Lowville Ny 13367, and our friendly staff is ready to help you every step of the way. Joining Americu means being part of something special let's get started today!

At Americu, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that when it comes to your finances, you need a partner you can trust. That's why we are proud to share our financial strength, which is built on solid foundations and a commitment to serving our members effectively. With a net worth of $262,375,424, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $974 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $846,671,206 in share certificates and $240,839,761 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $126,856,348, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $262,375,424 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $13,012 in used auto loans and $2,308,266,045 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 414 full-time employees and 20 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. In summary, we have a strong member base with 334,070 total share accounts that trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Americu is your trusted partner. Visit us at 7394 Utica Blvd Lowville Ny 13367 or call (315) 376-3000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.