Americu Fort Drum NY Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Americu, your trusted financial partner located at 10690 Enduring Freedom Dr B10750, Fort Drum, NY 13602. Since our establishment in 1978, we have proudly served our community, growing into a robust credit union with over 167,000 members and assets totaling an impressive $2.69 billion. Our commitment to empowering members through exceptional service and financial solutions is unwavering. At Americu, we believe in making banking easy and accessible for everyone. Whether you're looking for personal loans, auto financing, or business services, we have tailored solutions to meet your needs. With a total loan portfolio of 99,906 loans and leases, we are dedicated to helping you achieve your financial goals. While you can visit us directly at our branch in Fort Drum, please note that all official correspondence should be directed to our mailing address: 10690 Enduring Freedom Drive B10750, Fort Drum, NY 13602. Under the leadership of our CEO, Ronald Belle, and Board President Nicholas Fabrizio, we strive to create lasting relationships built on trust. We take pride in maintaining a strong net worth of $262 million and ensuring your deposits are secure, with total deposits amounting to $60.55 million. With a friendly team of 434 employees, we're here to assist you from Monday to Friday during convenient hours. You can reach us at 315-773-3943 for any inquiries or to learn more about how we can serve you better. Join us today and experience the difference that comes with being a member of Americu! Visit our website at americu.org or stop by our branch to discover all the ways we can support your financial journey.

Branch History & Mission

At Americu, we take pride in our rich legacy and commitment to serving the community of Fort Drum, NY. Opened in 1978, our branch has grown from humble beginnings into a trusted financial partner for over 167,000 members. Located at 10690 Enduring Freedom Dr B10750, Fort Drum, NY 13602, we are more than just a credit union; we are a cornerstone of support and growth in our local area. Our mission is clear: to provide exceptional financial services while fostering a sense of community. We aim to empower our members with the tools and resources they need to achieve their financial goals. Whether it's personal banking, auto loans, mortgage refinancing, or business banking solutions, we are dedicated to meeting the diverse needs of our members. Over the years, Americu has achieved significant milestones. With total assets reaching an impressive $2.69 billion, we have continually reinvested in our community through various outreach programs and partnerships. Our focus on digital advancements ensures that our members can access their accounts easily through online banking and mobile applications, making banking more convenient than ever. We recognize the importance of accessibility for all members. Our branch is ADA compliant and offers drive-thru services for quick transactions. For those who prefer face-to-face interaction, our shared service center provides even more opportunities for engagement. Additionally, with ATM availability at our location, accessing cash is straightforward and efficient. While members can visit us at 10690 Enduring Freedom Dr B10750 for all their banking needs, official correspondence should be sent to our mailing address at 10690 Enduring Freedom Drive B10750, Fort Drum, NY 13602. As we continue to grow and adapt to the changing needs of our community, we invite you to join Americu. Experience firsthand how we can help you navigate your financial journey while being part of a supportive community that cares about your success. Contact us today at 315-773-3943 or visit us online at Americu to learn more about membership options and start your journey with us!

Branch Location & Accessibility

Connect With Us

Ready to experience friendly service and expert guidance? We invite you to stop by or call us at 315-773-3943 with any questions. At Americu, we're more than just a credit union; we're part of your community!

Convenient Access

At Americu, we understand that accessibility matters. Our location offers ample parking and features that comply with ADA standards, ensuring everyone can visit us comfortably. If you prefer to bank from your vehicle, our drive-thru service allows for simple deposits and withdrawals without the need to exit your car. Plus, we have an ATM available for quick cash withdrawals and balance inquiries. While members can visit us at our physical address, please note that official correspondence should be sent to the same address: 10690 Enduring Freedom Drive B10750, Fort Drum, NY 13602.

Operating Hours

We're here to serve you during the week! Our lobby hours are Monday through Wednesday from 9:00 AM to 4:30 PM, Thursday until 5:30 PM, and Friday until 5:00 PM. Whether you're looking for personal banking services like checking and savings accounts or auto loans and mortgage options, we're ready to help you navigate your financial journey.

Services We Offer

At Americu, we offer a wide range of services tailored to meet your needs. From personal loans and credit cards with rewards to business banking solutions like merchant services and business loans, there's something for everyone. Additionally, if you're a member of another participating credit union, you can take advantage of shared branch services right here at our location.

Member Eligibility

Joining the Americu family means stepping into a community that truly cares about your financial well-being. At our Fort Drum branch, located at 10690 Enduring Freedom Dr B10750, we welcome individuals from various backgrounds to become members. To be eligible, you simply need to live, work, worship, or attend school in specific areas served by us. It's all about creating connections and supporting one another. If you're curious about the full eligibility details, feel free to check out our website at this link. Getting started is easy! You can open an account with us online by visiting this page, or you can call us directly at 315-773-3943 for assistance. We're here to help you every step of the way as you unlock the benefits of being part of Americu. Welcome aboard!

Business Banking & Commercial Services

Lending Solutions That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $484 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $229,853,269, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Success

In addition to loans, we offer comprehensive merchant services that simplify transactions and enhance customer experiences. Picture this: a bustling café using our point-of-sale systems to process payments swiftly, allowing staff to focus on serving customers instead of juggling cash. Our services provide practical benefits that can streamline operations and foster growth. Located at 10690 Enduring Freedom Dr B10750 Fort Drum Ny 13602 in Fort Drum, NY, we're here to partner with you on your business journey. Reach out at (315) 773-3943 to learn more about how we can help your business succeed!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about a new car? Our Auto Loans & Vehicle Financing options offer competitive rates and flexible terms that make driving off the lot a reality. We work with you to find a loan that suits your budget, so you can focus on enjoying your new ride instead of stressing over payments.

Business Banking

For entrepreneurs and business owners, we offer tailored Business Banking solutions including Merchant Services and Business Loans. Your business deserves banking that grows with it; let us help streamline operations while providing the financial support necessary for success.

Convenient Access

Accessing your accounts has never been easier! With our Online & Mobile Banking, managing finances on-the-go is simple. Plus, enjoy the convenience of our ATM services and drive-thru banking for quick deposits and withdrawals without leaving your vehicle. As part of our commitment to serve all members well, we also provide basic shared branch transactions for partner credit union members making banking more accessible than ever before! Whether you're visiting us in person or connecting online, we're here to make banking easier for you. If you'd like to learn more about any of these services or have specific questions, don't hesitate to reach out at (315) 773-3943 or visit us at http://www.americu.org today! Let's take the next steps together towards achieving your financial dreams!

Credit Cards with Rewards

With our Credit Cards featuring Rewards, every purchase brings benefits! You can earn points for travel, cash back, or other rewards simply by using your card for everyday spending. This means that each swipe not only fulfills a need but also brings you closer to exciting perks.

Mortgage Loans & Refinancing

Homeownership is within reach with our Mortgage Loans & Refinancing services. We guide you through the process step-by-step, whether you're buying your first home or looking to refinance an existing mortgage. Picture yourself settling into a place that's truly yours, supported by our dedicated team who understands the local market.

Personal Banking

Managing your money should be easy, and with our Personal Banking services, it is. Whether you're opening a Checking or Savings Account, you can enjoy features that fit your daily routines and savings goals. Imagine having your funds available whenever you need them, thanks to our user-friendly online and mobile banking options that allow you to manage accounts anytime, anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, which is where our Personal Loans & Debt Consolidation come in handy. Whether you're facing medical bills or planning a big trip, we can help you consolidate debt into one manageable payment, giving you peace of mind and financial stability.

Digital & Online Banking

Key Services for Your Convenience

Our online banking platform provides a user-friendly experience, allowing you to view your account balances, transfer funds, and pay bills with just a few clicks. Want to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, if you're on the go, our mobile application puts all these tools right in your pocket, so you can manage your finances from anywhere. Security is a top priority at Americu. We utilize electronic signature authorization for transactions, ensuring that your information remains protected every step of the way. With e-statements available, you can also access your bank statements digitally no more cluttered mailboxes or waiting for paper copies!

Stay Connected Anytime

Whether you're at home or out and about, our digital banking services provide real-time account management. Need to check a balance or make a payment late at night? You can do it all through our online banking platform. And if you prefer using mobile payments, while this feature isn't currently available, rest assured we're continuously looking for ways to enhance your banking experience. In summary, Americu is committed to providing you with accessible and efficient banking solutions that fit your needs. Explore our digital offerings today by visiting https://www.americu.org/ and discover how easy managing your finances can be!

Financial Strength

Committed Team

Our strength lies not just in numbers but also in people. We proudly employ 414 full-time employees and 20 part-time employees who are dedicated to providing exceptional service at every interaction.

Growing Membership Base

Our community continues to grow stronger with 334,070 total share accounts showcasing the trust that our members place in us. Your confidence inspires us to keep improving our services. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Americu is your trusted partner. Visit us at 10690 Enduring Freedom Dr B10750 Fort Drum Ny 13602 or call (315) 773-3943 to learn more about how we can help you achieve your financial goals.

Lending Capacity

We're here to help you achieve your financial goals. With $13,012 in used auto loans and $2,308,266,045 in total loans and leases, our lending capacity supports various needs for our members. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member-Centric Savings

Your savings are safe with us! Members' funds are secured through $846,671,206 in share certificates and $240,839,761 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $126,856,348, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $262,375,424, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $974 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $194,426,491 in used vehicle loans and $94,836,143 in new vehicle loans already helping members get on the road. Whether you're interested in a new or used vehicle, our flexible terms can accommodate your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $229,853,269 provide the capital needed to grow and expand. We understand the challenges that come with running a business, and we're committed to supporting you with tailored solutions. If you're considering refinancing or want to learn more about eligibility options for any of these products, don't hesitate to reach out. You can contact us at (315) 773-3943 or visit us at our branch located at 10690 Enduring Freedom Dr B10750 Fort Drum Ny 13602 in Fort Drum, NY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Americu, we're dedicated to providing personalized service and competitive products that make sense for our members. Let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $189,127,842, make buying or refinancing simple. We're here to guide you through the process, making it as straightforward as possible.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $100,443,509 in loans helping members manage their finances effectively. This option can provide you with the financial flexibility you need for unexpected expenses or planned purchases.

Loan Aggregator

Benefits of Using LendMesh

One of the key features of LendMesh is its focus on verified data. Loan offers are sourced exclusively from legitimate financial institutions, which means you can trust the information presented to you. Additionally, LendMesh does not prioritize lenders based on paid promotions there are no sponsored listings here. Their goal is to provide unbiased results that help you make informed decisions. Another advantage is the real-time rate comparisons. Users benefit from up-to-date loan rates from multiple institutions, allowing them to quickly evaluate their options without sifting through outdated information. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights how LendMesh can positively impact your financial decisions. Take control of your borrowing experience today. Compare real-time loan offers at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Americu

Introduction

Branch History & Mission

Branch Location & Accessibility

Connect With Us

Convenient Access

Operating Hours

Services We Offer

Member Eligibility

Business Banking & Commercial Services

Lending Solutions That Empower Growth

Merchant Services for Everyday Success

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking

Convenient Access

Credit Cards with Rewards

Mortgage Loans & Refinancing

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Services for Your Convenience

Stay Connected Anytime

Financial Strength

Committed Team

Growing Membership Base

Lending Capacity

Member-Centric Savings

Our Financial Health

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Join Our Community