Americu Fayetteville NY Credit Union | Best Auto Loans & Checking

Introduction

Welcome to Americu, your trusted financial partner right here in Fayetteville, NY! Located at 5439 N Burdick St, we have proudly served our community since 1978. With a strong commitment to our members, we've built a robust network of support that extends to over 167,171 members and counting. At Americu, we understand that every member has unique financial needs. That's why we offer a wide range of services, from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Our total assets stand at an impressive $2,693,858,739, ensuring we have the resources to help you reach your financial goals. Under the leadership of our CEO Ronald Belle and Board President Nicholas Fabrizio, our dedicated team of 434 employees is here to provide personalized service that truly makes a difference. With $60,545,589 in deposits and a net worth of $262,375,424, you can trust that your finances are in safe hands. Plus, with over 99,906 loans already issued, we're ready to assist you in making your dreams a reality. While members can visit us at our branch location for face-to-face assistance, official correspondence should be sent to the same address: 5439 N Burdick St, Fayetteville, NY 13066. We invite you to explore our services online at Americu's website or give us a call at 315-256-9697. Join us today and discover how Americu can empower your financial journey!

Branch History & Mission

At Americu, we are proud of our rich history and deep commitment to the community. Since opening our doors in 1978, we have dedicated ourselves to providing exceptional financial services to the residents of Fayetteville, NY. Located at 5439 N Burdick St, Fayetteville, NY 13066, our branch has grown alongside our members, supporting them through various life stages with personalized banking solutions. Over the years, Americu has transformed from a small credit union into a robust financial institution serving over 167,171 members. With total assets exceeding $2.69 billion, we continue to expand our offerings while maintaining a focus on community engagement and support. Our mission is straightforward: to empower our members by providing the tools and resources they need for financial success, while also giving back to the communities we serve. Our evolution includes significant milestones such as embracing modern banking technologies. We offer online and mobile banking services that make managing finances easier than ever. Members can access their accounts anytime and anywhere, ensuring that their banking experience is not only efficient but also user-friendly. At Americu, we believe in the importance of being accessible to everyone. Our branch features ADA-compliant facilities and provides drive-thru banking services for added convenience. Whether you prefer traditional face-to-face interactions or digital solutions, we strive to meet your needs. While members can visit us at 5439 N Burdick St, official correspondence should be sent to the same address as our mailing address remains unchanged. Our operating hours are designed to accommodate your schedule: Monday through Friday from 9 AM to 5 PM, with Saturday hours from 9 AM to 12 PM for drive-thru services. Americu is more than just a financial institution; it's a partner in your journey towards financial well-being. We actively engage in community outreach programs and partnerships that uplift those around us, reinforcing our commitment to service beyond banking. As we look toward the future, we invite you to become part of our family at Americu. Join us today and experience firsthand how we can support your financial goals while making a positive impact in our community. For more information or to open an account, please call us at 315-256-9697 or visit our website at www.americu.org. Together, let's build a brighter tomorrow!

Branch Location & Accessibility

Accessibility Features

We prioritize making your visit as comfortable as possible. Our branch is ADA compliant, ensuring that all members can easily access our services. Parking is available right outside, allowing for convenient entry. Plus, if you prefer not to come inside, our drive-thru service offers a quick way to handle deposits and withdrawals without leaving your vehicle.

Operating Hours

We understand that life can be busy, so we offer flexible hours to suit your schedule. Visit us Monday through Friday from 9 AM to 5 PM, and on Saturday from 9 AM to 12 PM for drive-thru banking. Whether you need assistance with personal banking services or have questions about loans or credit cards, our friendly staff is ready to help during these times.

Services Offered

At Americu in Fayetteville, we offer a wide range of services tailored for both personal and business needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, with ATM availability on-site, accessing your funds has never been easier. If you have any questions or need assistance before your visit, don't hesitate to call us at 315-256-9697. We look forward to welcoming you at Americu in Fayetteville!

Member Eligibility

Becoming a member of Americu is like joining a close-knit family where your financial well-being is our top priority. If you live, work, or worship in the Fayetteville area, or if you're related to someone who does, you're likely eligible to join us! We welcome individuals from all walks of life and are dedicated to providing personalized financial services that cater to your unique needs. Membership offers a range of benefits, including competitive rates on loans and savings, access to exclusive member events, and the peace of mind that comes with being part of a community-focused organization. To learn more about our eligibility criteria and how to become a part of our family, feel free to visit our website at https://www.americu.org/annual-membership-meeting/. When you're ready to open an account, simply head over to https://loans.americu.org/products/portal or give us a call at (315) 256-9697. We can't wait to welcome you to Americu, located at 5439 N Burdick St Fayetteville Ny 13066!

Business Banking & Commercial Services

Merchant Services That Work

Imagine having a payment processing system that works as hard as you do. Our merchant services simplify transactions so you can focus on what matters growing your business. Whether you're managing a retail store or offering services, our solutions ensure smooth sales operations, allowing you to serve your customers better while keeping track of your finances easily. Join us at Americu located at 5439 N Burdick St Fayetteville Ny 13066, and let's explore how we can fuel your business ambitions together! For inquiries, feel free to call us at (315) 256-9697.

Support for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $484 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $229,853,269, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For local businesses, we provide essential tools through our business banking services, including merchant services and business loans. We understand the challenges businesses face and aim to support you with resources that help you thrive in the community.

Convenient Access

To ensure easy access to your funds, we offer ATM services for withdrawals and balance checks. If you prefer face-to-face transactions for deposits or simple transactions, our drive-thru service is here for you during convenient hours.

Credit Cards

Enhance your spending power with our credit cards that come with rewards. Whether you're using them for daily purchases or special occasions, you'll earn points that can be redeemed for exciting rewards, making every dollar count.

Digital Banking Features

In today's fast-paced world, managing finances digitally is essential. At Americu, we offer comprehensive online and mobile banking options along with person-to-person payment features that make sending money simple and quick. We're excited about the opportunity to serve you at Fayetteville! If you're interested in learning more about how we can assist you with any of these services, please don't hesitate to reach out at (315) 256-9697 or visit us online at https://www.americu.org/. Join us today and discover how we can support your financial journey!

Loans and Financing

When it comes to financing, we have you covered with competitive rates on auto loans and vehicle financing that make purchasing your dream car within reach. If you're considering buying a home or refinancing an existing mortgage, our mortgage loans are structured to fit various budgets and needs. For those unexpected expenses or debt consolidation, our personal loans offer flexible solutions that can help ease financial pressure.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services are tailored for you. Need help managing your daily expenses? Our checking accounts offer easy access to your funds while our savings accounts help you build towards future goals. With our online and mobile banking options, you can manage your finances anytime, anywhere, making it easier than ever to stay on top of your money.

Digital & Online Banking

Key Features

One of the standout features of our online services is the ability to use electronic signatures for authorizations. This feature allows you to sign documents securely online, saving you time and making the process smoother. You also have the option to receive e-statements, which not only helps in keeping your documents organized but also contributes to a more eco-friendly approach by reducing paper waste. If you're on the go, don't forget about our mobile application! Available for download, it provides all the functionalities of online banking right at your fingertips. You can even make person-to-person transfers effortlessly with just a few taps perfect for splitting bills or sending money to friends and family.

Security and Convenience

Security is a top priority at Americu. Our systems use advanced encryption methods to protect your personal information, giving you peace of mind while managing your finances online. We are committed to providing a safe environment where you can feel confident in every transaction. Whether you're looking to manage everyday transactions or keep an eye on your savings, our digital banking services are here to help you stay organized and in control of your financial life. Experience the convenience today by visiting our website and see how easy banking can be!

Financial Strength

Community Trust

Total Share and Deposit Accounts: 334,070, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $7,405,801. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Americu is your trusted partner. Visit us at 5439 N Burdick St Fayetteville Ny 13066 or call (315) 256-9697 to learn more about how we can help you achieve your financial goals.

Investment in Our Future Together

With $262,375,424 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports your financial goals with $13,012 in used auto loans and $2,308,266,045 in total loans and leases.

Member-Centric Savings Options

Members' savings are secured through $846,671,206 in share certificates and $240,839,761 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $126,856,348, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Proven Operational Efficiency

Our $5,436,299 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 414 full-time employees and 20 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $262,375,424, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.74% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

In addition to these offerings, we provide various refinancing options and eligibility programs designed to fit different financial situations. If you're interested in exploring how we can assist you further, don't hesitate to reach out. For more information about our loan products or to discuss your specific needs, please contact us at (315) 256-9697 or visit us at our branch located at 5439 N Burdick St Fayetteville Ny 13066 in Fayetteville, NY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you make informed financial decisions that align with your goals!

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. With over $194,426,491 in used vehicle loans and $94,836,143 in new vehicle loans already helping members get on the road, we make financing your vehicle straightforward and accessible. Whether you're purchasing a brand-new model or a reliable pre-owned option, we have the right solution for you.

Business Financing

For those looking to grow their business, our outstanding commercial loans totaling $229,853,269 are tailored to provide the capital needed for expansion. We recognize the unique challenges business owners face and are dedicated to supporting your journey with customized lending solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $189,127,842, make buying or refinancing simple. We're here to guide you through every step of the process, ensuring you find a mortgage that fits your budget and lifestyle.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $100,443,509 in loans assisting our members, these cards are designed to help you manage your finances effectively while providing added convenience.

Loan Aggregator

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AMERICU CREDIT UNION - Fayetteville, NY

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans

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