Americu Camillus NY Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Americu, your trusted partner in financial growth located at 5212 W Genesee St, Camillus, NY 13031. Since our establishment in 1978, we have been dedicated to serving our community with integrity and care. With over 167,000 members and total assets reaching an impressive $2.69 billion, we are proud to offer a wide range of financial services tailored to meet your needs. At Americu, we understand that banking is more than just transactions; it's about building relationships. Our team of 434 employees works diligently to provide you with personalized service and support. Whether you're looking for a checking account, auto loan, or business financing, our goal is to empower you on your financial journey. In addition to our comprehensive services including online and mobile banking options we're committed to being a responsible member of the Camillus community. With total deposits amounting to $60.55 million and a net worth of $262.38 million, we ensure that your money is safe while working hard for you. If you need assistance or have questions, feel free to reach out at (315) 558-5825. While you can visit us at our branch location, any official correspondence should be sent to the same address: 5212 W Genesee St, Camillus, NY 13031. Join us today and experience the benefits of being part of the Americu family! Visit our website at americu.org for more information or stop by during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 12 PM. Let's build a brighter financial future together!

Branch History & Mission

Join Us Today!

As we continue to grow and evolve alongside our community, we invite you to become part of the Americu family. Experience firsthand the benefits of membership from competitive rates on loans to personalized customer service designed with you in mind. Give us a call at 315-558-5825 or visit us during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 12 PM. Together, let's build a brighter future!

Our Evolution

From the moment we opened our doors, our mission has been clear: to empower our members with accessible financial tools while fostering a sense of community. Over the years, we've adapted to changing times and embraced new technologies to serve you better. Whether it's through enhanced online banking capabilities or convenient ATM access, we're committed to meeting your financial needs with ease and efficiency. Our branch is not just a place for transactions; it's a hub for support and resources. We offer a variety of services including personal banking options like checking and savings accounts, auto loans, mortgages, and even business banking solutions. We take pride in being more than just a credit union we're your partner in achieving financial well-being.

Our Mission Statement

At the heart of Americu's operations lies our mission: to enhance the quality of life for our members by providing personalized financial solutions while supporting local initiatives. We believe in making a positive impact beyond finances. Through community outreach programs and partnerships with local organizations, we strive to uplift those around us and contribute to the growth of Camillus and its surrounding areas. While members can visit us at 5212 W Genesee St, official correspondence should be sent to the same address. For those who prefer added convenience, we also offer drive-thru banking services and shared service centers that make accessing your funds easier than ever.

Branch Location & Accessibility

Convenient Access

When you visit us at 5212 W Genesee St, you'll enjoy ample parking right outside our doors, making it easy to pop in for your banking needs. We pride ourselves on being accessible to everyone; our facility complies with ADA standards, ensuring that all members can navigate our branch comfortably. If you need to send any official correspondence, please note that our mailing address is the same as our physical address: 5212 W. Genesee St, Camillus, NY 13031.

Get in Touch

Have questions? Our friendly staff is always ready to help. Give us a call at 315-558-5825 or stop by during business hours. We look forward to welcoming you into the Americu family and helping you with all your banking needs!

Operating Hours

We understand that life can be busy! That's why we're here for you during flexible hours: Monday and Tuesday from 9 AM to 4 PM, Wednesday through Friday from 9 AM to 5 PM, and Saturday from 9 AM to 12 PM. Whether you're stopping by on your lunch break or running errands on a Saturday morning, we've got you covered.

Services Offered

At Americu, we offer a wide range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we are dedicated to helping you achieve your financial goals. Need quick cash? Our ATM services are available for your convenience, along with basic drive-thru banking for deposits and withdrawals without leaving your car. Plus, if you're a member of a partner credit union, you can benefit from shared services right here!

Member Eligibility

At Americu, we believe that joining our community should feel like stepping into a family where everyone is welcomed with open arms. If you're looking to become a member, you're in the right place! Our eligibility criteria are simple and inclusive. You can join us if you live, work, worship, or attend school in certain areas around Camillus, NY. Whether you're a first-time member or looking to switch from another institution, we're here to help you every step of the way. Plus, being part of Americu means you'll enjoy a range of benefits including competitive rates on loans, personalized service, and access to exclusive member-only offers. Ready to take the next step? Opening an account at Americu is easy! Just visit us at our location: 5212 W Genesee St Camillus Ny 13031, or check out more details about the eligibility requirements on our website at https://www.americu.org/annual-membership-meeting/. If you have any questions or need assistance, feel free to give us a call at (315) 558-5825. We can't wait to welcome you as a member!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer merchant services that simplify transactions and enhance customer experiences. Imagine running your business smoothly with efficient payment processing that allows you to focus on what you do best serving your customers. Our services help you manage payments seamlessly, whether online or in-store, ensuring you never miss a sale. Come visit us at 5212 W Genesee St Camillus Ny 13031 or call us at (315) 558-5825 to learn how our business banking solutions can make a real difference for your business!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $484 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $229,853,269, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Cash Withdrawal Services

Need cash quickly? With our ATM and cash withdrawal services, accessing your money is easy. We also provide drive-thru banking, allowing you to conduct simple transactions like deposits and withdrawals without leaving your vehicle.

Business Banking Solutions

For business owners, we offer comprehensive business banking services, including merchant services and business loans. We know that running a business comes with its own set of challenges, and we're here to support your journey with tailored financial solutions.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we've integrated online and mobile banking into all our services. You can manage your accounts anytime, anywhere whether it's transferring funds, paying bills, or checking your balance all from the comfort of your home or on-the-go.

Personal Banking Services

Whether you're looking to open a new checking or savings account, or you need assistance with managing your finances, our personal banking services have got you covered. We understand that life can be unpredictable, and having reliable access to funds is crucial. That's why we offer checking and savings accounts tailored for every member's lifestyle. If you're planning to purchase a vehicle, consider our auto loans and vehicle financing options. We work with you to find the best rates so you can drive away with confidence. Additionally, our mortgage loans and refinancing services make homeownership more attainable than ever before.

Shared Branch Transactions

For members of partner credit unions, we offer basic shared branch transactions which include deposits and withdrawals. This means that wherever life takes you, accessing your funds remains hassle-free. At Americu, we strive to ensure that all members feel valued and supported in their financial journeys. If you're ready to explore what we can do for you or if you have any questions about our services, don't hesitate to reach out! Call us at (315) 558-5825 or visit us today at 5212 W Genesee St Camillus Ny 13031 in Camillus. Join us in building a brighter financial future together!

Support for Everyday Needs

Sometimes, unexpected expenses arise. Our personal loans and debt consolidation options are here to help you manage those financial bumps in the road. Plus, with our credit cards featuring rewards, you can earn benefits while making everyday purchases.

Digital & Online Banking

At Americu, we understand that modern banking needs to be as convenient and secure as possible. That's why we offer a range of digital and online banking services designed to make managing your finances easier than ever. With our 24/7 online banking, you can access your accounts anytime and anywhere, giving you the flexibility to handle your banking needs on your schedule. One of the standout features at Americu is our user-friendly online banking platform. You can easily check balances, pay bills, and transfer money with just a few clicks. For members who prefer the convenience of their smartphones, our mobile application is available for download, allowing you to manage your accounts right from the palm of your hand. Plus, if you need to send money quickly to a friend or family member, our person-to-person transfers make it simple and hassle-free. We also prioritize security in everything we do. Our electronic signature authorization allows you to securely sign documents online without needing to visit a branch, ensuring that your information stays safe while providing quick service. Additionally, e-statements are available for those who prefer going paperless just another way we make banking more efficient for you. For anyone who loves the ease of mobile payments, we're excited to announce that while that feature isn't currently offered at Americu, our dedicated team is always looking for ways to enhance our services based on member feedback. Ready to take control of your banking? Visit us at https://www.americu.org/ and experience how easy it is to manage your finances with Americu today!

Financial Strength

A Growing Community

We are also pleased to report that we have 334,070 total share accounts, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $7,405,801, our credit union is well-equipped to meet the needs of our community. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Americu is your trusted partner. Visit us at 5212 W Genesee St Camillus Ny 13031 or call (315) 558-5825 to learn more about how we can help you achieve your financial goals.

A Solid Foundation

With a net worth of $262,375,424, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $974 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Lending Support for Your Goals

Our lending capacity supports members' financial goals across various sectors with $13,012 in used auto loans and $2,308,266,045 in total loans and leases. Whether you're looking to purchase a vehicle or finance other needs, we're here to help make those dreams a reality.

Member-Focused Savings

Members' savings are secured through $846,671,206 in share certificates and $240,839,761 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $126,856,348, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, we pride ourselves on having 414 full-time employees and 20 part-time employees who are always ready to assist you with a knowledgeable, committed team.

Reinvesting in Your Future

With $262,375,424 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This focus on improvement means you can expect more from your credit union as we grow together.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $194,426,491 in used vehicle loans and $94,836,143 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we make it easy to find financing that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $229,853,269 provide the capital needed to grow and expand. We understand the challenges faced by small businesses and are here to support your journey with tailored solutions. If you're considering refinancing any existing loans or exploring eligibility options for our loan products, we're here to help! Reach out to us at (315) 558-5825 for more information or visit us at our branch located at 5212 W Genesee St Camillus Ny 13031 in Camillus, NY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Americu, we are committed to helping you navigate your financial journey with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $189,127,842, make buying or refinancing simple. We provide personalized guidance throughout the process, ensuring that you understand your options every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $100,443,509 in loans helping members manage their finances effectively. These cards come with benefits like low-interest rates and no annual fees, making them an excellent choice for everyday purchases and unexpected expenses.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Every loan comparison you see reflects the most current information available, allowing for informed decision-making.

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, guaranteeing transparency in your choices. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for all users. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, you can easily compare options and choose what best fits your needs. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights our dedication to helping consumers save money while making sound financial decisions. Ready to take control of your loan search? Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Americu