Americu Auburn NY Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Americu, your trusted credit union in the heart of Auburn, NY. Located at 295 Grant Ave, we have been serving our community since 1978, and we take pride in being a reliable financial partner for our 167,171 members. With total assets exceeding $2.69 billion and total deposits of $60,545,589, we are committed to providing exceptional financial services tailored to meet your needs. At Americu, we believe in the power of community. Our dedicated team of 434 employees, led by CEO Ronald Belle and Board President Nicholas Fabrizio, works tirelessly to support you with a variety of services, including personal banking, auto loans, mortgage financing, and business banking solutions. Our approach is centered around you our member ensuring that your financial goals are met with care and expertise. While members can visit us at our Auburn branch, official correspondence should be sent to the same address: 295 Grant Ave, Auburn, NY 13021. We invite you to explore our website at Americu.org to learn more about our offerings and how we can assist you in achieving your financial dreams. As a community-focused credit union, we take pride in helping you make informed financial decisions while fostering a strong sense of belonging among our members. With a net worth of $262,375,424 and cash in hand amounting to $9,060,996, we are well-equipped to support both individual and business needs. We encourage you to reach out or visit us during our lobby hours from Monday through Friday. Whether you're looking for assistance with loans or simply want to inquire about account options, we're here for you! Call us at (315) 252-3723 today we look forward to serving you!

Branch History & Mission

Community Engagement

Americu isn't just about numbers; it's about people. We actively engage in community outreach initiatives and partnerships that strengthen local ties and foster growth. From sponsoring local events to offering financial literacy workshops, we believe that being involved is essential to fulfilling our mission. While members can visit us at 295 Grant Ave, official correspondence should be sent to 295 Grant Ave, Auburn, NY 13021 if needed. Our friendly staff is here during operating hours Monday through Friday to assist you with any questions or needs you may have.

Join Us Today

As we look towards the future, Americu remains dedicated to serving our members with transparency and care. If you're ready to experience the benefits of membership with a credit union that truly cares about its community, we invite you to join us today! You can reach us at 315-252-3723 or explore more about what we offer at americu.org. Together, let's build a brighter financial future!

Our Mission

At the heart of Americu's mission is the desire to improve the lives of our members and contribute positively to the communities we serve. We aim to provide not only essential financial services but also valuable resources that help people achieve their financial goals. Whether you are looking for help managing your savings or financing your dream home, we strive to make every interaction meaningful. We understand that accessibility is crucial in today's fast-paced world. That's why we offer features like online banking and mobile applications, making it easier for you to manage your finances anytime, anywhere. Additionally, our commitment to inclusivity means that our branch meets ADA compliance standards so everyone can access our services comfortably.

Branch Location & Accessibility

Convenient Access and Features

Finding us is simple, whether you're driving or walking. We offer ample parking right outside, making it easy for you to pop in for your banking needs. Plus, we are proud to be ADA compliant, ensuring that all members can access our services comfortably. If you need to reach out via mail, please note that official correspondence can also be sent to the same address: 295 Grant Ave, Auburn, NY 13021.

Get in Touch!

Have questions? Feel free to call us at 315-252-3723. Our friendly team is ready to assist you with anything you need. We invite you to visit us at the Americu branch in Auburn your trusted partner in banking!

Operating Hours

Our doors are open from Monday to Friday, with lobby hours designed to fit your schedule. You can visit us from 9:00 AM to 4:00 PM on Mondays, Tuesdays, and Wednesdays; and we stay open until 5:00 PM on Thursdays and Fridays. Whether you're stopping by during your lunch break or after work, we're here for you!

Services Offered

At Americu in Auburn, we provide a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. If you prefer convenience, take advantage of our drive-thru banking for quick deposits and withdrawals without leaving your vehicle. We also have ATM availability for those late-night cash needs and shared service center options for partner credit union members who may need assistance while on the go.

Member Eligibility

At Americu, we believe that everyone deserves to be part of a friendly community where they can thrive financially. Joining us is simple and welcoming! If you live, work, worship, or attend school in our vibrant local area, you are likely eligible for membership. We embrace individuals from all walks of life and are excited to support you on your financial journey. By becoming a member, you gain access to a range of benefits, including personalized banking services and competitive loan rates tailored just for you. For more details about eligibility criteria, feel free to check out our resource at https://www.americu.org/annual-membership-meeting/ . Opening an account with us is just as easy! You can get started by visiting our account opening page at https://loans.americu.org/products/portal or give us a call at (315) 252-3723 if you have any questions. We're here to help and look forward to welcoming you to the Americu family at 295 Grant Ave Auburn Ny 13021!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $484 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $229,853,269, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Designed for Your Needs

In addition to loans, we provide merchant services that simplify payment processing. Imagine being able to accept payments seamlessly, whether your customers are shopping online or visiting your storefront. Our services help you manage transactions efficiently, allowing you to focus more on what matters growing your business. Located at 295 Grant Ave Auburn Ny 13021, Auburn, NY, our team is ready to assist you with personalized service and expert advice. Contact us today at (315) 252-3723 to discover how Americu can partner with you on your journey to success!

Comprehensive List Of Services

Business Solutions

For our local entrepreneurs, we offer comprehensive Business Banking solutions including merchant services and business loans. We understand how important it is for small businesses to have access to reliable financial support, and we're committed to helping you thrive in your industry.

Convenient Access Points

At Americu, convenience is key. Our branch features both an ATM and drive-thru service where you can perform basic transactions like deposits and withdrawals without stepping inside. Plus, we participate in Shared Branch Transactions, allowing members of partner credit unions access to their accounts easily. In today's fast-paced world, having easy access to banking services is essential. That's why we provide robust online tools like person-to-person payment options so you can send money quickly to friends and family directly from your account. We invite you to visit us at 295 Grant Ave Auburn Ny 13021 in Auburn, NY, or give us a call at (315) 252-3723 if you have any questions about our offerings. Join us today and experience how Americu can help simplify your financial journey!

Financing Your Dreams

If you're planning on purchasing a new car or refinancing your current mortgage, look no further than our Auto Loans & Vehicle Financing and Mortgage Loans & Refinancing services. We offer competitive rates that make it easier for you to get behind the wheel or settle into a new home without breaking the bank. Our friendly staff is ready to assist you in finding the right financing solution tailored just for you.

Personal Banking Made Easy

We understand that managing money can be overwhelming at times. That's why our Personal Banking options include checking and savings accounts designed to fit your lifestyle. Imagine having quick access to your funds anytime you need them through our user-friendly Online & Mobile Banking platforms. You can check your balance, transfer money, and even set up alerts right from your smartphone.

Rewarding Credit Options

For those who enjoy benefits while spending, our Credit Cards with Rewards program allows you to earn points on everyday purchases. Whether you're shopping for groceries or booking a vacation, every dollar counts toward rewards that can enhance your lifestyle.

Simplifying Debt Management

Life can throw unexpected expenses your way. That's why we provide Personal Loans & Debt Consolidation options to help you regain control over your finances. Whether it's an emergency expense or consolidating multiple debts into one manageable payment, we're here to guide you through the process.

Digital & Online Banking

Conclusion

At Americu, we prioritize your security and convenience with our digital banking services. Enjoy real-time account management and peace of mind knowing that you have access to everything you need right at your fingertips. Experience modern banking today by visiting us online or downloading our mobile app!

Key Features

Our online banking platform is user-friendly and secure, providing you with the tools you need to manage your money effectively. You can easily check your balances, transfer funds, and pay bills all from the comfort of your own device. If you're interested in exploring these features further, visit us at https://www.americu.org/ . We also offer e-statements for those who prefer a paperless option. This feature not only helps the environment but also makes it easier for you to keep track of your finances without clutter. Plus, with electronic signature authorization, signing documents online has never been simpler or more secure.

Mobile Application and Payments

For those who are always on the move, our mobile application is available to make banking even more convenient. You can manage your accounts directly from your smartphone or tablet, making transactions quick and straightforward. While we currently do not support mobile payments, our app still provides all the essential features needed to keep track of your financial health. If you need to send money to friends or family, take advantage of our person-to-person transfer feature. It's fast and easy perfect for splitting bills or sending gifts!

Financial Strength

Commitment to Growth

With $262,375,424 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $13,012 in used auto loans and a total of $2,308,266,045 in loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 414 full-time employees and 20 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Trust

Total Share Accounts stand at 334,070, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments total $7,405,801, which reinforces our commitment to supporting our members' needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Americu is your trusted partner. Visit us at 295 Grant Ave Auburn Ny 13021 or call (315) 252-3723 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Our Solid Foundation

With a net worth of $262,375,424, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $974 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings Options

Members' savings are secured through $846,671,206 in share certificates and $240,839,761 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $126,856,348, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $194,426,491 in used vehicle loans and $94,836,143 in new vehicle loans already helping members get on the road. We also provide refinancing options for existing auto loans to help you save even more.

Business Loans

For business owners seeking capital to grow and expand their operations, our outstanding commercial loans totaling $229,853,269 provide the necessary funding. Whether you're starting a new venture or need additional resources for an existing business, we can help you navigate the financing process.

Eligibility and Refinancing Options

We encourage potential borrowers to explore our eligibility criteria and learn about our refinancing options that may lower your monthly payments or interest rates. For further details on how to qualify for these loans or any specific product inquiries, feel free to reach out by calling us at 315-252-3723. Our commitment at Americu is to support our members through every step of their financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Visit us today or check out our website for more information on how we can assist you with your lending needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $189,127,842, make buying or refinancing simple. We work closely with our members to find suitable terms that fit your budget and lifestyle.

Unsecured Credit Card Loans

Managing finances can be challenging at times. That's why we offer flexible terms on unsecured credit card loans, with a total of $100,443,509 in loans helping members manage their expenses effectively. These cards come with competitive rates and no hidden fees.

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AMERICU CREDIT UNION - Auburn, NY

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans