Americo Erie PA Credit Union | Affordable Auto Loans & ATM Services

Introduction

Welcome to Americo, your trusted partner in financial growth and stability located at 4101 Main St, Erie, PA 16511. Since our establishment in 1959, we have proudly served our community, helping over 7,654 members achieve their financial goals. With a strong commitment to our members, we have built a robust foundation with total assets of $87,994,115 and total deposits of $3,188,477. At Americo, we understand that banking is more than just numbers; it's about building relationships and fostering trust. Under the leadership of our dedicated CEO, Christine Bennett, and Board President Linda Best, our team of 16 employees is here to provide you with personalized service and support. Our focus is on offering a wide range of services including personal banking, auto loans, mortgages, and business banking solutions tailored to your needs. While you can visit us at our branch for all your banking needs, official correspondence should be directed to our mailing address: 4101 Main St, Erie, PA 16511. We are proud to offer convenient hours from Monday to Thursday between 8:30 AM and 5:00 PM, and until 6:00 PM on Fridays. We invite you to explore the many ways Americo can support your financial journey. Whether you're looking for a new auto loan or simply want to discuss your savings options, our knowledgeable staff is ready to assist you. Feel free to reach out by calling us at 814-899-6608 or visiting our website at americofcu.com. Join us today and experience the difference that comes from being part of a community-focused credit union!

Branch History & Mission

Join Us

While members can visit us at 4101 Main St for their banking needs, official correspondence should be sent to the same address. We invite everyone in Erie and beyond to experience the Americo difference. Join us today and discover how we can help you achieve your financial goals. Together, let's build a brighter future for ourselves and our community! For more information or to become a member, feel free to reach out at (814) 899-6608 or visit our website at Americo FCU. Your journey towards better financial health starts here!

Our Journey

Over the decades, Americo has evolved significantly. We have expanded our offerings to meet the changing needs of our members while maintaining a strong commitment to community support. With total assets now exceeding $87 million, we provide a range of services including personal and business banking, auto loans, mortgages, and credit cards with rewards. Our focus on customer service and innovative solutions has allowed us to thrive amidst an ever-changing financial landscape.

Our Mission

At Americo, our mission is simple: to empower our members by providing accessible and affordable financial services while fostering community growth. We believe in not just serving our members financially but also supporting local initiatives that uplift our neighborhoods. Through partnerships with local organizations and outreach programs, we strive to make a positive impact right here in Erie. We offer convenient operating hours Monday through Thursday from 8:30 AM to 5:00 PM and Friday until 6:00 PM making it easy for you to access our services when you need them most. With ATM availability and drive-thru banking options, we ensure that managing your finances is straightforward and hassle-free.

Branch Location & Accessibility

Convenient Location

Whether you're stopping by after a visit to the nearby Erie Zoo or on your way home from shopping at Millcreek Mall, our branch is in an ideal location. With ample parking available, visiting us is a breeze. If you need assistance, our facility is ADA compliant, ensuring that everyone can access our services comfortably.

Operating Hours

At Americo, we understand that life can get busy! That's why we offer flexible operating hours. You can visit us Monday through Thursday from 8:30 AM to 5:00 PM, and on Friday until 6:00 PM. Our friendly staff is here to assist you during these hours.

Services Offered

We pride ourselves on offering a range of services tailored for both personal and business banking. From checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. For those who prefer quick transactions, we provide drive-thru banking for deposits and withdrawals, as well as ATM access for cash withdrawals and balance inquiries.

Stay Connected

If you have any questions or need assistance, feel free to give us a call at 814-899-6608. While members can visit us at our branch address, official correspondence should be sent to the same address: 4101 Main St, Erie, PA 16511. Come visit us at Americo today your community credit union where your financial well-being is our top priority!

Member Eligibility

At Americo, we believe that everyone deserves to be part of a caring community. Joining us is simple and welcoming! To become a member, you just need to meet a few friendly criteria. If you live, work, worship, or attend school in Erie County, or if you're an immediate family member of an existing member, you're eligible to join our credit union family. We offer personalized financial services that truly cater to your needs, whether it's saving for the future or securing a loan for your next vehicle. For more detailed information on eligibility, feel free to check out our website at https://www.americofcu.com/about/become-a-member/ . Starting your membership with us is a breeze! You can visit us at our branch located at 4101 Main St Erie Pa 16511, or give us a call at (814) 899-6608 for assistance. Ready to take the next step? You can also explore account opening options directly through this link: https://www.americofcu.com/auto-center/apply-for-auto-purchase/ . We're excited to welcome you into the Americo community where financial empowerment and support await!

Business Banking & Commercial Services

At Americo, we understand that every business starts with a dream, and we're here to help turn that dream into reality. Whether you're just starting out or looking to expand, our commercial loan options provide the financial support you need. Imagine securing a loan that allows you to purchase new equipment or hire additional staff these opportunities can lead to greater success and growth. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no specific figures for member or non-member commercial loans, our goal is always to empower the local economy. In addition to loans, we offer merchant services designed to simplify your transactions. Picture this: you're running your shop and want to ensure smooth payment processing for your customers. Our merchant services streamline these transactions, making it easier for you to focus on what matters most growing your business. Located at 4101 Main St Erie Pa 16511 in Erie, PA, we're dedicated to being a partner in your success. Reach out today at (814) 899-6608 and discover how we can help you achieve your business goals!

Comprehensive List Of Services

Additional Loan Options

Life can throw unexpected expenses your way, which is why we offer personal loans and debt consolidation solutions. Whether it's funding a special project or managing existing debt, we can help simplify your payments and save you money. Don't forget about our credit cards with rewards! These cards not only allow you to make purchases but also earn rewards points that can be redeemed for exciting benefits making every dollar spent work harder for you.

Business Banking

For our local entrepreneurs, we provide robust business banking services, including merchant services and business loans designed to fuel growth. We understand the unique challenges faced by businesses and are committed to providing personalized support.

Connect With Us

We invite you to experience all the ways Americo can support you financially. Visit us at 4101 Main St Erie Pa 16511, call us at (814) 899-6608, or check out our website at Main-000 for more information on how we can assist you today. Your financial goals are within reach with our dedicated team by your side!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer top-notch online and mobile banking features. You can manage your accounts anytime, anywhere whether checking balances, transferring funds, or making payments from the comfort of home. Plus, our ATM and cash withdrawal services ensure that access to your money is never far away. For quick transactions or deposits, take advantage of our basic drive-thru banking service as well as basic ATM access for withdrawals and balance checks.

Personal Banking

When it comes to managing your day-to-day finances, our personal banking options are tailored to fit your lifestyle. You can choose from various checking and savings accounts that provide flexibility and convenience. Imagine easily accessing your funds while enjoying competitive interest rates that help your money grow over time. For those looking to make a major purchase, our auto loans and vehicle financing options are ideal. We work with you to find terms that fit your budget, ensuring you drive away in the car of your dreams without breaking the bank. If homeownership is on your mind, explore our mortgage loans and refinancing services. Our knowledgeable staff will guide you through the mortgage process, helping you secure favorable rates that suit your financial situation.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, allowing you to check your balances, transfer funds, and pay bills anytime you need. You can easily sign up for e-statements, which means no more waiting for paper statements in the mail everything is right at your fingertips! Plus, with electronic signature authorization, signing documents has never been easier or more secure. If you prefer banking on your smartphone, our mobile application offers the same great features you find online. You can make mobile payments quickly and securely, ensuring that your transactions are fast and hassle-free. Although person-to-person transfers aren't available right now, we're always looking for ways to enhance our services.

Security & User Experience

We prioritize your security while providing a user-friendly experience. Our systems are designed to protect your information while making it easy for you to access your accounts. With real-time account management, you can monitor your transactions and stay updated on your finances whenever you need. At Americo, we aim to make banking straightforward and accessible for everyone. Join us today and discover how our digital banking services can simplify your financial management!

Financial Strength

Commitment to Growth

With $9,494,131 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $992 in used auto loans and $31,176,094 in total loans and leases. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 16 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Trust

Total Share and Deposit Accounts: 12,546, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Americo is your trusted partner. Visit us at 4101 Main St Erie Pa 16511 or call (814) 899-6608 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Secure Savings Options

Members' savings are secured through $1,224,306 in share certificates and $24,196,510 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $9,984,041, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,134 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $16,245,238 in used vehicle loans and $3,884,995 in new vehicle loans already helping members get on the road. We provide financing options that suit various budgets and preferences. Whether you're looking for a brand-new vehicle or a reliable used one, our dedicated team is here to help guide you through the process.

Credit Lines

If you need additional flexibility, consider our credit lines totaling $6,000,000. These lines of credit provide peace of mind by ensuring that funds are available when you need them most whether it's for emergencies or planned purchases. For those interested in refinancing options or checking eligibility for any of these products, our team is ready to assist you every step of the way. You can reach us at 814-899-6608 for personalized support. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Americo, we're committed to supporting your financial journey with transparent information and tailored solutions that fit your lifestyle. Come visit us at 4101 Main St., Erie PA 16511, and discover how we can help you achieve your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $6,042,180, allowing you to invest in a place you'll call home. Our experts will work with you to find the best mortgage solution tailored to your financial situation.

Unsecured Credit Card Loans

Managing finances effectively is important for everyone. We also offer flexible terms on unsecured credit card loans, with a total of $1,002,080 in loans helping members keep their budgets on track. This option is perfect for those who want a straightforward way to handle expenses without tying up assets.

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Real-Time Rate Comparisons

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AMERICO FEDERAL CREDIT UNION