Americo Erie PA Credit Union | Affordable Auto Loans & Business Banking

Introduction

At Americo, we believe that financial wellness is a cornerstone of a thriving community. Since our establishment in 1959, we've been dedicated to serving the residents of Erie, PA, from our welcoming branch located at 2627 W 23Rd St, Erie, PA 16506. With a strong commitment to our members, we proudly support over 7,654 individuals and families with tailored financial solutions. Our credit union has grown significantly over the years, now boasting total assets of $87,994,115 and total deposits amounting to $3,188,477. We also provide our members with access to 2,732 loans and leases, ensuring that everyone can find the right financing option for their needs. Under the leadership of our CEO, Christine Bennett, and Board President, Linda Best, we strive to maintain a trustworthy and supportive environment for all members. While you can visit us at our branch location for all your banking needs, please send any official correspondence to 2627 W 23rd ST, Erie, PA 16506-2924. Whether you're looking for personal banking services like checking and savings accounts or need assistance with auto loans and mortgage refinancing, we're here to help. With a team of 16 dedicated employees, we are more than just a financial institution; we are your neighbors committed to fostering financial stability in our community. Our members enjoy a range of services including online and mobile banking options for added convenience. Ready to take the next step towards your financial goals? Give us a call at 814-833-0433 or visit our website at [americofcu.com]( http://www.americofcu.com ) today!

Branch History & Mission

Join Us Today!

We invite you to experience everything Americo has to offer. With convenient operating hours Monday through Thursday from 8:30 AM to 5:00 PM and Friday until 6:00 PM our team is ready to assist you with all your banking needs. Plus, enjoy easy access with ATM availability and drive-thru services designed for your convenience. Become a part of a credit union that cares about your financial well-being. Reach out today at (814) 833-0433 or visit us online at [americofcu.com]( http://www.americofcu.com ). Let's work together toward a brighter financial future!

Our Journey

From our inception, Americo has been dedicated to providing exceptional financial services tailored to the needs of our members. We understand that every member's journey is unique, and we strive to support them through various life stages. Over the years, we've expanded our offerings to include personal banking solutions like checking and savings accounts, auto loans, mortgage financing, personal loans, and credit cards with rewards. This growth reflects not just our success but also the trust our community places in us. Our branch has continually adapted to meet the changing needs of our members. We introduced online and mobile banking features to ensure that our members can manage their finances anytime and anywhere. With ADA compliance in mind, we aim to make banking as accessible as possible for everyone in Erie.

Our Mission

At Americo, our mission goes beyond offering financial products; it's about building lasting relationships with our members and supporting the community we serve. We believe in empowering individuals by providing financial education and resources that help them achieve their goals. Whether you're looking for your first auto loan or planning for retirement, we're here to guide you every step of the way. We are also proud of our involvement in local outreach initiatives. By partnering with community organizations and participating in events throughout Erie, we strive to give back and strengthen the bonds within our neighborhood. For any official correspondence or inquiries, please note that while you can visit us at 2627 W 23Rd St, official mail should be sent to 2627 W 23rd ST, Erie, PA 16506-2924.

Branch Location & Accessibility

Convenient Location

Situated near local landmarks, Americo makes it easy for you to stop by while running errands or enjoying a day out in Erie. With ample parking available, you won't have to worry about finding a spot when you visit us. Our branch is also ADA-compliant, ensuring that all members can access our facilities without any hassle.

Operating Hours

We're here for you during the week! Our lobby hours are from 8:30 AM to 5:00 PM, Monday through Thursday, and we extend our hours on Friday until 6:00 PM. This flexibility allows you to choose a time that fits your schedule perfectly.

Ready to Help

Have questions? We're just a phone call away! Reach out to us at 814-833-0433; our team is eager to assist you with any inquiries or concerns you may have. We invite you to come visit Americo today! Whether it's opening an account or discussing loan options, we're here to support your financial journey every step of the way.

Services Tailored for You

At Americo, we offer a wide range of services to meet your banking needs. From personal checking and savings accounts to auto loans and credit cards with rewards, there's something for everyone. If you're in need of quick cash withdrawals or balance checks, our ATM service is available at the branch for your convenience. Plus, if you're looking for a more personal touch, don't hesitate to use our drive-thru banking service for simple transactions. While members can visit us at our physical location on W 23Rd St, please remember that official correspondence should be sent to the same address: 2627 W 23rd ST, Erie, PA 16506-2924.

Member Eligibility

At Americo, we believe that everyone deserves a supportive financial community. Becoming a member is simple and welcoming! If you live, work, or worship in the Erie area, you're likely eligible to join us. We pride ourselves on making banking accessible for all, so whether you're looking to open a checking account, get an auto loan, or simply explore our services, you'll find a home here with us. For detailed eligibility criteria, feel free to check out our [membership guidelines]( https://www.americofcu.com/about/become-a-member/ ). Getting started is easy! You can apply online for an account through our website or give us a call at (814) 833-0433 if you have any questions. Our friendly team is ready to help you every step of the way, ensuring you feel right at home at Americo located at 2627 W 23Rd St Erie Pa 16506. Join us today and discover the benefits of being part of our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored for diverse needs. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

When it comes to handling day-to-day transactions, our merchant services make life easier for business owners. From accepting payments seamlessly to managing cash flow efficiently, we offer tools that help you stay focused on what matters most growing your business. Visit us at 2627 W 23Rd St Erie Pa 16506 in Erie, PA or give us a call at (814) 833-0433 to learn how we can assist you on your journey towards success.

Comprehensive List Of Services

Business Banking

For our local entrepreneurs, we provide essential support through our Business Banking services. From merchant services that make transactions smoother to business loans designed to fuel growth, we understand what businesses need to thrive.

Convenient Access

For members who prefer face-to-face interactions, our Basic Drive-Thru Banking offers quick service for deposits, withdrawals, and simple transactions without leaving your vehicle. Additionally, our ATMs are always available for easy cash access or balance checks whenever you need them. With all these offerings under one roof at Americo, we strive to meet every member's needs while fostering a sense of community and trust. If you're ready to experience personalized banking with a friendly touch or want more information about our services, feel free to reach out! Call us at (814) 833-0433 or visit us during our operating hours: Monday through Thursday from 8:30 AM to 5:00 PM and Friday from 8:30 AM to 6:00 PM. Join us today at Branch-001, where your financial journey matters!

Digital Banking Features

In today's fast-paced world, digital access is crucial. At Americo, we make banking hassle-free with features like Online & Mobile Banking and ATM & Cash Withdrawal Services that give you control over your money anytime, anywhere. Whether you're depositing checks or checking your balance on the go, we ensure that you have the tools needed for effective financial management right at your fingertips.

Loans for Every Need

Life can bring unexpected expenses, which is why we offer Personal Loans & Debt Consolidation solutions. This service can help you streamline your bills into one manageable payment, making it easier to stay on top of your financial commitments. If you're looking for rewards while spending, check out our Credit Cards with Rewards, allowing you to earn points on every purchase.

Personal Banking

Whether you're just starting out or looking to manage your wealth, our Personal Banking options include checking and savings accounts designed for simplicity and ease. With online and mobile banking, you can keep track of your finances from anywhere. Need a car? Our Auto Loans & Vehicle Financing services help you get behind the wheel quickly, offering competitive rates and flexible terms. For those considering home ownership, we provide comprehensive Mortgage Loans & Refinancing options to suit various budgets and lifestyles.

Digital & Online Banking

Key Features

Our online banking platform is user-friendly, allowing you to check your balance, pay bills, and transfer funds without stepping foot outside. You can also enjoy electronic statements, which help you keep track of your finances while being environmentally friendly. Plus, if you ever need to sign documents, our electronic signature authorization makes it simple and secure. For those on the go, our mobile application provides all the features you need right at your fingertips. From making payments through mobile payments to managing your account on the fly, we've got you covered. Even better, person-to-person transfers are made easy so you can send money to friends or family quickly just another way we prioritize your financial needs.

Security and Accessibility

Your security is our top priority. Our online banking system uses advanced encryption technology to protect your personal information. Whether you're logging in from home or a coffee shop, rest assured that your data remains safe. With features like e-statements and a robust mobile app, managing your finances has never been easier. Enjoy real-time updates on your accounts and make informed decisions without the hassle of paperwork or long lines. In short, Americo is committed to providing accessible and secure digital banking solutions that fit seamlessly into your lifestyle. Explore more about what we offer at https://www.americofcu.com/ today!

Financial Strength

At Americo, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with reliable services that help you achieve your financial goals. Our current net worth of $9,984,041 reflects our strong financial health, enabling us to offer better rates, lower fees, and enhanced member services. This solid foundation is further illustrated by our net worth ratio of $1,134, which assures you that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,224,306 in share certificates and $24,196,510 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $0, we ensure our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $9,494,131 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $992 in used auto loans and $31,176,094 in total loans and leases supporting your financial aspirations across various sectors. Our operational efficiency is highlighted by a net income of $0, which allows us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 16 full-time employees who are dedicated to serving you with knowledge and commitment. Additionally, we have 12,546 total share accounts, showcasing a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0, further enhancing our capability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Americo is your trusted partner. Visit us at 2627 W 23Rd St Erie Pa 16506 or call (814) 833-0433 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $16,245,238 in used vehicle loans and $3,884,995 in new vehicle loans already helping members get on the road. We believe that getting behind the wheel shouldn't be a financial burden, and our flexible terms are designed to fit your budget.

Credit Lines and Unsecured Loans

In addition to traditional loans, we provide options for managing cash flow with credit lines totaling $6,000,000. For those unexpected expenses or financial flexibility, we also offer unsecured credit card loans with a total of $1,002,080 available. These products are crafted to help you handle life's surprises effectively while maintaining control over your finances.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,042,180, make buying or refinancing simple. Whether you're looking to purchase your first home or refinance an existing mortgage, our team is ready to guide you through the process.

Refinancing and Eligibility

If you're considering refinancing an existing loan, we can assist you with that too! Our team can provide insights on eligibility options tailored for your situation. Don't hesitate to reach out if you have questions about how refinancing might benefit you. At Americo, we pride ourselves on providing transparent and accessible financial solutions tailored to our members' needs. For more information or assistance with any of our loan products, please call us at (814) 833-0433 or visit us at our branch located at 2627 W 23Rd St Erie Pa 16506 in Erie, PA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward your financial future!

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