Americhoice Mechanicsburg PA Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Americhoice, your trusted financial partner located at 2175 Bumble Bee Hollow Rd, Mechanicsburg, PA 17055. Since our establishment in 1970, we have dedicated ourselves to serving our community with integrity and commitment. With a growing membership of 15,774 individuals and total assets reaching an impressive $219,861,676, we are proud to offer a range of financial solutions tailored to meet your needs. At Americhoice, we understand that every member's financial journey is unique. That's why we provide personalized services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking options. Our team of 58 employees, led by CEO Ken Dyer and Board President Gregg Wells, is here to guide you every step of the way. While members can visit us at our branch for assistance or inquiries, official correspondence should be sent to the same address: 2175 Bumble Bee Hollow Rd, Mechanicsburg, PA 17055-5563. We also encourage you to explore our website at americhoice.org for more information about our services and offerings. With total deposits amounting to $9,566,874 and cash in hand of $2,293,030, we are well-equipped to support your financial goals. We pride ourselves on being a reliable resource for loans as well; currently holding a total loan portfolio of 7,202 loans and leases. As a credit union deeply rooted in the community, we strive not just for financial success but for making a positive impact in the lives of our members. Whether you're looking for ways to save money or need assistance with financing options, we're here for you. Feel free to reach out to us at (717) 697-3474 during our operating hours: Monday through Tuesday from 8:00 a.m. to 4:30 p.m., Wednesday from 9:00 a.m. to 4:30 p.m., Thursday and Friday from 8:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 2:00 p.m. We invite you to come visit us or give us a call today let's start building your financial future together!

Branch History & Mission

Community Engagement

Our commitment extends beyond financial services; we actively engage with our community through various outreach programs and partnerships. From sponsoring local events to offering financial literacy workshops, Americhoice seeks to make a positive impact on the lives of those we serve. We believe that a strong community is built on collaboration and support. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to 2175 Bumble Bee Hollow Rd, Mechanicsburg, PA 17055-5563 if different from the branch address.

Join Us Today!

With convenient operating hours Monday through Friday from 8:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM alongside ATM availability and drive-thru banking options, we're here to serve you efficiently. Whether you're looking for an auto loan or want to explore personal banking options, we invite you to experience the benefits of being a member of Americhoice. Join us today and become part of a credit union that truly cares about your financial well-being! For more information or assistance, please call us at 717-697-3474 or visit our website at americhoice.org.

Our Evolution

Since opening our doors more than five decades ago, Americhoice has continually adapted to meet the changing needs of our members. We have expanded our offerings to include a wide range of financial products such as checking and savings accounts, auto loans, mortgages, personal loans, and business banking services. Our commitment to innovation is evident through our user-friendly online and mobile banking platforms, allowing members to manage their finances conveniently from anywhere.

Our Mission

At the heart of Americhoice's mission is the belief that everyone deserves access to quality financial services. We strive to foster economic growth within our community by providing affordable loans and financial education. We are dedicated not only to helping our members achieve their personal finance goals but also to supporting local initiatives that improve the quality of life in Mechanicsburg and beyond.

Branch Location & Accessibility

Convenient Access and Features

At Americhoice, we understand that your time is valuable. That's why we've designed our branch for easy access. Our location offers ample parking and is equipped with ADA-compliant features to ensure everyone can visit us without hassle. Plus, if you're on the go, take advantage of our drive-thru banking services where you can complete simple transactions quickly and efficiently.

Operating Hours Designed for You

We strive to be available when you need us most. Our lobby hours are Monday and Tuesday from 8:00 a.m. to 4:30 p.m., Wednesday from 9:00 a.m. to 4:30 p.m., Thursday and Friday from 8:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 2:00 p.m. If you have any questions or need assistance, don't hesitate to call us at 717-697-3474.

Services Tailored to Your Needs

Our Americhoice branch offers a wide range of services designed to meet all your banking needs from personal checking and savings accounts to auto loans, mortgage refinancing, and business banking solutions. We also provide online and mobile banking options for your convenience. While members can visit us at 2175 Bumble Bee Hollow Rd, official correspondence should be sent to our mailing address at 2175 Bumble Bee Hollow Rd, Mechanicsburg, PA 17055-5563. We invite you to come visit us soon! Experience firsthand how Americhoice can help you achieve your financial goals.

Member Eligibility

At Americhoice, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is easy! If you live, work, worship, or attend school in the area around 2175 Bumble Bee Hollow Rd Mechanicsburg Pa 17055, you're likely eligible to join us. We welcome individuals from all walks of life, and our membership offers numerous benefits, including personalized banking services, competitive loan rates, and a friendly atmosphere that makes you feel at home. To get started on your journey with us, you can find detailed eligibility criteria by visiting this link. When you're ready to open an account, simply follow the easy steps outlined at our account opening page: Account Opening Details. If you have any questions or need assistance, don't hesitate to reach out to us at (717) 697-3474. We're excited to welcome you into the Americhoice family!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine this: your retail shop is buzzing with customers during the holiday season. Our merchant services help you accept payments easily, whether it's through card transactions or mobile payments. This means you can focus on what matters most serving your customers and growing your business. Visit us at 2175 Bumble Bee Hollow Rd Mechanicsburg Pa 17055 in Mechanicsburg, PA or give us a call at (717) 697-3474 to learn how we can assist you with your business banking needs. Let's work together to build a brighter future for your business!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $147 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $24 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $26,532,004, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Borrowing Options

When unexpected expenses arise or when it's time to consolidate debt, our personal loans can provide the financial support you need. We also offer credit cards that come with rewards programs, so every purchase counts towards something special. For entrepreneurs, our business banking services, including merchant services and business loans, can help fuel your business ambitions.

Connect with Us

With so many options available at Americhoice, we invite you to explore how we can help simplify your financial journey. For more information about our services or to speak with a representative, feel free to call us at (717) 697-3474 or visit us online at Bumble Bee Hollow Road. Let us partner with you on the road to financial success!

Convenient Digital Banking

In today's fast-paced world, we understand that accessibility is key. That's why we offer robust online and mobile banking platforms that allow you to manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, handling your finances has never been easier. Plus, our ATMs are readily available for cash withdrawals and balance checks whenever you need them.

In-Person Services

For those who prefer face-to-face interactions, our branch provides basic drive-thru banking services where you can make deposits and withdrawals without leaving your car. Our friendly staff is always ready to assist with any inquiries or transactions during regular business hours.

Personal Banking Solutions

Our personal banking services are tailored to fit your lifestyle. We offer checking and savings accounts that help you manage your daily finances while earning interest on your savings. Need a vehicle? Our auto loans and vehicle financing options are designed with competitive rates, making it easier for you to drive away in the car of your dreams. If you're considering homeownership, our mortgage loans and refinancing options can guide you through the process, ensuring you find the best fit for your budget.

Digital & Online Banking

Key Features

Security is a top priority for us. Our electronic signature authorization allows you to sign documents digitally, saving time while ensuring your data is protected. You won't have to worry about long wait times or trips to the branch everything can be done from the comfort of your home. For those on the go, our mobile application brings all these benefits right to your fingertips. You can make mobile payments easily and send money to friends or family with our person-to-person transfer feature. It's just another way we strive to make banking more accessible and user-friendly for you.

Real-Time Management

Managing your money in real-time has never been easier. With our tools at Americhoice, you can monitor transactions, set up alerts, and manage your accounts all from one place. Whether you need to transfer funds or check recent activity, everything is just a few taps away. Join us at Americhoice today and experience how our digital banking services can enhance your financial journey!

Financial Strength

At Americhoice, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We're proud to share that our financial health reflects our commitment to serving you effectively and reliably. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $25,846,812, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.75% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $25,995,586 in share certificates and $38,785,587 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $25,752,342 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,864 in used auto loans and $155,483,439 in total loans and leases. Our operational efficiency is highlighted by our $498,917, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 56 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 32,287, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Americhoice is your trusted partner. Visit us at 2175 Bumble Bee Hollow Rd Mechanicsburg Pa 17055 or call (717) 697-3474 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $36,262,771 in used vehicle loans and $20,602,581 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used car, our financing options can make it easier for you to drive away happy.

Business Financing

For business owners, our outstanding commercial loans totaling $26,532,004 provide the capital needed to grow and expand. We're here to support your business ambitions with straightforward lending solutions.

Credit Lines and Unsecured Credit Card Loans

In addition to traditional loans, we also offer robust credit lines totaling $51,514,440 that can provide you with access to funds when you need them most. For those looking for flexibility in managing everyday expenses, we have unsecured credit card loans amounting to $6,320,686. These options are designed to help our members manage their finances more effectively while enjoying beneficial rewards.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,395,287, make buying or refinancing simple. We provide guidance through each step of the process to ensure you find the best solution for your housing needs.

Refinancing Options

If you're considering refinancing any existing loans, we can help you explore eligibility options that may lead to lower monthly payments or better interest rates. This could free up cash flow and improve your financial situation significantly. For more information about our loan offerings or to discuss which option may be best for you, please don't hesitate to contact us at (717) 697-3474 or visit us at 2175 Bumble Bee Hollow Rd Mechanicsburg Pa 17055 in Mechanicsburg, PA. Our team is ready to assist you in navigating your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

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AMERICHOICE FEDERAL CREDIT UNION - Mechanicsburg, PA

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