Americhoice Mechanicsburg PA Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Americhoice, your trusted financial partner located at 20 Sporting Green Dr, Mechanicsburg, PA 17050. Since our establishment in 1970, we have been dedicated to serving our community with a strong commitment to member satisfaction and financial empowerment. With over 15,774 members, we take pride in offering personalized services that cater to your unique needs. At Americhoice, we understand the importance of reliable banking solutions. Our total assets exceed $219 million, allowing us to offer competitive rates on loans and deposits. Currently, our total loans and leases stand at 7,202, while our members enjoy the peace of mind that comes with over $9.5 million in total deposits. Our net worth of $25.8 million reflects our stability and commitment to responsible management. Our leadership team is here for you. Under the guidance of CEO Ken Dyer and Board President Gregg Wells, we strive to create a welcoming environment where your financial goals can be achieved. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or credit cards with rewards, we have you covered. While members can visit us at our branch location, official correspondence should be sent to the same address: 20 Sporting Green Dr, Mechanicsburg, PA 17050-2392. If you're ready to experience exceptional service and join a community-focused credit union, reach out to us today! Call us at (717) 697-3474 or explore our website at americhoice.org for more information about our offerings and how we can help you achieve your financial dreams.

Branch History & Mission

Welcome to the story of Americhoice, a credit union that has been a vital part of the Mechanicsburg community since its establishment in 1970. With over 15,700 members and assets totaling $219,861,676, Americhoice has grown from a small financial institution into a trusted partner for individuals and families seeking financial stability and growth. Located at 20 Sporting Green Dr, Mechanicsburg, PA 17050, our branch is nestled in a vibrant area that reflects the heart of our community. Over the decades, we have expanded our services while remaining dedicated to our mission: to provide accessible and affordable financial services that empower our members and enhance their quality of life. Our commitment to service is evident not just in our offerings but also in our outreach efforts, which include local partnerships aimed at supporting various initiatives within the Mechanicsburg area. At Americhoice, we believe that banking should be personal. Our mission statement underscores this belief: we strive to offer more than just financial products; we aim to build lasting relationships with our members. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing options, we are here to guide you every step of the way. In addition to our core services, we pride ourselves on embracing modern technology to enhance your banking experience. From online banking and mobile payments to user-friendly ATMs available at our branch, we make managing your finances as convenient as possible. We are also committed to ADA compliance, ensuring that all members of our community can access our services without barriers. Our branch operates with flexible hours to accommodate your busy schedule: Monday through Tuesday from 8:00 a.m. to 4:30 p.m., Wednesday from 9:00 a.m. to 4:30 p.m., Thursday and Friday from 8:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 2:00 p.m. Additionally, we offer drive-thru banking for quick transactions without having to leave your vehicle. While members can visit us at 20 Sporting Green Dr, official correspondence should be sent to 20 Sporting Green Dr, Mechanicsburg, PA 17050-2392 if different from the branch address. As we look toward the future, Americhoice remains steadfast in its commitment to serving the Mechanicsburg community with integrity and dedication. We invite you to join us on this journey become a member today and experience the benefits of being part of something greater! For more information or assistance, feel free to reach out at 717-697-3474 or visit us online at americhoice.org.

Branch Location & Accessibility

Welcome to the Americhoice branch, located at 20 Sporting Green Dr in Mechanicsburg, PA! This convenient spot is easy to find and just a short drive from local landmarks like the Cumberland Valley School District and the scenic parks nearby. Whether you're stopping by for personal banking needs or to explore our loan options, we're here to help make your visit as smooth as possible. At Americhoice, we prioritize accessibility. Our branch is designed with features that ensure everyone can easily access our services. You'll find ample parking, including ADA-compliant spaces and ramps for easy entry. Our drive-thru service makes it even more convenient for you to conduct quick transactions without leaving your vehicle. We understand that your time is valuable, which is why we offer flexible operating hours to fit your schedule. Visit us Monday through Tuesday from 8:00 a.m. to 4:30 p.m., Wednesday from 9:00 a.m. to 4:30 p.m., Thursday and Friday from 8:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 2:00 p.m. If you have questions or need assistance, feel free to give us a call at 717-697-3474. Additionally, our branch is equipped with an ATM for those times when you need cash on-the-go. We also provide basic drive-thru banking services for deposits, withdrawals, and simple transactions, making it easier than ever to manage your finances. While members can visit us at our physical location, if you need to send any official correspondence, please use our mailing address at 20 Sporting Green Dr, Mechanicsburg, PA 17050-2392. Come see us today at Americhoice! We're excited to help you with all your banking needs.

Member Eligibility

At Americhoice, we believe that everyone deserves access to a supportive financial community. Joining us is easy and welcoming! To become a member, you simply need to meet some basic eligibility criteria, which include residing, working, or worshipping in the area around our branch at 20 Sporting Green Dr Mechanicsburg Pa 17050. This means if you're part of our vibrant community in Mechanicsburg, PA, you're likely already eligible! We invite you to explore all the benefits of membership, from personalized banking services to competitive loan rates that can help you achieve your financial goals. For detailed eligibility information. Ready to get started? Opening an account is a breeze! Just follow this link for the account opening details: https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozadywidqpkr2xzgagtej696qj8masaq3uqga8budcvkhfjeyxotyavx4jeuhtzikgtmxmnduj6sdibogxdnfhn1sfpegnqyfhey8sx0li7lt4a7mzv3m74owlkpiadknr72qfydweyapyfxok_c8axuj0&_gl=1*zmojfu*_ga*mtu2ndk3odqxnc4xnjk2mze4ntyw*_ga_tt9vm83l8m*mty5njq4njc5mc4xljeumty5njq4ode2mc4wljauma... If you have any questions along the way, feel free to give us a call at (717) 697-3474. We're here to help you every step of the way as you join our family at Americhoice!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $147 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $24 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $26,532,004, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we offer comprehensive merchant services that make transactions smoother for your business. Imagine being able to accept payments easily from customers, whether they're shopping in-store or online. Our tools enable you to focus on what you do best running your business while we handle the financial transactions seamlessly. Visit us at 20 Sporting Green Dr Mechanicsburg Pa 17050 in Mechanicsburg, PA, or call us at (717) 697-3474 to learn how our business banking and commercial services can empower your company's success!

Comprehensive List Of Services

Business Solutions

For our business members, we provide essential Business Banking services, including merchant services and business loans. Managing business finances can be complex, but with our support, you'll have more time to focus on what really matters: growing your business.

Convenient Banking Services

Convenience is key at Americhoice. Enjoy easy access to ATMs for cash withdrawals or balance checks whenever you need them. Our Basic Drive-Thru Banking allows for quick deposits, withdrawals, and simple transactions without leaving your vehicle. We also prioritize technology with our Online & Mobile Banking features. Imagine being able to check your account balance or transfer funds anytime from your smartphone or computer it's all just a click away!

Get Started Today!

Whether you're in need of personal banking solutions or looking to manage your business finances more effectively, Americhoice is here for you. Visit us at 20 Sporting Green Dr Mechanicsburg Pa 17050 in Mechanicsburg, PA, or give us a call at (717) 697-3474 to learn more about how we can assist you today! Explore our full suite of services by visiting our website at https://americhoice.org/. Join us in making your financial journey easier and more rewarding!

Personal Banking

For those seeking personal banking solutions, we offer Checking and Savings Accounts tailored to fit any lifestyle. Imagine having easy access to your funds while earning interest on your savings. Our accounts are user-friendly and come with online and mobile banking options, making it simple for you to manage your finances on the go. If you're considering purchasing a vehicle, our Auto Loans and Vehicle Financing options can help make that dream a reality. With competitive rates and flexible terms, you can drive off in your new car without breaking the bank. When it comes to homeownership, our Mortgage Loans and Refinancing services are here to assist you every step of the way. We work closely with you to ensure that you find the right mortgage solution that fits your budget and goals.

Personal Loans & Credit Options

Need extra cash for unexpected expenses? Our Personal Loans and Debt Consolidation options provide quick relief. We also offer Credit Cards with Rewards, so you can earn points while making everyday purchases it's like getting rewarded for spending!

Digital & Online Banking

Enhanced Security and Convenience

We prioritize your security with options like Electronic Signature Authorization, allowing you to sign documents safely online without the hassle of printing or faxing. This means you can complete important transactions from the comfort of your home or while out and about. With these user-friendly tools at Americhoice, managing your finances is not only convenient but also secure. Enjoy the peace of mind that comes with real-time account management and easily accessible support whenever you need it. Join us today and experience the future of banking!

Key Services

You can access your accounts anytime with our 24/7 Online Banking Services available at https://americhoice.org/. Whether you're checking your balance, paying bills, or transferring funds, everything is just a few clicks away. Plus, you can enjoy the convenience of E-Statements, which let you view your account statements digitally no more paper clutter! Our Mobile Application gives you on-the-go access to all these features right from your smartphone. You can even make Mobile Payments quickly and securely, ensuring that you're always in control of your transactions. Need to send money to a friend? Our Person-to-Person Transfers make it simple to send cash directly from one account to another.

Financial Strength

Commitment to Innovation

With $25,752,342 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This dedication to growth enables us to support your financial needs efficiently.

Growing Member Base

Total Share and Deposit Accounts stand at 32,287, showing a strong and growing member base that trusts us with their finances. Our ability to provide exceptional service is only matched by our commitment to your satisfaction. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Americhoice is your trusted partner. Visit us at 20 Sporting Green Dr Mechanicsburg Pa 17050 or call (717) 697-3474 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors with $1,864 in used auto loans and $155,483,439 in total loans and leases. This range allows us to cater to diverse borrowing needs while maintaining our commitment to responsible lending.

Member Savings and Investments

Members' savings are secured through $25,995,586 in share certificates and $38,785,587 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $498,917, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 56 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $25,846,812, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.75% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $36,262,771 in used vehicle loans and $20,602,581 in new vehicle loans already helping members get on the road. We offer flexible terms that can fit any budget, making it easier than ever to drive away in a vehicle you love.

Business Financing

For business owners, our outstanding commercial loans totaling $26,532,004 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, our tailored solutions can meet your specific needs.

Credit Lines

Additionally, our total credit lines amounting to $51,514,440 are designed for those who want flexibility in managing cash flow. These credit options allow you to access funds when you need them most. If you're interested in exploring refinancing options or checking your eligibility for any of our loan products, please don't hesitate to reach out. You can contact us at (717) 697-3474, or visit us at 20 Sporting Green Dr Mechanicsburg Pa 17050, Mechanicsburg, PA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,395,287, make buying or refinancing simple. We aim to support you through every step of the process so that you can feel confident about your investment.

Unsecured Credit Card Loans

Managing your finances effectively is essential, and we also offer flexible terms on unsecured credit card loans, with a total of $6,320,686 in loans helping members stay on top of their expenses. These cards come with benefits designed to give you peace of mind while making everyday purchases.

Loan Aggregator

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Ensuring Accurate Comparisons

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AMERICHOICE FEDERAL CREDIT UNION - Mechanicsburg, PA

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