Americhoice Enola PA Credit Union | Affordable Vehicle Loans & ATM Access

Introduction

Welcome to Americhoice, your trusted partner in financial growth and stability. Located at 715 Wertzville Rd, Enola, PA 17025, we have proudly served our community since 1970. With a total membership of over 15,774 individuals and assets amounting to an impressive $219,861,676, we are dedicated to providing personalized banking solutions that cater to your unique needs. At Americhoice, we understand the importance of community connection and support. Our team, led by CEO Ken Dyer and Board President Gregg Wells, is committed to helping you achieve your financial goals through a variety of services including personal banking, auto loans, mortgages, and business financing options. With total deposits reaching $9,566,874 and a net worth of $25,846,812, we ensure that your money is safe and growing with us. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 715 Wertzville Rd, Enola, PA 17025. Our friendly staff is ready to assist you during our convenient operating hours: Monday through Tuesday from 8 AM to 4:30 PM; Wednesday from 9 AM to 4:30 PM; and Thursday through Friday from 8 AM to 4:30 PM. We also offer Saturday hours from 9 AM to 12 PM for those who need flexibility. Join us today at Americhoice where community matters and your financial success is our priority. For any inquiries or assistance, don't hesitate to call us at (717) 697-3474 or explore more about what we offer at americhoice.org. Your journey towards financial wellness starts here!

Branch History & Mission

Commitment to Community

We understand that being a credit union means more than just banking; it's about being involved in the community where we live and work. We participate in various local events and initiatives aimed at uplifting our neighbors and creating a positive impact. As we look towards the future, we invite you to join us on this journey. Experience firsthand what makes Americhoice different a commitment to service backed by over five decades of trust and reliability. Become a member today and discover how we can help you achieve your financial goals! For more information or assistance, feel free to reach out at (717) 697-3474 or visit us online at Americhoice.

Our Evolution

From the start, we have always been more than just a credit union; we are a vital part of the Enola community. Over the years, we've adapted to meet the changing needs of our members while maintaining our commitment to personal service. We've expanded our offerings to include various financial products such as checking and savings accounts, auto loans, mortgages, personal loans, and business banking services. We strive to ensure that every interaction is meaningful and beneficial. Our branch has seen many milestones along the way each one reinforcing our mission to provide exceptional service and support to our members. Whether it's through offering competitive loan rates or enhancing digital banking capabilities like online and mobile banking, we continuously seek ways to serve you better.

Our Mission

At Americhoice, our mission is clear: we aim to enhance the financial well-being of every member by providing personalized services tailored to their unique needs. We believe in building lasting relationships within our community by not only focusing on financial growth but also supporting local initiatives and outreach programs. While members can visit us at 715 Wertzville Rd Enola Pa 17025, official correspondence should be sent to 715 Wertzville Rd, Enola, PA 17025. Our operating hours are designed for your convenience: Monday, Tuesday, Thursday, and Friday from 8 AM to 4:30 PM; Wednesday from 9 AM to 4:30 PM; and Saturday from 9 AM to 12 PM. Plus, with ATM availability and drive-thru banking options, accessing your funds has never been easier.

Branch Location & Accessibility

Convenient Access

At Americhoice, we understand the importance of convenience. Our branch features ample parking for members, making it easy to stop by for all your banking needs. Plus, our location is ADA compliant, ensuring that everyone can access our services without any hassle. If you prefer banking from the comfort of your car, take advantage of our drive-thru service for quick transactions like deposits and withdrawals.

Operating Hours

We know your time is valuable. That's why we're open Monday through Tuesday and Thursday through Friday from 8 AM to 4:30 PM, with extended hours on Wednesday from 9 AM to 4:30 PM. We also welcome you on Saturday mornings from 9 AM to 12 PM for those who need to fit banking into their busy schedules.

Services Offered

As a member of Americhoice, you'll find a range of services tailored just for you. From personal checking and savings accounts to auto loans and mortgage refinancing options, we've got you covered. Need cash? Our ATM is available for quick withdrawals and balance checks anytime. For those who enjoy face-to-face interactions, our lobby is ready to assist with more complex transactions. While members can visit us at 715 Wertzville Rd, official correspondence should be sent to the same address. If you're curious about what we offer or have questions, don't hesitate to give us a call at 717-697-3474.

Visit Us Today!

At Americhoice, we're committed to providing exceptional service in a welcoming environment. We invite you to drop by our branch and experience firsthand how we can help with your financial journey. Whether you're an existing member or looking to join us, we look forward to seeing you soon!

Member Eligibility

At Americhoice, we believe that joining our community should feel like stepping into a welcoming family. If you're looking to become a member, you're in the right place! We invite individuals who live, work, worship, or attend school in our local area to join us. It's an inclusive process designed to bring people together and help them achieve their financial goals. By becoming a member at Americhoice, you'll enjoy personalized service and access to a variety of financial products tailored just for you. Getting started is simple! You can find all the details about eligibility on our website. And when you're ready to open an account, just visit this link: https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozadywidqpkr2xzgagtej696qj8masaq3uqga8budcvkhfjeyxotyavx4jeuhtzikgtmxmnduj6sdibogxdnfhn1sfpegnqyfhey8sx0li7lt4a7mzv3m74owlkpiadknr72qfydweyapyfxok_c8axuj0&_gl=1*zmojfu*_ga*mtu2ndk3odqxnc4xnjk2mze4ntyw*_ga_tt9vm83l8m*mty5njq4njc5mc4xljeumty5njq4ode2mc4wljauma... If you have any questions or need assistance, feel free to give us a call at (717) 697-3474. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $147 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $24 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $26,532,004, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services tailored for your operational needs. Imagine being able to accept payments easily from customers, whether they pay by card or through mobile transactions. Our services help streamline your cash flow and improve customer satisfaction, allowing you to focus on what you do best running your business. Visit us at 715 Wertzville Rd Enola Pa 17025 in Enola, PA, or give us a call at (717) 697-3474 to learn more about how our business banking and commercial services can fuel your success!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we offer comprehensive banking services that include merchant services and business loans. We know how important it is for businesses to have reliable financial support, and our team is here to help entrepreneurs thrive.

Connect With Us Today!

At Americhoice, we strive to be more than just a financial institution; we want to be your trusted partner in achieving financial wellness. Explore all these services and more by visiting us at East Pennsboro or giving us a call at (717) 697-3474. We look forward to serving you!

Credit Cards and Rewards

Our credit cards come with rewards that make every purchase more rewarding. Whether you're using it for everyday expenses or larger purchases, earning points can lead to great benefits down the line.

Modern Banking Features

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking platforms. Access your accounts anytime, anywhere! Our features allow you to check balances, transfer funds, and even pay bills from the comfort of your home or on the go. Additionally, our ATM and cash withdrawal services make accessing your cash straightforward. With basic drive-thru banking available for deposits and simple transactions, getting things done has never been easier.

Personal Banking Made Easy

We understand that managing finances can sometimes feel overwhelming. That's why we offer personal banking services designed with you in mind. From checking and savings accounts that help you easily track your money, to personal loans and debt consolidation options that provide relief when you need it most, our goal is to simplify your financial journey. Imagine being able to finance your dream car with ease. With our auto loans and vehicle financing options, you can get on the road faster than ever. Plus, if you're looking to buy a home or refinance an existing mortgage, our mortgage loans are designed to fit your budget.

Digital & Online Banking

Experience Convenience

Whether you're making mobile payments or checking your account from anywhere, Americhoice has made it easy to manage your money in real time. Our user-friendly interface ensures that you can navigate through all our features effortlessly. In today's fast-paced world, having reliable digital banking tools is essential. Let us help you take charge of your financial journey with confidence. Visit us today at https://americhoice.org/ to learn more about all the ways we can support you!

Key Features

Our online banking platform offers a range of features that put you in control of your financial life. You can easily view your account balances, pay bills, and transfer funds between accounts all from the comfort of your home or on the go. Plus, with 24/7 online banking services, help is always just a click away. Need to send money quickly? Our person-to-person transfer feature allows you to send funds directly to friends and family without the hassle of cash or checks. It's simple and fast! And for those who prefer using their smartphones, our mobile application is available for download, making banking even more accessible. Security is always at the forefront of our services. We utilize electronic signature authorization, ensuring that your transactions are safe and secure. Additionally, with e-statements available, you can keep track of your finances while helping the environment by going paperless.

Financial Strength

At Americhoice, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strengths that reflect our commitment to you and your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $25,846,812, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.75% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $25,995,586 in share certificates and $38,785,587 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also have $25,752,342 in undivided earnings, which we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $1,864 in used auto loans and $155,483,439 in total loans and leases, we're here to support your financial goals across various sectors. Our operational efficiency is reflected in our $498,917, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 56 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 32,287, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Americhoice is your trusted partner. Visit us at 715 Wertzville Rd Enola Pa 17025 or call (717) 697-3474 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $36,262,771 in used vehicle loans and $20,602,581 in new vehicle loans already helping members get on the road, we make financing your vehicle straightforward and affordable. Whether you're purchasing a brand-new model or a reliable pre-owned option, we have flexible terms to suit your budget.

Business Loans

For business owners looking to expand their ventures, our outstanding commercial loans totaling $26,532,004 provide the capital needed to grow and innovate. We are committed to supporting local businesses by offering tailored financing solutions designed for success. At Americhoice, we pride ourselves on providing clear information about eligibility and refinancing options available for each loan type. Our team is here to help answer any questions you may have regarding your financial decisions. If you're ready to take the next step towards fulfilling your financial aspirations or need assistance navigating your options, don't hesitate to reach out! You can visit us at 715 Wertzville Rd Enola Pa 17025 or call us at (717) 697-3474 for personalized support. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan products can empower you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,395,287, make buying or refinancing simple. We know that securing a mortgage can feel overwhelming, but with our knowledgeable staff ready to assist you every step of the way, you'll find the process smooth and supportive.

Unsecured Credit Card Loans

Managing finances effectively is essential for everyone. We also offer flexible terms on unsecured credit card loans, with a total of $6,320,686 in loans helping members navigate their financial needs with ease. Enjoy the benefits of cash flow management while building your credit history responsibly.

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AMERICHOICE FEDERAL CREDIT UNION - Enola, PA

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