Americhoice Camp Hill PA Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Americhoice, your trusted partner in financial well-being since 1970. Located at 433 S 18th St, Camp Hill, PA 17011, we are proud to serve over 15,774 members with a strong commitment to community and member satisfaction. Our credit union has grown significantly over the years, boasting total assets of $219,861,676 and total deposits amounting to $9,566,874. At Americhoice, we understand that your financial journey is unique. That's why we offer a variety of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and business financing. Our team of dedicated professionals is here to help you navigate every step of the way. Under the leadership of CEO Ken Dyer and Board President Gregg Wells, we prioritize transparency and trust in all our dealings. Whether you're looking for assistance with loans (we have issued a total of 7,202) or simply want to learn more about managing your finances, we're here for you. While members can visit us at our branch for personalized service, official correspondence should be directed to our mailing address: 433 S 18th St, Camp Hill, PA 17011-5902. Feel free to reach out by phone at 717-697-3474 or explore our website at americhoice.org for more information on how we can assist you today. Join us at Americhoice where your financial future matters!

Branch History & Mission

At Americhoice, our journey began in 1970 when we opened our doors to the community of Camp Hill, PA. Over the years, we have grown from a small financial institution into a trusted partner for over 15,000 members. Located at 433 S 18th St, our branch has become a cornerstone of support and service in the area. With total assets amounting to $219,861,676, we are proud to provide a range of financial products designed to meet the diverse needs of our community. Our mission at Americhoice is simple yet powerful: to empower our members through exceptional financial services while fostering strong community connections. We believe that banking should be personal and accessible for everyone. This commitment is reflected in our comprehensive offerings including personal checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions. Throughout our history, we have embraced innovation while remaining dedicated to providing personalized service. We offer online and mobile banking platforms that make managing finances easier than ever before. Our facilities are ADA compliant, ensuring that everyone can access our services without barriers. With an ATM available on-site and a convenient drive-thru for quick transactions, we strive to meet our members wherever they are. As part of our commitment to community support, Americhoice actively participates in local outreach efforts and partnerships aimed at improving the lives of those around us. Whether it's sponsoring events or providing financial education workshops, we aim to uplift our community every day. While you can visit us at 433 S 18th St, official correspondence should be sent to 433 S 18th St, Camp Hill, PA 17011-5902. Our branch operates during convenient hours from Monday to Friday and even offers Saturday morning drive-thru services for added flexibility. Join us today at Americhoice! Experience how we can help you achieve your financial goals while being part of a supportive community focused on your success. Call us at 717-697-3474 or explore more about what we offer on our website here.

Branch Location & Accessibility

Easy Access and Parking

At Americhoice, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, ensuring everyone can navigate comfortably. We also offer ample parking nearby, making your visit hassle-free.

Operating Hours That Fit Your Schedule

We know that life can be busy, which is why our lobby hours are tailored to suit your needs. Join us Monday through Wednesday from 9:00 a.m. to 4:30 p.m., and extend your banking experience on Thursdays and Fridays until 5:00 p.m. For those with a packed schedule, we even have Saturday drive-thru hours from 9:00 a.m. to 12:00 p.m., allowing you to handle your banking on the go.

Services Designed for You

Americhoice offers a range of services to cater to both personal and business banking needs. From checking and savings accounts to auto loans and mortgages, our friendly staff is here to guide you every step of the way. Need quick cash? Our ATM services are available for fast withdrawals and balance checks right at your fingertips. Plus, if you prefer face-to-face interactions, our drive-thru service allows for simple transactions without leaving your vehicle. While you can reach out to us directly at 717-697-3474, we encourage you to visit us at our Camp Hill location soon! Experience firsthand how Americhoice can support your financial journey in a welcoming environment.

Member Eligibility

At Americhoice, we believe that everyone deserves a place in our friendly community, and becoming a member is simpler than you might think! If you live, work, or worship in the area around 433 S 18Th St Camp Hill Pa 17011, you're likely eligible to join us. We welcome individuals from all walks of life, whether you're looking for personal banking solutions, auto loans, or even business banking services. Becoming part of our credit union means not just having access to great financial products but also being part of a supportive network that genuinely cares about your financial well-being. Ready to take the next step? Opening an account is straightforward! You can find all the details on how to become a member. If you have any questions or need assistance, feel free to give us a call at (717) 697-3474. We're excited to help you start your journey with us at Americhoice!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $147 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $24 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $26,532,004, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

When it comes to merchant services, we provide practical tools that make transactions smoother. Imagine running your café and being able to accept payments easily from various sources, ensuring a hassle-free experience for you and your customers. Our services are designed to meet real-world demands, allowing you to focus on what you do best growing your business. Visit us at 433 S 18Th St Camp Hill Pa 17011, Camp Hill, PA or call us at (717) 697-3474 to discover how our business banking solutions can empower your company today!

Comprehensive List Of Services

Convenient Access

At Highland Park, convenience is key. Our ATM & cash withdrawal services ensure that you have quick access to your funds whenever you need them. Additionally, our basic drive-thru banking allows for easy deposits and withdrawals without leaving your vehicle a real time-saver during busy days! Whether you're visiting us at our branch located at 433 S 18Th St Camp Hill Pa 17011 or using our digital platforms from the comfort of your home, we're committed to making banking simple and accessible for everyone.

Let's Get Started!

We invite you to discover all that Americhoice has to offer. Feel free to reach out at (717) 697-3474 for any questions or visit us in person! Join us today and experience member-focused service tailored just for you!

Loans and Credit Options

Need some extra cash? Our personal loans are perfect for consolidating debt or covering unexpected expenses. We understand that life can throw curveballs, so we aim to provide financial solutions that ease stress rather than add to it. Plus, our credit cards with rewards allow you to earn benefits while making everyday purchases. For small business owners, our business banking services offer essential tools like merchant services and business loans designed to help you grow your venture. We believe in supporting local businesses because they are vital to our community's economy.

Personal Banking

Starting with personal banking, we provide various checking and savings accounts that cater to different lifestyles and goals. If you're saving for a big purchase or just want an easy way to manage your day-to-day expenses, our accounts come with features that make banking straightforward and convenient. You can access your funds anytime through our online and mobile banking platforms, giving you the flexibility to bank on your schedule. When it comes to financing a vehicle, our auto loans and vehicle financing options are tailored for those ready to hit the road. With competitive rates and personalized service, we make it simple to get behind the wheel of your dream car without breaking the bank. If homeownership is on your mind, look no further than our mortgage loans and refinancing services. We guide you through every detail of securing a mortgage so that you can focus on what truly matters making that house a home.

Digital & Online Banking

Mobile Application and Payments

Our mobile application brings banking directly to your fingertips. Available for download on major platforms, it allows you to perform everyday transactions quickly and securely. Plus, if you're looking for an even faster way to pay, our mobile payments feature makes checkout simple just tap and go! You can even send money easily with person-to-person transfers; no need for cash or checks.

Online Banking Services

With our 24/7 online banking services, you can access your accounts anytime, anywhere. Log in to your account at https://americhoice.org/ to check balances, transfer funds, pay bills, and more all from the comfort of your home. You'll also have the option to receive e-statements, making it easier to track your spending without the hassle of paper clutter.

Security and Convenience

Security is a top priority for us at Americhoice. Our electronic signature authorization ensures that your transactions are safe and secure. We use advanced technology to protect your personal information while providing user-friendly features that make managing your finances straightforward. In a world where time is precious, we're here to help you stay on top of your financial needs without added stress. With our digital banking options, you can enjoy real-time account management that fits seamlessly into your life. Join us at Americhoice today and experience the future of banking!

Financial Strength

Commitment to Innovation

With $25,752,342 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We believe in supporting your dreams whether it's buying a car or taking out a mortgage. With $1,864 in used auto loans and $155,483,439 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts: 32,287, showing a strong and growing member base that trusts us with their finances. This community of members allows us to grow together while ensuring your needs come first. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Americhoice is your trusted partner. Visit us at 433 S 18Th St Camp Hill Pa 17011 or call (717) 697-3474 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $25,995,586 in share certificates and $38,785,587 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $498,917 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 56 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $25,846,812, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.75% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $36,262,771 in used vehicle loans and $20,602,581 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make your auto purchase as easy as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $26,532,004 provide the capital needed to grow and expand your business operations. We understand the unique challenges faced by small businesses and are committed to supporting your entrepreneurial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,395,287, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through the process.

Personal Loans and Credit Cards

For those unexpected expenses or big purchases, our unsecured credit card loans total $6,320,686, allowing you to manage your finances effectively with flexible repayment options. Plus, our personal loans can help consolidate debt or fund important life events.

Refinancing Options

If you're looking to lower your monthly payments or take advantage of better interest rates, we also offer refinancing options across various loan types. Our team can work with you to find the best solutions tailored to your financial situation. At Americhoice, we prioritize transparency and support throughout the lending process. If you have questions about eligibility or would like more information about our loan products, feel free to reach out at (717) 697-3474 or visit us at 433 S 18Th St Camp Hill Pa 17011 in Camp Hill, PA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

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AMERICHOICE FEDERAL CREDIT UNION - Camp Hill, PA

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