America’s Lancaster TX Credit Union | Quick Drive-Thru & ATM Access

Introduction

Welcome to America's Credit Union, your trusted financial partner located at 3200 W Pleasant Run Rd Ste 100, Lancaster, TX 75146. Since our establishment in 1934, we have proudly served our community, growing to a membership of over 29,719 individuals who trust us with their financial needs. Our commitment to providing exceptional service and fostering strong relationships is at the heart of everything we do. As of now, we manage total assets of $382,614,418 and maintain total deposits amounting to $40,085,248. With a robust net worth of $53,727,854, we are well-positioned to support our members through various financial products and services. We have extended a total of 12,150 loans and leases to help our members achieve their dreams. Under the leadership of CEO Bert Beal and Board President Chris English, our dedicated team of 126 employees works diligently to ensure that you receive personalized service tailored to your unique circumstances. Whether you're looking for auto loans, savings accounts, or other financial services, we are here for you. While members can visit us at our Lancaster branch address for in-person assistance, official correspondence should be sent to the same address: 3200 W Pleasant Run Road Ste 100, Lancaster, TX 75146. For any inquiries or assistance, feel free to reach out to us at (214) 742-6551. Explore our offerings by visiting our website at americascu.org. Join us in building a brighter financial future together!

Branch History & Mission

Join Us

As we continue to grow and evolve, we invite you to become part of the America's Credit Union family. Experience firsthand the benefits of membership whether it's competitive loan rates or personalized service tailored just for you. Together, let's build a brighter future for ourselves and our community. For any questions or further information about joining us or accessing our services, feel free to call us at 214-742-6551 or visit us online at americascu.org. Your journey toward financial empowerment starts here!

Our Evolution

From our humble beginnings, America's Credit Union has grown significantly. Today, we proudly serve over 29,719 members and manage total assets exceeding $382 million. Located at 3200 W Pleasant Run Rd Ste 100, Lancaster, TX 75146, our branch is strategically placed near key community landmarks, making it convenient for you to access our services. While members can visit us at this location for all their banking needs, official correspondence should be sent to the same address as our mailing address. Over the years, we have adapted to meet the changing needs of our community. We understand that today's world requires modern solutions; hence we have embraced digital advancements like online banking and mobile payments. These innovations ensure that banking with us is not only convenient but also secure and efficient.

Our Mission

At America's Credit Union, our mission goes beyond just providing financial products; we aim to uplift our community through various outreach programs and partnerships. We believe in supporting local initiatives that foster growth and unity among residents of Lancaster and the surrounding areas. This commitment is reflected in how we operate: with a focus on member satisfaction and community well-being. Our team is dedicated to making sure your banking experience is smooth and beneficial. With operational hours from Monday to Friday, 8:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM, we are here when you need us most. Additionally, our drive-thru service offers added convenience for quick transactions.

Branch Location & Accessibility

Accessibility and Parking

We pride ourselves on being accessible to everyone. Our branch features ADA-compliant facilities, including ramps and designated parking spots for those who need them. Ample parking is available so you can stop by without worrying about finding a spot.

Get in Touch

We invite you to come visit us! If you have questions or want more information about our services, feel free to call us at 214-742-6551. Our friendly team is here to help you every step of the way. Experience the personal touch of America's Credit Union today!

Operating Hours

Our doors are open Monday through Friday from 8:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. For those who prefer drive-thru banking, we offer extended hours; you can visit our drive-thru from Monday to Friday until 6:00 PM and on Saturday until noon. We aim to accommodate your busy schedule while providing quality service.

Services Offered

At America's Lancaster branch, we offer essential banking services tailored to meet your needs. Whether you want to make deposits or withdrawals via our drive-thru or use our ATM for quick transactions like balance checks or cash withdrawals, we've got you covered. While we currently do not have a shared service center available, our dedicated staff is always ready to assist with any inquiries or transactions you might need help with.

Member Eligibility

At America's, we believe that joining our credit union is like becoming part of a close-knit family where everyone is valued and supported. To become a member, you just need to meet a few simple eligibility criteria, which include living, working, or attending school in the areas we serve. It's all about creating a community that looks out for one another. If you're interested in learning more about these criteria, feel free to check out the detailed information at http://WWW.AMERICASCU.ORG/membership/join-us/join-acu.html. Opening an account with us is straightforward and welcoming. You can start your journey by visiting our website at http://WWW.AMERICASCU.ORG/apply.html, where you'll find everything you need to get started. If you have any questions along the way, don't hesitate to reach out to us at (214) 742-6551. We're here to help!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to your needs.

Merchant Services That Make Sense

In today's fast-paced world, having efficient merchant services can set your business apart. Picture this: you're running a bustling café in Lancaster, TX. With our merchant services, you can accept payments easily and manage transactions seamlessly, allowing you to focus on what you do best serving your customers. For more information about how our services can benefit your business, visit us at 3200 W Pleasant Run Rd Ste 100, Lancaster, TX 75146 or give us a call at 214-742-6551. We're here to help you thrive!

Comprehensive List Of Services

A Focus on Member Experience

We recognize that each member has unique financial goals and challenges. Our team is dedicated to helping you navigate these with ease. Whether you're saving for a big purchase or planning for the future, we're here to support you every step of the way.

Accessibility Matters

Convenience is key at America's. With options like mobile payments and person-to-person transfers, managing your money has never been simpler. You can also rely on our knowledgeable staff who are always ready to assist with any questions or concerns you may have.

Connect with Us

If you're interested in learning more about how we can help you achieve your financial goals, don't hesitate to reach out! You can contact us at (214) 742-6551 or visit us in person during our operating hours: Monday through Friday from 8:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. Join the many satisfied members who trust America's for their banking needs! We look forward to serving you soon!

Digital Convenience

In today's world, having access to digital banking is more important than ever. At America's, we understand this need. That's why we offer a variety of online services that let you manage your finances from the comfort of your home or on-the-go. With features like online banking, you can easily check balances, transfer funds, and pay bills whenever you need to.

Everyday Banking Needs

For those who prefer a traditional banking experience, our Basic Drive-Thru Banking service offers convenience for deposits, withdrawals, and simple transactions. It's perfect for busy individuals who want to get in and out without hassle. You can also take advantage of our ATM Services, which allow you to make withdrawals and check your balance quickly and efficiently. No matter your schedule, our drive-thru hours are designed to accommodate your busy lifestyle.

Digital & Online Banking

Accessibility and Ease of Use

Whether you're tech-savvy or just getting started with online banking, our platform is designed for everyone. With clear navigation and helpful resources, you'll find everything you need right at your fingertips. Plus, if you ever have questions or need assistance, our friendly team is just a phone call away at (214) 742-6551. At America's, we are committed to providing you with the tools you need for real-time account management and financial peace of mind. Experience the ease of digital banking today!

Key Features

Our online banking service provides 24/7 access to your accounts, allowing you to check balances, pay bills, and transfer funds with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it quick and simple. You can also enjoy the convenience of mobile payments, making transactions effortless whether you're at home or on the go. Security is our top priority. We utilize electronic signature authorization to ensure that your transactions are safe and secure. You can also opt for e-statements, reducing paper clutter while keeping your financial information easily accessible. Plus, our user-friendly mobile application enhances your banking experience, allowing you to manage your accounts from the palm of your hand.

Financial Strength

Commitment to Service

We take pride in having 124 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With 52,998 total share accounts, we have built a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America's is your trusted partner. Visit us at 3200 W Pleasant Run Rd Ste 100 Lancaster TX 75146 or call 214-742-6551 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors with $26,301,2345 in total loans and leases. This includes $2,919 in used auto loans that help our members get the vehicles they need while managing their budgets effectively.

Member-Centric Savings

Members' savings are secured through $41,348,277 in share certificates and $8,198,114 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $32,041,705 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to improvement ensures you receive the best possible experience when banking with us.

Solid Financial Foundation

With a net worth of $53,727,854, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.13% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $65,133,713 in used vehicle loans and $18,974,031 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used car, our flexible terms make it easier than ever.

Credit Lines

If you need additional flexibility for your spending needs, consider our credit lines. With a total available amount of $51,826,945, these lines can help you manage cash flow and unexpected costs easily. For those considering refinancing or exploring eligibility options for any of our loan products, we encourage you to reach out. Our friendly team is here to provide guidance tailored to your specific situation. You can contact us at 214-742-6551 or visit us at our branch located at 3200 W Pleasant Run Rd Ste 100, Lancaster, TX 75146. For more details about our loan offerings or to apply online, check out our website at www.americascu.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $16,818,037, making buying or refinancing simple. We are here to assist you at every step of the process with competitive rates and personalized service.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,677,087 in loans helping members manage their finances effectively. This option provides you with the freedom to cover unexpected expenses or make everyday purchases without the burden of collateral.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons through a robust sourcing method. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to utilizing verified financial institutions guarantees fair and transparent offers for users. The benefits of using LendMesh are clear. Verified Data means that all loan offers come from legitimate financial institutions, promoting transparency in the comparison process. Additionally, LendMesh features No Sponsored Listings; lenders are not prioritized based on paid promotions this allows users to see unbiased results that reflect true market conditions. With Real-Time Rate Comparisons, users can access up-to-date loan rates from multiple institutions, empowering them to make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking for reliable loan options without the hassle of sifting through biased information, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

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