America’s Garland TX Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to America's Credit Union, where we believe in building strong relationships with our members and the community. Located at 2154 Forest Ln, Garland, TX 75042, our branch has proudly served the financial needs of our members since 1934. With a commitment to helping you achieve your financial goals, we are dedicated to providing personalized service and a range of products that cater to your unique situation. At America's Credit Union, we currently support a vibrant membership of 29,719 individuals, reflecting our deep-rooted presence in the community. Our total assets stand at an impressive $382,614,418, ensuring we have the resources to assist you effectively. Whether you're looking for a new auto loan or need assistance with personal banking, we offer competitive rates and flexible options tailored just for you. We understand that financial stability is essential for everyone. That's why our total deposits reach $40,085,248, demonstrating the trust our members place in us. With a net worth of $53,727,854 and cash in hand amounting to $2,926,210, we're well-equipped to serve your needs now and into the future. Our leadership team is here for you. Led by CEO Bert Beal and Board President Chris English, we prioritize transparency and member satisfaction in every decision we make. Our dedicated staff of 126 employees is ready to assist you during our operating hours: Monday through Thursday from 7:30 AM to 5:30 PM, Friday from 6:30 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. While members can visit us at 2154 Forest Ln, official correspondence should be sent to our mailing address at PO BOX 469046, Garland, TX 75046. Ready to take the next step? We invite you to explore what America's Credit Union has to offer by visiting our website at www.americascu.org or calling us directly at 972-494-5328. Your financial journey starts here!

Branch History & Mission

Community Impact

At America's Credit Union, we don't just focus on transactions; we prioritize building relationships within the community. Our outreach programs aim to provide support where it's needed most. Through partnerships with local organizations, we actively participate in initiatives that enhance the quality of life in Garland. We also ensure that all members have access to essential banking services regardless of their circumstances. With ADA compliance measures in place and customer-centric initiatives being a priority, we're here for everyone.

Join Us Today!

As we look toward the future, we invite you to become part of the America's Credit Union family. Experience firsthand how we're committed not only to meeting your financial needs but also enriching the community around us. Visit us or call us at (972) 494-5328 during our operating hours Monday through Thursday from 7:30 AM to 5:30 PM, Friday from 6:30 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM to learn more about how you can benefit from membership with America's Credit Union. Together, let's build a brighter financial future!

Mission Statement

Our mission is simple yet profound: to empower individuals and families through financial education and exceptional service. We believe that everyone deserves access to quality financial resources that promote growth and security. Whether it's personal banking services like checking and savings accounts or loans for vehicles and homes, we are dedicated to helping our members achieve their financial goals. While you can visit us at 2154 Forest Ln Garland Tx 75042 for all your banking needs, please note that official correspondence should be directed to PO BOX 469046, GARLAND, TX 75046 if necessary.

Our Journey

From humble beginnings, America's Credit Union has evolved into a cornerstone of financial support in Garland. Our commitment to serving our members has driven us to expand our services and adopt new technologies. We understand that banking needs change, which is why we continuously strive to enhance our offerings. Today, we proudly feature online and mobile banking options, making it easier than ever for our members to manage their finances on the go.

Branch Location & Accessibility

Convenient Access

At America's Credit Union, we prioritize your convenience. If you need to send official correspondence, please use our mailing address at PO BOX 469046, GARLAND, TX 75046. Our branch offers ample parking and features ADA-compliant access points, ensuring that everyone can easily enter and enjoy our services.

Get in Touch

If you have any questions or need assistance, don't hesitate to call us at 972-494-5328. We look forward to welcoming you at America's Credit Union where your financial needs come first!

Operating Hours

We understand that your time is valuable. That's why our lobby hours are designed to accommodate busy schedules: Monday through Thursday from 7:30 AM to 5:30 PM, Friday from 6:30 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Feel free to drop by during these hours; we're always happy to assist!

Services Offered

As part of our commitment to serving you better, we provide a range of personal banking services including checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing options, as well as credit cards with rewards. We also offer convenient online and mobile banking options so you can manage your finances anytime. For those who prefer face-to-face transactions, our drive-thru service allows you to make deposits and withdrawals without leaving your car. Plus, we have ATM access available for quick cash withdrawals or balance checks.

Member Eligibility

Becoming a member of America's means joining a warm and welcoming community that prioritizes your financial well-being. We invite anyone who lives, works, worships, or attends school in the Dallas area to consider membership with us. It's a simple process designed to include everyone, as we believe that financial services should be accessible to all. At America's, you can enjoy a range of benefits such as competitive loan rates, personalized service, and a supportive environment where your goals matter. To find out more about our eligibility criteria, you can visit our detailed page at http://WWW.AMERICASCU.ORG/membership/join-us/join-acu.html. If you're ready to take the next step, opening an account is easy! Just head over to http://WWW.AMERICASCU.ORG/apply.html or give us a call at (972) 494-5328 for any questions. We're here to help you on your journey toward better financial health right here at 2154 Forest Ln Garland Tx 75042.

Business Banking & Commercial Services

Loan Options for Every Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to loans, we offer merchant services designed to simplify transactions for your business. Imagine processing payments quickly and securely while focusing on what you do best running your business. Our solutions ensure you have the tools needed to accept payments effortlessly, enhancing customer satisfaction and boosting sales. Visit us at 2154 Forest Ln Garland Tx 75042 in Garland, TX, or call us at (972) 494-5328 to learn more about how we can help your business thrive. Let's work together to create success!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATM services provide easy access for withdrawals and balance checks without unnecessary hassle. Plus, enjoy basic drive-thru banking for deposits and simple transactions at our branch. At America's, we're more than just a credit union; we're your financial partner committed to supporting your journey every step of the way. Explore all these offerings by visiting us or calling today! Don't hesitate let's work together towards achieving your financial dreams! For more information about joining us or opening an account, please visit our website or call us at 972-494-5328!

Auto Loans & Vehicle Financing

Dreaming of a new car? With our auto loans and vehicle financing, buying a car becomes an exciting reality rather than a daunting task. We offer competitive rates that make it easier for you to drive off in the vehicle you've always wanted.

Business Banking

For entrepreneurs and small business owners, we offer comprehensive business banking solutions, including merchant services and business loans. We understand the challenges of running a business and aim to provide financial products that help you thrive.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. Our robust online and mobile banking services allow you to manage your accounts anytime, anywhere. From checking balances to transferring funds, everything is at your fingertips.

Credit Cards with Rewards

Our credit cards with rewards not only provide purchasing power but also give back to you! Earn points on everyday purchases that can be redeemed for travel, merchandise, or cash back making every swipe count.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans tailored just for you. Whether you're buying your first home or refinancing an existing mortgage, we're here to guide you through the process smoothly, ensuring you find the right loan for your needs.

Personal Banking

Whether you're opening your first checking account or looking to save for a big purchase, we have you covered with our personal banking options. Our checking and savings accounts come with features that fit various lifestyles, making it easy to manage your finances. Need a little extra cash? Consider our personal loans and debt consolidation services, which can help you get back on track without breaking the bank.

Digital & Online Banking

Key Features

Our online banking services are available 24/7, allowing you to check your account balance, pay bills, and transfer money anytime, anywhere. Whether you're at home or on the go, you can have peace of mind knowing that your banking needs are just a click away. Plus, our mobile application offers all the features you need right in the palm of your hand. Need to send money to friends or family? Our person-to-person transfer feature makes it simple and fast. Just a few taps on your phone, and the money is sent securely without hassle. For added convenience, we also support mobile payments, so you can make purchases directly from your smartphone.

Security You Can Trust

Your security is our top priority. With electronic signature authorization available, signing documents is safe and straightforward. We also offer e-statements to help you manage your accounts with less paper clutter while keeping everything secure and organized. Whether you're checking balances or setting up automatic payments, our online banking system is designed for ease of use. You'll find everything you need at https://www.americascu.org/, making it easy to stay on top of your finances without any stress. Discover how America's can simplify your banking today!

Financial Strength

At America's, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a net worth of $53,727,854, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1413 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $41,348,277 in share certificates and $8,198,114 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. By focusing our resources on you, we ensure better loan rates and exclusive perks. With $32,041,705 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $26,301,2345 in total loans and leases and 2,919 used auto loans available. Our operational efficiency is reflected in our $0 net income, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 124 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Net Shares (Funds available for lending and investments): $2,666,034. Total Share Accounts: 52,998, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America's is your trusted partner. Visit us at 2154 Forest Ln Garland Tx 75042 or call 972-494-5328 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $65,133,713 in used vehicle loans and $18,974,031 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used car, our financing options make it easy for you to drive away with confidence.

Credit Lines

For those needing additional flexibility in managing their finances, our credit lines amounting to $51,826,945 offer an excellent solution. They allow you to access funds as needed without the hassle of applying for multiple loans. This can be particularly useful for covering unexpected expenses or consolidating existing debts. At America's Credit Union located at 2154 Forest Ln Garland Tx 75042, we are committed to providing personalized service and solutions tailored to meet your needs. Feel free to reach out at 972-494-5328 for more information or visit us online at www.americascu.org to explore our loan offerings further. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,818,037, make buying or refinancing simple. We strive to provide competitive rates and flexible terms that can accommodate your needs. If you're considering refinancing your current mortgage, be sure to ask us about eligibility options that could save you money.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,677,087 in loans helping members manage their finances effectively. These cards are designed to give you the purchasing power you need while providing rewards and benefits that enhance your spending experience.

Loan Aggregator

Ensuring Accurate Comparisons

LendMesh guarantees accurate loan comparisons through several key practices: - Verified Data: All loan offers are sourced from legitimate financial institutions. This means users can trust that the information they see is accurate and reflects real offers available in the market. - No Sponsored Listings: Unlike some comparison tools that prioritize lenders based on paid promotions, LendMesh does not allow advertising to influence its results. This commitment to neutrality ensures that all users receive unbiased information. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions. This helps users find the most current and competitive rates available, allowing them to make choices based on the best possible options. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight how LendMesh can make a significant difference in people's financial journeys. If you're ready to explore your options, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Americas