America’s Dallas TX Credit Union | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to America's Credit Union, your trusted financial partner located at 10501 N Central Expy Ste 100, Dallas, TX 75231. Since our establishment in 1934, we have been dedicated to serving our community with a strong focus on trust and reliability. With over 29,719 members and total assets exceeding $382 million, we take pride in being a cornerstone of financial support for families and businesses alike. At America's, we understand the importance of community and are committed to providing tailored services that meet the unique needs of our members. Whether you're looking for checking and savings accounts, auto loans, or personal loans, our friendly team is here to help guide you every step of the way. We currently hold $40,085,248 in deposits and have issued around 12,150 loans, showcasing our dedication to empowering our members financially. Under the leadership of our CEO, Bert Beal, and Board President, Chris English, we strive for excellence in service and community engagement. Our team of 126 employees is ready to assist you during our lobby hours: Monday through Thursday from 9 AM to 5 PM, Friday from 8 AM to 5 PM, and Saturday from 9 AM to Noon. While members can visit us at our Dallas branch for all their banking needs, official correspondence should be sent to our mailing address at 2154 FOREST LN, GARLAND, TX 75042. Explore more about what we offer by visiting our website at americascu.org. We invite you to reach out at 972-494-5328 with any questions or visit us today let's build your financial future together!

Branch History & Mission

Join Us

As we continue on this path of growth and service excellence, we invite you to be part of our story. Join America's Credit Union today and experience firsthand the benefits of being a member-focused institution dedicated not just to financial success but also to community well-being. For more information or to become a member, please call us at (972) 494-5328 or visit our website at America's Credit Union. Together, let's build a brighter future!

Our Evolution

From humble beginnings, America's has evolved into a trusted financial partner for many families and businesses in Dallas. Throughout the years, we have adapted to meet the changing needs of our members by introducing various services such as personal banking accounts, auto loans, mortgages, and business banking solutions. Our commitment to innovation is evident in our digital advancements like online and mobile banking options that allow members to manage their finances conveniently. Our journey has also been marked by community engagement. We believe that financial success should go hand-in-hand with community support. That's why we actively participate in local outreach programs and partnerships aimed at uplifting those around us. Whether it's sponsoring local events or supporting educational initiatives, we strive to make a positive impact.

Our Mission

At the heart of America's Credit Union is our mission: to provide exceptional financial services while fostering a strong sense of community. We understand that each member's journey is unique. Thus, we tailor our offerings to ensure they meet individual needs. Whether you're looking to open a checking account or secure a loan for your dream car, we're here to help every step of the way. Our branch operates with convenient hours Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 8:00 AM to 5:00 PM, and Saturday from 9:00 AM to Noon making it easier for members to access our services when they need them most. Additionally, with both ATM availability and drive-thru banking options, we are committed to providing accessible financial solutions for everyone. While members can visit us at 10501 N Central Expy Ste 100 Dallas Tx 75231, official correspondence should be sent to 2154 FOREST LN, GARLAND, TX 75042.

Branch Location & Accessibility

Accessibility Features

At America's Royal Branch, we prioritize accessibility for all our members. Our facility is ADA compliant, featuring ramps and designated parking spots close to the entrance for those who need them. We understand the importance of convenience when it comes to banking, which is why we also offer drive-thru services for quick transactions without leaving your vehicle.

Operating Hours

We are here to serve you during convenient hours! Our lobby is open Monday through Thursday from 9 AM to 5 PM, and on Friday from 8 AM to 5 PM. If you prefer weekend visits, stop by on Saturday when we're open from 9 AM until noon. Our friendly staff is eager to assist you with everything from personal banking services like checking and savings accounts to auto loans and credit cards with rewards.

Services Offered

In addition to traditional banking services, our branch features an ATM available for withdrawals and balance checks. We also provide basic drive-thru banking options for deposits and simple transactions, ensuring that you can get in and out quickly. If you have questions or need assistance before your visit, don't hesitate to call us at 972-494-5328. We look forward to welcoming you at America's Royal Branch where community matters!

Member Eligibility

At America's, we believe that everyone deserves a supportive financial community. Joining us is simple and welcoming! To become a member of our credit union, you need to meet just a few friendly eligibility criteria. Generally, anyone who lives, works, worships, or goes to school in our local area can join. We're here to support you with personalized services that cater to your unique needs. For a detailed look at the eligibility requirements, feel free to visit our website at http://WWW.AMERICASCU.ORG/membership/join-us/join-acu.html. Once you're ready to open an account, the process is easy and straightforward. You can find all the information you need about opening an account on our site as well: http://WWW.AMERICASCU.ORG/apply.html. If you have any questions or need assistance, don't hesitate to reach out to us at (972) 494-5328. We're excited to welcome you into the America's family at our branch located at 10501 N Central Expy Ste 100 Dallas Tx 75231, where your financial journey begins!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services provide practical tools to streamline your operations. Imagine being able to accept payments quickly and securely while managing transactions effortlessly it's all part of what we offer. From card processing solutions to online payment options, we give you the freedom to focus on what you do best: running your business. Join us at America's and discover how we can empower your business's financial journey today! For more information, visit us online or call us at (972) 494-5328.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options can help turn that dream into reality. With competitive rates and flexible terms, we aim to make car ownership accessible for everyone. Picture yourself driving off in your new vehicle with a financing plan that fits comfortably within your budget.

Business Banking Services

For small business owners, we offer tailored business banking solutions including merchant services and business loans. Your business needs reliable financial support, and we're here to partner with you every step of the way.

Convenient Access Features

At America's, convenience is key. Our branch provides basic drive-thru banking services for quick deposits and withdrawals. Plus, with ATM access available for cash withdrawals and balance checks, managing your finances has never been simpler. We invite you to explore these services further by visiting us online at www.americascu.org or by stopping by our branch in Dallas. Our friendly staff is eager to assist you in achieving your financial goals. Don't hesitate reach out today!

Credit Cards with Rewards

Our credit cards not only offer convenience but also come with rewards that can benefit you every time you use them. Think about earning points for travel or cashback on everyday purchases it's an easy way to maximize your spending!

Mortgage Loans & Refinancing

For those considering home ownership or wanting to refinance their current mortgage, we offer specialized mortgage loans. We know that buying a home is one of the biggest decisions you'll ever make, so our team is here to guide you through each step. From pre-approval to closing, we'll ensure the process goes smoothly.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, or perhaps need help managing your funds, our personal banking services are designed to make your life easier. Imagine having the ability to check your balance or transfer money from the comfort of your home using our online and mobile banking options. This means no more waiting in lines; you can handle your finances whenever and wherever it suits you best.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or wish to consolidate debt, our personal loans can provide the financial relief you need. Whether it's for home repairs, medical bills, or consolidating multiple debts into one manageable payment, we're here to support you.

Digital & Online Banking

E-Statements and Mobile Features

Say goodbye to paper clutter! We provide e-statements that allow you to view your account activity securely online. This not only helps the environment but also gives you instant access to your financial information. For those who prefer banking on the go, our mobile application is available for download. It includes features like mobile payments, making it easy to shop or send money with just a few taps on your phone. Plus, with person-to-person transfers, sending money to friends or family has never been simpler.

Security and Support

Your security is our top priority. We utilize advanced technology to keep your personal information safe while you enjoy all the benefits of digital banking. If you ever have questions or need assistance, our friendly staff is just a phone call away at (972) 494-5328. At America's, we're committed to providing accessible and effective digital banking solutions that fit into your busy lifestyle. Experience the freedom of managing your finances anytime and anywhere!

Financial Strength

Dedicated Team

We also take pride in having 124 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our commitment to excellent service is evident in the number of 52,998 total share accounts we manage showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America's is your trusted partner. Visit us at 10501 N Central Expy Ste 100 Dallas Tx 75231 or call (972) 494-5328 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors. With $2,919 in used auto loans and $263,012,345 in total loans and leases, we are equipped to assist you with personal financing needs effectively. Our operational efficiency reflects in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member-Centric Savings

Members' savings are secured through $41,348,277 in share certificates and $8,198,114 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $32,041,705 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to growth helps us support our community while ensuring your financial goals remain within reach.

Solid Financial Health

With a net worth of $53,727,854, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,413 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $65,133,713 in used vehicle loans and $18,974,031 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, we have options tailored for you.

Credit Lines and Unsecured Credit Cards

For those looking for flexibility in managing finances, our credit lines total $51,826,945. We also offer flexible terms on unsecured credit card loans, with a total of $8,677,087 in loans helping members manage their finances effectively. These options are designed to give you access to cash when you need it without the stress of complicated terms.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Property loans totaling $16,818,037. Our experienced team can guide you through the process and discuss eligibility requirements to ensure you find the right fit for your budget and lifestyle.

Refinancing Options

If you're considering refinancing an existing loan or need assistance with eligibility options, our team is here to help. We strive to make the refinancing process straightforward and beneficial for our members. At America's located at 10501 N Central Expy Ste 100 Dallas TX 75231, we prioritize your financial well-being. If you have any questions or would like more information about our loan products, feel free to reach out at 972-494-5328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you find the right loan product that meets your needs today!

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