America’s Springfield MO Credit Union | Top Auto Loans & Business Banking

Introduction

Welcome to America's Credit Union, your trusted financial partner since 1934. Located at 2350 E Bennett St, Springfield, MO 65804, we are dedicated to serving our community with personalized banking solutions tailored to your needs. With a proud membership of 29,719 and total assets of $382,614,418, we strive to empower our members through various financial products and services. At America's Credit Union, we believe in building lasting relationships with our members. Our team of 126 employees, led by CEO Bert Beal and Board President Chris English, is here to ensure you receive the best service possible. Whether you're looking for a checking account, an auto loan, or a mortgage, we have options that fit your lifestyle. While members can visit us at our branch for face-to-face assistance, official correspondence should be sent to the same address: 2350 E. BENNETT, SPRINGFIELD, MO 65804. Our commitment goes beyond just numbers; it's about enhancing the lives of those in our community. With total loans amounting to 12,150 and deposits totaling $40,085,248, we focus on helping you achieve your financial goals while maintaining a strong net worth of $53,727,854. We invite you to explore all that we offer by visiting our website at www.americascu.org or by calling us at 417-881-0482. Join us today and experience the difference that community-focused banking can make!

Branch History & Mission

Welcome to America's Credit Union, a pillar of financial support in Springfield, MO, since 1934. Our journey began with a small group of dedicated members who believed in the power of community and cooperation. Over the decades, we have grown from those humble beginnings into a thriving credit union with over 29,719 members and total assets reaching an impressive $382,614,418. Located at 2350 E Bennett St, our branch is nestled in the heart of Springfield, making us easily accessible for all your banking needs. Whether you're visiting us for personal banking services or seeking assistance with loans and mortgages, you'll find a welcoming environment designed to support your financial journey. At America's Credit Union, our mission is clear: we are committed to providing exceptional financial services while fostering strong community ties. We strive to empower our members through personalized solutions that cater to their unique needs. Our offerings include checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking options. We also prioritize innovation by offering online and mobile banking services for your convenience. Over the years, we've made significant strides in enhancing our services. Our commitment to accessibility is evident in our ADA-compliant facilities and digital advancements such as electronic signatures and mobile payments. We understand that financial wellness extends beyond transactions; it's about building relationships and supporting local initiatives. That's why we actively engage in community outreach efforts to make a positive impact on Springfield. While members can visit us at 2350 E Bennett St Springfield Mo 65804, official correspondence should be sent to 2350 E. BENNETT, SPRINGFIELD, MO 65804 if it differs from our branch location. We encourage you to reach out to us at 417-881-0482 during our operating hours: Monday through Thursday from 7:00 AM to 4:30 PM (with extended hours until 5:30 PM on Fridays) for any inquiries or assistance you may need. Join us at America's Credit Union, where your financial goals become our mission. Experience firsthand how we blend exceptional service with a genuine commitment to our community. Together, let's build a brighter financial future!

Branch Location & Accessibility

Convenient Access

Parking is available right outside our doors, ensuring you can find a spot with ease. We take pride in making our branch accessible for everyone, including those who may need ADA-compliant features such as ramps. Whether you're visiting for a quick deposit or to explore your financial options, we strive to make your experience comfortable and convenient.

Operating Hours

We understand that life can get busy, which is why we're here for you throughout the week! Our lobby hours are Monday through Thursday from 7:00 AM to 4:30 PM, and on Fridays, we're open until 5:30 PM. If you prefer drive-thru banking, we've got you covered with service from 7:00 AM to 4:30 PM Monday through Thursday and extended hours until 5:30 PM on Fridays.

Services Available

At America's, we offer a wide range of services tailored to meet your financial needs. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we are here to support you every step of the way. Plus, with our ATM available on-site, accessing cash is quick and easy. While members can visit us at 2350 E Bennett St Springfield Mo 65804, official correspondence should be sent to 2350 E. BENNETT, SPRINGFIELD, MO 65804. If you have any questions or need assistance, feel free to reach out to us at (417) 881-0482. We invite you to stop by America's today! Experience how we can help you achieve your financial goals while enjoying the friendly atmosphere of our Springfield branch. Your financial journey starts here!

Member Eligibility

Becoming a member of America's is like opening the door to a community that truly cares about your financial well-being. If you're wondering whether you qualify, it's quite simple! Our membership is open to anyone who lives, works, worships, or attends school in the areas we serve. This means that as long as you have a connection to our community, you're welcome here. Joining us not only gives you access to a wide range of financial products but also brings you into a family where your voice matters and your needs are prioritized. If you're ready to take the next step and become part of America's, the account opening process is straightforward and hassle-free. You can find all the details about eligibility at http://WWW.AMERICASCU.ORG/membership/join-us/join-acu.html, which will guide you through everything you need to know. Once you're ready, visit our account opening page at http://WWW.AMERICASCU.ORG/apply.html to get started. If you have any questions along the way, don't hesitate to reach out! Just give us a call at (417) 881-0482, and we'll be happy to assist you on your journey toward membership at America's.

Business Banking & Commercial Services

Business Loans That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. Imagine being able to invest in new equipment or expand your operations with ease. With our competitive loan options, you can focus on what you do best growing your business.

Merchant Services Made Simple

In addition to loans, we offer comprehensive merchant services that make transactions easy and efficient. Whether you're a local coffee shop or a growing retail store in Springfield, MO, our services enable you to accept payments seamlessly. Our solutions help streamline your operations, allowing you to spend more time serving your customers and less time worrying about payment processing. When you partner with America's for your business banking needs, you're not just accessing financial products you're gaining a partner invested in your success. Visit us at 2350 E Bennett St, Springfield, MO 65804, or call us at 417-881-0482 to learn more about how we can support your business journey today!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash quickly? Our ATM services allow for easy withdrawals and balance checks without stepping foot inside the branch. Plus, our drive-thru banking makes it simple to handle deposits and withdrawals while you're on the go. We are committed to ensuring that all members have access to these essential services while maintaining a personal touch. If you have any questions or want to learn more about how we can assist you financially, don't hesitate to reach out! You can contact us at (417) 881-0482 or visit us at Spfd Branch Office. Join us today at America's where community meets convenience!

Business Banking

For our business members, we provide a robust suite of banking services including merchant services and business loans. Your business deserves the best financial support, and we are here to help you thrive.

Credit Cards and Rewards

At America's, we believe in rewarding our members for their loyalty. That's why we offer credit cards with rewards programs, allowing you to earn points on your purchases that can be redeemed for exciting perks.

Online & Mobile Banking

In today's fast-paced world, convenience is key. With our online and mobile banking features, managing your finances has never been easier. You can check balances, transfer money, pay bills, and even make deposits right from your phone or computer whenever it suits you.

Personal Banking

Our personal banking services are tailored to meet the diverse needs of our members. You can choose from various checking and savings accounts that fit your lifestyle. Need a new car? Our auto loans and vehicle financing options make it easy for you to hit the road in no time. We also offer mortgage loans and refinancing solutions, helping you secure the home of your dreams or lower your monthly payments. For those unexpected expenses, our personal loans and debt consolidation options can provide the relief you need.

Digital & Online Banking

E-Statements and Mobile Features

Stay organized and environmentally friendly with our e-statements feature. This service allows you to view your statements online instead of receiving paper copies, making it easier to track your spending and manage your accounts all while reducing clutter. For those who prefer mobile solutions, our mobile application is available for download, giving you access to all your banking needs right from your smartphone. You can even make mobile payments quickly and securely, simplifying how you handle everyday purchases.

Person-to-Person Transfers

Need to send money to a friend or family member? Our person-to-person transfer feature makes it simple and fast. You can easily send money directly from your account without any hassle. At America's, we prioritize not just convenience but also security. All our digital banking services come with advanced security measures to protect your personal information and give you peace of mind while managing your finances. In today's fast-paced world, having access to reliable digital banking options is essential. With our user-friendly features at America's, you can enjoy real-time account management whenever you need it. Experience the future of banking today!

Financial Strength

At America's, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to maintaining strong financial health ensures that you can trust us with your money today and in the future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $53,727,854, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1413 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $41,348,277 in share certificates and $8,198,114 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $32,041,705 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $29,919 in used auto loans and a total of $263,012,345 in loans and leases. Our operational efficiency is reflected in our $0 net income, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 124 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $2,666,034. Total Share Accounts: 52,998, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America's is your trusted partner. Visit us at 2350 E Bennett St Springfield Mo 65804 or call 417-881-0482 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $65,133,713 in used vehicle loans and $18,974,031 in new vehicle loans already helping members get on the road. We provide flexible terms and options tailored to fit your budget. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our team is here to assist you every step of the way.

Credit Lines and Unsecured Credit Cards

For those seeking flexibility in managing their finances, we also offer substantial credit lines totaling $51,826,945. This option provides access to funds when you need them most without the hassle of traditional loans. Additionally, we have flexible terms on unsecured credit card loans, with a total of $8,677,087 helping members manage their daily expenses effectively. At America's, we're dedicated to making banking easy and accessible. If you're unsure about which loan product suits you best or want more information on our refinancing options, feel free to reach out. You can contact us at 417-881-0482, or visit us at 2350 E Bennett St Springfield Mo 65804. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to explore our loan offerings today and take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,818,037, make buying or refinancing simple. We offer various plans designed to accommodate different income levels and credit histories. If you're considering refinancing your current mortgage, we can help you explore eligibility options that may lower your monthly payments.

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