America’s First Vestavia Hills AL Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to America's First at our Vestavia Branch, located at 1112 Montgomery Hwy, Vestavia Hills, AL 35216. Since our establishment in 1936, we've been dedicated to serving our community and building lasting relationships with our members. With a total membership of over 195,000 and assets amounting to an impressive $2.5 billion, we pride ourselves on being a trusted financial partner. At America's First, we believe in empowering our members through accessible financial solutions. Our offerings include personal banking services such as checking and savings accounts, auto loans, mortgage options, and credit cards with rewards that cater to your lifestyle needs. We also support local businesses with tailored banking solutions and loans. Our commitment to you goes beyond just numbers. With a net worth of $284 million and cash in hand totaling $30.8 million, we ensure that your finances are managed with care and transparency. Under the leadership of CEO Bill Connor and Board President Ross Mitchell, our dedicated team of 436 employees is here to provide exceptional service every step of the way. Whether you're visiting us in person or using our online banking services, we're here for you. While members can visit us at the branch address above, official correspondence should be sent to the same mailing address: 1112 Montgomery Hwy, Vestavia Hills, AL 35216-2808. If you're ready to take control of your financial future or have questions about our services, don't hesitate to reach out! Call us at (205) 582-5295 or visit our website at www.amfirst.org for more information. Join us in making a difference in your financial journey today!

Branch History & Mission

Community Commitment

America's First is more than just a credit union; it's a cornerstone of the Vestavia Hills community. We actively participate in local events and support various outreach programs aimed at improving the lives of those around us. Whether it's sponsoring youth sports teams or hosting financial literacy workshops, we strive to make a positive impact where it matters most. While members can visit us at 1112 Montgomery Hwy for all their banking needs like utilizing our drive-thru service or accessing our ATM official correspondence should be sent to our mailing address: 1112 Montgomery Hwy, Vestavia Hills, AL 35216-2808.

Join Us Today!

As we continue to grow and adapt to meet your needs, we invite you to become part of the America's First family. Experience firsthand how our commitment to service can help you achieve your financial goals. Reach out today at (205) 582-5295 or explore more about us at www.amfirst.org. Together, let's build a brighter financial future!

Our Legacy

Since our inception, we have focused on fostering financial well-being within our community. From humble beginnings, we have expanded significantly, now boasting total assets of approximately $2.5 billion. This growth reflects not just our success but also the trust placed in us by our members. As we evolved, so did our services; we now offer a wide range of products including personal banking solutions, auto loans, mortgages, and business financing options. In addition to our physical presence, we have embraced technological advancements to better serve you. With services like online banking and mobile payments available at your fingertips, managing your finances has never been easier.

Our Mission

Our mission is simple yet impactful: to provide accessible financial services while uplifting our community through support and outreach initiatives. We believe that everyone deserves the opportunity for financial success and security. That's why we are committed to offering competitive rates and personalized service that prioritizes your needs. We understand that financial health goes beyond mere transactions; it's about building relationships. Our dedicated staff is here to guide you through every step of your financial journey, ensuring you feel valued and understood.

Branch Location & Accessibility

Convenient Access

We understand that accessibility is key for our members. Our branch features ADA-compliant entryways and ample parking, ensuring that everyone can visit us with ease. If you prefer the convenience of banking on the go, we also offer a drive-thru service for quick transactions like deposits and withdrawals.

Get in Touch!

While you can visit us directly at our branch address, if you need to send official correspondence, please use our mailing address: 1112 Montgomery Hwy, Vestavia Hills, AL 35216-2808. Don't hesitate to reach out at (205) 582-5295 if you have questions or want to learn more about our services. We invite you to stop by America's First Vestavia Branch today your financial future is just a visit away!

Operating Hours

Our friendly team is here to serve you! We are open Monday through Thursday from 9:00 AM to 5:00 PM, and on Fridays until 6:00 PM. Whether you're coming in for a personal loan, checking account, or just some financial advice, we're ready to assist you during these hours.

Services Offered

At America's First, we pride ourselves on offering a range of services tailored to meet your needs. From personal banking options such as checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, our ATM is available for cash withdrawals and balance checks whenever you need it.

Member Eligibility

At America's First, we believe that becoming a member is like joining a caring family where everyone supports one another. If you're interested in being part of our community, you'll be happy to know that membership is open to a wide range of individuals. Whether you live, work, worship, or attend school in our local areas, you likely qualify to join us. This means you can enjoy all the benefits we offer, from great rates on loans and savings accounts to personalized customer service designed just for you. For more detailed information about eligibility, feel free to visit our website at this link. Getting started is as easy as picking up the phone! You can reach us at 205-582-5295 for any questions or to learn more about how to become a member. If you're ready to open an account and take advantage of all that America's First has to offer, simply follow the steps outlined on our account opening page here. We can't wait to welcome you into our vibrant community located at 1112 Montgomery Hwy, Vestavia Hills, AL 35216!

Business Banking & Commercial Services

Loan Options That Make a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $34 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $14,884,162, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to loans, we offer comprehensive merchant services that make day-to-day operations smoother. Imagine being able to accept payments easily, manage transactions efficiently, and provide a better experience for your customers. With our merchant services at America's First, you can focus on what you do best running your business while we handle the financial side. Located at 1112 Montgomery Hwy Vestavia Hills Al 35216 in Vestavia Hills, AL, we're here to assist you in navigating the path to success. Contact us today at (205) 582-5295 to learn more about how our business banking solutions can empower your enterprise!

Comprehensive List Of Services

Business Banking

For business owners, we offer specialized banking services such as merchant services and business loans. Whether you're just starting out or looking to expand, we have the tools you need to succeed.

Convenient Access

We know life is busy, so we've made banking easier with various convenient options. Our ATM services allow you to withdraw cash or check balances anytime, while our drive-thru service makes quick transactions simple perfect for those on-the-go days. Plus, with online and mobile banking, managing your accounts has never been more convenient. In addition to these offerings, our friendly staff is always ready to assist you over the phone at (205) 582-5295 or in person during our operating hours from 9:00 AM to 5:00 PM Monday-Thursday and until 6:00 PM on Friday. So why wait? Visit us today at America's First in Vestavia Hills, or check out more about what we offer at Vestavia Branch. Your financial journey starts here!

Credit Card Options

Don't forget about our credit cards with rewards! They not only provide purchasing power but also offer points on everyday spending that can be redeemed for exciting rewards. This means every time you swipe, you're working toward something special!

Loans Tailored for You

Looking for a new car? Our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. You can also explore mortgage loans and refinancing solutions to find the best fit for your home financing needs. If you're dealing with unexpected expenses or planning a big purchase, our personal loans and debt consolidation services can help streamline your finances.

Personal Banking

Whether you're opening a new checking or savings account, our personal banking options are tailored for convenience and flexibility. Imagine having the ability to easily transfer funds, pay bills, or set up automatic savings all at your fingertips through our online and mobile banking platforms. Our checking and savings accounts come with features designed to help you grow your finances while providing easy access when you need it.

Digital & Online Banking

Key Features of Our Digital Banking Services

With our [online banking services](url_text), you can easily check your account balances, transfer funds, and pay bills all from the comfort of your home or wherever life takes you. Want to send money to a friend? Our person-to-person transfers make it simple to send cash quickly without any hassle. We know security is a top priority for our members. That's why we provide features like electronic signature authorization, ensuring that your transactions are both safe and efficient. Plus, with e-statements available, you can manage your financial documents securely without needing to sift through piles of paper. For those who prefer mobile banking, our mobile application makes banking even more accessible. You can set up mobile payments to make purchases right from your phone no need for cash or cards. And if you're ever in doubt about your finances, you can log into your account 24/7 with our reliable online banking services. At America's First, we're committed to making your banking experience straightforward and enjoyable. With real-time account management at your fingertips, staying on top of your finances has never been easier!

Financial Strength

At America's First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring you feel secure about your finances with us. Our financial health speaks volumes about our ability to serve you better. With a net worth of $284,700,495, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.31% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $593,125,482 in share certificates and $205,559,879 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $280,830,625 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $35,566 in used auto loans and $1,966,742,791 in total loans and leases. Although our net income currently stands at $0, this reflects our commitment to investing back into the credit union for your benefit. We also take pride in having 411 full-time employees and 25 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With total share accounts reaching 369,393, it's clear that more members trust us with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America's First is your trusted partner. Visit us at 1112 Montgomery Hwy Vestavia Hills Al 35216 or call 205-582-5295 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $750,972,118 in used vehicle loans and $447,431,231 in new vehicle loans already helping members get on the road. Our team can assist you in finding the right financing solution for both new and used vehicles. We also provide refinancing options for existing auto loans if you want to lower your monthly payments or get better terms.

Business Loans

For business owners, our outstanding commercial loans totaling $14,884,162 provide the capital needed to grow and expand your enterprise. Whether you're starting a new venture or looking to strengthen an existing one, we are here to support your business goals.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $43,761,685 in loans helping members manage their finances effectively. These credit card options come with competitive rates and rewards programs that can benefit your everyday spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and accessible. We offer Junior Lien 1-4 Family Residential Properties loans totaling $178,150,760. This means whether you're purchasing your first home or looking to refinance an existing mortgage, we've got flexible solutions that fit your budget.

Why Choose Us?

At America's First, we pride ourselves on offering personalized service and expert advice. Our experienced team is ready to help you explore eligibility options and find the best loan products for your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to take the next step towards achieving your financial goals or want more information about our loan offerings, don't hesitate to reach out! Call us at 205-582-5295, or visit our website at www.amfirst.org for more details. Your journey towards better financing starts here!

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the options presented are valid and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you see all available options equally without any influence from advertising dollars. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh empowers users to make informed decisions that suit their financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Ready to explore your options? Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each loan listing is backed by reliable data, eliminating guesswork and uncertainty in your search for competitive loan rates.

Americas First

Introduction

Branch History & Mission

Community Commitment

Join Us Today!

Our Legacy

Our Mission

Branch Location & Accessibility

Convenient Access

Get in Touch!

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Loan Options That Make a Difference

Merchant Services That Simplify Transactions

Comprehensive List Of Services

Business Banking

Convenient Access

Credit Card Options

Loans Tailored for You

Personal Banking

Digital & Online Banking

Key Features of Our Digital Banking Services

Financial Strength

Loan Offering

Auto Loans

Business Loans

Credit Card Loans

Mortgage Loans

Why Choose Us?

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

Join Our Community