America’s First Talladega AL Credit Union | Low Mortgage Rates & Business Banking

Introduction

Welcome to America's First at our Talladega Branch, located conveniently at 729 Battle St E, Talladega, AL 35160. Since opening our doors in 1936, we have proudly served our community and built lasting relationships with our members. With a total membership of over 195,000, we are dedicated to providing financial solutions that make a difference in your life. At America's First, we believe in the power of community. Our commitment is reflected in our impressive total assets of $2,514,666,869 and total deposits reaching $241,463,130. This strong financial foundation allows us to offer a variety of services tailored to meet the needs of our diverse membership. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we're here for you. Our leadership team is driven by a passion for service. Under the guidance of CEO Bill Connor and Board President Ross Mitchell, we strive to create an environment where every member feels valued. With a team of 436 employees, we ensure that you receive personalized support every step of the way. While members can visit us at our branch location, official correspondence should be sent to 801 North St E, Talladega, AL 35160-2529. Feel free to reach out to us at 256-362-8520 or explore more about what we offer on our website: www.amfirst.org. Join us today and experience the difference that comes from being part of a credit union that prioritizes your financial well-being!

Branch History & Mission

At America's First, our journey began in 1936, rooted in a commitment to serve the financial needs of our community in Talladega, Alabama. Located at 729 Battle St E, we have been a cornerstone of support for our members for over eight decades. Our branch has grown alongside the community, continuously adapting to meet the changing needs of those we serve. Throughout the years, America's First has achieved remarkable milestones, expanding from humble beginnings to now boasting over 195,000 members and total assets of $2.5 billion. Each step in our history reflects our dedication to providing accessible and affordable financial services. Our mission is clear: to empower our members by offering personalized banking solutions that help them achieve their financial goals while also supporting local initiatives that strengthen our community. While members can visit us at 729 Battle St E, official correspondence should be sent to 801 North St E, Talladega, AL 35160-2529. This adaptability is part of what makes us special; we aim to provide convenience and accessibility in all aspects of banking. Our mission goes beyond just numbers; it's about creating a positive impact. We strive to offer services like checking and savings accounts, auto loans, mortgages, personal loans, and business banking options designed with our members' best interests at heart. In addition to traditional banking services, we pride ourselves on embracing digital advancements such as online and mobile banking options that enhance member experience while ensuring security and ease of use. Community involvement is another vital part of who we are. We actively engage in partnerships with local organizations and contribute to various outreach efforts that uplift our neighbors. Whether it's sponsoring local events or supporting educational programs, we believe in giving back and fostering growth within Talladega. For your convenience, our branch operates from 9:00 am - 5:00 pm Monday through Thursday and 9:00 am - 6:00 pm on Fridays, making it easy for you to manage your finances on your schedule. We also offer ATM access and drive-thru services for quick transactions. As we look ahead to the future, we invite you to join us on this journey. Experience the benefits of becoming a member at America's First where your financial well-being is our priority! To learn more about membership eligibility or to open an account, please visit our website or call us at 256-362-8520 today!

Branch Location & Accessibility

Get in Touch

While members can visit us at 729 Battle St E, official correspondence should be sent to 801 North St E, Talladega, AL 35160-2529. If you have any questions or need assistance, feel free to call us at 256-362-8520. We invite you to come by and experience personalized service in a friendly environment. Join us at America's First where your financial goals become our priority!

Nearby Landmarks & Accessibility

Our branch is situated near popular local spots, making it easy to stop by while you're out and about. You can find us just a short drive from the historic Talladega Superspeedway and the beautiful Cheaha State Park. We offer ample parking for all visitors and ensure that our facilities comply with ADA standards, featuring ramps and accessible entrances for those who need them.

Operating Hours & Services

We want to make your banking experience as convenient as possible. Our friendly team is here to assist you from 9:00 am to 5:00 pm Monday through Thursday, and we extend our hours until 6:00 pm on Fridays. At America's First, we provide a variety of services tailored to meet your needs, including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and credit cards with rewards. For those who prefer quick transactions, we also have drive-thru banking available. Plus, if you need cash or want to check your balance, our ATM is ready for you anytime.

Member Eligibility

Becoming a member of America's First is like joining a family that truly cares about your financial well-being. We're excited to welcome you to our community, where you'll enjoy personalized service and a range of financial products tailored just for you. To qualify for membership, you simply need to be a resident, work, or worship in the areas we serve, or have a relative who is already a member. It's that easy! This means whether you're looking to open a checking account, get an auto loan, or explore savings options, you can count on us to support your journey toward financial success. For more detailed eligibility information, please check out our website at https://www.amfirst.org/why/become-a-member/. Ready to take the next step? Opening an account at America's First is straightforward and welcoming. Just visit us at our branch located at 729 Battle St E Talladega Al 35160, or give us a call at (256) 362-8520 for any questions. You can also start the application process online by visiting https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozad3b-glbedv28paokizazcpsiysz_jued5xtutqyvby3-. We can't wait to help you become part of our vibrant community!

Business Banking & Commercial Services

Merchant Services That Matter

In today's fast-paced world, effective merchant services can make all the difference. Imagine effortlessly processing payments while serving your customers with speed and efficiency. Our solutions empower you to accept various payment methods, ensuring you never miss a sale. With these services at your fingertips, running your business becomes smoother and more rewarding. If you're ready to elevate your business finances or explore how our services can meet your specific needs, visit us at 729 Battle St E Talladega, AL 35160 or give us a call at 256-362-8520. Your success is just a step away!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $34 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $14,884,162, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

Small business owners will find valuable support through our Business Banking services, including Merchant Services and Business Loans. We understand the unique challenges faced by businesses today and aim to provide solutions that foster growth.

Convenient Access

We know convenience is key when it comes to banking. That's why we provide ATM & Cash Withdrawal Services, ensuring you have access to your money when you need it most. For those who prefer face-to-face interactions, our Basic Drive-Thru Banking allows for quick deposits, withdrawals, and other simple transactions without leaving your vehicle. If you ever have questions or need assistance, feel free to reach out to us at (256) 362-8520 during our operating hours from 9:00 am - 5:00 pm Monday through Thursday, and until 6:00 pm on Fridays.

Join Us Today!

At America's First, we're committed to making banking simple and effective for all our members. Whether you're looking for personal banking solutions or business services, we're here to help. Explore more about what we offer by visiting us online at Talladega Branch. Become a member today and take advantage of all the benefits we have waiting for you!

Loans and Financing

If you're looking to finance a new vehicle, our Auto Loans & Vehicle Financing solutions are tailored for you. We understand that buying a car can be overwhelming, so we strive to offer competitive rates and flexible terms that fit your budget. For those considering home ownership or refinancing, our Mortgage Loans & Refinancing services provide expert guidance through every step of the process. Need extra cash for unexpected expenses? Our Personal Loans & Debt Consolidation options can help simplify your finances by consolidating debt into one manageable payment. Plus, with our rewarding Credit Cards, you can earn points on your purchases while enjoying peace of mind.

Personal Banking

For everyday banking, we offer Personal Banking options that include Checking & Savings Accounts. Whether you're saving for a rainy day or managing your daily expenses, our accounts are designed to make banking easy and accessible. Imagine having the ability to check your balance or transfer funds right from your phone our Online & Mobile Banking features let you do just that, anytime and anywhere.

Digital & Online Banking

Enhanced Security and Accessibility

Security is a top priority at America's First. We use advanced measures to keep your information safe while you bank online. Additionally, we offer electronic signature authorization, so you can complete transactions securely without needing to visit a branch. You can also opt for e-statements to keep track of your finances without the clutter of paper statements. This not only saves trees but also helps you stay organized. Need to send money quickly? Our person-to-person transfer service allows you to send funds instantly to friends or family members without hassle. In summary, our digital and online banking services at America's First are tailored for modern life simple, secure, and always accessible. Experience the ease of managing your finances today!

Key Features of Our Digital Banking Services

With just a few clicks at https://www.amfirst.org/, you can access a wide range of banking services right from the comfort of your home or on the go. Our online banking platform is available 24/7, giving you complete control over your accounts at any time. Whether it's checking your balance, transferring funds, or paying bills, everything is at your fingertips. Our mobile application makes banking even easier. You can deposit checks, view transaction history, and access all the same features as online banking all from your smartphone. Plus, with our mobile payments feature, making purchases has never been simpler; just tap and go!

Financial Strength

Committed Workforce

We also take pride in having 411 full-time employees and 25 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. This dedicated workforce is here to assist you with all your banking needs.

Growing Membership Base

Total Share Accounts stand at 369393, showing a strong and growing member base that trusts us with their finances. This growth is a testament to the confidence our community has placed in America's First. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America's First is your trusted partner. Visit us at 729 Battle St E Talladega Al 35160 or call 256-362-8520 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $593,125,482 in share certificates and $205,559,879 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $280,830,625 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to adapt to changing needs while enhancing your experience with us.

Solid Financial Health

With a net worth of $284,700,495, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.31% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

We have $35566 in used auto loans and $1,966,742,791 in total loans and leases available to support our members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

At America's First, we understand that everyone has unique financial needs. That's why we offer a variety of loan products designed to help you reach your goals, whether you're looking to purchase a vehicle, buy a home, or manage everyday expenses. Our loans are tailored for our members in Talladega, AL, at our branch located at 729 Battle St E. You can also reach us at (256) 362-8520 for any inquiries. With over 120593 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly noteworthy looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $750,972,118 in used vehicle loans and $447,431,231 in new vehicle loans already helping members get on the road. If homeownership is on your mind, our mortgage options simplify the process. We provide Junior Lien 1-4 Family Residential Properties loans totaling $178,150,760, making buying or refinancing straightforward and accessible. For business owners seeking capital for growth and expansion, our outstanding commercial loans total $14,884,162 and can provide the funds necessary to take your business to the next level. We also recognize the importance of flexibility in managing finances. That's why we offer unsecured credit card loans with total amounts reaching $43,761,685. These loans help our members navigate their financial responsibilities effectively. If you're considering refinancing or want to check your eligibility for any of these products, we're here to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Whether you're ready to apply or just have questions about our offerings, visit us online at America's First or stop by our branch today!

Loan Aggregator

Accurate Loan Comparisons

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Benefits of Using LendMesh

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Americas First