America’s First Leeds AL Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to America's First, your trusted financial partner located at 1795 Ashville Rd, Leeds, AL 35094. Established in 1936, we have proudly served our community for over 85 years, building a solid foundation of trust and reliability among our 195,392 members. With total assets of $2,514,666,869 and total deposits reaching $241,463,130, we are committed to providing exceptional financial services tailored to meet your needs. At America's First, we understand that banking is more than just transactions; it's about relationships. Our dedicated team of 436 employees, led by CEO Bill Connor and Board President Ross Mitchell, strives to create a welcoming atmosphere where you feel valued as a member. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, we have the tools and expertise to help you achieve your financial goals. While members can visit us at our branch location for all their banking needs, please send any official correspondence to our mailing address: 1795 Ashville Rd, Leeds, AL 35094-7507. We are here for you Monday through Thursday from 9:00 AM to 5:00 PM and Fridays until 6:00 PM. Explore our website at www.amfirst.org for more information on how we can support your financial journey. If you have any questions or would like to speak with one of our friendly representatives, don't hesitate to call us at 205-699-2091. Join us today and experience the difference that comes with being a part of America's First!

Branch History & Mission

Community Commitment

Community involvement is at the heart of what we do. We actively participate in local events and initiatives that uplift those around us. By partnering with local organizations and supporting various outreach programs, we aim to make a positive impact in Leeds and beyond. We invite you to join us at America's First. Experience firsthand the benefits of membership where your financial goals become our mission. Together, let's build a brighter future for you and your community! For more information or to start your journey with us today, call us at 205-699-2091 or visit our website.

Our Mission

At America's First, our mission is clear: we strive to empower our members by providing exceptional financial solutions while fostering community growth and support. We are not just about transactions; we are about building relationships. Our team is committed to delivering personalized service that meets the unique needs of each member. Our branch operates Monday through Thursday from 9:00 AM to 5:00 PM and on Fridays until 6:00 PM, making it easy for you to visit us at your convenience. While members can visit us at 1795 Ashville Rd, official correspondence should be sent to our mailing address at 1795 Ashville Rd, Leeds, AL 35094-7507. We continuously strive for innovation in our services. With online banking options and mobile payments available, managing your finances has never been easier. We are also committed to being ADA compliant so that all members of our community can enjoy equal access to our services.

Branch Location & Accessibility

Welcome to America's First at our Leeds Branch, conveniently located at 1795 Ashville Rd, Leeds, AL 35094. This prime location is easily accessible for all members and visitors, making your banking experience smooth and hassle-free. Whether you're stopping by for a quick transaction or need assistance with your financial needs, our friendly staff is here to help. If you need to send us official correspondence, please note that you can also reach us at our mailing address: 1795 Ashville Rd, Leeds, AL 35094-7507. Nestled in the vibrant community of Leeds, we're just a stone's throw away from popular local spots like the Leeds Memorial Park and the charming downtown area. Our branch offers ample parking with easy access to ensure that all members can visit us without any stress. Plus, we are proud to be ADA compliant, featuring ramps and accessible entrances for those who may require them. Our operating hours are designed with your convenience in mind: we're open from 9:00 am to 5:00 pm Monday through Thursday and extend our hours to 6:00 pm on Fridays. We understand that everyone has busy schedules, so we aim to be available when you need us most! At America's First, we provide a range of services including personal banking options such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Need cash quickly? We have an ATM on-site for your convenience. Plus, our drive-thru service allows you to handle simple transactions without leaving your vehicle. We invite you to visit us at our Leeds Branch or give us a call at 205-699-2091 if you have any questions or need assistance. Your financial journey starts here!

Member Eligibility

At America's First, we believe that everyone deserves a place in our community, and becoming a member is the first step toward enjoying our supportive services and benefits. If you live, work, or worship in certain areas of Alabama or have family members who are already part of our credit union, you're likely eligible to join us! We make it easy to connect with your finances through personal banking options like checking and savings accounts, auto loans, and more. For specific eligibility details, feel free to check out this resource: Become a Member. Joining is simple and welcoming just visit us at 1795 Ashville Rd, Leeds, AL 35094, or give us a call at 205-699-2091. You can start the account opening process online too! Just follow this link for more information: Account Opening. We can't wait to have you as part of our family!

Business Banking & Commercial Services

Empowering Your Business Operations

In addition to loans, we offer merchant services designed to simplify transactions and boost your sales. Imagine processing payments effortlessly while managing your cash flow more effectively. Our tools help streamline payments, making it easier for you to focus on what you do best running your business. Located conveniently at 1795 Ashville Rd Leeds Al 35094, Leeds, AL, our team is ready to assist you every step of the way. For more information or to get started, call us at (205) 699-2091 or visit us online at https://www.amfirst.org/. Let's take your business to new heights together!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $34 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $14,884,162, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing services make it simple and affordable. We understand that getting on the road is important, which is why we offer tailored financing solutions to fit your budget.

Business Banking Services

If you're a business owner, we also provide comprehensive Business Banking services including Merchant Services and Business Loans. We know how vital it is for businesses to have reliable financial support, and we're here to assist with all your business needs.

Convenient Access Options

Additionally, our Drive-Thru Banking makes simple transactions like deposits and withdrawals quick and easy without having to leave your vehicle. Our ATMs also allow for basic access such as withdrawals and balance checks at any time. We invite you to visit us at 1795 Ashville Rd Leeds Al 35094 in Leeds, AL or give us a call at (205) 699-2091 if you have any questions about our services. At America's First, we are dedicated to helping you navigate your financial journey with ease and confidence. Ready to start? Explore more about becoming a member here or open an account today. Your financial future awaits!

Credit Cards with Rewards

Our Credit Cards with Rewards program allows you to earn points while you spend. This means that everyday purchases can bring you closer to exciting rewards, whether it's cash back, travel perks, or special discounts.

Digital Banking Features

In today's fast-paced world, managing your finances on the go is essential. That's why at America's First, we offer robust Online & Mobile Banking features. You can easily check balances, transfer funds, and pay bills right from your smartphone or computer. Our convenient ATM & Cash Withdrawal Services ensure you always have access to cash when needed.

Home Financing Solutions

For those ready to invest in a home, our Mortgage Loans & Refinancing options can help turn your dream into reality. Whether you're purchasing a new property or refinancing an existing mortgage, we guide you through every step of the process.

Personal Banking Services

Whether you're looking to save for a rainy day or manage everyday expenses, our personal banking options have got you covered. We offer Checking and Savings Accounts that are designed with your needs in mind, allowing you easy access to your funds whenever you need them. If you're planning to make a big purchase or consolidate debt, explore our Personal Loans and Debt Consolidation options that provide flexible terms and competitive rates.

Digital & Online Banking

Key Features

With our online banking, you can easily check your balances, transfer funds, and pay bills without stepping foot inside a branch. Plus, for those who appreciate going paperless, we offer e-statements that keep your financial documents organized and accessible right from your device. And when it comes to signing documents, our electronic signature authorization makes it quick and hassle-free to complete transactions securely. Our mobile application takes this convenience a step further. With features like mobile payments and person-to-person transfers, you can send money to friends or make purchases with just a few taps on your phone. It's banking that fits into your lifestyle wherever you are.

Security You Can Trust

We know that security is a top concern for our members. That's why our online banking services include robust measures to protect your personal information and transactions. You can bank confidently knowing that we prioritize the safety of your data. In summary, whether you're looking to manage your accounts efficiently or enjoy the flexibility of mobile banking, America's First has everything you need. From seamless e-statements to easy person-to-person transfers, we're here to support you every step of the way! Start exploring all these features today by visiting us at https://www.amfirst.org/.

Financial Strength

At America's First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a net worth of $284,700,495, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our net worth ratio of 11.31 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $593,125,482 in share certificates and $205,559,879 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. We ensure that our resources are focused on benefiting you through better loan rates and exclusive perks. With $280,830,625 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $35,566 in used auto loans and a total of $1,966,742,791 in loans and leases. Our operational efficiency is reflected in our net income of $0 this period; this enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 411 full-time employees and 25 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Total share accounts stand at 369,393 showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America's First is your trusted partner. Visit us at 1795 Ashville Rd Leeds Al 35094 or call 205-699-2091 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $750,972,118 in used vehicle loans and $447,431,231 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to fit your budget and lifestyle, ensuring you can find the right financing option for both new and used vehicles.

Business Financing

For business owners, our outstanding commercial loans totaling $14,884,162 provide the capital needed to grow and expand. Whether you need funds for equipment purchases or working capital, we can help support your business ambitions. At America's First in Leeds, AL (1795 Ashville Rd), we're committed to providing quality loan products that meet your financial needs. If you're interested in exploring refinancing options or checking eligibility for our various loan products, please reach out at 205-699-2091 during our operating hours: Monday to Thursday from 9:00 am - 5:00 pm and Friday from 9:00 am - 6:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're ready to apply for a loan or just have questions about our offerings, we're here to help you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $178,150,760, make buying or refinancing simple. We offer competitive rates and various terms to accommodate your needs. Whether you're a first-time buyer or looking to refinance an existing loan, our team is here to guide you through every step.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $43,761,685 in loans helping members manage their finances effectively. These cards provide an excellent way to build credit while enjoying benefits like rewards programs and low-interest rates.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers when searching for loans. By using verified data, LendMesh provides a trustworthy platform where users can confidently explore their options.

Key Benefits of Using LendMesh

One of the standout features of LendMesh is its commitment to providing verified data. Loan offers are sourced from legitimate financial institutions, ensuring transparency in all comparisons. Additionally, there are no sponsored listings on the platform; lenders are not prioritized based on paid promotions. This means users receive unbiased results tailored to their needs. LendMesh also offers real-time rate comparisons. Users benefit from up-to-date loan rates from multiple institutions, which aids in making well-informed decisions about their borrowing options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this illustrate how effective the platform can be for those seeking the best loan deals.

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Americas First